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Yes Bank Limited YESBANK NIFTY_MIDNSEFINANCIAL

Financial Services · Banks - Regional · India
https://www.yes.bank.in

Yes Bank Limited engages in the provision of various banking and financial products and services in India. It operates through Treasury, Corporate Banking /Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company provides current, savings, and salary accounts; fixed and recurring deposits; home, car, construction equipment, commercial vehicle, personal, education, housing, and secured business loans; loans against securities and property; and rural and agri loans, as well as micro, small, and medium enterprises loans. It also offers working capital, supply chain, equipment, agri and trade finance, as well as foreign currency loans and term lending; and cash management, capital markets, treasury, investment banking solution, trade advisory, debt capital markets, bullion, overseas financing, liquidity and risk management, invoice management, and escrow services. In addition, the company offers digital banking and payment; financial, banking, technology-led solutions, and strategic advisory services to ministries under the union and state governments, central and state public sector undertakings, boards, and other affiliates; banking solutions to cooperative banks; digital and transaction banking solutions for non-banking finance companies, insurance, mutual funds, and capital market entities; and asset book building services. Further, it provides debit and credit cards, wealth management, and mobile and online banking services; transaction banking services; merchant acquiring; and remittance solutions, as well as operates ATMs and bulk note acceptors. The company was incorporated in 2003 and is headquartered in Mumbai, India.

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₹23.15
+8.63% 1Y

Market & Price

Market Cap
₹72,658.33 Cr
Current Price
₹23.15
High / Low (52W)
₹24.03 / ₹17.25
Beta
0.41

Valuation

Stock P/E
20.67
Industry PE
19.12
Forward P/E
13.15
PEG Ratio
-
Book Value
₹15.75
Price to Book
1.47
P/S
4.56
EV/EBITDA
-
Dividend Yield
-

Profitability & Returns

ROCE
-
ROE
7.09%
ROA
0.79%
Profit Margin
22.05%
Op Margin
54.69%
EPS (Latest Qtr)
₹0.34
EPS (TTM)
₹1.12

Balance Sheet & Liquidity

Debt/Equity
-
Quick Ratio
-
Current Ratio
-
Debt
-
Total Assets
₹4.70 L Cr
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
44.17%
Chg in Prom Hold
-
FII / Inst Holding
16.54%
Chg in FII Hold
-

Financial Snapshot

Enterprise Value
-
Total Revenue (TTM)
₹15,930.08 Cr
EBITDA
-
Free Cash Flow
-
Operating Cash Flow
₹-13,332.35 Cr
Shares Outstanding
₹3,138.59 Cr
Gross Margin
0.00%
Payout Ratio
0.00%

Growth (CAGR)

Revenue 5Y
21.59%
Profit 5Y
68.36%
Revenue (YoY)
19.80%
Earnings (YoY)
11.80%

PROS

  • Excellent profit margin of 22.0%.
  • Compounding revenue at 21.6% over 5 years.
  • Profit CAGR of 68.4% over 5 years.

CONS

  • In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

Price Chart

NSE TradingView Screener.in

Fundamental Growth

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP ₹P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 YESBANK Yes Bank Limited NIFTY_MIDNSEFINANCIAL 23.15 20.67 ₹72,658.33 Cr - - 7.09% 21.59% 68.36%
2 HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL 744.55 16.61 ₹11.46 L Cr 1.75% - 13.82% 32.50% 20.39%
3 ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL 1,256.40 16.81 ₹9.01 L Cr 0.88% - 16.36% 19.65% 16.78%
4 SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU 964.40 10.58 ₹8.90 L Cr 1.80% - 15.48% 12.19% 14.39%
5 KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL 384.20 19.80 ₹3.82 L Cr 0.13% - 11.39% 14.58% 8.92%
6 LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU 411.35 9.06 ₹2.60 L Cr 2.43% - 42.36% 7.61% 16.86%
7 SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL 947.15 17.79 ₹2.23 L Cr 1.46% - 16.38% 15.48% 18.59%
8 SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL 1,830.10 74.06 ₹1.84 L Cr 0.15% - 13.70% 11.67% 12.81%
9 ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL 3,538.50 53.19 ₹1.75 L Cr 0.70% 98.30% 85.80% 28.94% 29.58%
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Quarterly Results

Figures in INR.

