Team India Guaranty Limited TEAMGTY NSEFINANCIAL
Company Overview
Team India Guaranty Limited, a non-deposit accepting non-banking financial company, provides investment services in India. The company focuses to invest own funds in safe debt instruments/eligible deposits. The company was formerly known as Times Guaranty Limited and changed its name to Team India Guaranty Limited in July 2025. Team India Guaranty Limited was incorporated in 1989 and is based in Mumbai, India.
Why Investors Should Care
Revenue has grown at a 116.2% CAGR over the past five years.
Operating margin of 27.6% supports profitability.
Carries low leverage with a debt-to-equity ratio of 0.00.
Recent Developments
- Mar 2026 Revenue of ₹5.00 Cr (+50.7% YoY); net profit ₹71.67 L.
- Trailing 12 Months Year-on-year growth — revenue +50.7%, earnings -69.5%.
- 5-Year Trend Long-term compounding — revenue CAGR 116.2%, profit CAGR -8.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 116.20% |
| 1 Year: | 50.71% |
Compounded Profit Growth
| 5 Years: | -8.53% |
| 1 Year: | -69.46% |
Stock Price Performance
| 1 Year: | -17.79% |
| 6 Months: | -12.71% |
| 3 Months: | -3.11% |
| 1 Month: | +5.13% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMABelow
- RSI (14)52.09 · Neutral
P/E of 90.16 is above the sector median of 19.62 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 116.2% over 5 years.
CONS
- Trading at a high P/E of 90.2.
- Earnings shrank at -8.5% CAGR over 5 years.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | TEAMGTY Team India Guaranty Limited NSEFINANCIAL | 235.29 | 90.16 | ₹211.60 Cr | 0.00% | 2.81% | 1.48% | 116.20% | -8.53% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 712.10 | 15.57 | ₹10.96 L Cr | 1.77% | - | 8.63% | 16.90% | 12.47% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,423.20 | 19.03 | ₹10.19 L Cr | 0.82% | - | 14.93% | 18.11% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 1,016.10 | 11.15 | ₹9.38 L Cr | 1.60% | - | 13.97% | 12.19% | 14.39% |
| 5 | BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL | 1,060.50 | 34.76 | ₹6.60 L Cr | 0.47% | - | 16.68% | 22.58% | 18.23% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 415.35 | 9.14 | ₹5.25 L Cr | 2.58% | - | 32.53% | 7.26% | 16.86% |
| 7 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 424.50 | 21.89 | ₹4.22 L Cr | 0.16% | - | 10.64% | 13.48% | 8.92% |
| 8 | AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL | 1,273.00 | 15.07 | ₹3.96 L Cr | 0.08% | - | 12.27% | 12.16% | 34.61% |
| 9 | BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL | 1,970.00 | 32.30 | ₹3.15 L Cr | 0.06% | - | 12.58% | 22.92% | 15.16% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in INR.
| Metric | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Revenue | - | - | 83.60 L | 1.11 Cr | 1.24 Cr | 1.10 Cr | 1.56 Cr |
| Cost of Revenue | - | - | 4.15 L | 8.12 L | 8.12 L | 45.15 L | 1.34 Cr |
| Gross Profit | - | - | 79.45 L | 1.03 Cr | 1.16 Cr | 64.76 L | 21.72 L |
| Operating Expenses | - | - | 10.69 L | 24.91 L | 35.94 L | 20.69 L | 85.38 L |
| Operating Income | - | - | 68.76 L | 78.06 L | 79.74 L | 44.07 L | -63.66 L |
| EBITDA | - | - | 86.10 L | 78.50 L | 79.75 L | 44.17 L | -63.28 L |
| Interest Expense | - | - | 0 | 0 | 0 | 0 | 0 |
| Pretax Income | - | - | 86.10 L | 78.50 L | 79.75 L | 44.05 L | -63.58 L |
| Tax Provision | - | - | 14.20 L | 22.68 L | 12.78 L | 26.60 L | 4.99 L |
| Net Income | - | - | 71.91 L | 55.82 L | 66.97 L | 17.45 L | -68.57 L |
| Diluted EPS | - | - | 0.80 | 0.62 | 0.74 | 0.19 | -0.76 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2002 | Mar 2003 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Revenue | 76.00 L | 83.00 L | - | 49.51 L | 3.14 Cr | 3.32 Cr | 5.00 Cr |
| Cost of Revenue | - | - | - | 15.73 L | 19.69 L | 10.05 L | 1.95 Cr |
| Gross Profit | - | - | - | 33.78 L | 1.06 Cr | 3.22 Cr | 3.05 Cr |
