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The New India Assurance Company Limited NIACL NIFTY_MIDNSEFINANCIALPSU

Financial Services · Insurance - Diversified · India
https://www.newindia.co.in
Company Profile ↓
₹180.43
-1.69% 1Y
Mkt Cap₹29,734.86 Cr
P/E28.69
P/B0.78
Div. Yield0.82%
52W High₹210.38
52W Low₹116.86
Book Value₹173.13
EPS (TTM)₹6.29

Company Overview

The New India Assurance Company Limited, together with its subsidiaries, operates as a general insurance company in India and internationally. The company provides credit, engineering, aviation, property, personal accident, liability, marine cargo, marine hull, fire, travel, motor, health, employers liability, rural, product / public liability, other liability, social sector, and miscellaneous insurance products. It also offers crop, cattle, sheep, goat, poultry, horticulture/plantation, and micro insurance products, as well as insurance for agriculture solar pump sets. In addition, it offers bancassurance and reinsurance products, and government schemes. The New India Assurance Company Limited was incorporated in 1919 and is headquartered in Mumbai, India.

Why Investors Should Care

Consistent Profit Growth

Net profit has compounded at 10.5% per year over the last five years.

Conservative Balance Sheet

Carries low leverage with a debt-to-equity ratio of 0.00.

Recent Developments

  • Mar 2026 Revenue of ₹51,077.87 Cr (+15.9% YoY); net profit ₹1,412.26 Cr.
  • Trailing 12 Months Year-on-year growth — revenue +15.9%, earnings +36.2%.
  • 5-Year Trend Long-term compounding — revenue CAGR 6.9%, profit CAGR 10.5%.

Growth & Price Performance

Compounded Sales Growth

5 Years:6.88%
1 Year:15.92%

Compounded Profit Growth

5 Years:10.45%
1 Year:36.24%

Stock Price Performance

1 Year:-1.69%
6 Months:+21.43%
3 Months:+8.71%
1 Month:+12.46%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 68% of range
₹116.86 ₹210.38
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)53.32 · Neutral
Price Performance
1M+12.46%
3M+8.71%
6M+21.43%
1Y-1.69%
Valuation vs Sector

P/E of 28.69 is above the sector median of 19.81 — pricier than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

NSE TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Profit CAGR of 10.5% over 5 years.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
28.69
Industry PE
19.81
Forward P/E
9.33
PEG Ratio
-
Book Value
₹173.13
Price to Book
0.78
P/S
0.60
EV/EBITDA
4.76
Dividend Yield
0.82%

Growth (CAGR)

Revenue 5Y
6.88%
Profit 5Y
10.45%
Revenue (YoY)
15.92%
Earnings (YoY)
36.24%

Profitability & Returns

ROCE
-
ROE
4.95%
ROA
1.28%
Profit Margin
2.76%
Op Margin
2.55%
Gross Margin
15.74%
EPS (Latest Qtr)
₹3.51
EPS (TTM)
₹6.29

Balance Sheet & Liquidity

Debt/Equity
0.00
Quick Ratio
0.27
Current Ratio
0.43
Debt
₹0
Total Assets
₹1.10 L Cr
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
85.44%
Chg in Prom Hold
-0.00%
FII / Inst Holding
10.85%
Chg in FII Hold
0.00%

Financial Snapshot

Enterprise Value
₹29,734.86 Cr
Total Revenue (TTM)
₹51,077.87 Cr
EBITDA
₹2,136.00 Cr
Free Cash Flow
₹-4,612.10 Cr
Operating Cash Flow
₹777.00 Cr
Shares Outstanding
₹164.80 Cr
Gross Margin
15.74%
Payout Ratio
21.00%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP ₹P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 NIACL The New India Assurance Company Limited NIFTY_MIDNSEFINANCIALPSU 180.43 28.69 ₹29,734.86 Cr 0.82% - 4.95% 6.88% 10.45%
2 HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL 815.55 16.51 ₹12.48 L Cr 1.58% - 13.62% 32.50% 20.39%
3 ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL 1,423.10 19.03 ₹10.19 L Cr 0.86% - 14.93% 19.65% 16.78%
4 SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU 1,031.00 11.31 ₹9.52 L Cr 1.67% - 13.97% 12.19% 14.39%
5 BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL 1,032.90 33.85 ₹6.43 L Cr 0.53% - 16.68% 22.58% 18.23%
6 LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU 443.80 9.77 ₹5.61 L Cr 2.26% - 32.53% 7.26% 16.86%
7 AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL 1,340.20 15.86 ₹4.17 L Cr 0.08% - 12.27% 12.16% 34.61%
8 KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL 381.30 19.66 ₹3.79 L Cr 0.17% - 10.64% 13.48% 8.92%
9 BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL 1,887.10 34.31 ₹3.02 L Cr 0.07% - 12.58% 22.92% 15.16%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in INR.

Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue 10,182.00 Cr9,900.00 Cr10,567.00 Cr11,366.00 Cr11,686.00 Cr10,418.00 Cr--11,615.12 Cr11,703.43 Cr13,426.68 Cr12,046.24 Cr12,518.26 Cr
Cost of Revenue -------------
Gross Profit -------------
Operating Expenses 10,073.00 Cr9,557.00 Cr10,813.00 Cr10,500.00 Cr11,252.00 Cr10,148.00 Cr-------
Operating Income 109.00 Cr343.00 Cr-246.00 Cr866.00 Cr434.00 Cr270.00 Cr-------
EBITDA 109.00 Cr343.00 Cr-246.00 Cr866.00 Cr434.00 Cr270.00 Cr-------
Interest Expense 000000-------
Pretax Income 150.00 Cr318.00 Cr-242.00 Cr866.00 Cr470.00 Cr272.00 Cr--502.36 Cr391.13 Cr23.35 Cr372.22 Cr446.13 Cr
Tax Provision 6.00 Cr50.88 Cr45.98 Cr155.88 Cr159.80 Cr38.08 Cr--180.79 Cr-1.27 Cr3.25 Cr-4.69 Cr-118.03 Cr
Net Income 124.00 Cr261.00 Cr-175.00 Cr722.00 Cr313.00 Cr243.00 Cr--358.54 Cr400.33 Cr54.06 Cr379.95 Cr577.92 Cr
Diluted EPS 0.771.58-1.074.381.891.45--2.182.430.332.313.51

Profit & Loss (Annual)

Figures in INR.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue 13,354.00 Cr15,215.00 Cr20,234.00 Cr19,798.00 Cr27,660.00 Cr28,343.00 Cr33,066.00 Cr-41,834.87 Cr44,269.08 Cr44,063.66 Cr51,077.87 Cr
Cost of Revenue ------------
Gross Profit ------------
Operating Expenses 17,107.00 Cr18,195.00 Cr20,692.00 Cr24,590.00 Cr27,944.00 Cr29,406.00 Cr30,931.00 Cr-----
Operating Income -3,781.00 Cr-3,014.00 Cr-505.00 Cr-4,867.00 Cr-374.00 Cr-1,156.00 Cr2,033.00 Cr-1,293.77 Cr1,472.20 Cr1,122.73 Cr1,302.74 Cr
EBITDA -3,753.00 Cr-2,980.00 Cr-458.00 Cr-4,793.00 Cr-284.00 Cr-1,063.00 Cr2,136.00 Cr-----
Interest Expense 3.00 Cr4.00 Cr6.00 Cr12.00 Cr000-37.31 Cr60.10 Cr100.23 Cr69.91 Cr
Pretax Income 1,703.00 Cr1,045.00 Cr1,194.00 Cr2,722.00 Cr677.00 Cr1,659.00 Cr2,060.00 Cr-1,256.46 Cr1,412.10 Cr1,022.50 Cr1,232.83 Cr
Tax Provision 323.57 Cr114.95 Cr167.16 Cr544.40 Cr74.47 Cr215.67 Cr432.60 Cr-195.17 Cr320.98 Cr50.28 Cr-120.74 Cr
Net Income 1,412.00 Cr959.00 Cr1,050.00 Cr2,190.00 Cr610.00 Cr1,447.00 Cr1,645.00 Cr-1,048.00 Cr1,116.48 Cr1,036.63 Cr1,412.26 Cr
Diluted EPS 35.4024.0326.1513.293.678.759.951.186.366.776.29-

Balance Sheet (Annual)

Figures in INR.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Total Assets 62,961.00 Cr64,407.00 Cr70,157.00 Cr75,734.00 Cr80,553.00 Cr77,252.00 Cr92,470.00 Cr-98,222.87 Cr1.07 L Cr1.10 L Cr1.10 L Cr
Current Assets ------------
Cash & Equivalents --------12,409.92 Cr14,320.10 Cr17,710.50 Cr19,289.89 Cr
Inventory ------------
Receivables --------6,086.79 Cr5,816.00 Cr5,561.45 Cr5,689.14 Cr
Total Liabilities --------72,301.93 Cr79,100.46 Cr80,735.73 Cr81,773.07 Cr
Current Liabilities ------------
Long Term Debt ------------
Total Debt 0000000-----
Total Equity 20,235.00 Cr19,626.00 Cr20,684.00 Cr24,640.00 Cr24,127.00 Cr21,545.00 Cr25,556.00 Cr-25,863.50 Cr28,295.98 Cr28,995.11 Cr28,531.37 Cr
Shares Outstanding --------164.80 Cr164.80 Cr164.80 Cr164.80 Cr

