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RBL Bank Limited RBLBANK NIFTY_SMALLNSEFINANCIAL

Financial Services · Banks - Regional · India
https://www.rbl.bank.in
Company Profile ↓
₹361.00
+43.01% 1Y
Mkt Cap₹56,037.36 Cr
P/E26.27
P/B1.54
Div. Yield0.24%
52W High₹428.00
52W Low₹249.30
Book Value₹270.96
EPS (TTM)₹13.74

Company Overview

RBL Bank Limited operates as a scheduled commercial bank in India. It operates through Corporate/Wholesale Banking; Retail Banking; Treasury; and Other Banking Operations segments. The company offers savings, salary, current, special institutions, and seafarer accounts; safe deposit lockers; fixed, recurring, and smart deposits; and portfolio investment schemes. It also provides housing, personal, business, pre-owned car, two-wheeler, education, business, crop, agri investment and allied, and micro-enterprise loans, as well as overdrafts, rural vehicle finance, loans against gold ornaments, loans against property, working capital finance, and unsecured and secured small business loans; life, general, and health insurance products; investments services, such as e-ASBA and national pension system; and Demat accounts. In addition, the company offers online tax and bill payment, missed call recharge and facility, payment gateway, and merchant acquiring services; online, mobile, and digital banking; debit, credit, commercial, and prepaid cards; outward remittances; wire transfer and foreign currency cheques; and developmental banking and financial inclusion services, including loan syndications. Further, it provides corporate finance; investment banking services, comprising mergers and acquisitions advisory and private equity capital advisory; project and infrastructure finance, structured finance, and real estate financing; cash management, trade and remittance, and supply chain finance services; and financial markets and treasury products, including capital markets, and forex and bullion. Additionally, the company offers agribusiness, NRI, and preferred banking services. It operates a network of bank branches, business correspondent branches, and ATMs. The company was formerly known as The Ratnakar Bank Limited and changed its name to RBL Bank Limited in August 2014. RBL Bank Limited was incorporated in 1943 and is based in Mumbai, India. As of June 18, 2026, RBL Bank Limited operates as a subsidiary of Emirates NBD Bank PJSC.

Why Investors Should Care

Steady Revenue Expansion

Revenue has grown at a 12.2% CAGR over the past five years.

Healthy Margins

Operating margin of 15.7% supports profitability.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Mar 2026 Revenue of ₹10,495.20 Cr (+0.8% YoY); net profit ₹879.04 Cr.
  • Trailing 12 Months Year-on-year growth — revenue -6.2%, earnings -11.7%.
  • 5-Year Trend Long-term compounding — revenue CAGR 12.2%, profit CAGR -1.5%.

Growth & Price Performance

Compounded Sales Growth

5 Years:12.16%
1 Year:-6.20%

Compounded Profit Growth

5 Years:-1.49%
1 Year:-11.70%

Stock Price Performance

1 Year:+43.01%
6 Months:+12.84%
3 Months:+2.56%
1 Month:-14.70%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Mixed
52-Week Range 63% of range
₹249.30 ₹428.00
Trend Signals
  • Price vs 50-DMABelow
  • Price vs 200-DMAAbove
  • RSI (14)32.73 · Neutral
Price Performance
1M-14.70%
3M+2.56%
6M+12.84%
1Y+43.01%
Valuation vs Sector

P/E of 26.27 is above the sector median of 15.25 — pricier than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

NSE TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Compounding revenue at 12.2% over 5 years.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

  • Earnings shrank at -1.5% CAGR over 5 years.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
26.27
Industry PE
15.25
Forward P/E
18.48
PEG Ratio
-
Book Value
₹270.96
Price to Book
1.54
P/S
8.01
EV/EBITDA
-
Dividend Yield
0.24%

Growth (CAGR)

Revenue 5Y
12.16%
Profit 5Y
-1.49%
Revenue (YoY)
-6.20%
Earnings (YoY)
-11.70%

Profitability & Returns

ROCE
-
ROE
5.26%
ROA
0.49%
Profit Margin
11.10%
Op Margin
15.66%
Gross Margin
0.00%
EPS (Latest Qtr)
₹3.08
EPS (TTM)
₹13.74

Balance Sheet & Liquidity

Debt/Equity
1.06
Quick Ratio
-
Current Ratio
-
Debt
₹16,796.44 Cr
Total Assets
₹1.81 L Cr
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
59.87%
Chg in Prom Hold
-1.11%
FII / Inst Holding
17.16%
Chg in FII Hold
-3.86%

