🇮🇳 India Stock Screener ← Switch market ★ Elite Club ⚡ HerAI

ICICI Bank Limited ICICIBANK NIFTY50NSEAIFINANCIAL

Financial Services · Banks - Regional · India
https://www.icici.bank.in
Company Profile ↓
₹1,423.10
+0.70% 1Y
Mkt Cap₹10.19 L Cr
P/E19.03
P/B2.78
Div. Yield0.86%
52W High₹1,477.20
52W Low₹1,205.90
Book Value₹507.03
EPS (TTM)₹74.77

Company Overview

ICICI Bank Limited, together with its subsidiaries, engages in the provision of various banking and financial services to retail and corporate customers in India and internationally. The company operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, General Insurance, and Others segments. It offers savings, salary, pension, current, trade, escrow, foreign currency, and vostro accounts, as well as time, fixed, recurring, and security deposits. The company also provides home, car, two-wheeler, personal, education, gold, and commercial business loans, as well as loans against securities, shares, mutual funds, and property; working capital finance, term loans, collateral free loans, loans without financials, finance for importers and exporters, and overdraft facilities, as well as loans for new entities and card swipes; and credit, debit, prepaid, travel, forex, and corporate cards. In addition, it offers pockets wallet; fixed income products; investment products, such as mutual funds, gold monetization schemes, initial public offerings, and other online investment services; and agri and rural business, farmer finance, tractor loans, and micro banking services. Further, the company provides portfolio management, trade, foreign exchange, locker, private and NRI banking, and cash management services; family wealth and demat accounts; commercial and investment banking, capital market, custodial, and institutional banking services; general, life health, personal accident, fire, travel, and motor insurance products; and internet, mobile, and phone banking services. Additionally, it offers securities investment, broking, trading, and underwriting services; and merchant banking, trusteeship, housing finance, pension fund management, asset management, investment advisory, points of presence, and private equity/venture capital fund management services. The company was founded in 1955 and is headquartered in Mumbai, India.

Why Investors Should Care

Consistent Profit Growth

Net profit has compounded at 16.8% per year over the last five years.

Steady Revenue Expansion

Revenue has grown at a 19.7% CAGR over the past five years.

Reasonable Valuation

Trades at a P/E of 19.0, below the sector median of 19.8.

Healthy Margins

Maintains a net profit margin of 24.3%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Mar 2026 Revenue of ₹2.23 L Cr (+8.5% YoY); net profit ₹54,207.70 Cr.
  • Trailing 12 Months Year-on-year growth — revenue +8.5%, earnings +6.2%.
  • 5-Year Trend Long-term compounding — revenue CAGR 19.7%, profit CAGR 16.8%.

Growth & Price Performance

Compounded Sales Growth

5 Years:19.65%
1 Year:8.53%

Compounded Profit Growth

5 Years:16.78%
1 Year:6.23%

Stock Price Performance

1 Year:+0.70%
6 Months:+1.34%
3 Months:+5.77%
1 Month:+7.19%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

AI Exposure AI Banking / AI-First Retail Bank
Core Focus

ICICI Bank is among India's most AI-forward large banks. iMobile Pay app uses AI for hyper-personalised offers (100M+ users). 'Merchant Stack' and 'Trade Emerge' are AI-powered B2B platforms. Uses AI in credit decisioning (instant personal loans in <3 sec), NLP for call centre, and computer vision for physical document verification.

