Company Overview
Saraswati Commercial (India) Limited, a non-banking financial company, engages in the business of investment and trading in shares and securities, and lending activities in India. The company was incorporated in 1983 and is based in Mumbai, India.
Why Investors Should Care
Net profit has compounded at 20.7% per year over the last five years.
Revenue has grown at a 20.3% CAGR over the past five years.
Trades at an undemanding P/E of 15.2.
Maintains a net profit margin of 76.0%.
Carries low leverage with a debt-to-equity ratio of 0.01.
Recent Developments
- Mar 2026 Revenue of ₹121.00 Cr (+61.3% YoY); net profit ₹92.00 Cr.
- Trailing 12 Months Year-on-year growth — revenue +61.3%, earnings +73.6%.
- 5-Year Trend Long-term compounding — revenue CAGR 20.3%, profit CAGR 20.7%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 20.34% |
| 1 Year: | 61.33% |
Compounded Profit Growth
| 5 Years: | 20.72% |
| 1 Year: | 73.58% |
Stock Price Performance
| 1 Year: | +30.48% |
| 6 Months: | - |
| 3 Months: | - |
| 1 Month: | +29.10% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- RSI (14)67.13 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 76.0%.
- Compounding revenue at 20.3% over 5 years.
- Profit CAGR of 20.7% over 5 years.
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in INR.
| Metric | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | -18.00 Cr | 30.00 Cr | 29.00 Cr | 40.00 Cr | 30.00 Cr | 68.00 Cr | 78.00 Cr | -45.00 Cr | -26.00 Cr | 31.00 Cr | 73.00 Cr | 33.00 Cr | -16.00 Cr |
| Operating Expenses | 1.00 Cr | 1.00 Cr | 1.00 Cr | 1.00 Cr | 1.00 Cr | 1.00 Cr | 2.00 Cr | 1.00 Cr | 1.00 Cr | 2.00 Cr | 1.00 Cr | 1.00 Cr | 2.00 Cr |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | 1.00 Cr | 0 | 0 | 0 | 1.00 Cr | 0 | 0 | 1.00 Cr | 1.00 Cr | 0 | 1.00 Cr | 1.00 Cr | 1.00 Cr |
| Pretax Income | -20.00 Cr | 28.00 Cr | 28.00 Cr | 39.00 Cr | 29.00 Cr | 67.00 Cr | 77.00 Cr | -46.00 Cr | -28.00 Cr | 29.00 Cr | 72.00 Cr | 30.00 Cr | -19.00 Cr |
| Tax Provision | 2.60 Cr | 3.92 Cr | 3.92 Cr | 5.46 Cr | 6.38 Cr | 14.74 Cr | 13.09 Cr | 6.90 Cr | 5.32 Cr | 5.51 Cr | 11.52 Cr | 5.40 Cr | 2.47 Cr |
| Net Income | -17.00 Cr | 24.00 Cr | 24.00 Cr | 33.00 Cr | 22.00 Cr | 52.00 Cr | 63.00 Cr | -39.00 Cr | -23.00 Cr | 24.00 Cr | 60.00 Cr | 25.00 Cr | -16.00 Cr |
| Diluted EPS | -168.75 | 237.11 | 231.09 | 323.53 | 217.21 | 509.27 | 614.91 | -382.56 | -209.42 | 215.17 | 550.23 | 225.84 | -148.83 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 19.00 Cr | 11.00 Cr | 16.00 Cr | 9.00 Cr | 1.00 Cr | 28.00 Cr | 87.00 Cr | 24.00 Cr | 128.00 Cr | 75.00 Cr | 121.00 Cr |
| Operating Expenses | 1.00 Cr | 3.00 Cr | 2.00 Cr | 2.00 Cr | 14.00 Cr | 2.00 Cr | 2.00 Cr | 3.00 Cr | 3.00 Cr | 5.00 Cr | 6.00 Cr |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | 4.00 Cr | 3.00 Cr | 0 | 0 | 0 | 2.00 Cr | 1.00 Cr | 2.00 Cr | 2.00 Cr | 2.00 Cr | 3.00 Cr |
