SBI Life Insurance Company Limited SBILIFE NIFTY50NSEFINANCIAL
Company Overview
SBI Life Insurance Company Limited operates as a life insurance company in India. The company's life insurance business comprises individual and group life insurance products, including participating, non-participating, pension, group gratuity, group leave encashment, group superannuation, group annuity, unit-linked and variable insurance products, health, and micro insurance. It also provides accident and disability benefits, level terms, and critical illness insurance products. In addition, the company offers online life insurance, money back income, terms, protection, savings, child plan, wealth, and retirement plans; and corporate solutions, group loan protection, and group micro insurance plans. It provides its products through a multi-channel distribution network comprising individual agents, brokers, corporate agents, bancassurance partners, and certified insurance facilitators, as well as through various partner branches. The company was incorporated in 2000 and is based in Mumbai, India. SBI Life Insurance Company Limited is a subsidiary of State Bank of India.
Why Investors Should Care
Net profit has compounded at 12.8% per year over the last five years.
Revenue has grown at a 11.1% CAGR over the past five years.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Mar 2026 Revenue of ₹1.10 L Cr (-4.3% YoY); net profit ₹2,470.30 Cr.
- Trailing 12 Months Year-on-year growth — revenue +18.8%, earnings +21.8%.
- 5-Year Trend Long-term compounding — revenue CAGR 11.1%, profit CAGR 12.8%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 11.06% |
| 1 Year: | 18.80% |
Compounded Profit Growth
| 5 Years: | 12.81% |
| 1 Year: | 21.80% |
Stock Price Performance
| 1 Year: | -9.50% |
| 6 Months: | -8.51% |
| 3 Months: | -10.39% |
| 1 Month: | -5.41% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)40.76 · Neutral
P/E of 64.08 is above the sector median of 15.36 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 11.1% over 5 years.
- Profit CAGR of 12.8% over 5 years.
- Generates positive free cash flow.
CONS
- Trading at a high P/E of 64.1.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL | 1,661.00 | 64.08 | ₹1.67 L Cr | 0.16% | - | 13.70% | 11.06% | 12.81% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 706.95 | 15.45 | ₹10.90 L Cr | 1.88% | - | 13.84% | 16.90% | 12.47% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,385.00 | 17.90 | ₹9.94 L Cr | 0.89% | - | 16.07% | 18.11% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 963.00 | 10.32 | ₹8.89 L Cr | 1.82% | - | 15.18% | 12.19% | 14.39% |
| 5 | BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL | 926.00 | 28.43 | ₹5.77 L Cr | 0.56% | - | 16.68% | 22.58% | 18.23% |
| 6 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 437.80 | 21.46 | ₹4.36 L Cr | 0.15% | - | 10.64% | 13.48% | 8.92% |
| 7 | AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL | 1,210.00 | 13.61 | ₹3.77 L Cr | 0.08% | - | 13.35% | 12.16% | 34.61% |
| 8 | BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL | 1,690.00 | 26.83 | ₹2.70 L Cr | 0.07% | - | 12.58% | 22.92% | 15.16% |
| 9 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 392.05 | 8.26 | ₹2.48 L Cr | 2.59% | - | 32.53% | 7.26% | 16.86% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in INR.