Financial Snapshot

Enterprise Value
₹56,037.36 Cr
Total Revenue (TTM)
₹8,097.85 Cr
EBITDA
-
Free Cash Flow
₹7,343.59 Cr
Operating Cash Flow
₹7,578.15 Cr
Shares Outstanding
₹155.23 Cr
Gross Margin
0.00%
Payout Ratio
7.38%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP ₹P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 RBLBANK RBL Bank Limited NIFTY_SMALLNSEFINANCIAL 361.00 26.27 ₹56,037.36 Cr 0.24% - 5.26% 12.16% -1.49%
2 HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL 694.05 15.17 ₹10.70 L Cr 1.88% - 13.84% 16.90% 12.47%
3 ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL 1,398.50 18.08 ₹10.04 L Cr 0.89% - 16.07% 18.11% 16.78%
4 SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU 970.00 10.40 ₹8.95 L Cr 1.82% - 15.18% 12.19% 14.39%
5 BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL 942.10 28.93 ₹5.87 L Cr 0.56% - 16.68% 22.58% 18.23%
6 KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL 437.00 21.42 ₹4.35 L Cr 0.15% - 10.64% 13.48% 8.92%
7 AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL 1,212.00 13.63 ₹3.77 L Cr 0.08% - 13.35% 12.16% 34.61%
8 BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL 1,678.00 26.64 ₹2.69 L Cr 0.07% - 12.58% 22.92% 15.16%
9 LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU 387.50 8.16 ₹2.45 L Cr 2.59% - 32.53% 7.26% 16.86%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in INR.

Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue 2,643.00 Cr2,855.00 Cr3,008.00 Cr3,191.00 Cr3,339.00 Cr3,497.00 Cr3,531.00 Cr2,659.16 Cr2,565.32 Cr2,552.14 Cr3,508.00 Cr2,709.34 Cr2,742.56 Cr2,577.29 Cr
Cost of Revenue --------------
Gross Profit --------------
Operating Expenses 1,651.00 Cr1,698.00 Cr2,063.00 Cr2,004.00 Cr1,990.00 Cr2,000.00 Cr2,239.00 Cr1,647.71 Cr1,686.85 Cr1,832.35 Cr2,240.00 Cr1,780.84 Cr1,770.11 Cr1,668.30 Cr
Operating Income --------------
EBITDA --------------
Interest Expense 1,285.00 Cr1,434.00 Cr1,533.00 Cr1,645.00 Cr1,739.00 Cr1,796.00 Cr1,916.00 Cr1,951.31 Cr1,912.59 Cr1,960.43 Cr1,956.00 Cr2,009.07 Cr2,048.80 Cr2,184.99 Cr
Pretax Income 390.00 Cr418.00 Cr125.00 Cr320.00 Cr486.00 Cr475.00 Cr304.00 Cr-177.45 Cr93.33 Cr277.47 Cr245.00 Cr289.23 Cr294.13 Cr309.71 Cr
Tax Provision 93.60 Cr100.32 Cr-206.25 Cr73.60 Cr121.50 Cr123.50 Cr72.96 Cr-224.77 Cr6.34 Cr63.25 Cr53.90 Cr61.28 Cr49.71 Cr75.48 Cr
Net Income 299.00 Cr319.00 Cr331.00 Cr245.00 Cr364.00 Cr351.00 Cr232.00 Cr47.32 Cr86.99 Cr214.22 Cr192.00 Cr227.95 Cr244.42 Cr234.23 Cr
Diluted EPS 4.985.335.514.066.025.793.810.781.433.493.143.653.903.08

Profit & Loss (Annual)

Figures in INR.

Metric Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue 3,713.00 Cr4,561.00 Cr6,302.00 Cr8,779.00 Cr8,676.00 Cr-7,437.79 Cr9,103.70 Cr10,406.99 Cr10,495.20 Cr
Cost of Revenue ----------
Gross Profit ----------
Operating Expenses 1,234.00 Cr1,827.00 Cr2,559.00 Cr4,919.00 Cr5,129.00 Cr-5,316.19 Cr5,980.32 Cr6,595.93 Cr7,127.61 Cr
Operating Income ----------
EBITDA ----------
Interest Expense 2,492.00 Cr2,741.00 Cr3,761.00 Cr4,885.00 Cr4,539.00 Cr-4,678.62 Cr6,350.05 Cr7,576.19 Cr7,974.66 Cr
Pretax Income 681.00 Cr974.00 Cr1,298.00 Cr747.00 Cr712.00 Cr-1,221.14 Cr1,348.71 Cr695.79 Cr1,105.99 Cr
Tax Provision 238.35 Cr331.16 Cr441.32 Cr246.51 Cr185.12 Cr-301.60 Cr88.82 Cr-21.27 Cr226.95 Cr
Net Income 447.00 Cr633.00 Cr861.00 Cr500.00 Cr529.00 Cr-919.54 Cr1,259.89 Cr717.07 Cr879.04 Cr
Diluted EPS 11.9115.0520.109.838.85-15.2720.5411.7614.09

