Axis Bank Limited AXISBANK NIFTY50NSEAIFINANCIAL
Company Overview
Axis Bank Limited provides various financial products and services in India and internationally. The company operates through four segments: Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business. It provides fixed, recurring, and safe deposits; and saving, salary, current, safe custody, pension disbursement, and demat and trading accounts. The company also offers home, personal, car, two-wheeler, business, commercial vehicle construction equipment, education, gold loans, as well as loans against securities, fixed deposits, properties, and credit cards. In addition, it provides credit and debit cards; mutual funds; governmental investment products, such as public provident fund, floating rate saving bonds, and national pension system; digital gold and sovereign gold bonds; alternate investment products; insurance services, such as life, general, and health insurance; and various forex products and services. The company was formerly known as UTI Bank Limited and changed its name to Axis Bank Limited in July 2007. Axis Bank Limited was incorporated in 1993 and is headquartered in Mumbai, India.
Why Investors Should Care
Net profit has compounded at 34.6% per year over the last five years.
Revenue has grown at a 12.2% CAGR over the past five years.
Trades at a P/E of 15.9, below the sector median of 19.9.
Maintains a net profit margin of 30.0%.
Recent Developments
- Mar 2026 Revenue of ₹88,067.31 Cr (+4.0% YoY); net profit ₹26,384.85 Cr.
- Trailing 12 Months Year-on-year growth — revenue +4.0%, earnings -5.9%.
- 5-Year Trend Long-term compounding — revenue CAGR 12.2%, profit CAGR 34.6%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 12.16% |
| 1 Year: | 4.01% |
Compounded Profit Growth
| 5 Years: | 34.61% |
| 1 Year: | -5.95% |
Stock Price Performance
| 1 Year: | +15.20% |
| 6 Months: | +5.26% |
| 3 Months: | -1.31% |
| 1 Month: | -1.79% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
Axis Bank uses AI in retail underwriting (Burgundy AI for wealth, AI-driven personal loan approval), conversational banking and fraud detection. Partnerships with Microsoft for Azure AI.
- AI-led underwriting & risk Axis uses machine-learning models for credit scoring, fraud detection and early-warning systems across its retail and SME books, improving asset quality and approval speed.
- Conversational & digital banking AI AI chatbots and the 'open by Axis' digital stack personalise cross-sell and automate service, lowering cost-to-serve on a large retail franchise.
- Process automation in operations AI/RPA across back-office, collections and KYC reduces operating cost and turnaround time at scale.
- AI compounds on a large private-bank deposit and customer base — a distribution moat AI can monetise.
- Improving return profile with ~29% five-year profit CAGR and an undemanding P/E ~16.
- AI-driven underwriting and collections directly support credit costs and ROA.
- Execution on digital cross-sell is the key swing factor for fee income.
Curated from public filings and analyst commentary; figures are illustrative.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 30.0%.
- Compounding revenue at 12.2% over 5 years.
- Profit CAGR of 34.6% over 5 years.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL | 1,340.20 | 15.86 | ₹4.17 L Cr | 0.08% | - | 12.27% | 12.16% | 34.61% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 815.55 | 16.51 | ₹12.48 L Cr | 1.58% | - | 13.62% | 32.50% | 20.39% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,423.10 | 19.03 | ₹10.19 L Cr | 0.86% | - | 14.93% | 19.65% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 1,031.00 | 11.31 | ₹9.52 L Cr | 1.67% | - | 13.97% | 12.19% | 14.39% |
| 5 | BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL | 1,032.90 | 33.85 | ₹6.43 L Cr | 0.53% | - | 16.68% | 22.58% | 18.23% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 443.80 | 9.77 | ₹5.61 L Cr | 2.26% | - | 32.53% | 7.26% | 16.86% |
| 7 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 381.30 | 19.66 | ₹3.79 L Cr | 0.17% | - | 10.64% | 13.48% | 8.92% |
| 8 | BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL | 1,887.10 | 34.31 | ₹3.02 L Cr | 0.07% | - | 12.58% | 22.92% | 15.16% |
| 9 | SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL | 1,044.20 | 19.61 | ₹1.96 L Cr | 1.32% | - | 15.21% | 13.92% | 18.59% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in INR.