| Metric | Dec 2024 | Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|
| Revenue | 18,860.39 Cr | 23,062.35 Cr | 39,012.94 Cr | 46,110.25 Cr | 4,094.92 Cr | 46,350.33 Cr |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - |
| Pretax Income | 571.61 Cr | 840.61 Cr | 610.95 Cr | 597.53 Cr | 815.78 Cr | 745.87 Cr |
| Tax Provision | 20.79 Cr | 27.10 Cr | 16.58 Cr | 20.79 Cr | 11.14 Cr | 20.94 Cr |
| Net Income | 550.82 Cr | 813.51 Cr | 594.37 Cr | 576.74 Cr | 804.64 Cr | 724.93 Cr |
| Diluted EPS | 5.49 | 8.11 | 5.93 | 5.75 | 8.02 | 7.22 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 80,639.04 Cr | 1.31 L Cr | 1.15 L Cr | 1.10 L Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - |
| Operating Income | - | 1,783.28 Cr | 1,951.24 Cr | 2,506.11 Cr | 2,548.59 Cr |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 24.84 Cr | 9.13 Cr | 11.44 Cr | 11.19 Cr |
| Pretax Income | - | 1,758.45 Cr | 1,942.11 Cr | 2,494.67 Cr | 2,537.40 Cr |
| Tax Provision | - | 37.87 Cr | 48.33 Cr | 81.37 Cr | 67.10 Cr |
| Net Income | - | 1,720.57 Cr | 1,893.78 Cr | 2,413.30 Cr | 2,470.30 Cr |
| Diluted EPS | - | 17.18 | 18.90 | 24.07 | 24.62 |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 3.15 L Cr | 3.98 L Cr | 4.57 L Cr | 5.00 L Cr |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 1,591.22 Cr | 4,740.63 Cr | 1,783.58 Cr | 3,187.56 Cr |
| Inventory | - | - | - | - | - |
| Receivables | - | 382.15 Cr | 778.63 Cr | 788.02 Cr | 1,322.47 Cr |
| Total Liabilities | - | 3.02 L Cr | 3.83 L Cr | 4.40 L Cr | 4.81 L Cr |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - |
| Total Debt | - | - | - | - | - |
| Total Equity | - | 13,017.48 Cr | 14,908.56 Cr | 16,985.35 Cr | 19,086.00 Cr |
| Shares Outstanding | - | 100.09 Cr | 100.15 Cr | 100.21 Cr | 100.31 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | - | - | - | - |
| Investing Cash Flow | - | -30,203.00 Cr | -31,221.33 Cr | -21,788.85 Cr | -35,317.99 Cr |
| Financing Cash Flow | - | -415.10 Cr | -227.32 Cr | -214.81 Cr | -178.80 Cr |
| Capital Expenditure | - | -63.20 Cr | -114.39 Cr | -106.19 Cr | -185.00 Cr |
| Free Cash Flow | - | 28,592.84 Cr | 29,007.47 Cr | 25,440.46 Cr | 34,337.67 Cr |
| Net Change in Cash | - | -1,962.05 Cr | -2,326.79 Cr | 3,542.99 Cr | -974.12 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | 2.2% | 1.5% | 2.2% | 2.3% |
| Net Margin % | - | 2.1% | 1.4% | 2.1% | 2.2% |
| ROE % | - | 13.2% | 12.7% | 14.2% | 12.9% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for SBILIFE
SBI Life Insurance Co Ltd (NSE:SBILIFE) Q1 2027 Earnings Call Highlights: Strong Growth in New ... - Yahoo Finance
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Earnings call transcript: SBI Life posts strong q1 2027 growth, shares little changed - Investing.com
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Insurance Sector Seeks GST Relief; SBI Life Stock Trades Near Resistance Zone - Stocktwits
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SBI Life Insurance Company shares rise 2.04 percent in today's session - TradingView
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SBI Life scheduled half-year results for SBI Life stock - AD HOC NEWS
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Insurance Stocks In Focus: SBI Life Among Motilal Oswal's Preferred Picks After IRDAI's New Framework — Details Inside - NDTV Profit
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SBILIFE — Frequently Asked Questions
What is the current share price of SBI Life Insurance Company Limited (SBILIFE)?
As of 2026-10-23 04:58 IST, SBI Life Insurance Company Limited (SBILIFE) trades at ₹1,661.00 on NSE. Its 52-week range is ₹1,647.80 to ₹2,106.67.
What is the market capitalisation of SBILIFE?
SBI Life Insurance Company Limited (SBILIFE) has a market capitalisation of ₹1.67 L Cr on NSE.
What is the P/E ratio of SBILIFE?
SBILIFE trades at a trailing price-to-earnings (P/E) ratio of 64.08. The industry average P/E is 15.36. Its price-to-book (P/B) ratio is 8.39.
Does SBILIFE pay a dividend?
SBI Life Insurance Company Limited (SBILIFE) currently offers a dividend yield of 0.16%.
What is the return on equity (ROE) of SBILIFE?
SBILIFE has a return on equity (ROE) of 13.70%.
Is SBILIFE a good stock to buy?
This page provides a data-driven analysis of SBI Life Insurance Company Limited (SBILIFE), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.