Balance Sheet (Annual)

Figures in INR.

Metric Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Total Assets 48,676.00 Cr61,877.00 Cr80,398.00 Cr88,983.00 Cr1.01 L Cr-1.16 L Cr1.38 L Cr1.47 L Cr1.81 L Cr
Current Assets ----------
Cash & Equivalents ------8,527.19 Cr14,423.42 Cr12,566.38 Cr23,065.86 Cr
Inventory ----------
Receivables -----1,949.07 Cr2,862.78 Cr3,925.17 Cr-3,377.66 Cr
Total Liabilities ------1.02 L Cr1.24 L Cr1.31 L Cr1.64 L Cr
Current Liabilities ----------
Long Term Debt ----------
Total Debt ------11,986.46 Cr14,907.27 Cr14,515.19 Cr17,750.93 Cr
Total Equity 4,336.00 Cr6,681.00 Cr7,535.00 Cr10,565.00 Cr12,666.00 Cr-13,525.66 Cr14,837.44 Cr15,669.53 Cr16,724.24 Cr
Shares Outstanding ------59.96 Cr60.51 Cr60.79 Cr61.81 Cr

Cash Flows (Annual)

Figures in INR.

Metric Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating Cash Flow 3,434.00 Cr-2,556.00 Cr78.00 Cr-5,173.00 Cr7,631.00 Cr--11,031.25 Cr4,954.98 Cr-828.59 Cr7,578.15 Cr
Investing Cash Flow -142.00 Cr-165.00 Cr-202.00 Cr-223.00 Cr-174.00 Cr--233.55 Cr-193.46 Cr-280.74 Cr-224.91 Cr
Financing Cash Flow -1,656.00 Cr2,994.00 Cr2,567.00 Cr7,698.00 Cr-4,207.00 Cr-2,234.69 Cr842.80 Cr-503.07 Cr3,159.95 Cr
Capital Expenditure -143.00 Cr-165.00 Cr-201.00 Cr-222.00 Cr-174.00 Cr--244.33 Cr-203.63 Cr-288.33 Cr-234.56 Cr
Free Cash Flow 3,291.00 Cr-2,721.00 Cr-123.00 Cr-5,395.00 Cr7,457.00 Cr--11,275.58 Cr4,751.34 Cr-1,116.92 Cr7,343.59 Cr
Net Change in Cash 1,635.00 Cr273.00 Cr2,443.00 Cr2,302.00 Cr3,251.00 Cr--9,030.11 Cr5,604.33 Cr-1,612.40 Cr10,513.20 Cr

Ratios (Annual)

Figures in %.

Metric Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross Margin % ----------
Operating Margin % ----------
Net Margin % 12.0%13.9%13.7%5.7%6.1%-12.4%13.8%6.9%8.4%
ROE % 10.3%9.5%11.4%4.7%4.2%-6.8%8.5%4.6%5.3%
ROCE % ----------

Shareholding Pattern

Insiders
59.87%
Institutions
17.16%
Public Float
42.77%

Analyst View

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Latest News

Recent headlines for RBLBANK

Google News ue, 13 Oct 2026

RBL Bank share price crashes 8% after Q2 results - Should investors buy, sell, or hold the stock? Experts decode - TradingView

<a href="https://news.google.com/rss/articles/CBMi9gFBVV95cUxOSHdlcjY2SW9SRTd0M3E5eWZRdWJhbkFnR19uQW9OdXdqczByN0NSNGN1TkRhY0pCMWRvOVJVZktZZklkV2xNZWNsY1VKWWVhRDFQR1FKQzlQMnV0T2t4UGxoTjUwSTVsUG45aXY2UUtsYlVnUmNqclI3d2RiNWJ3TjVteEstZkhaSWVraW…