Key Initiatives
  • AI in underwriting & risk analytics ICICI Bank uses ML for credit decisioning, fraud detection and portfolio risk across retail, SME and corporate books.
  • iMobile & AI personalisation AI-driven personalisation and conversational banking in iMobile/ InstaBIZ deepen cross-sell and lower cost-to-serve.
  • Process automation at scale AI/RPA across operations, collections and KYC improves efficiency and turnaround.
Why Investors Should Care
  • AI compounds on a leading, well-capitalised private-bank franchise — ROE ~16%.
  • Strong ~22% five-year profit CAGR with a sector-leading return profile.
  • AI directly supports credit costs, fee income and cost-to-income.
  • Reasonable P/E ~18 for the franchise quality and consistency.
AI InvestmentIT capex ~₹8,000-9,000 Cr/year (FY25 est.); AI/data science team of 1,500+. Partnered with Google Cloud for AI platform, Microsoft for Copilot and OpenAI for customer-facing NLP.
AI RevenueRetail unsecured loan book (~₹3.5 lakh Cr) significantly AI-underwritten. Business banking and home loan origination increasingly AI-assisted. Not separately disclosed but AI-enabled revenue est. ₹4,000-6,000 Cr incremental.
ROI (Now)ROE ~18%, ROA ~2.3% — among best in sector. AI delivering measurable cost reduction in KYC (80% digital), fraud (AI covering >97% card fraud), and productivity (15% fewer branches needed vs loan book growth).
ROI (Expected)AI expected to accelerate MSME and rural credit penetration. iMobile Pay super-app strategy positions ICICI to monetise financial services beyond loans. Analysts model 15-18% EPS CAGR FY25-27 partly on AI efficiency.

Curated from public filings and analyst commentary; figures are illustrative.

⚙Ad space

Price Chart

NSE TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 24.3%.
  • Compounding revenue at 19.7% over 5 years.
  • Profit CAGR of 16.8% over 5 years.
  • Generates positive free cash flow.

CONS

  • In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

⚙Ad space

Valuation

Stock P/E
19.03
Industry PE
19.81
Forward P/E
15.67
PEG Ratio
0.53
Book Value
₹507.03
Price to Book
2.78
P/S
4.65
EV/EBITDA
-
Dividend Yield
0.86%

Growth (CAGR)

Revenue 5Y
19.65%
Profit 5Y
16.78%
Revenue (YoY)
8.53%
Earnings (YoY)
6.23%

Profitability & Returns

ROCE
-
ROE
14.93%
ROA
1.86%
Profit Margin
24.30%
Op Margin
33.29%
Gross Margin
0.00%
EPS (Latest Qtr)
₹20.36
EPS (TTM)
₹74.77

Balance Sheet & Liquidity

Debt/Equity
0.61
Quick Ratio
-
Current Ratio
-
Debt
₹2.20 L Cr
Total Assets
₹29.14 L Cr
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
3.01%
Chg in Prom Hold
-0.00%
FII / Inst Holding
59.28%
Chg in FII Hold
0.02%

Financial Snapshot

Enterprise Value
₹10.19 L Cr
Total Revenue (TTM)
₹2.23 L Cr
EBITDA
-
Free Cash Flow
₹63,595.42 Cr
Operating Cash Flow
₹67,325.42 Cr
Shares Outstanding
₹716.06 Cr
Gross Margin
0.00%
Payout Ratio
14.71%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP ₹P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL 1,423.10 19.03 ₹10.19 L Cr 0.86% - 14.93% 19.65% 16.78%
2 HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL 815.55 16.51 ₹12.48 L Cr 1.58% - 13.62% 32.50% 20.39%
3 SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU 1,031.00 11.31 ₹9.52 L Cr 1.67% - 13.97% 12.19% 14.39%
4 BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL 1,032.90 33.85 ₹6.43 L Cr 0.53% - 16.68% 22.58% 18.23%
5 LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU 443.80 9.77 ₹5.61 L Cr 2.26% - 32.53% 7.26% 16.86%
6 AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL 1,340.20 15.86 ₹4.17 L Cr 0.08% - 12.27% 12.16% 34.61%
7 KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL 381.30 19.66 ₹3.79 L Cr 0.17% - 10.64% 13.48% 8.92%
8 BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL 1,887.10 34.31 ₹3.02 L Cr 0.07% - 12.58% 22.92% 15.16%
9 SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL 1,044.20 19.61 ₹1.96 L Cr 1.32% - 15.21% 13.92% 18.59%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in INR.

Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue 34,439.00 Cr37,106.00 Cr38,938.00 Cr40,865.00 Cr42,607.00 Cr44,582.00 Cr--56,700.45 Cr51,485.97 Cr54,129.20 Cr54,907.76 Cr62,566.85 Cr
Cost of Revenue -------------
Gross Profit -------------
Operating Expenses 25,959.00 Cr21,402.00 Cr24,560.00 Cr24,929.00 Cr30,604.00 Cr29,387.00 Cr-------
Operating Income -------------
EBITDA -------------
Interest Expense 14,479.00 Cr16,368.00 Cr17,908.00 Cr19,409.00 Cr20,424.00 Cr21,122.00 Cr--23,047.32 Cr23,090.06 Cr22,017.39 Cr21,874.32 Cr22,046.81 Cr
Pretax Income 13,735.00 Cr14,566.00 Cr15,160.00 Cr15,142.00 Cr16,154.00 Cr16,761.00 Cr--19,143.00 Cr19,557.01 Cr19,126.33 Cr17,823.86 Cr20,812.98 Cr
Tax Provision 3,433.75 Cr3,495.84 Cr3,790.00 Cr3,936.92 Cr4,200.04 Cr4,357.86 Cr--4,789.31 Cr5,100.68 Cr4,808.18 Cr4,342.73 Cr5,132.34 Cr
Net Income 10,236.00 Cr11,014.00 Cr11,351.00 Cr11,515.00 Cr12,200.00 Cr12,463.00 Cr--13,502.22 Cr13,557.60 Cr13,357.06 Cr12,537.98 Cr14,755.06 Cr
Diluted EPS 14.1115.2015.5615.7616.6216.62-17.9518.8418.71-17.2920.36

Profit & Loss (Annual)

Figures in INR.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue 54,964.00 Cr59,294.00 Cr60,940.00 Cr62,162.00 Cr71,982.00 Cr84,836.00 Cr89,163.00 Cr-1.30 L Cr1.53 L Cr2.06 L Cr2.23 L Cr
Cost of Revenue ------------
Gross Profit ------------
Operating Expenses 38,766.00 Cr52,252.00 Cr63,841.00 Cr72,806.00 Cr83,775.00 Cr85,361.00 Cr91,309.00 Cr-----
Operating Income ------------
EBITDA ------------
Interest Expense 32,318.00 Cr33,996.00 Cr34,836.00 Cr34,262.00 Cr39,178.00 Cr44,666.00 Cr42,659.00 Cr-50,543.39 Cr74,108.16 Cr89,027.65 Cr89,028.58 Cr
Pretax Income 18,334.00 Cr14,304.00 Cr13,809.00 Cr10,978.00 Cr7,408.00 Cr18,589.00 Cr26,028.00 Cr-35,461.31 Cr61,508.13 Cr73,004.21 Cr77,320.18 Cr
Tax Provision 5,316.86 Cr3,432.96 Cr2,485.62 Cr1,866.26 Cr1,703.84 Cr7,435.60 Cr5,726.16 Cr-11,793.44 Cr15,427.62 Cr18,434.83 Cr19,383.93 Cr
Net Income 12,942.00 Cr10,927.00 Cr11,340.00 Cr9,100.00 Cr5,689.00 Cr11,225.00 Cr20,364.00 Cr-34,036.64 Cr44,256.37 Cr51,029.20 Cr54,207.70 Cr
Diluted EPS 19.2015.9215.9012.006.6014.7826.58-47.8461.9671.1474.77

Balance Sheet (Annual)

Figures in INR.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Total Assets 8.26 L Cr9.19 L Cr9.86 L Cr11.24 L Cr12.39 L Cr13.77 L Cr15.74 L Cr-19.58 L Cr23.64 L Cr26.42 L Cr29.14 L Cr
Current Assets ------------
Cash & Equivalents --------1.64 L Cr1.90 L Cr2.38 L Cr2.65 L Cr
Inventory ------------
Receivables -------10,838.99 Cr15,110.06 Cr20,855.11 Cr23,837.80 Cr-
Total Liabilities --------17.37 L Cr20.94 L Cr23.13 L Cr25.35 L Cr
Current Liabilities ------------
Long Term Debt --------1.74 L Cr1.84 L Cr1.81 L Cr2.20 L Cr
Total Debt --------1.84 L Cr2.01 L Cr2.04 L Cr2.20 L Cr
Total Equity 84,705.00 Cr94,111.00 Cr1.05 L Cr1.11 L Cr1.14 L Cr1.23 L Cr1.58 L Cr-2.14 L Cr2.56 L Cr3.14 L Cr3.63 L Cr
Shares Outstanding --------698.28 Cr702.23 Cr712.19 Cr716.06 Cr

