Star Health and Allied Insurance Company Limited STARHEALTH NIFTY_SMALLNSEFINANCIAL
Company Overview
Star Health and Allied Insurance Company Limited provides health insurance products in India. It offers retail health insurance products for individuals, families, children, senior citizens, and persons with pre-existing medical conditions; group health insurance products for employer/employee and non-employer/employee groups, including small-to-medium enterprises; and personal accident and travel insurance products. The company also provides star women care insurance policy that provides surrogacy and oocyte donor covers; and star special care product that covers children diagnosed with autism and for outpatient specialized treatments. In addition, it offers star health assure insurance policy, star cancer care platinum insurance policy, senior citizens health insurance policy, and star cardiac care insurance policy platinum, as well as star group OPD care insurance product. The company offers its products through web aggregators, digital channels, agency channels, corporate agents, brokers, point of salesperson, insurance marketing firms, and various other channels. Star Health and Allied Insurance Company was incorporated in 2005 and is based in Chennai, India.
Why Investors Should Care
Revenue has grown at a 14.0% CAGR over the past five years.
Carries low leverage with a debt-to-equity ratio of 0.06.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Mar 2026 Revenue of ₹18,148.47 Cr (+10.1% YoY); net profit ₹556.98 Cr.
- Trailing 12 Months Year-on-year growth — revenue +10.1%, earnings -13.8%.
- 5-Year Trend Long-term compounding — revenue CAGR 14.0%, profit CAGR -3.4%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 14.03% |
| 1 Year: | 10.07% |
Compounded Profit Growth
| 5 Years: | -3.44% |
| 1 Year: | -13.76% |
Stock Price Performance
| 1 Year: | +25.29% |
| 6 Months: | +21.47% |
| 3 Months: | +6.89% |
| 1 Month: | -2.84% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMAAbove
- RSI (14)36.18 · Neutral
P/E of 58.85 is above the sector median of 19.62 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 14.0% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Trading at a high P/E of 58.9.
- Earnings shrank at -3.4% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | STARHEALTH Star Health and Allied Insurance Company Limited NIFTY_SMALLNSEFINANCIAL | 557.35 | 58.85 | ₹32,794.67 Cr | 0.00% | - | 7.38% | 14.03% | -3.44% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 712.10 | 15.57 | ₹10.96 L Cr | 1.77% | - | 8.63% | 16.90% | 12.47% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,423.20 | 19.03 | ₹10.19 L Cr | 0.82% | - | 14.93% | 18.11% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 1,016.10 | 11.15 | ₹9.38 L Cr | 1.60% | - | 13.97% | 12.19% | 14.39% |
| 5 | BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL | 1,060.50 | 34.76 | ₹6.60 L Cr | 0.47% | - | 16.68% | 22.58% | 18.23% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 415.35 | 9.14 | ₹5.25 L Cr | 2.58% | - | 32.53% | 7.26% | 16.86% |
| 7 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 424.50 | 21.89 | ₹4.22 L Cr | 0.16% | - | 10.64% | 13.48% | 8.92% |
| 8 | AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL | 1,273.00 | 15.07 | ₹3.96 L Cr | 0.08% | - | 12.27% | 12.16% | 34.61% |
| 9 | BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL | 1,970.00 | 32.30 | ₹3.15 L Cr | 0.06% | - | 12.58% | 22.92% | 15.16% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in INR.
| Metric | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|
| Revenue | - | - | 4,081.13 Cr | 4,692.58 Cr | 4,566.62 Cr | 4,648.16 Cr | 5,285.44 Cr |
| Cost of Revenue | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - |
| Operating Income | - | - | - | 602.28 Cr | - | - | 754.52 Cr |
| EBITDA | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | 14.20 Cr | - | - | 12.82 Cr |
| Pretax Income | - | - | -87.00 L | 588.08 Cr | 173.42 Cr | 151.21 Cr | 741.70 Cr |
| Tax Provision | - | - | -1.38 Cr | 149.90 Cr | 45.20 Cr | 39.87 Cr | 191.97 Cr |
| Net Income | - | - | 51.00 L | 438.18 Cr | 128.22 Cr | 111.34 Cr | 549.73 Cr |