Metric Dec 2024Mar 2025Jun 2025Dec 2025Mar 2026
Revenue 3,798.92 Cr4,085.90 Cr4,194.25 Cr4,179.28 Cr4,448.44 Cr
Cost of Revenue -----
Gross Profit -----
Operating Expenses 2,709.78 Cr2,762.39 Cr2,825.56 Cr2,939.20 Cr2,811.40 Cr
Operating Income -----
EBITDA -----
Interest Expense 5,617.13 Cr5,351.95 Cr5,234.92 Cr5,093.03 Cr5,029.70 Cr
Pretax Income 830.30 Cr1,005.72 Cr1,084.68 Cr1,218.19 Cr1,449.49 Cr
Tax Provision 210.86 Cr261.14 Cr275.98 Cr261.60 Cr367.17 Cr
Net Income 619.38 Cr744.53 Cr808.65 Cr956.55 Cr1,082.19 Cr
Diluted EPS 0.200.240.260.300.34

Profit & Loss (Annual)

Figures in INR.

Metric Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue -9,369.72 Cr13,978.28 Cr15,077.25 Cr16,842.47 Cr
Cost of Revenue -----
Gross Profit -----
Operating Expenses -8,561.91 Cr10,101.44 Cr10,767.71 Cr11,286.66 Cr
Operating Income -----
EBITDA -----
Interest Expense -14,799.76 Cr19,527.25 Cr21,998.37 Cr20,450.28 Cr
Pretax Income -981.33 Cr1,537.69 Cr3,223.94 Cr4,643.42 Cr
Tax Provision -245.51 Cr252.49 Cr777.34 Cr1,131.37 Cr
Net Income -735.82 Cr1,285.20 Cr2,446.49 Cr3,511.71 Cr
Diluted EPS 0.420.280.440.78-

Compounded Sales Growth

5 Years:21.59%
1 Year:19.80%

Compounded Profit Growth

5 Years:68.36%
1 Year:11.80%

Stock Price Performance

1 Year:+8.63%
6 Months:+1.98%
3 Months:+11.19%
1 Month:+16.16%

Balance Sheet (Annual)

Figures in INR.

Metric Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Total Assets -3.55 L Cr4.06 L Cr4.24 L Cr4.70 L Cr
Current Assets -----
Cash & Equivalents -50,265.57 Cr63,405.70 Cr65,584.28 Cr38,347.35 Cr
Inventory -----
Receivables 4,990.81 Cr4,940.77 Cr6,458.91 Cr8,290.94 Cr-
Total Liabilities -3.14 L Cr3.64 L Cr3.76 L Cr4.19 L Cr
Current Liabilities -----
Long Term Debt -----
Total Debt -71,016.98 Cr78,862.61 Cr70,867.45 Cr65,450.82 Cr
Total Equity -40,718.18 Cr42,155.19 Cr47,832.42 Cr51,158.45 Cr
Shares Outstanding -2,875.48 Cr2,876.79 Cr3,135.41 Cr3,137.98 Cr

Cash Flows (Annual)

Figures in INR.

Metric Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating Cash Flow --25,816.26 Cr9,644.55 Cr6,386.40 Cr21,216.85 Cr
Investing Cash Flow --12,904.03 Cr-12,430.96 Cr8,527.28 Cr-4,970.70 Cr
Financing Cash Flow -11,450.38 Cr2,770.82 Cr-5,651.25 Cr-6,485.18 Cr
Capital Expenditure --791.59 Cr-980.66 Cr-741.74 Cr-739.07 Cr
Free Cash Flow --26,607.85 Cr8,663.90 Cr5,644.66 Cr20,477.78 Cr
Net Change in Cash --27,269.90 Cr-15.58 Cr9,262.43 Cr9,760.97 Cr

Ratios (Annual)

Figures in %.

Metric Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross Margin % -----
Operating Margin % -----
Net Margin % -7.9%9.2%16.2%20.9%
ROE % -1.8%3.0%5.1%6.9%
ROCE % -----

Shareholding Pattern

Insiders
44.17%
Institutions
16.54%
Public Float
29.62%

Analyst View

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