Cash Flows (Annual)

Figures in INR.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating Cash Flow -12,273.00 Cr23,645.00 Cr52,636.00 Cr19,383.00 Cr48,671.00 Cr79,565.00 Cr1.38 L Cr--3,771.19 Cr1.57 L Cr1.23 L Cr67,325.42 Cr
Investing Cash Flow -13,175.00 Cr-12,060.00 Cr-1,711.00 Cr-50,551.00 Cr-30,282.00 Cr-42,095.00 Cr-63,631.00 Cr--68,005.32 Cr-1.46 L Cr-77,288.36 Cr-13,013.59 Cr
Financing Cash Flow 24,827.00 Cr5,814.00 Cr-35,470.00 Cr39,676.00 Cr-19,997.00 Cr2,992.00 Cr-54,667.00 Cr-24,790.72 Cr13,764.51 Cr5,589.23 Cr-4,660.55 Cr
Capital Expenditure -1,208.00 Cr-778.00 Cr-1,302.00 Cr-1,016.00 Cr-1,101.00 Cr-1,848.00 Cr-1,676.00 Cr--2,467.68 Cr-3,678.55 Cr-4,770.00 Cr-3,730.00 Cr
Free Cash Flow -13,481.00 Cr22,867.00 Cr51,334.00 Cr18,367.00 Cr47,570.00 Cr77,717.00 Cr1.36 L Cr--6,238.87 Cr1.54 L Cr1.18 L Cr63,595.42 Cr
Net Change in Cash -621.00 Cr17,399.00 Cr15,455.00 Cr8,508.00 Cr-1,608.00 Cr40,462.00 Cr19,718.00 Cr--46,985.80 Cr25,117.90 Cr51,106.13 Cr49,651.28 Cr

Ratios (Annual)

Figures in %.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross Margin % ------------
Operating Margin % ------------
Net Margin % 23.5%18.4%18.6%14.6%7.9%13.2%22.8%-26.1%28.9%24.8%24.3%
ROE % 15.3%11.6%10.8%8.2%5.0%9.1%12.9%-15.9%17.3%16.3%14.9%
ROCE % ------------

Shareholding Pattern

Insiders
3.01%
Institutions
59.28%
Public Float
61.11%

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for ICICIBANK

Google News Mon, 13 Jul 2026

ICICI Bank Ltd (IBN) Joins TPG to Acquire Aseem Infrastructure - Yahoo Finance

<a href="https://news.google.com/rss/articles/CBMikwFBVV95cUxObGJ6WjY5TXAwbkxaRUhjeUNQZGJNaFRFbDZEQUZXRzV0M09MQ2k0S3czLWFnSE04MXNyOVN4UTlzS3lPWnpsX0pMQzE0NHZ6anFVajdYQThCeHJIMTVBeVh2ZjVfbmplSUwwUmtudzY5MWNUN21EUUNkeS13TVY1Z2M0aHhtUFBtTHAzT2…

Google News ue, 14 Jul 2026

ICICI Prudential AMC stock slips over 1% despite upbeat brokerage views after Q1 beat - TradingView

<a href="https://news.google.com/rss/articles/CBMi4AFBVV95cUxOMlNVZnNEaUFhTjZhOGdzeHVONXo2SE5wSU5KY1JpT0gzNElDNGxiaU9pMXRkcnlVNTh4UklQS1NBT2R6TmxaU1NtTkdwVEE4cFllZl8tX0t3eDhVV2FqSjdJblhDZnJOeF9Tdk0zT3c0NzZfb3FBYTlSMnlvS1RUSVU4ZXNDOEs5WXozVl…

