Kotak Mahindra Bank Limited KOTAKBANK NIFTY50NSEAIFINANCIAL
Kotak Mahindra Bank Limited provides a range of banking and financial services to corporate and individual customers in India. It operates through Treasury, BMU, and Corporate Centre; Retail Banking; Corporate/Wholesale Banking; Vehicle Financing; Other Lending Activities; Broking; Advisory and Transactional Services; Asset Management; and Insurance segments. The company offers savings, current, retail institution, corporate, and salary accounts; NRE and NRO fixed deposits and foreign currency nonresident deposits; home, personal, business, payday, gold, education, two-wheeler, commercial vehicle and equipment, home improvement, car, business, and crop loans, as well as loans against securities and properties; smart EMI services; bill payment, fund transfer, FASTag, taxes, loan/utility payment, forex and remittance, and wearable payments; working capital solutions; and forex, credit, and debit card services. It also provides investment products; life, vehicle, property, health, car, and two-wheeler insurance; domestic and international trade; international export and import; bank guarantee, letter of credit, and export credit; cash management and trade and supply chain finance; and private banking services. In addition, the company offers demat accounts, mutual funds, and portfolio investment schemes; and wire transfer, click2remit, and remittance exchange house services. Kotak Mahindra Bank Limited was incorporated in 1985 and is headquartered in Mumbai, India.
READ MORE ›Market & Price
Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Excellent profit margin of 26.0%.
- Compounding revenue at 14.6% over 5 years.
CONS
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 384.20 | 19.80 | ₹3.82 L Cr | 0.13% | - | 11.39% | 14.58% | 8.92% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 744.55 | 16.61 | ₹11.46 L Cr | 1.75% | - | 13.82% | 32.50% | 20.39% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,256.40 | 16.81 | ₹9.01 L Cr | 0.88% | - | 16.36% | 19.65% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 964.40 | 10.58 | ₹8.90 L Cr | 1.80% | - | 15.48% | 12.19% | 14.39% |
| 5 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 411.35 | 9.06 | ₹2.60 L Cr | 2.43% | - | 42.36% | 7.61% | 16.86% |
| 6 | SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL | 947.15 | 17.79 | ₹2.23 L Cr | 1.46% | - | 16.38% | 15.48% | 18.59% |
| 7 | SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL | 1,830.10 | 74.06 | ₹1.84 L Cr | 0.15% | - | 13.70% | 11.67% | 12.81% |
| 8 | ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL | 3,538.50 | 53.19 | ₹1.75 L Cr | 0.70% | 98.30% | 85.80% | 28.94% | 29.58% |
| 9 | JIOFIN Jio Financial Services Limited NIFTY50NSEAIFINANCIAL | 238.95 | 99.15 | ₹1.58 L Cr | 0.21% | 1.63% | 1.21% | 407.38% | 268.28% |
Quarterly Results
Figures in INR.
| Metric | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Revenue | 16,776.10 Cr | 20,073.66 Cr | 19,166.18 Cr | - | 20,458.96 Cr | 20,755.33 Cr |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| Operating Expenses | 9,541.85 Cr | 12,526.06 Cr | 11,800.02 Cr | - | 12,993.43 Cr | 13,071.07 Cr |
| Operating Income | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - |
| Interest Expense | 7,169.69 Cr | 7,156.99 Cr | 7,529.33 Cr | - | 7,384.43 Cr | 7,375.90 Cr |
| Pretax Income | 6,180.08 Cr | 6,351.10 Cr | 6,053.40 Cr | - | 6,533.34 Cr | 7,443.21 Cr |
| Tax Provision | 1,540.45 Cr | 1,442.16 Cr | 1,624.27 Cr | - | 1,629.34 Cr | 2,041.66 Cr |
| Net Income | 4,701.02 Cr | 4,932.76 Cr | 4,472.18 Cr | - | 4,924.29 Cr | 5,423.15 Cr |
| Diluted EPS | - | 4.96 | 4.50 | 4.49 | 4.95 | 5.45 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 51,857.25 Cr | 69,669.60 Cr | 74,758.29 Cr | 78,015.38 Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | 32,079.59 Cr | 44,311.18 Cr | 45,760.32 Cr | 48,418.40 Cr |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 14,411.13 Cr | 22,567.24 Cr | 28,270.91 Cr | 29,619.98 Cr |
| Pretax Income | - | 19,646.19 Cr | 23,863.38 Cr | 28,989.03 Cr | 25,992.72 Cr |
| Tax Provision | - | 4,865.74 Cr | 5,886.55 Cr | 7,043.29 Cr | 6,812.10 Cr |
| Net Income | - | 14,925.01 Cr | 18,213.21 Cr | 22,125.99 Cr | 19,287.89 Cr |
| Diluted EPS | - | 14.99 | 18.29 | 22.26 | 19.39 |
Compounded Sales Growth
| 5 Years: | 14.58% |
| 1 Year: | -11.00% |
Compounded Profit Growth
| 5 Years: | 8.92% |
| 1 Year: | 9.80% |
Stock Price Performance
| 1 Year: | -7.61% |
| 6 Months: | -7.19% |
| 3 Months: | -10.17% |
| 1 Month: | +0.23% |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 6.20 L Cr | 7.68 L Cr | 8.80 L Cr | 10.03 L Cr |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 47,469.83 Cr | 68,460.24 Cr | 81,112.72 Cr | 1.02 L Cr |
| Inventory | - | - | - | - | - |
| Receivables | 11,408.75 Cr | 10,936.82 Cr | 13,810.01 Cr | 12,963.72 Cr | - |
| Total Liabilities | - | 5.08 L Cr | 6.38 L Cr | 7.22 L Cr | 8.22 L Cr |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - |
| Total Debt | - | 52,333.92 Cr | 75,105.61 Cr | 86,751.03 Cr | 95,393.53 Cr |
| Total Equity | - | 1.12 L Cr | 1.30 L Cr | 1.57 L Cr | 1.81 L Cr |
| Shares Outstanding | - | 993.28 Cr | 993.96 Cr | 994.11 Cr | 994.65 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | -1,242.43 Cr | 15,685.00 Cr | 16,915.73 Cr | 41,726.52 Cr |
| Investing Cash Flow | - | -10,550.18 Cr | -9,096.93 Cr | -25,272.09 Cr | -16,519.13 Cr |
| Financing Cash Flow | - | 1,883.00 Cr | 15,515.11 Cr | 22,165.20 Cr | -2,538.43 Cr |
| Capital Expenditure | - | -986.76 Cr | -1,126.69 Cr | -1,212.85 Cr | -1,057.96 Cr |
| Free Cash Flow | - | -2,229.19 Cr | 14,558.31 Cr | 15,702.88 Cr | 40,668.56 Cr |
| Net Change in Cash | - | -9,909.60 Cr | 22,244.52 Cr | 13,808.84 Cr | 22,668.96 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - |
| Net Margin % | - | 28.8% | 26.1% | 29.6% | 24.7% |
| ROE % | - | 13.3% | 14.0% | 14.0% | 10.6% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
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