| Metric | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 24,630.00 Cr | 26,246.00 Cr | 27,418.00 Cr | 28,865.00 Cr | 30,231.00 Cr | 31,159.00 Cr | 31,601.00 Cr | 20,919.49 Cr | 21,837.33 Cr | 22,162.31 Cr | 32,310.00 Cr | 22,113.29 Cr | 22,062.98 Cr |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | 8,101.00 Cr | 9,731.00 Cr | 10,059.00 Cr | 10,506.00 Cr | 11,124.00 Cr | 11,892.00 Cr | 12,412.00 Cr | 9,672.75 Cr | 10,392.28 Cr | 9,948.42 Cr | 14,302.00 Cr | 10,374.38 Cr | 11,243.72 Cr |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | 12,580.00 Cr | 13,972.00 Cr | 14,749.00 Cr | 15,943.00 Cr | 16,727.00 Cr | 17,261.00 Cr | 17,615.00 Cr | 18,039.68 Cr | 18,120.71 Cr | 18,238.69 Cr | 17,971.00 Cr | 18,785.12 Cr | 19,079.71 Cr |
| Pretax Income | -3,153.00 Cr | 8,192.00 Cr | 8,314.00 Cr | 8,688.00 Cr | 9,985.00 Cr | 8,643.00 Cr | 9,177.00 Cr | 9,006.76 Cr | 9,894.77 Cr | 8,179.70 Cr | 7,496.00 Cr | 9,370.64 Cr | 7,247.19 Cr |
| Tax Provision | -2,207.10 Cr | 2,129.92 Cr | 2,078.50 Cr | 2,172.00 Cr | 2,396.40 Cr | 2,160.75 Cr | 1,743.63 Cr | 2,243.66 Cr | 2,405.06 Cr | 1,919.53 Cr | 1,948.96 Cr | 2,326.22 Cr | -384.53 Cr |
| Net Income | -5,334.00 Cr | 6,113.00 Cr | 6,230.00 Cr | 6,520.00 Cr | 7,630.00 Cr | 6,467.00 Cr | 7,436.00 Cr | 6,742.29 Cr | 7,475.13 Cr | 6,243.72 Cr | 5,567.00 Cr | 7,010.65 Cr | 7,602.63 Cr |
| Diluted EPS | -17.43 | 19.78 | 20.13 | 21.05 | 24.62 | 20.83 | 23.93 | 21.65 | 24.01 | 20.04 | 17.82 | 22.47 | 24.33 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 35,727.00 Cr | 41,409.00 Cr | 45,175.00 Cr | 46,614.00 Cr | 56,044.00 Cr | 63,716.00 Cr | 64,397.00 Cr | - | 62,415.84 Cr | 76,603.04 Cr | 84,668.33 Cr | 88,067.31 Cr |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | 11,521.00 Cr | 13,869.00 Cr | 24,327.00 Cr | 29,717.00 Cr | 28,020.00 Cr | 35,976.00 Cr | 32,621.00 Cr | - | 40,552.05 Cr | 37,683.75 Cr | 39,861.71 Cr | 44,284.17 Cr |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | 21,341.00 Cr | 24,344.00 Cr | 26,789.00 Cr | 27,604.00 Cr | 33,883.00 Cr | 37,996.00 Cr | 34,627.00 Cr | - | 43,389.15 Cr | 61,390.74 Cr | 71,036.31 Cr | 74,074.99 Cr |
| Pretax Income | 11,283.00 Cr | 12,690.00 Cr | 5,954.00 Cr | 566.00 Cr | 7,592.00 Cr | 5,280.00 Cr | 9,750.00 Cr | - | 18,621.18 Cr | 35,178.00 Cr | 36,722.16 Cr | 32,293.46 Cr |
| Tax Provision | 3,836.22 Cr | 4,314.60 Cr | 1,964.82 Cr | 101.88 Cr | 2,581.28 Cr | 3,379.20 Cr | 2,535.00 Cr | - | 7,768.52 Cr | 8,754.46 Cr | 8,610.42 Cr | 5,799.64 Cr |
| Net Income | 7,450.00 Cr | 8,358.00 Cr | 3,967.00 Cr | 464.00 Cr | 5,047.00 Cr | 1,879.00 Cr | 7,252.00 Cr | - | 10,818.45 Cr | 26,386.20 Cr | 28,055.11 Cr | 26,384.85 Cr |