| Operating Expenses | 2.06 Cr | 2.39 Cr | - | 71.94 L | 59.40 L | 57.91 L | 1.67 Cr |
| Operating Income | - | - | - | -38.16 L | 2.35 Cr | 2.64 Cr | 1.38 Cr |
| EBITDA | - | - | - | 1.08 Cr | 2.36 Cr | 2.82 Cr | 1.39 Cr |
| Interest Expense | 0 | 0 | - | 50,000 | 1,000 | 0 | 0 |
| Pretax Income | 55.00 L | 46.00 L | - | 1.07 Cr | 2.36 Cr | 2.82 Cr | 1.39 Cr |
| Tax Provision | 0 | 99,820 | - | 13.70 L | 57.10 L | 46.83 L | 67.04 L |
| Net Income | 55.00 L | 45.00 L | - | 93.66 L | 1.79 Cr | 2.35 Cr | 71.67 L |
| Diluted EPS | 0.61 | 0.50 | 1.77 | 1.05 | 1.98 | 2.61 | - |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 43.71 Cr | 45.50 Cr | 47.93 Cr | 49.53 Cr |
| Current Assets | - | 1.26 Cr | 6.49 Cr | 17.24 Cr | 38.54 Cr |
| Cash & Equivalents | - | 12.25 L | 94.47 L | 2.18 Cr | 4.81 Cr |
| Inventory | - | 0 | 0 | 0 | 0 |
| Receivables | - | 0 | 3,000 | 62.83 L | 0 |
| Total Liabilities | - | 6.11 L | 7.00 L | 16.72 L | 1.00 Cr |
| Current Liabilities | - | 6.10 L | 7.01 L | 16.72 L | 14.92 L |
| Long Term Debt | - | 0 | 0 | 0 | 0 |
| Total Debt | - | 0 | 0 | 0 | 0 |
| Total Equity | - | 43.65 Cr | 45.43 Cr | 47.77 Cr | 48.53 Cr |
| Shares Outstanding | - | 89.93 L | 89.93 L | 89.93 L | 89.93 L |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 8.64 Cr | -79.21 L | -1.31 Cr | -36.99 Cr |
| Investing Cash Flow | - | -8.86 Cr | 1.61 Cr | 2.54 Cr | 39.62 Cr |
| Financing Cash Flow | - | - | - | - | - |
| Capital Expenditure | - | - | - | - | -3.69 L |
| Free Cash Flow | - | 8.64 Cr | -79.21 L | -1.31 Cr | -37.03 Cr |
| Net Change in Cash | - | -21.89 L | 82.23 L | 1.24 Cr | 2.63 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2002 | Mar 2003 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | 68.2% | 33.6% | 97.0% | 61.0% |
| Operating Margin % | - | - | - | -77.1% | 74.8% | 79.5% | 27.6% |
| Net Margin % | 72.4% | 54.2% | - | 189.2% | 57.0% | 70.7% | 14.3% |
| ROE % | - | - | - | 2.1% | 3.9% | 4.9% | 1.5% |
| ROCE % | - | - | - | -0.9% | 5.2% | 5.5% | 2.8% |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for TEAMGTY
Team India Guaranty Ltd (TEAMGTY): Stock Holds Near Support, Edges Higher in Low-Volume Session - Fundamentals - vinanet.vn
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Times Guaranty Ltd. Share Price Rise: Price and Valuation - Univest
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TEAMGTY Q2 2026 Earnings: Revenue Surges 50.7% YoY, EPS Comes in at ₹0.80 - Earnings Miss Alert - siam.in
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Team India Guaranty Ltd (TEAMGTY.NS) Edges Lower, Support at ₹226.1 Under Watch - Change of Character - vinanet.vn
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Team India Guaranty (TEAMGTY.NS) Declines 3.94%: Support Levels in Focus After Recent Pullback - High Dividend Factor - vinanet.vn
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Team Guaranty Share Price Today - Team India Guaranty Ltd. Stock Price Live NSE/BSE - HDFC Sky
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TEAMGTY — Frequently Asked Questions
What is the current share price of Team India Guaranty Limited (TEAMGTY)?
As of 2026-09-08 04:53 IST, Team India Guaranty Limited (TEAMGTY) trades at ₹235.29 on NSE. Its 52-week range is ₹215.32 to ₹312.00.
What is the market capitalisation of TEAMGTY?
Team India Guaranty Limited (TEAMGTY) has a market capitalisation of ₹211.60 Cr on NSE.
What is the P/E ratio of TEAMGTY?
TEAMGTY trades at a trailing price-to-earnings (P/E) ratio of 90.16. The industry average P/E is 19.62. Its price-to-book (P/B) ratio is 4.43.
What is the return on equity (ROE) of TEAMGTY?
TEAMGTY has a return on equity (ROE) of 1.48%. Its return on capital employed (ROCE) is 2.81%.
Is TEAMGTY a good stock to buy?
This page provides a data-driven analysis of Team India Guaranty Limited (TEAMGTY), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.