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REC Limited RECLTD NSEFINANCIAL

Financial Services · Credit Services · India
https://www.recindia.nic.in
Company Profile ↓
₹355.30
-5.80% 1Y
Mkt Cap₹93,558.45 Cr
P/E5.90
P/B1.10
Div. Yield6.59%
52W High₹384.14
52W Low₹305.10
Book Value₹323.00
EPS (TTM)₹60.20

Company Overview

REC Limited, together with its subsidiaries, engages in the provision of financing services for power generation, transmission, and distribution projects in India. The company primarily offers long, medium, and short-terms loans; debt refinancing, equity financing, financing of equipment manufacturing for power sector and coal mines; policy for funding against regulatory assets, and revolving bill payment facility services; and provides letter of undertaking in lieu of bank guarantee, etc. It also acts as a nodal agency for the implementation of Pradhan Mantri Sahaj Bijli Har Ghar Yojana, Pradhan Mantri Surya Ghar Muft Bujli Yojana, Deen Dayal Upadhyaya Gram Jyoti Yojana, and National Electricity Fund. In addition, the company acts as the bid process coordinator for selection of transmission service provider through tariff based competitive bidding process for independent inter-state and intra-state transmission projects; provides project implementation and consultancy services in power sector; and operates National Feeder Monitoring System, a cloud-based IT and analytical platform, designed to monitor the reliability and quality of power. It serves central/state government power utilities, as well as private sector power utilities. REC Limited was formerly known as Rural Electrification Corporation Limited and changed its name to REC Limited in October 2018. The company was incorporated in 1969 and is based in Gurugram, India. REC Limited is a subsidiary of Power Finance Corporation Limited.

Why Investors Should Care

Strong Return on Equity

Generates a return on equity of 19.2%, reflecting efficient use of shareholder capital.

Consistent Profit Growth

Net profit has compounded at 13.5% per year over the last five years.

Steady Revenue Expansion

Revenue has grown at a 14.4% CAGR over the past five years.

Reasonable Valuation

Trades at a P/E of 5.9, below the sector median of 19.8.

Healthy Margins

Maintains a net profit margin of 74.7%.

Dividend Income

Offers a dividend yield of 6.59%.

Recent Developments

  • Mar 2026 Revenue of ₹21,838.39 Cr (-0.4% YoY); net profit ₹16,308.17 Cr.
  • Trailing 12 Months Year-on-year growth — revenue -0.4%, earnings +2.7%.
  • 5-Year Trend Long-term compounding — revenue CAGR 14.4%, profit CAGR 13.5%.

Growth & Price Performance

Compounded Sales Growth

5 Years:14.36%
1 Year:-0.36%

Compounded Profit Growth

5 Years:13.45%
1 Year:2.67%

Stock Price Performance

1 Year:-5.80%
6 Months:-1.99%
3 Months:-4.82%
1 Month:-0.35%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 64% of range
₹305.10 ₹384.14
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)49.78 · Neutral
Price Performance
1M-0.35%
3M-4.82%
6M-1.99%
1Y-5.80%
Valuation vs Sector

P/E of 5.90 is below the sector median of 19.81 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

NSE TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 74.7%.
  • Compounding revenue at 14.4% over 5 years.
  • Profit CAGR of 13.5% over 5 years.
  • Attractive dividend yield of 6.59%.
  • Generates positive free cash flow.

CONS

  • In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
5.90
Industry PE
19.81
Forward P/E
5.12
PEG Ratio
-
Book Value
₹323.00
Price to Book
1.10
P/S
4.00
EV/EBITDA
-
Dividend Yield
6.59%

Growth (CAGR)

Revenue 5Y
14.36%
Profit 5Y
13.45%
Revenue (YoY)
-0.36%
Earnings (YoY)
2.67%

Profitability & Returns

ROCE
-
ROE
19.17%
ROA
2.55%
Profit Margin
74.68%
Op Margin
90.23%
Gross Margin
98.63%
EPS (Latest Qtr)
₹12.69
EPS (TTM)
₹60.20

Balance Sheet & Liquidity

Debt/Equity
6.05
Quick Ratio
282.37
Current Ratio
282.50
Debt
₹5.15 L Cr
Total Assets
₹6.40 L Cr
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
52.65%
Chg in Prom Hold
0.02%
FII / Inst Holding
23.48%
Chg in FII Hold
-0.03%

