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Religare Enterprises Limited RELIGARE NSEFINANCIAL

Financial Services · Insurance - Life · India
https://www.religare.com
Company Profile ↓
₹212.54
-15.26% 1Y
Mkt Cap₹7,327.44 Cr
P/E144.59
P/B2.49
52W High₹278.36
52W Low₹201.11
Book Value₹87.38
EPS (TTM)₹1.47

Company Overview

Religare Enterprises Limited, through its subsidiaries, provides various financial services in India. It operates through Investment and Financing Activities; Broking Related Activities; E-Governance; and Insurance segments. The company provides small and medium enterprise financing; and housing finance products comprising home-purchase, home construction, and home improvement loans. It also offers broking services in equity, currency, and commodity; and depository participant services, as well as operates as a NSDL-appointed enrolment agency for Aadhaar Unique Identification Number, and a mutual fund distributor. In addition, the company provides health, critical illness, personal accident, top-up coverage, international travel, and maternity insurance products, as well as group health and personal accident insurance for corporates. Further, the company engages in the permanent account number issuance; tax deduction and collection account number and e-TDS returns; acting as a business correspondent for banking services; bharat bill payment systems and recharges services; ticketing services; and digital signature certificate and token services. The company was incorporated in 1984 and is headquartered in New Delhi, India.

Why Investors Should Care

Steady Revenue Expansion

Revenue has grown at a 31.6% CAGR over the past five years.

Conservative Balance Sheet

Carries low leverage with a debt-to-equity ratio of 0.13.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Mar 2026 Revenue of ₹8,408.89 Cr (+14.7% YoY); net profit ₹85.96 Cr.
  • Trailing 12 Months Year-on-year growth — revenue +26.0%, earnings -31.0%.
  • 5-Year Trend Long-term compounding — revenue CAGR 31.6%, profit CAGR -0.4%.

Growth & Price Performance

Compounded Sales Growth

5 Years:31.56%
1 Year:26.00%

Compounded Profit Growth

5 Years:-0.37%
1 Year:-31.02%

Stock Price Performance

1 Year:-15.26%
6 Months:-3.60%
3 Months:-18.78%
1 Month:-16.00%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bearish
52-Week Range 15% of range
₹201.11 ₹278.36
Trend Signals
  • Price vs 50-DMABelow
  • Price vs 200-DMABelow
  • Death Cross2d ago
  • RSI (14)29.54 · Oversold
Price Performance
1M-16.00%
3M-18.78%
6M-3.60%
1Y-15.26%
Valuation vs Sector

P/E of 144.59 is above the sector median of 15.36 — pricier than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

NSE TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Compounding revenue at 31.6% over 5 years.
  • Generates positive free cash flow.

CONS

  • Trading at a high P/E of 144.6.
  • Earnings shrank at -0.4% CAGR over 5 years.
  • In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
144.59
Industry PE
15.36
Forward P/E est.
209.61
PEG Ratio
-
Book Value
₹87.38
Price to Book
2.49
P/S
0.84
EV/EBITDA
69.61
Dividend Yield
0.00%

Growth (CAGR)

Revenue 5Y
31.56%
Profit 5Y
-0.37%
Revenue (YoY)
26.00%
Earnings (YoY)
-31.02%

Profitability & Returns

ROCE
1.01%
ROE
2.96%
ROA
0.59%
Profit Margin
0.55%
Op Margin
-2.62%
Gross Margin
82.97%
EPS (Latest Qtr)
₹2.47
EPS (TTM)
₹1.47

Balance Sheet & Liquidity

Debt/Equity
0.13
Quick Ratio
1.04
Current Ratio
1.04
Debt
₹493.23 Cr
Total Assets
₹14,505.55 Cr
Current Assets
₹2,381.24 Cr
Working Capital
₹86.57 Cr

Ownership

Promoter Holding
49.79%
Chg in Prom Hold
-0.00%
FII / Inst Holding
5.85%
Chg in FII Hold
-0.98%

