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Life Insurance Corporation of India LICI NIFTY_MIDNSEFINANCIALPSU

Financial Services · Insurance - Life · India
https://www.licindia.in
Company Profile ↓
₹443.80
-0.66% 1Y
Mkt Cap₹5.61 L Cr
P/E9.77
P/B3.53
Div. Yield2.26%
52W High₹451.49
52W Low₹354.51
Book Value₹139.61
EPS (TTM)₹45.42

Company Overview

Life Insurance Corporation of India provides life insurance products in India, Fiji, Mauritius, and the United Kingdom. It offers insurance plans, including endowment, whole life, term insurance plans, money back, and term assurance plans, as well as riders comprising accidental death and disability benefit, critical illness benefit, and premium waiver benefit riders. The company also provides pension, unit linked, micro insurance, withdrawal, and health plans, as well as various group schemes. Life Insurance Corporation of India was incorporated in 1956 and is based in Mumbai, India.

Why Investors Should Care

Strong Return on Equity

Generates a return on equity of 32.5%, reflecting efficient use of shareholder capital.

Consistent Profit Growth

Net profit has compounded at 16.9% per year over the last five years.

Reasonable Valuation

Trades at a P/E of 9.8, below the sector median of 19.8.

Conservative Balance Sheet

Carries low leverage with a debt-to-equity ratio of 0.00.

Dividend Income

Offers a dividend yield of 2.26%.

Recent Developments

  • Mar 2026 Revenue of ₹9.69 L Cr (+8.7% YoY); net profit ₹57,453.15 Cr.
  • Trailing 12 Months Year-on-year growth — revenue +8.7%, earnings +18.9%.
  • 5-Year Trend Long-term compounding — revenue CAGR 7.3%, profit CAGR 16.9%.

Growth & Price Performance

Compounded Sales Growth

5 Years:7.26%
1 Year:8.72%

Compounded Profit Growth

5 Years:16.86%
1 Year:18.90%

Stock Price Performance

1 Year:-0.66%
6 Months:+9.58%
3 Months:+7.93%
1 Month:+11.96%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 92% of range
₹354.51 ₹451.49
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)66.81 · Neutral
Price Performance
1M+11.96%
3M+7.93%
6M+9.58%
1Y-0.66%
Valuation vs Sector

P/E of 9.77 is below the sector median of 19.81 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

NSE TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Strong return on equity of 32.5%.
  • Profit CAGR of 16.9% over 5 years.

CONS

  • In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
9.77
Industry PE
19.81
Forward P/E
7.87
PEG Ratio
-
Book Value
₹139.61
Price to Book
3.53
P/S
0.28
EV/EBITDA
10.23
Dividend Yield
2.26%

Growth (CAGR)

Revenue 5Y
7.26%
Profit 5Y
16.86%
Revenue (YoY)
8.72%
Earnings (YoY)
18.90%

Profitability & Returns

ROCE
-
ROE
32.53%
ROA
0.97%
Profit Margin
5.93%
Op Margin
5.95%
Gross Margin
9.68%
EPS (Latest Qtr)
₹18.55
EPS (TTM)
₹45.42

Balance Sheet & Liquidity

Debt/Equity
0.00
Quick Ratio
1.84
Current Ratio
5.95
Debt
₹1.29 Cr
Total Assets
₹59.49 L Cr
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
96.50%
Chg in Prom Hold
0.00%
FII / Inst Holding
1.09%
Chg in FII Hold
0.00%

Financial Snapshot

Enterprise Value
₹5.61 L Cr
Total Revenue (TTM)
₹9.69 L Cr
EBITDA
₹-252.00 Cr
Free Cash Flow
₹-27,327.26 Cr
Operating Cash Flow
₹80,602.00 Cr
Shares Outstanding
₹1,265.00 Cr
Gross Margin
9.68%
Payout Ratio
13.21%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP ₹P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU 443.80 9.77 ₹5.61 L Cr 2.26% - 32.53% 7.26% 16.86%
2 HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL 815.55 16.51 ₹12.48 L Cr 1.58% - 13.62% 32.50% 20.39%
3 ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL 1,423.10 19.03 ₹10.19 L Cr 0.86% - 14.93% 19.65% 16.78%
4 SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU 1,031.00 11.31 ₹9.52 L Cr 1.67% - 13.97% 12.19% 14.39%
5 BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL 1,032.90 33.85 ₹6.43 L Cr 0.53% - 16.68% 22.58% 18.23%
6 AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL 1,340.20 15.86 ₹4.17 L Cr 0.08% - 12.27% 12.16% 34.61%
7 KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL 381.30 19.66 ₹3.79 L Cr 0.17% - 10.64% 13.48% 8.92%
8 BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL 1,887.10 34.31 ₹3.02 L Cr 0.07% - 12.58% 22.92% 15.16%
9 SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL 1,044.20 19.61 ₹1.96 L Cr 1.32% - 15.21% 13.92% 18.59%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in INR.

Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue 2.01 L Cr1.90 L Cr2.03 L Cr2.14 L Cr2.39 L Cr2.12 L Cr2.31 L Cr2.03 L Cr2.44 L Cr2.25 L Cr-2.36 L Cr2.77 L Cr
Cost of Revenue -------------
Gross Profit -------------
Operating Expenses 1.90 L Cr1.80 L Cr1.95 L Cr2.05 L Cr2.37 L Cr2.02 L Cr2.25 L Cr------
Operating Income 11,539.00 Cr9,994.00 Cr8,475.00 Cr9,239.00 Cr1,564.00 Cr9,773.00 Cr6,588.00 Cr------
EBITDA 11,539.00 Cr9,994.00 Cr8,475.00 Cr9,239.00 Cr1,564.00 Cr9,773.00 Cr6,588.00 Cr------
Interest Expense 0000000------
Pretax Income 12,151.00 Cr10,111.00 Cr8,763.00 Cr9,445.00 Cr15,813.00 Cr10,774.00 Cr7,382.00 Cr11,018.39 Cr19,045.74 Cr10,985.77 Cr-12,879.74 Cr23,456.69 Cr
Tax Provision 972.08 Cr1,415.54 Cr1,139.19 Cr1,416.75 Cr1,897.56 Cr1,616.10 Cr1,181.12 Cr9.74 Cr7.07 Cr28.70 Cr--50.70 Cr-10.49 Cr
Net Income 13,189.00 Cr9,634.00 Cr8,032.00 Cr9,434.00 Cr13,842.00 Cr10,527.00 Cr7,723.00 Cr11,008.65 Cr19,038.67 Cr10,957.05 Cr-12,930.44 Cr23,467.18 Cr
Diluted EPS 10.437.626.357.4910.948.346.11-15.058.667.9910.2218.55

Profit & Loss (Annual)

Figures in INR.

Metric Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue 5.72 L Cr6.28 L Cr6.91 L Cr-7.85 L Cr8.49 L Cr8.91 L Cr9.69 L Cr
Cost of Revenue --------
Gross Profit --------
Operating Expenses 5.66 L Cr6.35 L Cr6.91 L Cr-----
Operating Income 5,584.00 Cr-7,326.00 Cr-669.00 Cr-36,158.37 Cr41,184.48 Cr48,493.26 Cr57,657.19 Cr
EBITDA 5,920.00 Cr-6,947.00 Cr-252.00 Cr-----
Interest Expense 000-77.43 Cr127.88 Cr142.65 Cr133.31 Cr
Pretax Income 8,199.00 Cr13,544.00 Cr12,151.00 Cr-36,080.94 Cr41,056.60 Cr48,350.61 Cr57,523.88 Cr
Tax Provision 5,575.32 Cr10,835.20 Cr9,234.76 Cr-84.29 Cr140.75 Cr30.28 Cr70.73 Cr
Net Income 2,627.00 Cr2,710.00 Cr2,974.00 Cr-35,996.65 Cr40,915.85 Cr48,320.33 Cr57,453.15 Cr
Diluted EPS ----28.4532.3438.2045.42

Balance Sheet (Annual)

Figures in INR.

Metric Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Total Assets 34.27 L Cr35.00 L Cr38.30 L Cr-45.78 L Cr53.16 L Cr56.61 L Cr59.49 L Cr
Current Assets --------
Cash & Equivalents ----30,902.33 Cr36,165.31 Cr54,453.63 Cr63,345.12 Cr
Inventory ----63.40 Cr57.55 Cr55.73 Cr52.10 Cr
Receivables ----15,274.69 Cr15,239.23 Cr11,997.91 Cr12,141.16 Cr
Total Liabilities ----45.32 L Cr52.33 L Cr55.33 L Cr57.72 L Cr
Current Liabilities --------
Long Term Debt ---1.29 Cr----
Total Debt 2.69 L Cr2.53 L Cr4.00 Cr1.29 Cr----
Total Equity 810.00 Cr1,002.00 Cr6,884.00 Cr-46,232.87 Cr82,746.87 Cr1.27 L Cr1.77 L Cr
Shares Outstanding ----1,265.00 Cr1,265.00 Cr1,265.00 Cr1,265.00 Cr

Cash Flows (Annual)

Figures in INR.