Financial Snapshot

Enterprise Value
₹93,558.45 Cr
Total Revenue (TTM)
₹21,838.39 Cr
EBITDA
-
Free Cash Flow
₹5,901.93 Cr
Operating Cash Flow
₹5,971.57 Cr
Shares Outstanding
₹263.32 Cr
Gross Margin
98.63%
Payout Ratio
37.53%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP ₹P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 RECLTD REC Limited NSEFINANCIAL 355.30 5.90 ₹93,558.45 Cr 6.59% - 19.17% 14.36% 13.45%
2 HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL 815.55 16.51 ₹12.48 L Cr 1.58% - 13.62% 32.50% 20.39%
3 ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL 1,423.10 19.03 ₹10.19 L Cr 0.86% - 14.93% 19.65% 16.78%
4 SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU 1,031.00 11.31 ₹9.52 L Cr 1.67% - 13.97% 12.19% 14.39%
5 BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL 1,032.90 33.85 ₹6.43 L Cr 0.53% - 16.68% 22.58% 18.23%
6 LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU 443.80 9.77 ₹5.61 L Cr 2.26% - 32.53% 7.26% 16.86%
7 AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL 1,340.20 15.86 ₹4.17 L Cr 0.08% - 12.27% 12.16% 34.61%
8 KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL 381.30 19.66 ₹3.79 L Cr 0.17% - 10.64% 13.48% 8.92%
9 BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL 1,887.10 34.31 ₹3.02 L Cr 0.07% - 12.58% 22.92% 15.16%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in INR.

Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue 10,243.00 Cr11,104.00 Cr11,688.00 Cr12,052.00 Cr12,677.00 Cr13,079.00 Cr13,682.00 Cr5,356.03 Cr6,470.79 Cr5,196.96 Cr15,153.00 Cr5,445.54 Cr5,361.09 Cr
Cost of Revenue -------------
Gross Profit -------------
Operating Expenses -149.00 Cr332.00 Cr-492.00 Cr240.00 Cr-425.00 Cr717.00 Cr97.00 Cr258.46 Cr204.44 Cr140.34 Cr476.00 Cr177.18 Cr358.71 Cr
Operating Income -------------
EBITDA -------------
Interest Expense 6,496.00 Cr7,049.00 Cr7,350.00 Cr7,654.00 Cr7,896.00 Cr8,020.00 Cr8,506.00 Cr8,837.02 Cr8,768.41 Cr8,934.18 Cr9,131.00 Cr9,242.53 Cr8,930.74 Cr
Pretax Income 3,901.00 Cr3,721.00 Cr4,838.00 Cr4,172.00 Cr5,229.00 Cr4,349.00 Cr5,097.00 Cr5,180.97 Cr5,489.89 Cr5,666.41 Cr5,549.00 Cr5,136.43 Cr4,414.54 Cr
Tax Provision 819.21 Cr744.20 Cr1,064.36 Cr876.12 Cr1,150.38 Cr869.80 Cr1,070.37 Cr1,104.62 Cr1,179.91 Cr1,200.70 Cr1,109.80 Cr1,083.99 Cr1,039.46 Cr
Net Income 3,065.00 Cr2,968.00 Cr3,790.00 Cr3,308.00 Cr4,079.00 Cr3,460.00 Cr4,038.00 Cr4,076.35 Cr4,309.98 Cr4,465.71 Cr4,415.00 Cr4,052.44 Cr3,375.08 Cr
Diluted EPS 11.6411.2714.3912.5615.4913.1415.3315.4816.2416.9616.7715.3912.69

Profit & Loss (Annual)