| Diluted EPS | 31.42 | 35.04 | 16.51 | 1.78 | 19.59 | 6.57 | 23.49 | - | 35.04 | 85.01 | 90.18 | 84.48 |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 4.67 L Cr | 5.46 L Cr | 6.11 L Cr | 7.04 L Cr | 8.14 L Cr | 9.28 L Cr | 10.01 L Cr | - | 13.44 L Cr | 15.18 L Cr | 16.57 L Cr | 19.46 L Cr |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | - | - | - | - | - | - | - | - | 1.39 L Cr | 1.38 L Cr | 1.17 L Cr | 1.18 L Cr |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | 28,708.96 Cr | 28,150.89 Cr | 31,144.78 Cr | 40,733.85 Cr |
| Total Liabilities | - | - | - | - | - | - | - | - | 12.14 L Cr | 13.61 L Cr | 14.69 L Cr | 17.30 L Cr |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Debt | - | - | - | - | - | - | - | - | 1.98 L Cr | 2.28 L Cr | 2.21 L Cr | 2.81 L Cr |
| Total Equity | 44,949.00 Cr | 53,559.00 Cr | 56,380.00 Cr | 64,207.00 Cr | 67,802.00 Cr | 86,340.00 Cr | 1.04 L Cr | - | 1.30 L Cr | 1.57 L Cr | 1.87 L Cr | 2.15 L Cr |
| Shares Outstanding | - | - | - | - | - | - | - | - | 307.69 Cr | 308.66 Cr | 309.74 Cr | 310.82 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -15,162.00 Cr | -34,495.00 Cr | 32,209.00 Cr | -38,390.00 Cr | 37,125.00 Cr | 30,416.00 Cr | 12,633.00 Cr | - | 22,074.78 Cr | -5,554.67 Cr | 44,383.68 Cr | -8,636.71 Cr |
| Investing Cash Flow | -7,972.00 Cr | 9,211.00 Cr | -12,458.00 Cr | -10,007.00 Cr | -18,674.00 Cr | -9,485.00 Cr | -54,288.00 Cr | - | -32,694.38 Cr | -9,088.16 Cr | -51,215.13 Cr | -45,917.30 Cr |
| Financing Cash Flow | 31,045.00 Cr | 22,495.00 Cr | -2,487.00 Cr | 41,342.00 Cr | 5,643.00 Cr | 8,865.00 Cr | 7,279.00 Cr | - | 6,640.54 Cr | 22,341.25 Cr | -7,000.36 Cr | 60,357.67 Cr |
| Capital Expenditure | -529.00 Cr | -1,475.00 Cr | -768.00 Cr | -843.00 Cr | -825.00 Cr | -1,077.00 Cr | -925.00 Cr | - | -1,389.42 Cr | -2,385.41 Cr | -2,445.54 Cr | -2,210.00 Cr |
| Free Cash Flow | -15,691.00 Cr | -35,970.00 Cr | 31,441.00 Cr | -39,233.00 Cr | 36,300.00 Cr | 29,339.00 Cr | 11,708.00 Cr | - | 20,685.36 Cr | -7,940.08 Cr | 41,938.14 Cr | -10,846.71 Cr |
| Net Change in Cash | 7,910.00 Cr | -2,789.00 Cr | 17,263.00 Cr | -7,055.00 Cr | 24,094.00 Cr | 29,795.00 Cr | -34,375.00 Cr | - | -3,979.06 Cr | 7,698.42 Cr | -13,831.81 Cr | 5,803.66 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | 20.9% | 20.2% | 8.8% | 1.0% | 9.0% | 2.9% | 11.3% | - | 17.3% | 34.4% | 33.1% | 30.0% |
| ROE % | 16.6% | 15.6% | 7.0% | 0.7% | 7.4% | 2.2% | 7.0% | - | 8.3% | 16.8% | 15.0% | 12.3% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for AXISBANK
REG - Axis Bank Ltd Axis Bank Ltd (144A) - Allotment of AT 1 Notes - TradingView