Metric Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating Cash Flow 13,274.00 Cr54,367.00 Cr80,602.00 Cr-----
Investing Cash Flow 9,636.00 Cr-40,415.00 Cr1.48 L Cr--54,471.53 Cr-25,826.31 Cr40,999.23 Cr34,707.94 Cr
Financing Cash Flow -13,700.00 Cr-18,664.00 Cr-2.56 L Cr--948.59 Cr-4,427.20 Cr-3,794.28 Cr-7,625.55 Cr
Capital Expenditure -1,993.00 Cr-920.00 Cr6,163.00 Cr--886.47 Cr-767.77 Cr-776.73 Cr-1,115.78 Cr
Free Cash Flow 11,281.00 Cr53,447.00 Cr86,765.00 Cr-53,632.04 Cr25,780.17 Cr-10,497.30 Cr-27,327.26 Cr
Net Change in Cash 9,210.00 Cr-4,712.00 Cr-27,077.00 Cr--901.61 Cr-3,705.57 Cr27,484.38 Cr870.91 Cr

Ratios (Annual)

Figures in %.

Metric Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross Margin % --------
Operating Margin % 1.0%-1.2%-0.1%-4.6%4.9%5.4%6.0%
Net Margin % 0.5%0.4%0.4%-4.6%4.8%5.4%5.9%
ROE % 324.3%270.5%43.2%-77.9%49.4%38.0%32.5%
ROCE % --------

Shareholding Pattern

Insiders
96.50%
Institutions
1.09%
Public Float
31.25%

Analyst View

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Latest News

Recent headlines for LICI

Google News Wed, 24 Jun 2026

LIC stock turns ex-dividend; share price falls 2%, adjusts downward after Rs 10 final payout - TradingView

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Google News Fri, 19 Jun 2026

LIC share price rallies 5% in weak market, hits 4-month high; here's why - Business Standard

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Google News hu, 25 Jun 2026

LIC Shares Slip 3% In Early Trade — Here's Why - NDTV Profit

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Google News Mon, 29 Jun 2026

LIC schedules July 2026 investor and analyst meetings, reiterates compliance with SEBI norms - The Globe and Mail

<a href="https://news.google.com/rss/articles/CBMiggJBVV95cUxOTkxvbGhPUDBPSFd1NDlaaWRzbVdzaXBfUWRCOFBqUzlqMXhKQVl1NDltQXpyYWlRa0w5WnNJRzlmUUhrcElwZkhYeUZJLVlGQ1FqRWhGWWV3aG1uUnNmU253UVEzbjRKWmhJRHRyTEJjUnhTR1BiV3VWQ0g4RGJoeXV5Uzk4dUkyalhpNT…

Google News Sun, 01 Feb 2026

Temasek, LIC are said to plan share sales in NSE’s India IPO — Bloomberg - Yahoo Finance Singapore

<a href="https://news.google.com/rss/articles/CBMiggFBVV95cUxOc21aUkEtQ0o5eG5RS0NJWk82bWktOUQ5Zl96N19hRFdWeGo2MUc1dmt6Y2ZPdHNrc3NrME5QOVR3cWZ6TjFGb2huWG9sOVA3YVEyXzRCdGhlZzZSaXVQZ2Ztc1lTYmV0cXVmdTdUMFFKOFNJbVY4VTVwMU9sTmhHVElB?oc=5" target=…

Google News ue, 14 Apr 2026

LIC announces 1:1 bonus issue: Record date, eligibility and share price impact explained - ET Edge Insights

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LICI — Frequently Asked Questions

What is the current share price of Life Insurance Corporation of India (LICI)?

As of 2026-07-15 09:52 IST, Life Insurance Corporation of India (LICI) trades at ₹443.80 on NSE. Its 52-week range is ₹354.51 to ₹451.49.

What is the market capitalisation of LICI?

Life Insurance Corporation of India (LICI) has a market capitalisation of ₹5.61 L Cr on NSE.

What is the P/E ratio of LICI?

LICI trades at a trailing price-to-earnings (P/E) ratio of 9.77. The industry average P/E is 19.81. Its price-to-book (P/B) ratio is 3.53.

Does LICI pay a dividend?

Life Insurance Corporation of India (LICI) currently offers a dividend yield of 2.26%.

What is the return on equity (ROE) of LICI?

LICI has a return on equity (ROE) of 32.53%.

Is LICI a good stock to buy?

This page provides a data-driven analysis of Life Insurance Corporation of India (LICI), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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