Figures in INR.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue 20,544.00 Cr24,125.00 Cr24,338.00 Cr22,658.00 Cr25,408.00 Cr29,942.00 Cr35,556.00 Cr-14,600.87 Cr17,240.70 Cr21,918.31 Cr21,838.39 Cr
Cost of Revenue ------------
Gross Profit ------------
Operating Expenses 1,149.00 Cr1,680.00 Cr1,888.00 Cr3,379.00 Cr1,702.00 Cr3,981.00 Cr3,292.00 Cr-554.39 Cr654.95 Cr779.26 Cr822.38 Cr
Operating Income ------------
EBITDA ------------
Interest Expense 11,840.00 Cr14,282.00 Cr13,462.00 Cr13,333.00 Cr15,639.00 Cr18,991.00 Cr21,489.00 Cr-23,733.33 Cr29,947.74 Cr34,131.29 Cr36,238.12 Cr
Pretax Income 7,552.00 Cr8,147.00 Cr8,972.00 Cr5,958.00 Cr8,090.00 Cr7,030.00 Cr10,780.00 Cr-13,897.67 Cr17,959.94 Cr20,117.47 Cr20,766.33 Cr
Tax Provision 2,190.08 Cr2,444.10 Cr2,691.60 Cr1,489.50 Cr2,346.10 Cr2,038.70 Cr2,371.60 Cr-2,730.69 Cr3,814.48 Cr4,233.24 Cr4,458.16 Cr
Net Income 5,344.00 Cr5,691.00 Cr6,313.00 Cr4,451.00 Cr5,741.00 Cr4,972.00 Cr8,378.00 Cr-11,166.98 Cr14,145.46 Cr15,884.23 Cr16,308.17 Cr
Diluted EPS 20.3021.6123.9816.9021.8018.8831.8237.9842.2853.5960.20-

Balance Sheet (Annual)

Figures in INR.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Total Assets 1.83 L Cr2.07 L Cr2.10 L Cr2.42 L Cr2.98 L Cr3.47 L Cr4.01 L Cr-4.66 L Cr5.48 L Cr6.15 L Cr6.40 L Cr
Current Assets ------------
Cash & Equivalents --------333.19 Cr498.06 Cr631.73 Cr1,611.09 Cr
Inventory ------------
Receivables --------24,485.43 Cr24,535.51 Cr24,754.91 Cr297.08 Cr
Total Liabilities --------4.07 L Cr4.79 L Cr5.36 L Cr5.55 L Cr
Current Liabilities ------------
Long Term Debt ------------
Total Debt --------3.81 L Cr4.46 L Cr4.96 L Cr5.15 L Cr
Total Equity 25,072.00 Cr28,893.00 Cr33,671.00 Cr32,588.00 Cr34,546.00 Cr35,397.00 Cr43,764.00 Cr-58,120.51 Cr69,350.24 Cr78,376.06 Cr85,054.41 Cr
Shares Outstanding --------263.32 Cr263.32 Cr263.32 Cr263.32 Cr

Cash Flows (Annual)

Figures in INR.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating Cash Flow -23,898.00 Cr-13,278.00 Cr6,805.00 Cr-32,510.00 Cr-35,866.00 Cr-32,712.00 Cr-43,512.00 Cr--37,359.77 Cr-57,722.64 Cr-39,064.08 Cr5,971.57 Cr
Investing Cash Flow 151.00 Cr-756.00 Cr-101.00 Cr46.00 Cr457.00 Cr121.00 Cr861.00 Cr--942.95 Cr-1,830.96 Cr-1,302.04 Cr-3,307.66 Cr
Financing Cash Flow 23,098.00 Cr15,291.00 Cr-3,947.00 Cr28,244.00 Cr35,543.00 Cr33,926.00 Cr42,113.00 Cr-38,122.84 Cr59,587.82 Cr40,033.60 Cr-2,375.02 Cr
Capital Expenditure -45.00 Cr-259.00 Cr-204.00 Cr-74.00 Cr-91.00 Cr-100.00 Cr-74.00 Cr--17.68 Cr-33.63 Cr-82.88 Cr-69.64 Cr
Free Cash Flow -23,943.00 Cr-13,537.00 Cr6,601.00 Cr-32,584.00 Cr-35,957.00 Cr-32,812.00 Cr-43,586.00 Cr--37,377.45 Cr-57,756.27 Cr-39,146.96 Cr5,901.93 Cr
Net Change in Cash -649.00 Cr1,257.00 Cr2,757.00 Cr-4,220.00 Cr134.00 Cr1,336.00 Cr-538.00 Cr--179.88 Cr34.22 Cr-332.52 Cr288.89 Cr

Ratios (Annual)

Figures in %.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross Margin % ------------
Operating Margin % ------------
Net Margin % 26.0%23.6%25.9%19.6%22.6%16.6%23.6%-76.5%82.0%72.5%74.7%
ROE % 21.3%19.7%18.7%13.7%16.6%14.0%19.1%-19.2%20.4%20.3%19.2%
ROCE % ------------