Financial Snapshot

Enterprise Value
₹7,327.44 Cr
Total Revenue (TTM)
₹8,976.02 Cr
EBITDA
₹102.90 Cr
Free Cash Flow
₹1,807.44 Cr
Operating Cash Flow
₹1,819.96 Cr
Shares Outstanding
₹34.48 Cr
Gross Margin
82.97%
Payout Ratio
0.00%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP ₹P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 RELIGARE Religare Enterprises Limited NSEFINANCIAL 212.54 144.59 ₹7,327.44 Cr 0.00% 1.01% 2.96% 31.56% -0.37%
2 HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL 706.95 15.45 ₹10.90 L Cr 1.88% - 13.84% 16.90% 12.47%
3 ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL 1,385.00 17.90 ₹9.94 L Cr 0.89% - 16.07% 18.11% 16.78%
4 SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU 963.00 10.32 ₹8.89 L Cr 1.82% - 15.18% 12.19% 14.39%
5 BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL 926.00 28.43 ₹5.77 L Cr 0.56% - 16.68% 22.58% 18.23%
6 KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL 437.80 21.46 ₹4.36 L Cr 0.15% - 10.64% 13.48% 8.92%
7 AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL 1,210.00 13.61 ₹3.77 L Cr 0.08% - 13.35% 12.16% 34.61%
8 BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL 1,690.00 26.83 ₹2.70 L Cr 0.07% - 12.58% 22.92% 15.16%
9 LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU 392.05 8.26 ₹2.48 L Cr 2.59% - 32.53% 7.26% 16.86%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in INR.

Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue 1,396.00 Cr1,285.00 Cr1,584.00 Cr1,511.00 Cr1,856.00 Cr1,710.00 Cr--2,022.11 Cr1,570.12 Cr2,045.67 Cr2,042.28 Cr2,459.49 Cr
Cost of Revenue -------600.00 Cr668.02 Cr-662.57 Cr688.43 Cr848.68 Cr
Gross Profit -------1,063.61 Cr1,354.09 Cr-1,383.10 Cr1,353.85 Cr1,610.81 Cr
Operating Expenses 1,149.00 Cr1,147.00 Cr1,483.00 Cr1,455.00 Cr1,833.00 Cr1,653.00 Cr--1,134.15 Cr1,583.73 Cr1,334.36 Cr1,459.51 Cr1,479.78 Cr
Operating Income 233.00 Cr119.00 Cr83.00 Cr38.00 Cr6.00 Cr41.00 Cr--75.56 Cr219.94 Cr-48.73 Cr-105.66 Cr131.03 Cr
EBITDA 247.00 Cr138.00 Cr101.00 Cr56.00 Cr23.00 Cr57.00 Cr--245.25 Cr25.61 Cr79.35 Cr-83.32 Cr148.49 Cr
Interest Expense 29.00 Cr26.00 Cr25.00 Cr24.00 Cr18.00 Cr13.00 Cr--5.79 Cr7.33 Cr9.76 Cr8.98 Cr9.74 Cr
Pretax Income 3,557.00 Cr112.00 Cr59.00 Cr41.00 Cr236.00 Cr33.00 Cr--222.11 Cr5.73 Cr57.45 Cr-103.09 Cr127.17 Cr
Tax Provision 35.57 Cr19.04 Cr18.88 Cr7.38 Cr54.28 Cr5.94 Cr--71.39 Cr-2.44 Cr11.52 Cr-26.55 Cr31.52 Cr
Net Income 3,517.00 Cr93.00 Cr40.00 Cr34.00 Cr181.00 Cr27.00 Cr--98.48 Cr10.27 Cr38.83 Cr-45.31 Cr82.21 Cr
Diluted EPS 107.611.940.780.593.800.55--2.980.311.15-1.372.47

Profit & Loss (Annual)

Figures in INR.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue 4,128.00 Cr4,895.00 Cr3,709.00 Cr2,675.00 Cr2,371.00 Cr2,384.00 Cr2,513.00 Cr-3,692.88 Cr837.73 Cr7,329.10 Cr8,408.89 Cr
Cost of Revenue ---------2,117.32 Cr2,540.60 Cr2,748.27 Cr
Gross Profit ----------1,279.59 Cr4,788.50 Cr5,660.62 Cr
Operating Expenses 2,006.00 Cr3,710.00 Cr1,659.00 Cr2,841.00 Cr3,005.00 Cr2,341.00 Cr2,235.00 Cr-3,824.05 Cr-1,420.98 Cr4,535.37 Cr5,572.03 Cr
Operating Income 2,085.00 Cr1,148.00 Cr2,019.00 Cr-197.00 Cr-660.00 Cr-18.00 Cr219.00 Cr--141.39 Cr253.12 Cr88.59 Cr
EBITDA 2,122.00 Cr1,184.00 Cr2,050.00 Cr-167.00 Cr-634.00 Cr43.00 Cr278.00 Cr-3,941.23 Cr610.50 Cr342.44 Cr170.14 Cr
Interest Expense 1,658.00 Cr1,879.00 Cr1,840.00 Cr1,271.00 Cr854.00 Cr855.00 Cr733.00 Cr-626.45 Cr91.11 Cr37.14 Cr35.81 Cr
Pretax Income 485.00 Cr282.00 Cr-136.00 Cr-1,407.00 Cr-1,504.00 Cr-1,030.00 Cr-497.00 Cr-3,258.63 Cr447.69 Cr243.30 Cr87.26 Cr
Tax Provision 164.90 Cr222.78 Cr13.60 Cr225.12 Cr0-10.30 Cr19.88 Cr-90.02 Cr100.27 Cr60.55 Cr14.10 Cr
Net Income 321.00 Cr61.00 Cr-124.00 Cr-1,181.00 Cr-1,501.00 Cr-1,038.00 Cr-478.00 Cr-86.93 Cr232.91 Cr124.62 Cr85.96 Cr
Diluted EPS 8.62-2.67-9.77-58.56-59.33-36.12-19.60-94.677.073.782.59

