Tata Capital Limited TATACAP NSEFINANCIAL
Company Overview
Tata Capital Limited, through its subsidiaries, provides various financial services to retail, SME, corporate, and institutional customers in India, Singapore, and the United Kingdom. The company operates through three segments: Financing Activity, Investment Activity, and Others. It offers loans for retail and corporate borrowers, including asset financing, term loans, channel financing, credit substitutes, investments linked to/arising out of lending business, bill discounting, and power project finance. It also offers home loans, loans against property, personal loans, business loans, two wheeler loans, car loans, commercial vehicle loans, construction equipment loans, loans against securities, microfinance loans, and education loans. Additionally it provides supply chain finance, equipment finance, cleantech and infrastructure finance, and developer finance. The company also engages in the provision of corporate investment, advisory, wealth management, private equity fund management, and leasing services, as well as the distribution of financial products. In addition, it offers insurance and credit card distribution services. Tata Capital Limited was formerly known as Primal Investments and Finance Limited and changed its name to Tata Capital Limited in May 2007. Tata Capital Limited was incorporated in 1991 and is based in Mumbai, India. Tata Capital Limited operates as a subsidiary of Tata Sons Private Limited.
Why Investors Should Care
Net profit has compounded at 97.3% per year over the last five years.
Revenue has grown at a 34.5% CAGR over the past five years.
Maintains a net profit margin of 39.7%.
Recent Developments
- Mar 2026 Revenue of ₹29,745.36 Cr (+10.4% YoY); net profit ₹4,846.10 Cr.
- Trailing 12 Months Year-on-year growth — revenue +40.3%, earnings +47.2%.
- 5-Year Trend Long-term compounding — revenue CAGR 34.5%, profit CAGR 97.3%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 34.52% |
| 1 Year: | 40.30% |
Compounded Profit Growth
| 5 Years: | 97.29% |
| 1 Year: | 47.20% |
Stock Price Performance
| 1 Year: | -5.46% |
| 6 Months: | -6.31% |
| 3 Months: | -8.49% |
| 1 Month: | -9.24% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)35.28 · Neutral
P/E of 24.49 is above the sector median of 15.36 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 39.7%.
- Compounding revenue at 34.5% over 5 years.
- Profit CAGR of 97.3% over 5 years.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | TATACAP Tata Capital Limited NSEFINANCIAL | 311.95 | 24.49 | ₹1.32 L Cr | 0.18% | 3.69% | 10.57% | 34.52% | 97.29% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 706.95 | 15.45 | ₹10.90 L Cr | 1.88% | - | 13.84% | 16.90% | 12.47% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,385.00 | 17.90 | ₹9.94 L Cr | 0.89% | - | 16.07% | 18.11% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 963.00 | 10.32 | ₹8.89 L Cr | 1.82% | - | 15.18% | 12.19% | 14.39% |
| 5 | BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL | 926.00 | 28.43 | ₹5.77 L Cr | 0.56% | - | 16.68% | 22.58% | 18.23% |
| 6 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 437.80 | 21.46 | ₹4.36 L Cr | 0.15% | - | 10.64% | 13.48% | 8.92% |
| 7 | AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL | 1,210.00 | 13.61 | ₹3.77 L Cr | 0.08% | - | 13.35% | 12.16% | 34.61% |
| 8 | BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL | 1,690.00 | 26.83 | ₹2.70 L Cr | 0.07% | - | 12.58% | 22.92% | 15.16% |
| 9 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 392.05 | 8.26 | ₹2.48 L Cr | 2.59% | - | 32.53% | 7.26% | 16.86% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in INR.
| Metric | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 7,185.00 Cr | - | 7,287.91 Cr | 7,287.99 Cr | 7,737.00 Cr | 7,704.45 Cr | 7,948.04 Cr | 8,403.88 Cr |
| Cost of Revenue | - | - | 4,611.72 Cr | 4,700.22 Cr | - | 4,661.90 Cr | 4,753.90 Cr | 5,128.11 Cr |
| Gross Profit | - | - | 2,676.19 Cr | 2,587.77 Cr | - | 3,042.55 Cr | 3,194.14 Cr | 3,275.77 Cr |
| Operating Expenses | 1,915.00 Cr | - | 705.82 Cr | 1,318.84 Cr | 2,135.00 Cr | 820.24 Cr | 848.68 Cr | 1,264.21 Cr |
| Operating Income | - | - | 1,970.37 Cr | 1,268.93 Cr | - | 2,222.31 Cr | 2,345.46 Cr | 2,011.56 Cr |