| Pretax Income | 14.00 Cr | 5.00 Cr | 14.00 Cr | 8.00 Cr | -13.00 Cr | 25.00 Cr | 84.00 Cr | 19.00 Cr | 123.00 Cr | 69.00 Cr | 112.00 Cr |
| Tax Provision | 0 | -10.00 L | -2.38 Cr | 80.00 L | 3.38 Cr | 3.50 Cr | 18.48 Cr | 7.41 Cr | 19.68 Cr | 15.18 Cr | 20.16 Cr |
| Net Income | 14.00 Cr | 5.00 Cr | 16.00 Cr | 7.00 Cr | -10.00 Cr | 21.00 Cr | 65.00 Cr | 12.00 Cr | 104.00 Cr | 53.00 Cr | 92.00 Cr |
| Diluted EPS | - | - | 159.46 | 67.44 | -96.01 | 213.11 | 630.35 | 113.51 | 1,008.84 | 487.45 | 842.32 |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 82.00 Cr | 133.00 Cr | 162.00 Cr | 137.00 Cr | 168.00 Cr | 299.00 Cr | 488.00 Cr | 490.00 Cr | 770.00 Cr | 1,109.00 Cr | 1,218.00 Cr |
| Total Equity | 35.64 Cr | 115.64 Cr | 129.00 Cr | 136.00 Cr | 157.00 Cr | 279.00 Cr | 427.00 Cr | 438.00 Cr | 697.00 Cr | 967.00 Cr | 1,101.00 Cr |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -16.00 Cr | -23.00 Cr | -6.00 Cr | -16.00 Cr | -18.00 Cr | -5.00 Cr | 50.00 Cr | 27.00 Cr | 33.00 Cr | 9.00 Cr | -114.00 Cr |
| Investing Cash Flow | 20.00 Cr | 27.00 Cr | 8.00 Cr | 16.00 Cr | 16.00 Cr | 4.00 Cr | -81.00 Cr | -22.00 Cr | -7.00 Cr | -108.00 Cr | 139.00 Cr |
| Financing Cash Flow | -4.00 Cr | -3.00 Cr | -3.00 Cr | -0 | 9.00 Cr | -7.00 Cr | 33.00 Cr | -7.00 Cr | -24.00 Cr | 120.00 Cr | -45.00 Cr |
| Capital Expenditure | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Free Cash Flow | -16.00 Cr | -23.00 Cr | -6.00 Cr | -16.00 Cr | -18.00 Cr | -5.00 Cr | 50.00 Cr | 27.00 Cr | 33.00 Cr | 9.00 Cr | -114.00 Cr |
| Net Change in Cash | 0 | 2.00 Cr | -1.00 Cr | -0 | 7.00 Cr | -7.00 Cr | 2.00 Cr | -2.00 Cr | 2.00 Cr | 20.00 Cr | -21.00 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | 73.7% | 45.5% | 100.0% | 77.8% | -1,000.0% | 75.0% | 74.7% | 50.0% | 81.2% | 70.7% | 76.0% |
| ROE % | 39.3% | 4.3% | 12.4% | 5.1% | -6.4% | 7.5% | 15.2% | 2.7% | 14.9% | 5.5% | 8.4% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
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ZSARACOM — Frequently Asked Questions
What is the current share price of Saraswati Commercial (India) Limited (ZSARACOM)?
As of 2026-07-16 05:21 IST, Saraswati Commercial (India) Limited (ZSARACOM) trades at ₹12,799.00 on NSE. Its 52-week range is ₹9,115.00 to ₹13,644.00.
What is the P/E ratio of ZSARACOM?
ZSARACOM trades at a trailing price-to-earnings (P/E) ratio of 15.19. Its price-to-book (P/B) ratio is 1.31.
What is the return on equity (ROE) of ZSARACOM?
ZSARACOM has a return on equity (ROE) of 8.36%.
Is ZSARACOM a good stock to buy?
This page provides a data-driven analysis of Saraswati Commercial (India) Limited (ZSARACOM), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.