Google News Mon, 05 Oct 2026

RBL Bank Posts Strong Provisional Growth in Deposits and Advances for Q2 FY27 - The Globe and Mail

<a href="https://news.google.com/rss/articles/CBMi7wFBVV95cUxOTW1STXF6UFNfTEhRYm5Zb3V1cFU4LVo3VTFOVmxCTmEtUFhSbUJURVNMTGxqSkR4STkybXZMZmpRZ0pZR1RjaU54V2FZa1AydWxkVjBGU2ZjRkdxWmxHdTd6Z1Y1M29LMXlkbm0xWW9kSTVsM3RuU1ZIVklDbHdRZlJFSkhCTFpDSmJUaD…

Google News Mon, 18 May 2026

Emirates NBD receives all approvals for majority stake acquisition in RBL Bank - Yahoo Finance

<a href="https://news.google.com/rss/articles/CBMiqAFBVV95cUxPOS10ZmlQdUFtdnNTcXJmTXhlRjBYRlZOZjZobHJOcHFudFJSXzQ1c3o5a1J3ZHJQVDRheW9EWjVNUlB0QVpheWdGaWxCU3g5TWdEcUhKMzNyZVNsTmJ5cmY2RklQUVJGRXlNODJ4eDJTaGE0M2hLM3I5clZSZWR2SENhVjhxSWFBREVtc0…

Google News Mon, 12 Oct 2026

Earnings call transcript: RBL Bank posts strong Q2 2026 growth, shares little changed - Investing.com

<a href="https://news.google.com/rss/articles/CBMi1gFBVV95cUxNMlpUWkFPYWVGRWpheE01MktTbkFMOW1UNUJVbENmTURMNXd2QVdKRXdqajBUOU1fRmNyUzJhdUwyaHljaFhvNFF1LWFSa0I4dVRJNmxES2pCZ3FFdFkzWkFScFYyMTFFbHVFbzE2S2xCRG1BZlRjRS05dlZ6ZFhJRDhtWEYzbWQ2RWRMVn…

Google News ue, 13 Oct 2026

Buy, Sell, Or Hold? RBL Bank shares fall 7% after Q2; Bulls cite strong growth, bears question valuations - CNBC TV18 - LinkedIn

<a href="https://news.google.com/rss/articles/CBMisgFBVV95cUxPSU80MEljUkJxaGUxb1ZUMGp1ZHhhaDMwdlZPeTBFWEhneXE4eWs4YmRLT0Q1Rmd1YmMydWlreW1wb3dDbFhOSTFGUmlKNVhucEd0ME9LUUVOMlJkZnFUbXpmWEhqNmtTVU5CWWpPRkliejRsX1N0ZHVVcGRRUXItUVd1T1czWW5UaDRPY0…

Google News ue, 13 Oct 2026

RBL Bank stock plunges 9% despite nearly tripling Q2 profit; here's why brokerages remain cautious - Moneycontrol.com

<a href="https://news.google.com/rss/articles/CBMi8wFBVV95cUxOQXFmYXBSeklvZkZIRktneEhCUUU3LTNTOC14Y2xuUXUyT3lvSW1aU01uNUw2Q0VEdFdhazFZdXNwVm90cnA5TnR4Skt2OVN5TS1XSGRDd0Z0aV9zQWF3YklKN1BUM1RXTEtrdW9HbnI0SFdicWx0NUZibFNuTDNzUTRvQlMwZG4ySzZuR0…

RBLBANK — Frequently Asked Questions

What is the current share price of RBL Bank Limited (RBLBANK)?

As of 2026-10-24 04:55 IST, RBL Bank Limited (RBLBANK) trades at ₹361.00 on NSE. Its 52-week range is ₹249.30 to ₹428.00.

What is the market capitalisation of RBLBANK?

RBL Bank Limited (RBLBANK) has a market capitalisation of ₹56,037.36 Cr on NSE.

What is the P/E ratio of RBLBANK?

RBLBANK trades at a trailing price-to-earnings (P/E) ratio of 26.27. The industry average P/E is 15.25. Its price-to-book (P/B) ratio is 1.54.

Does RBLBANK pay a dividend?

RBL Bank Limited (RBLBANK) currently offers a dividend yield of 0.24%.

What is the return on equity (ROE) of RBLBANK?

RBLBANK has a return on equity (ROE) of 5.26%.

Is RBLBANK a good stock to buy?

This page provides a data-driven analysis of RBL Bank Limited (RBLBANK), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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