Tourism Finance Corporation of India Limited TFCILTD NSEFINANCIAL

Financial Services · Credit Services · India

https://www.tfciltd.com

Tourism Finance Corporation of India Limited, a financing institution, provides financial assistance services in India. The company offers financial assistance by way of loans/investments for projects in tourism/hospitality, social infrastructure, residential real estate, manufacturing, educational institutions, hospitals, renewable energy, and logistics sectors. It also provides finance to non-banking and housing finance companies for secured onward lending. Tourism Finance Corporation of India Limited was incorporated in 1989 and is based in New Delhi, India.

Market & Price

Market Cap

₹3,382.05 Cr

Current Price

₹73.05

High / Low (52W)

₹83.69 / ₹43.03

Beta

0.14

Valuation

Stock P/E

27.36

Industry PE

19.12

Forward P/E

6.26

PEG Ratio

Book Value

₹28.34

Price to Book

2.58

P/S

18.41

EV/EBITDA

Dividend Yield

0.82%

Profitability & Returns

ROCE

6.33%

ROE

9.75%

ROA

5.47%

Profit Margin

67.20%

Op Margin

82.24%

EPS (Latest Qtr)

₹0.69

EPS (TTM)

₹2.67

Balance Sheet & Liquidity

Debt/Equity

0.82

Quick Ratio

695.72

Current Ratio

704.19

Debt

₹1,077.61 Cr

Total Assets

₹2,411.80 Cr

Current Assets

₹2,130.35 Cr

Working Capital

₹2,130.35 Cr

Ownership

Promoter Holding

50.63%

Chg in Prom Hold

FII / Inst Holding

5.11%

Chg in FII Hold

Financial Snapshot

Enterprise Value

₹4,400.36 Cr

Total Revenue (TTM)

₹183.72 Cr

EBITDA

Free Cash Flow

Operating Cash Flow

₹-46.28 Cr

Shares Outstanding

₹46.30 Cr

Gross Margin

100.00%

Payout Ratio

22.47%

Growth (CAGR)

Revenue 5Y

4.47%

Profit 5Y

11.97%

Revenue (YoY)

20.40%

Earnings (YoY)

5.90%

PROS

Excellent profit margin of 67.2%.
Profit CAGR of 12.0% over 5 years.
In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

Price Chart

NSE TradingView Screener.in

Fundamental Growth

Period: Metric:

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Financial Services).

#	Name	CMP ₹	P/E	Mkt Cap	Div Yld %	ROCE %	ROE %	Rev CAGR 5Y %	Profit CAGR 5Y %
1	TFCILTD Tourism Finance Corporation of India Limited NSEFINANCIAL	73.05	27.36	₹3,382.05 Cr	0.82%	6.33%	9.75%	4.47%	11.97%
2	HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL	744.55	16.61	₹11.46 L Cr	1.75%	-	13.82%	32.50%	20.39%
3	ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL	1,256.40	16.81	₹9.01 L Cr	0.88%	-	16.36%	19.65%	16.78%
4	SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU	964.40	10.58	₹8.90 L Cr	1.80%	-	15.48%	12.19%	14.39%
5	KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL	384.20	19.80	₹3.82 L Cr	0.13%	-	11.39%	14.58%	8.92%
6	LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU	411.35	9.06	₹2.60 L Cr	2.43%	-	42.36%	7.61%	16.86%
7	SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL	947.15	17.79	₹2.23 L Cr	1.46%	-	16.38%	15.48%	18.59%
8	SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL	1,830.10	74.06	₹1.84 L Cr	0.15%	-	13.70%	11.67%	12.81%
9	ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL	3,538.50	53.19	₹1.75 L Cr	0.70%	98.30%	85.80%	28.94%	29.58%

Quarterly Results

Figures in INR.

Metric	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Revenue	59.09 Cr	58.56 Cr	61.53 Cr	65.53 Cr	72.08 Cr
Cost of Revenue	28.77 Cr	25.44 Cr	27.13 Cr	27.32 Cr	29.00 Cr
Gross Profit	30.31 Cr	33.12 Cr	34.40 Cr	38.21 Cr	43.08 Cr
Operating Expenses	-4.58 Cr	-2.93 Cr	-2.14 Cr	-1.17 Cr	2.41 Cr
Operating Income	34.90 Cr	36.05 Cr	36.53 Cr	39.38 Cr	40.67 Cr
EBITDA	35.04 Cr	36.19 Cr	36.67 Cr	39.52 Cr	40.81 Cr
Interest Expense	-	-	-	-	-
Pretax Income	36.31 Cr	38.16 Cr	36.57 Cr	40.34 Cr	40.72 Cr
Tax Provision	6.11 Cr	7.60 Cr	7.50 Cr	8.52 Cr	8.70 Cr
Net Income	30.20 Cr	30.56 Cr	29.07 Cr	31.82 Cr	32.02 Cr
Diluted EPS	0.65	0.66	0.63	0.69	0.69