| EBITDA | - | - | 2,079.36 Cr | 1,386.98 Cr | - | 2,364.00 Cr | 2,488.03 Cr | 2,165.89 Cr |
| Interest Expense | 3,693.00 Cr | - | - | - | 3,976.00 Cr | - | - | - |
| Pretax Income | 1,494.00 Cr | 1,414.66 Cr | 1,368.50 Cr | - | 1,507.00 Cr | 1,694.69 Cr | 1,978.48 Cr | 2,159.12 Cr |
| Tax Provision | 358.56 Cr | 364.29 Cr | 368.69 Cr | - | 391.82 Cr | 429.95 Cr | 512.21 Cr | 530.94 Cr |
| Net Income | 1,133.00 Cr | 1,075.57 Cr | 1,051.70 Cr | - | 1,119.00 Cr | 1,256.87 Cr | 1,502.02 Cr | 1,547.38 Cr |
| Diluted EPS | 2.87 | 2.53 | 2.48 | - | 2.72 | 2.97 | 3.54 | 3.65 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Revenue | 9,835.00 Cr | 10,162.00 Cr | 12,218.58 Cr | 17,049.05 Cr | 26,932.63 Cr | 29,745.36 Cr |
| Cost of Revenue | - | - | - | - | 16,745.13 Cr | 17,609.12 Cr |
| Gross Profit | - | - | 5,085.18 Cr | 6,468.72 Cr | 10,187.50 Cr | 12,136.24 Cr |
| Operating Expenses | 2,826.00 Cr | 2,908.00 Cr | 1,503.31 Cr | 1,959.27 Cr | 3,082.99 Cr | 3,525.25 Cr |
| Operating Income | - | - | 3,581.87 Cr | 4,509.45 Cr | 7,104.51 Cr | 8,610.99 Cr |
| EBITDA | - | - | - | - | 6,123.52 Cr | 7,923.72 Cr |
| Interest Expense | 5,213.00 Cr | 4,889.00 Cr | - | - | - | 823.82 Cr |
| Pretax Income | 1,615.00 Cr | 2,348.00 Cr | - | - | - | 6,562.38 Cr |
| Tax Provision | 371.45 Cr | 540.04 Cr | - | - | - | 1,671.47 Cr |
| Net Income | 1,245.00 Cr | 1,801.00 Cr | - | - | - | 4,846.10 Cr |
| Diluted EPS | 3.20 | 4.69 | - | - | - | 11.76 |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Total Assets | 82,930.00 Cr | 1.02 L Cr | - | - | 2.48 L Cr | 2.91 L Cr |
| Current Assets | - | - | - | - | 1.04 L Cr | 1.05 L Cr |
| Cash & Equivalents | - | - | - | - | 9,474.86 Cr | 3,640.56 Cr |
| Inventory | - | - | - | - | - | - |
| Receivables | - | - | - | - | 129.27 Cr | 206.17 Cr |
| Total Liabilities | - | - | - | - | - | 2.43 L Cr |
| Current Liabilities | - | - | - | - | 77,768.31 Cr | 90,392.64 Cr |
| Long Term Debt | - | - | 65,256.79 Cr | 90,646.70 Cr | 1.27 L Cr | 1.45 L Cr |
| Total Debt | - | - | 1.07 L Cr | 1.40 L Cr | 1.99 L Cr | 2.28 L Cr |
| Total Equity | 9,973.00 Cr | 11,713.00 Cr | - | - | 33,046.49 Cr | 45,861.49 Cr |
| Shares Outstanding | - | - | - | - | - | 424.49 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | 3,137.00 Cr | -14,387.00 Cr | -23,190.00 Cr | -37,999.00 Cr | -30,087.90 Cr | -37,964.94 Cr |
| Investing Cash Flow | -2,626.00 Cr | -2,614.00 Cr | -2,263.00 Cr | 5,758.00 Cr | 175.03 Cr | 267.28 Cr |
| Financing Cash Flow | -2,787.00 Cr | 17,056.00 Cr | 26,430.00 Cr | 35,952.00 Cr | - | 31,848.34 Cr |
| Capital Expenditure | -6.00 Cr | 24.00 Cr | -147.00 Cr | -633.00 Cr | - | -995.07 Cr |
| Free Cash Flow | 3,131.00 Cr | -14,363.00 Cr | -23,337.00 Cr | -38,632.00 Cr | -31,110.14 Cr | -38,960.01 Cr |
| Net Change in Cash | -2,275.00 Cr | 55.00 Cr | 977.00 Cr | 3,712.00 Cr | -500.47 Cr | -5,849.32 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Gross Margin % | - | - | 41.6% | 37.9% | 37.8% | 40.8% |
| Operating Margin % | - | - | 29.3% | 26.4% | 26.4% | 28.9% |
| Net Margin % | 12.7% | 17.7% | - | - | - | 16.3% |
| ROE % | 12.5% | 15.4% | - | - | - | 10.6% |
| ROCE % | - | - | - | - | 4.2% | 4.3% |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for TATACAP
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TATACAP — Frequently Asked Questions
What is the current share price of Tata Capital Limited (TATACAP)?
As of 2026-10-23 04:58 IST, Tata Capital Limited (TATACAP) trades at ₹311.95 on NSE. Its 52-week range is ₹297.30 to ₹382.70.
What is the market capitalisation of TATACAP?
Tata Capital Limited (TATACAP) has a market capitalisation of ₹1.32 L Cr on NSE.
What is the P/E ratio of TATACAP?
TATACAP trades at a trailing price-to-earnings (P/E) ratio of 24.49. The industry average P/E is 15.36. Its price-to-book (P/B) ratio is 2.93.
Does TATACAP pay a dividend?
Tata Capital Limited (TATACAP) currently offers a dividend yield of 0.18%.
What is the return on equity (ROE) of TATACAP?
TATACAP has a return on equity (ROE) of 10.57%. Its return on capital employed (ROCE) is 3.69%.
Is TATACAP a good stock to buy?
This page provides a data-driven analysis of Tata Capital Limited (TATACAP), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.