Cash Flows (Annual)

Figures in INR.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating Cash Flow 847.00 Cr-1,605.00 Cr-124.00 Cr425.00 Cr-1,334.00 Cr-967.00 Cr777.00 Cr-----
Investing Cash Flow -1,345.00 Cr741.00 Cr1,340.00 Cr-494.00 Cr2,337.00 Cr2,825.00 Cr-334.00 Cr-5,386.55 Cr7,181.38 Cr3,057.89 Cr1,834.92 Cr
Financing Cash Flow -208.00 Cr-366.00 Cr-307.00 Cr1,125.00 Cr-476.00 Cr-300.00 Cr77.00 Cr--64.77 Cr-325.82 Cr-343.18 Cr-296.69 Cr
Capital Expenditure -52.00 Cr-78.00 Cr-153.00 Cr-217.00 Cr-102.00 Cr-66.00 Cr-49.00 Cr--97.80 Cr-69.56 Cr-115.85 Cr-80.04 Cr
Free Cash Flow 795.00 Cr-1,683.00 Cr-277.00 Cr208.00 Cr-1,436.00 Cr-1,033.00 Cr728.00 Cr--5,953.15 Cr-4,741.39 Cr-3,505.55 Cr-4,612.10 Cr
Net Change in Cash -706.00 Cr-1,229.00 Cr910.00 Cr1,056.00 Cr527.00 Cr1,558.00 Cr520.00 Cr--533.57 Cr2,183.73 Cr-674.99 Cr-2,993.83 Cr

Ratios (Annual)

Figures in %.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross Margin % ------------
Operating Margin % -28.3%-19.8%-2.5%-24.6%-1.4%-4.1%6.1%-3.1%3.3%2.5%2.6%
Net Margin % 10.6%6.3%5.2%11.1%2.2%5.1%5.0%-2.5%2.5%2.4%2.8%
ROE % 7.0%4.9%5.1%8.9%2.5%6.7%6.4%-4.1%3.9%3.6%4.9%
ROCE % ------------

Shareholding Pattern

Insiders
85.44%
Institutions
10.85%
Public Float
74.50%

Analyst View

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Latest News

Recent headlines for NIACL

Google News Mon, 13 Jul 2026

New India Assurance Publishes IEPF Share Transfer Notice to Equity Holders - The Globe and Mail

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Google News hu, 25 Jun 2026

NIACL Forecast — Price Target — Prediction for 2027 - TradingView

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Google News ue, 23 Jun 2026

NIACL sees profit booking after rallying 45% in 8 sessions as NSE files IPO DRHP - Moneycontrol.com

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Google News Mon, 22 Jun 2026

New India Assurance Shares Extend Rally As NSE IPO Filing Sparks Re-Rating Hopes - NDTV Profit

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Google News Mon, 22 Jun 2026

New India Assurance hits 52-week high after 47% rally on NSE IPO boost - MSN

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Google News hu, 18 Jun 2026

NSE IPO Triggers Value Unlocking Rally: Why NIACL, GIC RE, LIC, SBI and Bank of Baroda Shares Rose While IFCI Fell - India Infoline

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NIACL — Frequently Asked Questions

What is the current share price of The New India Assurance Company Limited (NIACL)?

As of 2026-07-15 09:52 IST, The New India Assurance Company Limited (NIACL) trades at ₹180.43 on NSE. Its 52-week range is ₹116.86 to ₹210.38.

What is the market capitalisation of NIACL?

The New India Assurance Company Limited (NIACL) has a market capitalisation of ₹29,734.86 Cr on NSE.

What is the P/E ratio of NIACL?

NIACL trades at a trailing price-to-earnings (P/E) ratio of 28.69. The industry average P/E is 19.81. Its price-to-book (P/B) ratio is 0.78.

Does NIACL pay a dividend?

The New India Assurance Company Limited (NIACL) currently offers a dividend yield of 0.82%.

What is the return on equity (ROE) of NIACL?

NIACL has a return on equity (ROE) of 4.95%.

Is NIACL a good stock to buy?

This page provides a data-driven analysis of The New India Assurance Company Limited (NIACL), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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