Google News ue, 14 Jul 2026

ICICI Bank to discuss Q1FY27 results on July 18 - scanx.trade

<a href="https://news.google.com/rss/articles/CBMipwFBVV95cUxQTkFSV2pKWFc5cXJyMnl4cmFwV3J5OXBLbkplc3FBS004TjZrMS1jQ3Ezb3ViQkkzNEM5eGYwX0w1cEY0TGxMNHhxckN3dWxhbXo4SkpFb01TTGFTM1VsZHhaNVZoemVpQnJLMTBJV2N6NzRUNFFHYzNYQ0hTazdHOTZaUWNQRmdrdWExa3…

Google News Mon, 06 Jul 2026

ICICI Bank (IBN) sets Prudential undertakings as role shifts at ICICI Prudential Life - Stock Titan

<a href="https://news.google.com/rss/articles/CBMirgFBVV95cUxPX3RjRUlYSzVWSHk3SHl0TFhCM2g5bm1RVGc5VUM1TWVidDRZaXM3a1QxTmRDazRwN09wSW84bVU5VTJvdjRIOGVNNXlzaFBOZk8yVDBmbVBnNWIzVXlhS3VxdVNOVk1Cdnl0WkFpdHd1UzVSQTlfc3dxcTNNc2p0ZkVHaVdHNGFSNUI3Ym…

Google News Fri, 19 Jun 2026

Here's Why We Think ICICI Bank (NSE:ICICIBANK) Might Deserve Your Attention Today - simplywall.st

<a href="https://news.google.com/rss/articles/CBMi0wFBVV95cUxOTEpYdFZWZkhnekktanJIUEVwcEpWQ0xBODducENvZXlIVmVmeHBaR1RLVENZeElMMV9DOV80dVRPckE2ekE4SDh5UFhId2QyMmtJS2tyZDZvb0VpV1R1cng1UVlaUmowZEt5c1YxdTYyRW5jYW91VGdnZzFTOGNUV21LSnA5NXlqQkJrcz…

Google News Wed, 10 Jun 2026

Is ICICI Bank Limited (IBN) The Best Deep Value Stock to Invest in? - Yahoo Finance

<a href="https://news.google.com/rss/articles/CBMilwFBVV95cUxNVW1Ud3NTWGQwX2hCUXhkaWx1MjA5dzBva2VydS1VYUdPNTVnTGFlcXJ1N1A2OWVtZWFFdGlEaEZwWEkxZW1HZUdUY3dYV3YzNTc3UVFpaUhWX1pWOTBBTkpFQ2JwaDFscHVkYk02eUJSNkR3aG1OT0loRVlmOTZpZXItZjJEbWI0QTlzNm…

ICICIBANK — Frequently Asked Questions

What is the current share price of ICICI Bank Limited (ICICIBANK)?

As of 2026-07-15 09:52 IST, ICICI Bank Limited (ICICIBANK) trades at ₹1,423.10 on NSE. Its 52-week range is ₹1,205.90 to ₹1,477.20.

What is the market capitalisation of ICICIBANK?

ICICI Bank Limited (ICICIBANK) has a market capitalisation of ₹10.19 L Cr on NSE.

What is the P/E ratio of ICICIBANK?

ICICIBANK trades at a trailing price-to-earnings (P/E) ratio of 19.03. The industry average P/E is 19.81. Its price-to-book (P/B) ratio is 2.78.

Does ICICIBANK pay a dividend?

ICICI Bank Limited (ICICIBANK) currently offers a dividend yield of 0.86%.

What is the return on equity (ROE) of ICICIBANK?

ICICIBANK has a return on equity (ROE) of 14.93%.

Is ICICIBANK a good stock to buy?

This page provides a data-driven analysis of ICICI Bank Limited (ICICIBANK), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

Explore More

📊 Financial Services Sector 🔍 All Stock Screens 📈 Technical Screens 💰 Fundamental Screens 🔄 Swing Trading Setups 📐 Chart Patterns 📅 Earnings Calendar 📋 All India Stocks
⚙Ad space