VLS Finance Limited VLSFINANCE NSEFINANCIAL

Financial Services · Capital Markets · India

https://www.vlsfinance.com

VLS Finance Limited, together with its subsidiaries, provides stock broking services in India. The company is involved in the investment and sale/purchase of shares/securities and derivatives. It also provides proprietary investments and equity research; and corporate consulting and advisory services. In addition, the company offers investment banking services, such as determination of the issue size and pricing; drafting of the offer document and filling the same with the authorities for approval; co-ordination with various regulatory authorities and private agencies during the issue; chalking out a successful strategy for marketing of the issue; and selection of the right market timing. VLS Finance Limited was incorporated in 1986 and is based in New Delhi, India.

Market & Price

Market Cap

₹719.29 Cr

Current Price

₹229.23

High / Low (52W)

₹333.45 / ₹201.47

Beta

0.27

Valuation

Stock P/E

13.64

Industry PE

19.12

Forward P/E

PEG Ratio

Book Value

₹761.33

Price to Book

0.30

P/S

15.01

EV/EBITDA

Dividend Yield

0.65%

Profitability & Returns

ROCE

2.17%

ROE

0.95%

ROA

0.89%

Profit Margin

45.38%

Op Margin

EPS (Latest Qtr)

₹5.31

EPS (TTM)

₹16.80

Balance Sheet & Liquidity

Debt/Equity

0.01

Quick Ratio

4.28

Current Ratio

4.28

Debt

₹29.94 L

Total Assets

₹2,710.61 Cr

Current Assets

₹355.80 Cr

Working Capital

₹343.90 Cr

Ownership

Promoter Holding

66.63%

Chg in Prom Hold

FII / Inst Holding

0.18%

Chg in FII Hold

Financial Snapshot

Enterprise Value

₹680.26 Cr

Total Revenue (TTM)

₹47.93 Cr

EBITDA

Free Cash Flow

Operating Cash Flow

₹-17.76 Cr

Shares Outstanding

₹3.14 Cr

Gross Margin

100.00%

Payout Ratio

8.92%

Growth (CAGR)

Revenue 5Y

37.05%

Profit 5Y

-39.65%

Revenue (YoY)

Earnings (YoY)

PROS

Excellent profit margin of 45.4%.
Compounding revenue at 37.0% over 5 years.

CONS

Earnings shrank at -39.6% CAGR over 5 years.
Trading 31.3% below its 52-week high.
In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

Price Chart

NSE TradingView Screener.in

Fundamental Growth

Period: Metric:

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Financial Services).

#	Name	CMP ₹	P/E	Mkt Cap	Div Yld %	ROCE %	ROE %	Rev CAGR 5Y %	Profit CAGR 5Y %
1	VLSFINANCE VLS Finance Limited NSEFINANCIAL	229.23	13.64	₹719.29 Cr	0.65%	2.17%	0.95%	37.05%	-39.65%
2	HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL	744.55	16.61	₹11.46 L Cr	1.75%	-	13.82%	32.50%	20.39%
3	ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL	1,256.40	16.81	₹9.01 L Cr	0.88%	-	16.36%	19.65%	16.78%
4	SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU	964.40	10.58	₹8.90 L Cr	1.80%	-	15.48%	12.19%	14.39%
5	KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL	384.20	19.80	₹3.82 L Cr	0.13%	-	11.39%	14.58%	8.92%
6	LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU	411.35	9.06	₹2.60 L Cr	2.43%	-	42.36%	7.61%	16.86%
7	SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL	947.15	17.79	₹2.23 L Cr	1.46%	-	16.38%	15.48%	18.59%
8	SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL	1,830.10	74.06	₹1.84 L Cr	0.15%	-	13.70%	11.67%	12.81%
9	ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL	3,538.50	53.19	₹1.75 L Cr	0.70%	98.30%	85.80%	28.94%	29.58%

Quarterly Results

Figures in INR.