<a href="https://news.google.com/rss/articles/CBMi0gFBVV95cUxQd2NiUm8xbHZhR2JjdUxJcU13aHR6QW5uZE9mVUZ2WXlxWFFCLTkwWjlMRGhXWFdxNGZKTWFuQlN0V3RxOTRDR09PNUhDSXprTDJ2bVZZaFk0Vk9ibHZUa2t6eTRYVHN0cVE3dy1xZmtUU1lEeVVMVHJGVWNNdkpaVVk0UE94OUpwY1Z3WW…
Axis Bank allots 50,993 shares under employee stock plan By Investing.com - Investing.com South Africa
<a href="https://news.google.com/rss/articles/CBMitwFBVV95cUxOc29mT1B6cS1RcmIxS1V1WXFyY3VydF9SNGNraHhzb3pHMXBUU21RQ2hjTDFPY3Bnd1dvWS1ERDN0Snppb0FqUm15Wkc0eVREMDZfamVKaXN1d0p6eFdETkdvVnBrVUl6MDd6VlZCSlItRm1sb29vQi1reUxRanJYMXA4azJnaXFJc3I0dm…
REG - Axis Bank Ltd Axis Bank Ltd (144A) - ESOP Allotment - TradingView
<a href="https://news.google.com/rss/articles/CBMixgFBVV95cUxOcHpkcXFMemxaR3RhaGtZbU9yTGRqei05ZkVqUkF1bm56WjkxdlZMUTZ6T1BxbGl1LXdORUVuaGpMZFJqeUkySGhhZlEwOUMwcFg4Qzg4MHNCenpPbjYtNE01N25UZnhzbXFvR3BDMVJiZXNfOENKNEJ3WVhVVkFPVUotUHpYZXM4a044QW…
India's Axis Bank slips on profit miss, $2 billion equity fundraise - Yahoo Finance Singapore
<a href="https://news.google.com/rss/articles/CBMihgFBVV95cUxNMzR5dG8xb1ZjTl9FNDF5NUNoQ3FIZjRxS3pNTmN2WkF0ZXpvY05TMkdRSXV6ekhoc2J3WW9taWJtdTRXcW9IcERvSzRiY29KMTQwWGhiUVJOMmRsb05HeXlWeVFoemNmdUI0b2tXX2h5MWJmbDRjQ3U0RHYzb0JsczdLYnNyQQ?oc=5" t…
Indian shares fall for second session; Axis Bank among top laggards - Reuters
<a href="https://news.google.com/rss/articles/CBMitgFBVV95cUxOcGNPa2FfMUlyOVprUDZ3MXNFYmV6eFFsV0ZXSU5WZmtBUlk3UFBEQ3FfVDFJdUQ2UnNPbERvSnl4X0FNbU5JS1lKeUwxaHNzTnRZTUE1ZVEwTWNrYW02MnNncGx3R1JfTm92OEJTVTBJcDZDdTdUYkl4bGllQ3pOVlItZE1idTJzUDJUdk…
REG - Axis Bank Ltd Axis Bank Ltd (144A) - Updates - TradingView
<a href="https://news.google.com/rss/articles/CBMivAFBVV95cUxQa1hYazZOWHlsY29UMkNmeDFQOFYyQVU1LXlILUFGNEJuZ2ZlR1c0a1ZUNTNYc0loeGZTdmt5TUhMc2JMWVpyZ0V3bUx4dmpYN2JuVGZ6a0k3TFBSRkUzMi0xU2JQb3h1V2dLQnJ4bF9McnhKT2laQ180QlFWRjNydlBiQ0lVaGl2YVRZWW…
AXISBANK — Frequently Asked Questions
What is the current share price of Axis Bank Limited (AXISBANK)?
As of 2026-07-16 05:21 IST, Axis Bank Limited (AXISBANK) trades at ₹1,340.20 on NSE. Its 52-week range is ₹1,044.39 to ₹1,401.92.
What is the market capitalisation of AXISBANK?
Axis Bank Limited (AXISBANK) has a market capitalisation of ₹4.17 L Cr on NSE.
What is the P/E ratio of AXISBANK?
AXISBANK trades at a trailing price-to-earnings (P/E) ratio of 15.86. The industry average P/E is 19.87. Its price-to-book (P/B) ratio is 1.91.
Does AXISBANK pay a dividend?
Axis Bank Limited (AXISBANK) currently offers a dividend yield of 0.08%.
What is the return on equity (ROE) of AXISBANK?
AXISBANK has a return on equity (ROE) of 12.27%.
Is AXISBANK a good stock to buy?
This page provides a data-driven analysis of Axis Bank Limited (AXISBANK), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.