| Diluted EPS | - | - | 0.01 | 7.45 | 2.18 | 1.89 | 9.33 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 12,241.10 Cr | 14,413.32 Cr | 16,488.13 Cr | 18,148.47 Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - |
| Operating Income | -1,348.25 Cr | 914.82 Cr | 1,208.99 Cr | 926.47 Cr | 818.39 Cr |
| EBITDA | - | - | - | - | - |
| Interest Expense | 48.38 Cr | 88.42 Cr | 80.14 Cr | 65.42 Cr | 64.06 Cr |
| Pretax Income | - | 826.40 Cr | 1,128.85 Cr | 861.05 Cr | 754.33 Cr |
| Tax Provision | - | 207.81 Cr | 283.84 Cr | 215.19 Cr | 197.34 Cr |
| Net Income | - | 618.59 Cr | 845.01 Cr | 645.86 Cr | 556.98 Cr |
| Diluted EPS | - | 10.41 | 14.19 | 10.86 | 9.47 |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 16,357.72 Cr | 18,054.33 Cr | 20,784.62 Cr | 24,063.76 Cr |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 309.36 Cr | 444.58 Cr | 668.43 Cr | 1,443.56 Cr |
| Inventory | - | - | - | - | - |
| Receivables | - | 3.15 Cr | 40.69 Cr | 53.39 Cr | 231.18 Cr |
| Total Liabilities | - | 9,768.83 Cr | 11,322.54 Cr | 13,672.48 Cr | 16,512.54 Cr |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | 470.00 Cr | 470.00 Cr | 470.00 Cr | 470.00 Cr |
| Total Debt | - | 470.00 Cr | 470.00 Cr | 470.00 Cr | 470.00 Cr |
| Total Equity | - | 6,588.89 Cr | 6,731.79 Cr | 7,112.14 Cr | 7,551.22 Cr |
| Shares Outstanding | - | 58.17 Cr | 58.53 Cr | 58.78 Cr | 58.84 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | - | - | - | - |
| Investing Cash Flow | - | -1,097.13 Cr | -1,176.71 Cr | -1,150.58 Cr | -1,066.85 Cr |
| Financing Cash Flow | - | -268.02 Cr | 22.97 Cr | -4.20 Cr | -31.48 Cr |
| Capital Expenditure | - | -46.59 Cr | -123.49 Cr | -82.71 Cr | -78.11 Cr |
| Free Cash Flow | - | 1,229.22 Cr | 1,186.47 Cr | 1,295.91 Cr | 1,795.34 Cr |
| Net Change in Cash | - | -89.33 Cr | 156.22 Cr | 223.84 Cr | 775.12 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | 7.5% | 8.4% | 5.6% | 4.5% |
| Net Margin % | - | 5.1% | 5.9% | 3.9% | 3.1% |
| ROE % | - | 9.4% | 12.6% | 9.1% | 7.4% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for STARHEALTH
Star Health Share Price today: Rs 572, sector and peers - Univest
<a href="https://news.google.com/rss/articles/CBMiowFBVV95cUxQc3E4Vzh4QnpmcHhrYzFMekZrQmgtLThDSDVFQW9POHJvb2lLZjRkeWtnYXFlSVJGb1ZCTGRNTDVzalk2S2Q0d3g4Y2x0U3NMdzNrX1NwcUI0NzhjWS1sUVIxZkR0TmJram5PWUptQWRQSks5TUtORUxlSWU3LTJIcTUxRFY3UnNncGhDRn…
Earnings call transcript: Star Health posts stronger q1 2026 profit, shares rise - Investing.com
<a href="https://news.google.com/rss/articles/CBMizwFBVV95cUxQeGhOR1JoSkt2QmRzc29ZUFNXa1lIM042bHU0b21HM0E5a29PNlVlVk83ZnJ6Wk5XODltZWh3aEJwSEE2WnJ1cXl3bWxVek5yLUJFSjJBUmoxcTJwX2JIVm9qX0pwZGw4cWhDbWh5NFRLdDJXNFFIbDdwNUNHMlp3Skx1aWs1aDZuUjZGSX…
Star Health and Allied Insurance Company Limited Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next - simplywall.st
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Star Health & Allied Insurance Share Price - Live NSE: STARHEALTH Stock Price & Chart - Upstox
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Stock Radar: Star Health stock slips from July 2026 52-week high, but bounces back from 50-DMA; time to bu - The Economic Times
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Star Health hosts analyst meet with East Bridge Capital on Aug 25 - scanx.trade
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STARHEALTH — Frequently Asked Questions
What is the current share price of Star Health and Allied Insurance Company Limited (STARHEALTH)?
As of 2026-09-08 04:53 IST, Star Health and Allied Insurance Company Limited (STARHEALTH) trades at ₹557.35 on NSE. Its 52-week range is ₹425.15 to ₹610.40.
What is the market capitalisation of STARHEALTH?
Star Health and Allied Insurance Company Limited (STARHEALTH) has a market capitalisation of ₹32,794.67 Cr on NSE.
What is the P/E ratio of STARHEALTH?
STARHEALTH trades at a trailing price-to-earnings (P/E) ratio of 58.85. The industry average P/E is 19.62. Its price-to-book (P/B) ratio is 3.31.
What is the return on equity (ROE) of STARHEALTH?
STARHEALTH has a return on equity (ROE) of 7.38%.
Is STARHEALTH a good stock to buy?
This page provides a data-driven analysis of Star Health and Allied Insurance Company Limited (STARHEALTH), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.