Balance Sheet (Annual)

Figures in INR.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Total Assets 25,439.00 Cr27,429.00 Cr21,038.00 Cr13,862.00 Cr9,573.00 Cr8,130.00 Cr8,725.00 Cr-8,093.89 Cr9,473.61 Cr11,228.84 Cr14,505.55 Cr
Current Assets ---------5,736.27 Cr2,665.27 Cr2,381.24 Cr
Cash & Equivalents --------343.72 Cr200.95 Cr302.67 Cr588.07 Cr
Inventory ---------2.62 Cr2.82 Cr2.35 Cr
Receivables ---------141.66 Cr84.90 Cr118.86 Cr
Total Liabilities --------5,416.44 Cr6,298.99 Cr7,792.09 Cr10,628.03 Cr
Current Liabilities ---------6,145.83 Cr7,583.79 Cr2,294.68 Cr
Long Term Debt ---------041.30 L400.59 Cr
Total Debt 16,491.00 Cr20,247.00 Cr14,956.00 Cr9,945.00 Cr6,717.00 Cr5,356.00 Cr4,940.00 Cr-757.95 Cr442.60 Cr233.43 Cr493.23 Cr
Total Equity 3,883.00 Cr3,838.00 Cr2,727.00 Cr1,836.00 Cr833.00 Cr101.00 Cr-47.00 Cr-2,057.69 Cr2,343.14 Cr2,515.82 Cr2,908.29 Cr
Shares Outstanding --------32.36 Cr32.97 Cr33.07 Cr34.12 Cr

Cash Flows (Annual)

Figures in INR.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating Cash Flow -706.00 Cr-2,154.00 Cr5,871.00 Cr5,802.00 Cr3,555.00 Cr2,433.00 Cr1,373.00 Cr-1,505.96 Cr1,499.62 Cr1,523.47 Cr1,819.96 Cr
Investing Cash Flow -612.00 Cr499.00 Cr2,149.00 Cr-457.00 Cr-31.00 Cr-436.00 Cr-1,181.00 Cr--938.79 Cr-1,348.03 Cr-1,184.71 Cr-2,175.88 Cr
Financing Cash Flow 1,094.00 Cr1,853.00 Cr-7,696.00 Cr-6,455.00 Cr-3,819.00 Cr-1,743.00 Cr-314.00 Cr--2,078.83 Cr-155.85 Cr-285.48 Cr689.77 Cr
Capital Expenditure -26.00 Cr-48.00 Cr-24.00 Cr-26.00 Cr-33.00 Cr-23.00 Cr-18.00 Cr--40.40 Cr-21.41 Cr-24.89 Cr-12.52 Cr
Free Cash Flow -732.00 Cr-2,202.00 Cr5,847.00 Cr5,776.00 Cr3,522.00 Cr2,410.00 Cr1,355.00 Cr-1,465.56 Cr1,478.22 Cr1,498.58 Cr1,807.44 Cr
Net Change in Cash -224.00 Cr198.00 Cr324.00 Cr-1,110.00 Cr-295.00 Cr254.00 Cr-122.00 Cr--1,511.66 Cr-4.26 Cr53.27 Cr333.85 Cr

Ratios (Annual)