Profit & Loss (Annual)

Figures in INR.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Revenue	-	226.04 Cr	225.55 Cr	222.24 Cr	257.69 Cr
Cost of Revenue	-	53.48 Cr	73.17 Cr	114.28 Cr	108.89 Cr
Gross Profit	-	172.55 Cr	152.38 Cr	107.97 Cr	148.80 Cr
Operating Expenses	-	13.29 Cr	12.08 Cr	-16.62 Cr	-3.83 Cr
Operating Income	-	159.27 Cr	140.30 Cr	124.59 Cr	152.64 Cr
EBITDA	-	155.51 Cr	150.61 Cr	125.42 Cr	153.19 Cr
Interest Expense	68.20 Cr	44.48 Cr	35.61 Cr	34.10 Cr	-
Pretax Income	-	109.37 Cr	113.87 Cr	128.02 Cr	155.78 Cr
Tax Provision	-	21.42 Cr	22.76 Cr	24.21 Cr	32.32 Cr
Net Income	-	87.95 Cr	91.11 Cr	103.81 Cr	123.46 Cr
Diluted EPS	2.00	1.95	2.02	2.24	-

Compounded Sales Growth

5 Years:	4.47%
1 Year:	20.40%

Compounded Profit Growth

5 Years:	11.97%
1 Year:	5.90%

Stock Price Performance

1 Year:	+68.40%
6 Months:	+15.46%
3 Months:	-6.76%
1 Month:	-0.18%

Balance Sheet (Annual)

Figures in INR.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Total Assets	-	2,044.79 Cr	2,105.89 Cr	2,102.27 Cr	2,411.80 Cr
Current Assets	-	637.65 Cr	698.33 Cr	705.07 Cr	2,130.35 Cr
Cash & Equivalents	-	60.98 Cr	32.10 Cr	140.67 Cr	51.23 Cr
Inventory	-	-	-	-	-
Receivables	-	11.67 L	4.75 L	3.38 L	5.00 L
Total Liabilities	-	1,027.69 Cr	1,016.27 Cr	885.90 Cr	1,096.66 Cr
Current Liabilities	-	272.66 Cr	170.83 Cr	338.45 Cr	0
Long Term Debt	-	753.57 Cr	843.42 Cr	545.77 Cr	1,077.61 Cr
Total Debt	-	998.83 Cr	977.66 Cr	862.41 Cr	1,077.61 Cr
Total Equity	-	1,017.10 Cr	1,089.62 Cr	1,216.37 Cr	1,315.14 Cr
Shares Outstanding	-	45.19 Cr	45.19 Cr	46.30 Cr	46.30 Cr

Cash Flows (Annual)

Figures in INR.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Operating Cash Flow	-	-136.86 Cr	-6.64 Cr	55.34 Cr	-46.28 Cr
Investing Cash Flow	-	-1.09 L	-20.20 L	12.22 Cr	-4.28 L
Financing Cash Flow	-	-11.66 Cr	-22.04 Cr	26.02 Cr	-28.12 Cr
Capital Expenditure	-	-1.53 L	-42.45 L	-64.38 L	-4.60 L
Free Cash Flow	-	-136.87 Cr	-7.06 Cr	54.69 Cr	-46.32 Cr
Net Change in Cash	-	-148.53 Cr	-28.88 Cr	93.57 Cr	-74.44 Cr

Ratios (Annual)

Figures in %.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Gross Margin %	-	76.3%	67.6%	48.6%	57.7%
Operating Margin %	-	70.5%	62.2%	56.1%	59.2%
Net Margin %	-	38.9%	40.4%	46.7%	47.9%
ROE %	-	8.6%	8.4%	8.5%	9.4%
ROCE %	-	9.0%	7.3%	7.1%	6.3%

Shareholding Pattern

Insiders

50.63%

Institutions

5.11%

Public Float

10.35%

Analyst View

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TFCILTD · Financial Services