TATA CAPITAL LIMITED TATACAP NSEFINANCIAL
Tata Capital Limited, through its subsidiaries, provides various financial services to retail, SME, corporate, and institutional customers in India, Singapore, and the United Kingdom. The company operates through three segments: Financing Activity, Investment Activity, and Others. It offers loans for retail and corporate borrowers, including asset financing, term loans, channel financing, credit substitutes, investments linked to/arising out of lending business, bill and invoice discounting, and power project finance. It also offers home loans, loans against property, personal loans, business loans, two wheeler loans, car loans, commercial vehicle loans, construction equipment loans, loans against securities, microfinance loans, and education loans. Additionally it provides supply chain finance, equipment finance, cleantech and infrastructure finance, and developer finance. The company also engages in the provision of corporate investment, advisory, wealth management, private equity fund management, and leasing services, as well as the distribution of financial products. In addition, it offers insurance and credit card distribution services. Tata Capital Limited was formerly known as Primal Investments and Finance Limited and changed its name to Tata Capital Limited in May 2007. Tata Capital Limited was incorporated in 1991 and is based in Mumbai, India. Tata Capital Limited operates as a subsidiary of Tata Sons Private Limited.
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Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Excellent profit margin of 39.0%.
- Compounding revenue at 36.1% over 5 years.
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | TATACAP TATA CAPITAL LIMITED NSEFINANCIAL | 305.90 | 26.03 | ₹1.29 L Cr | - | 2.01% | 12.01% | 36.07% | - |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 744.55 | 16.61 | ₹11.46 L Cr | 1.75% | - | 13.82% | 32.50% | 20.39% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,256.40 | 16.81 | ₹9.01 L Cr | 0.88% | - | 16.36% | 19.65% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 964.40 | 10.58 | ₹8.90 L Cr | 1.80% | - | 15.48% | 12.19% | 14.39% |
| 5 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 384.20 | 19.80 | ₹3.82 L Cr | 0.13% | - | 11.39% | 14.58% | 8.92% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 411.35 | 9.06 | ₹2.60 L Cr | 2.43% | - | 42.36% | 7.61% | 16.86% |
| 7 | SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL | 947.15 | 17.79 | ₹2.23 L Cr | 1.46% | - | 16.38% | 15.48% | 18.59% |
| 8 | SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL | 1,830.10 | 74.06 | ₹1.84 L Cr | 0.15% | - | 13.70% | 11.67% | 12.81% |
| 9 | ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL | 3,538.50 | 53.19 | ₹1.75 L Cr | 0.70% | 98.30% | 85.80% | 28.94% | 29.58% |
Quarterly Results
Figures in INR.
| Metric | Dec 2024 | Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | 7,011.65 Cr | 7,416.26 Cr | 7,227.19 Cr | 7,788.61 Cr | 8,069.58 Cr |
| Cost of Revenue | 4,486.04 Cr | 4,611.72 Cr | - | 4,661.90 Cr | 4,753.90 Cr |
| Gross Profit | 2,525.61 Cr | 2,804.54 Cr | 2,818.10 Cr | 3,126.71 Cr | 3,315.68 Cr |
| Operating Expenses | 1,210.84 Cr | 1,527.11 Cr | 1,691.50 Cr | 1,579.13 Cr | 1,430.91 Cr |
| Operating Income | 1,314.77 Cr | 1,277.43 Cr | 1,126.60 Cr | 1,547.58 Cr | 1,884.77 Cr |
| EBITDA | 1,414.09 Cr | 1,386.42 Cr | - | 1,689.27 Cr | 2,027.34 Cr |
| Interest Expense | - | - | - | - | - |
| Pretax Income | 1,414.66 Cr | 1,368.50 Cr | - | 1,694.69 Cr | 1,978.48 Cr |
| Tax Provision | 364.29 Cr | 368.69 Cr | - | 429.95 Cr | 512.21 Cr |
| Net Income | 1,075.57 Cr | 1,051.70 Cr | - | 1,256.87 Cr | 1,502.02 Cr |
| Diluted EPS | 2.53 | 2.48 | - | 2.97 | 3.54 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Revenue | 12,218.58 Cr | 17,049.05 Cr | 27,758.63 Cr | 30,784.68 Cr |
| Cost of Revenue | - | - | 17,842.52 Cr | 18,813.60 Cr |
| Gross Profit | 5,085.18 Cr | 6,468.72 Cr | 9,916.11 Cr | 11,971.08 Cr |
| Operating Expenses | 2,077.60 Cr | 2,551.53 Cr | 5,627.37 Cr | 6,167.46 Cr |
| Operating Income | 3,007.58 Cr | 3,917.19 Cr | 4,288.74 Cr | 5,803.62 Cr |
| EBITDA | - | - | 4,678.76 Cr | 6,341.14 Cr |
| Interest Expense | - | - | - | - |
| Pretax Income | - | - | - | 6,562.38 Cr |
| Tax Provision | - | - | - | 1,671.47 Cr |
| Net Income | - | - | - | 4,846.10 Cr |
| Diluted EPS | - | - | - | - |
Compounded Sales Growth
| 5 Years: | 36.07% |
| 1 Year: | 7.00% |
Compounded Profit Growth
| 5 Years: | - |
| 1 Year: | 52.20% |
Stock Price Performance
| 1 Year: | -7.44% |
| 6 Months: | -5.88% |
| 3 Months: | -9.35% |
| 1 Month: | -8.18% |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2026 |
|---|---|
| Total Assets | 2.91 L Cr |
| Current Assets | 2.72 L Cr |
| Cash & Equivalents | 3,640.56 Cr |
| Inventory | - |
| Receivables | 206.17 Cr |
| Total Liabilities | 2.43 L Cr |
| Current Liabilities | 2,471.81 Cr |
| Long Term Debt | 2.27 L Cr |
| Total Debt | 2.28 L Cr |
| Total Equity | 45,861.49 Cr |
| Shares Outstanding | 424.49 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2025 | Mar 2026 |
|---|---|---|
| Operating Cash Flow | -30,087.90 Cr | -37,964.94 Cr |
| Investing Cash Flow | 175.03 Cr | 267.28 Cr |
| Financing Cash Flow | - | 31,848.34 Cr |
| Capital Expenditure | - | -995.07 Cr |
| Free Cash Flow | -31,110.14 Cr | -38,960.01 Cr |
| Net Change in Cash | -500.47 Cr | -5,849.32 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Gross Margin % | 41.6% | 37.9% | 35.7% | 38.9% |
| Operating Margin % | 24.6% | 23.0% | 15.5% | 18.9% |
| Net Margin % | - | - | - | 15.7% |
| ROE % | - | - | - | 10.6% |
| ROCE % | - | - | - | 2.0% |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
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