Figures in %.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross Margin % ----------152.7%65.3%67.3%
Operating Margin % 50.5%23.5%54.4%-7.4%-27.8%-0.8%8.7%--16.9%3.5%1.1%
Net Margin % 7.8%1.2%-3.3%-44.1%-63.3%-43.5%-19.0%-2.4%27.8%1.7%1.0%
ROE % 8.3%1.6%-4.5%-64.3%-180.2%-1,027.7%1,017.0%-4.2%9.9%5.0%3.0%
ROCE % ---------4.2%6.9%0.7%

Shareholding Pattern

Insiders
49.79%
Institutions
5.85%
Public Float
11.66%

Analyst View

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Latest News

Recent headlines for RELIGARE

Google News Wed, 14 Oct 2026

Jio listing could trigger 47% upside in Reliance Industries stock, says Religare - Moneycontrol.com

<a href="https://news.google.com/rss/articles/CBMi2wFBVV95cUxNbnB2LWcyVlZtVFhQUExaaDRhd1l3Q3VJT1NWSzkza1F5MU1ULWNEN2RzTGZVNlBoVE9iaXBJQ29LZHNaX01DMkJvazlWRzgxbmx5M05Rd1FSSEhxbldoWm5scDlwTVFWMV9tWEFpenlDRXVxbExhLS1iNTMyM09obTBIZWlySDZWbFM4Rj…

Google News hu, 22 Oct 2026

Stock of the day - Coforge Ltd Target Rs. 2080 - Religare Broking Ltd - Investment Guru

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Google News ue, 01 Sep 2026

Ace investor Ashish Dhawan picks up 35 lakh shares in Religare Enterprises; stock jumps 5% - The Economic Times

<a href="https://news.google.com/rss/articles/CBMi9AFBVV95cUxNMGNVbTFSc3ZjWnJYQ2FGY1N6YXJJcXRBYkRwaXRUdk9KTjJEVDF4Vk80VEhpTTgzekJ2dUhfdlM2a2RreGJaZHVXWVlIcUJsV19kWU9iR01BTEV6WWlyWk93R2tjX19wOXloczVtTkRGOW1kVlhtQk9FMkl1MF9tMzlzRWIxYXM4SWp5ak…

Google News Mon, 22 Jun 2026

Breakout stock: Religare Enterprises can jump up to 13%, says Bajaj Broking - Business Standard

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Google News Mon, 19 Oct 2026

Reliance stock: Religare assigns INR 1,696 target for Reliance stock - ad-hoc-news.de

<a href="https://news.google.com/rss/articles/CBMiygFBVV95cUxOYnZwWFVwa2dGeVRJWUlnaDlpSjZtWUdpamdmdk5iSzdOT1Y2dlVRRVdCQUVRell4UC1nQk9Cc1VyS25NNkx3aUJuQm5FdlZjTnEwYjVHdjNhTXNGTDdFczZ2VlNGY2tDVnh6Nk5QdDQ3SC1mM0R1YWZ3TkdMdTQxQWhzNEZkY3ZFWF9SUn…

Google News Fri, 07 Aug 2026

RBI Rejects Religare Enterprises’ Demerger Plan - Equitypandit

<a href="https://news.google.com/rss/articles/CBMiggFBVV95cUxOVUtQMEV4TjZ2aVdHWnhCN3VWS0MwQnBwN0lZbGxSZUxtUDJjZV8ya2tvUEtPQjJfQ2s1UUhHX1FwcTNCZ0p5bVJZRmF4UTJoSHFMWnFmU1VpRl9NSWtaTFpDbjJYTkJzZXQ2dGk5VUhwQmF5V1JWeEJKbVU2eExWVFdB?oc=5" target=…

RELIGARE — Frequently Asked Questions

What is the current share price of Religare Enterprises Limited (RELIGARE)?

As of 2026-10-23 04:58 IST, Religare Enterprises Limited (RELIGARE) trades at ₹212.54 on NSE. Its 52-week range is ₹201.11 to ₹278.36.

What is the market capitalisation of RELIGARE?

Religare Enterprises Limited (RELIGARE) has a market capitalisation of ₹7,327.44 Cr on NSE.

What is the P/E ratio of RELIGARE?

RELIGARE trades at a trailing price-to-earnings (P/E) ratio of 144.59. The industry average P/E is 15.36. Its price-to-book (P/B) ratio is 2.49.

What is the return on equity (ROE) of RELIGARE?

RELIGARE has a return on equity (ROE) of 2.96%. Its return on capital employed (ROCE) is 1.01%.

Is RELIGARE a good stock to buy?

This page provides a data-driven analysis of Religare Enterprises Limited (RELIGARE), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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