ICICI Bank Limited ICICIBANK NIFTY50NSEAIFINANCIAL
ICICI Bank Limited, together with its subsidiaries, engages in the provision of various banking and financial services to retail and corporate customers in India and internationally. The company operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, General Insurance, and Others segments. It offers savings, salary, pension, current, trade, escrow, foreign currency, and vostro accounts, as well as time, fixed, recurring, and security deposits. The company also provides home, car, two-wheeler, personal, education, gold, and commercial business loans, as well as loans against securities, shares, mutual funds, and property; working capital finance, term loans, collateral free loans, loans without financials, finance for importers and exporters, and overdraft facilities, as well as loans for new entities and card swipes; and credit, debit, prepaid, travel, forex, and corporate cards. In addition, it offers pockets wallet; fixed income products; investment products, such as mutual funds, gold monetization schemes, initial public offerings, and other online investment services; and agri and rural business, farmer finance, tractor loans, and micro banking services. Further, the company provides portfolio management, trade, foreign exchange, locker, private and NRI banking, and cash management services; family wealth and demat accounts; commercial and investment banking, capital market, custodial, and institutional banking services; general, life health, personal accident, fire, travel, and motor insurance products; and internet, mobile, and phone banking services. Additionally, it offers securities investment, broking, trading, and underwriting services; and merchant banking, trusteeship, housing finance, pension fund management, asset management, investment advisory, points of presence, and private equity/venture capital fund management services. The company was founded in 1955 and is headquartered in Mumbai, India.
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Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Excellent profit margin of 24.9%.
- Compounding revenue at 19.7% over 5 years.
- Profit CAGR of 16.8% over 5 years.
CONS
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,256.40 | 16.81 | ₹9.01 L Cr | 0.88% | - | 16.36% | 19.65% | 16.78% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 744.55 | 16.61 | ₹11.46 L Cr | 1.75% | - | 13.82% | 32.50% | 20.39% |
| 3 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 964.40 | 10.58 | ₹8.90 L Cr | 1.80% | - | 15.48% | 12.19% | 14.39% |
| 4 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 384.20 | 19.80 | ₹3.82 L Cr | 0.13% | - | 11.39% | 14.58% | 8.92% |
| 5 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 411.35 | 9.06 | ₹2.60 L Cr | 2.43% | - | 42.36% | 7.61% | 16.86% |
| 6 | SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL | 947.15 | 17.79 | ₹2.23 L Cr | 1.46% | - | 16.38% | 15.48% | 18.59% |
| 7 | SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL | 1,830.10 | 74.06 | ₹1.84 L Cr | 0.15% | - | 13.70% | 11.67% | 12.81% |
| 8 | ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL | 3,538.50 | 53.19 | ₹1.75 L Cr | 0.70% | 98.30% | 85.80% | 28.94% | 29.58% |
| 9 | JIOFIN Jio Financial Services Limited NIFTY50NSEAIFINANCIAL | 238.95 | 99.15 | ₹1.58 L Cr | 0.21% | 1.63% | 1.21% | 407.38% | 268.28% |
Quarterly Results
Figures in INR.
| Metric | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Revenue | - | - | 56,700.45 Cr | 51,485.97 Cr | 54,129.20 Cr | 54,907.76 Cr | 62,566.85 Cr |
| Cost of Revenue | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - |
| Interest Expense | - | - | 23,047.32 Cr | 23,090.06 Cr | 22,017.39 Cr | 21,874.32 Cr | 22,046.81 Cr |
| Pretax Income | - | - | 19,143.00 Cr | 19,557.01 Cr | 19,126.33 Cr | 17,823.86 Cr | 20,812.98 Cr |
| Tax Provision | - | - | 4,789.31 Cr | 5,100.68 Cr | 4,808.18 Cr | 4,342.73 Cr | 5,132.34 Cr |
| Net Income | - | - | 13,502.22 Cr | 13,557.60 Cr | 13,357.06 Cr | 12,537.98 Cr | 14,755.06 Cr |
| Diluted EPS | - | 17.95 | 18.84 | 18.71 | - | 17.29 | 20.36 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 1.30 L Cr | 1.53 L Cr | 2.06 L Cr | 2.23 L Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 50,543.39 Cr | 74,108.16 Cr | 89,027.65 Cr | 89,028.58 Cr |
| Pretax Income | - | 35,461.31 Cr | 61,508.13 Cr | 73,004.21 Cr | 77,320.18 Cr |
| Tax Provision | - | 11,793.44 Cr | 15,427.62 Cr | 18,434.83 Cr | 19,383.93 Cr |
| Net Income | - | 34,036.64 Cr | 44,256.37 Cr | 51,029.20 Cr | 54,207.70 Cr |
| Diluted EPS | - | 47.84 | 61.96 | 71.14 | 74.77 |
Compounded Sales Growth
| 5 Years: | 19.65% |
| 1 Year: | 66.90% |
Compounded Profit Growth
| 5 Years: | 16.78% |
| 1 Year: | 8.40% |
Stock Price Performance
| 1 Year: | -13.07% |
| 6 Months: | -8.18% |
| 3 Months: | -10.22% |
| 1 Month: | -1.92% |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 19.58 L Cr | 23.64 L Cr | 26.42 L Cr | 29.14 L Cr |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 1.64 L Cr | 1.90 L Cr | 2.38 L Cr | 2.65 L Cr |
| Inventory | - | - | - | - | - |
| Receivables | 10,838.99 Cr | 15,110.06 Cr | 20,855.11 Cr | 23,837.80 Cr | - |
| Total Liabilities | - | 17.37 L Cr | 20.94 L Cr | 23.13 L Cr | 25.35 L Cr |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | 1.74 L Cr | 1.84 L Cr | 1.81 L Cr | 2.20 L Cr |
| Total Debt | - | 1.84 L Cr | 2.01 L Cr | 2.04 L Cr | 2.20 L Cr |
| Total Equity | - | 2.14 L Cr | 2.56 L Cr | 3.14 L Cr | 3.63 L Cr |
| Shares Outstanding | - | 698.28 Cr | 702.23 Cr | 712.19 Cr | 716.06 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | -3,771.19 Cr | 1.57 L Cr | 1.23 L Cr | 67,325.42 Cr |
| Investing Cash Flow | - | -68,005.32 Cr | -1.46 L Cr | -77,288.36 Cr | -13,013.59 Cr |
| Financing Cash Flow | - | 24,790.72 Cr | 13,764.51 Cr | 5,589.23 Cr | -4,660.55 Cr |
| Capital Expenditure | - | -2,467.68 Cr | -3,678.55 Cr | -4,770.00 Cr | -3,730.00 Cr |
| Free Cash Flow | - | -6,238.87 Cr | 1.54 L Cr | 1.18 L Cr | 63,595.42 Cr |
| Net Change in Cash | - | -46,985.80 Cr | 25,117.90 Cr | 51,106.13 Cr | 49,651.28 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - |
| Net Margin % | - | 26.1% | 28.9% | 24.8% | 24.3% |
| ROE % | - | 15.9% | 17.3% | 16.3% | 14.9% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for ICICIBANK