Metric	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Revenue	-	5.38 Cr	46.08 Cr	3.17 Cr	15.83 Cr	3.78 Cr
Cost of Revenue	-	2.03 Cr	56.61 L	2.20 Cr	2.44 Cr	2.48 Cr
Gross Profit	-	3.35 Cr	45.51 Cr	96.72 L	13.39 Cr	1.30 Cr
Operating Expenses	-	77.48 Cr	104.71 Cr	-91.58 Cr	9.33 Cr	-20.75 Cr
Operating Income	-	-74.13 Cr	-59.20 Cr	92.55 Cr	4.06 Cr	22.05 Cr
EBITDA	-	-75.95 Cr	-51.75 Cr	95.29 Cr	7.92 Cr	25.36 Cr
Interest Expense	-	4.32 L	3.74 L	4.20 L	3.58 L	3.51 L
Pretax Income	-	-77.07 Cr	-52.86 Cr	94.31 Cr	6.99 Cr	24.43 Cr
Tax Provision	-	-18.76 Cr	-13.03 Cr	23.17 Cr	-10.71 L	6.39 Cr
Net Income	-	-58.31 Cr	-39.83 Cr	71.14 Cr	7.10 Cr	18.05 Cr
Diluted EPS	14.71	-16.90	-	20.92	2.04	5.31

Profit & Loss (Annual)

Figures in INR.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Revenue	28.00 Cr	80.64 Cr	378.20 Cr	72.07 Cr
Cost of Revenue	5.13 Cr	5.75 Cr	6.62 Cr	7.17 Cr
Gross Profit	22.87 Cr	74.89 Cr	371.58 Cr	64.90 Cr
Operating Expenses	-183.53 Cr	20.44 Cr	-21.55 L	15.18 Cr
Operating Income	206.40 Cr	54.45 Cr	371.80 Cr	49.72 Cr
EBITDA	211.52 Cr	62.43 Cr	392.13 Cr	62.98 Cr
Interest Expense	2.43 L	14.48 L	19.52 L	16.68 L
Pretax Income	210.02 Cr	58.03 Cr	386.23 Cr	58.36 Cr
Tax Provision	-20.51 L	2.06 Cr	61.90 Cr	12.16 Cr
Net Income	210.21 Cr	55.97 Cr	324.33 Cr	46.20 Cr
Diluted EPS	54.37	14.49	93.07	13.44

Compounded Sales Growth

5 Years:	37.05%
1 Year:	-

Compounded Profit Growth

5 Years:	-39.65%
1 Year:	-

Stock Price Performance

1 Year:	-4.11%
6 Months:	-12.87%
3 Months:	-12.21%
1 Month:	-3.31%

Balance Sheet (Annual)

Figures in INR.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Total Assets	3,684.99 Cr	3,062.83 Cr	3,552.43 Cr	2,710.61 Cr
Current Assets	205.80 Cr	189.35 Cr	235.97 Cr	355.80 Cr
Cash & Equivalents	73.64 Cr	44.52 Cr	29.15 Cr	322.29 Cr
Inventory	-	-	-	-
Receivables	1.20 Cr	21.84 Cr	19.57 Cr	3.30 Cr
Total Liabilities	719.67 Cr	562.24 Cr	569.79 Cr	238.62 Cr
Current Liabilities	10.35 Cr	9.02 Cr	9.14 Cr	11.90 Cr
Long Term Debt	91.33 L	68.75 L	17.85 L	86.21 L
Total Debt	1.50 Cr	1.12 Cr	38.87 L	86.21 L
Total Equity	2,965.32 Cr	2,500.59 Cr	2,982.64 Cr	2,471.99 Cr
Shares Outstanding	3.87 Cr	3.87 Cr	3.48 Cr	3.40 Cr

Cash Flows (Annual)

Figures in INR.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Operating Cash Flow	164.64 Cr	7.31 Cr	194.47 Cr	200.20 Cr
Investing Cash Flow	-185.13 Cr	26.91 Cr	-197.33 Cr	136.93 Cr
Financing Cash Flow	-10.73 Cr	-67.79 Cr	-12.51 Cr	-43.99 Cr
Capital Expenditure	-20.06 Cr	-2.34 Cr	-41.04 Cr	-56.34 L
Free Cash Flow	144.58 Cr	4.97 Cr	153.43 Cr	199.64 Cr
Net Change in Cash	-31.22 Cr	-33.57 Cr	-15.37 Cr	293.14 Cr

Ratios (Annual)

Figures in %.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Gross Margin %	81.7%	92.9%	98.3%	90.1%
Operating Margin %	737.2%	67.5%	98.3%	69.0%
Net Margin %	750.7%	69.4%	85.8%	64.1%
ROE %	7.1%	2.2%	10.9%	1.9%
ROCE %	5.6%	1.8%	10.5%	1.8%

Shareholding Pattern

Insiders

66.63%

Institutions

0.18%

Public Float

0.55%

Analyst View

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VLSFINANCE · Financial Services