Shareholding Pattern

Insiders
52.65%
Institutions
23.48%
Public Float
49.59%

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for RECLTD

Google News Mon, 19 Jan 2026

Individual investors own 24% of REC Limited (NSE:RECLTD) shares but public companies control 53% of the company - simplywall.st

<a href="https://news.google.com/rss/articles/CBMi2wFBVV95cUxQeUhrUlBVd2I3M05USnBpX0J1WjJVSHdJOTVyNE94Y0F6b2tkUGFGX0dVS0s2eTB6czRIVnJXTWVWc2paWGFudTB1cTE4MUdDbldyMjhjbGxEUGJKOUh6MHB5SWhRQ1p5MHhqX24wUmtVVXE4TC1pYnJQZzU3WkZHRWlrR3pfdWJzTHdsZX…

Google News Fri, 10 Jul 2026

RECLTD Outlook for the Week (July 13, 2026 – July 17, 2026) - Equitypandit

<a href="https://news.google.com/rss/articles/CBMiaEFVX3lxTFBqbzFOZEpwS1lDekplODNvcGdtUnVnQ2VHOFVFOVFTSFNRcFktR1I4cUNhSDdRdG02cE5UbkYybnNLa3pYUTdTYVcxNnppLWxZRGJlbWU2UXVuQTdtNkRXY3J4aThSbTJy?oc=5" target="_blank">RECLTD Outlook for the Week…

Google News Wed, 29 Apr 2026

REC stock falls over 3% after Q4 profit decline, earnings miss; broker downgrades weigh despite asset quality gains - Moneycontrol.com

<a href="https://news.google.com/rss/articles/CBMiiAJBVV95cUxOSWR3UFBJLTN5RklZV0JIbFNPeVNaOU5jLUl4Q3lJOG9oVklZY3QzMmk5YTVBYkhrZHBYbFpJM0xDUDJqOERQMWxfRFU4R1pGa1NiVnk1TlpVVzZzQWJoNW91aTU4SGNTdVdzQnlQelZRVUZ3Z2M4NVRQdVJleElST2VBejR0eFJzSVBxRl…

Google News ue, 14 Jul 2026

REC Ltd incorporates Kesurdi Power Transmission Limited - scanx.trade

<a href="https://news.google.com/rss/articles/CBMisgFBVV95cUxNYVoxM0M1NEwzMTM3aW03WFBFTGZrRW90c1ZSbmkwWkNkd3BYMURWNmpreDkwdm1senhYZU5Bci1tbkdWaUdKamJpVkxvSk9wbWVMT2swREZiRTNUd0ZWMUU5ZmE1OHNBTldkWk80N2l3bTlzWGlVcm84LUJEUkZPYlRFc045dVNlT19xSz…

Google News Wed, 07 Jan 2026

REC stock showing signs of bottoming out after falling by about 30% from highs, time to buy? - The Economic Times

<a href="https://news.google.com/rss/articles/CBMi9gFBVV95cUxOYlVpSWswclgzdVBqaHBuY1BiTFhMbjJ6Y0VrM2tZSUdha2k5cG9VLTVrS0tUZnkxWGJTLW9RUTVRRTRLLUdBd2U0WTlIel9wQi1VODFHNm05eGFmb0xPUVQ5aDZSQXdrVzJLV2lKU3ZWby1say1pVVZ0STBJS0x4RTJCTmVZcm9ZTTJ3WD…

Google News ue, 23 Jun 2026

Top stocks to buy today: Stock market recommendations for June 23, 2026 - check list - The Times of India

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RECLTD — Frequently Asked Questions

What is the current share price of REC Limited (RECLTD)?

As of 2026-07-15 09:52 IST, REC Limited (RECLTD) trades at ₹355.30 on NSE. Its 52-week range is ₹305.10 to ₹384.14.

What is the market capitalisation of RECLTD?

REC Limited (RECLTD) has a market capitalisation of ₹93,558.45 Cr on NSE.

What is the P/E ratio of RECLTD?

RECLTD trades at a trailing price-to-earnings (P/E) ratio of 5.90. The industry average P/E is 19.81. Its price-to-book (P/B) ratio is 1.10.

Does RECLTD pay a dividend?

REC Limited (RECLTD) currently offers a dividend yield of 6.59%.

What is the return on equity (ROE) of RECLTD?

RECLTD has a return on equity (ROE) of 19.17%.

Is RECLTD a good stock to buy?

This page provides a data-driven analysis of REC Limited (RECLTD), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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