🇮🇳 India Stock Screener ← Switch market ⚡ HerAI

Muthoot Finance Limited MUTHOOTFIN NSEFINANCIAL

Financial Services · Credit Services · India
https://www.muthootfinance.com
Company Profile ↓
₹2,489.80
-0.88% 1Y
Mkt Cap₹99,957.62 Cr
P/E8.79
P/B2.60
Div. Yield1.13%
52W High₹4,057.39
52W Low₹2,488.86
Book Value₹1,011.32
EPS (TTM)₹283.28

Company Overview

Muthoot Finance Limited, a non-banking financing company, provides gold loans in India. The company offers various loans, including personal, small business, home, corporate business, SME, and vehicle loans, as well as loans against property; insurance products, such as health, home, vehicle, life, travel, shop, bike, and group insurance; housing and micro finance; and mutual funds. It also provides PAN card services; money transfer; non-convertible debentures; national pension scheme; digital and cashless payments; bank mapping; milligram rewards; WhatsApp services; and other custom offerings. In addition, the company generates electric power through three windmills with a combined capacity of 3.75 MW in Tamil Nadu. It serves small business owners, vendors, traders, farmers, and salaried individuals through its network of branches. Muthoot Finance Limited was founded in 1887 and is headquartered in Kochi, India.

Why Investors Should Care

Strong Return on Equity

Generates a return on equity of 31.7%, reflecting efficient use of shareholder capital.

Consistent Profit Growth

Net profit has compounded at 43.1% per year over the last five years.

Steady Revenue Expansion

Revenue has grown at a 38.0% CAGR over the past five years.

Reasonable Valuation

Trades at a P/E of 8.8, below the sector median of 15.4.

Healthy Margins

Maintains a net profit margin of 55.5%.

Recent Developments

  • Mar 2026 Revenue of ₹20,264.93 Cr (+57.7% YoY); net profit ₹10,590.34 Cr.
  • Trailing 12 Months Year-on-year growth — revenue +35.3%, earnings +38.8%.
  • 5-Year Trend Long-term compounding — revenue CAGR 38.0%, profit CAGR 43.1%.

Growth & Price Performance

Compounded Sales Growth

5 Years:38.00%
1 Year:35.30%

Compounded Profit Growth

5 Years:43.12%
1 Year:38.80%

Stock Price Performance

1 Year:-0.88%
6 Months:-28.74%
3 Months:-17.29%
1 Month:-12.77%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bearish
52-Week Range 0% of range
₹2,488.86 ₹4,057.39
Trend Signals
  • Price vs 50-DMABelow
  • Price vs 200-DMABelow
  • RSI (14)27.60 · Oversold
Price Performance
1M-12.77%
3M-17.29%
6M-28.74%
1Y-0.88%
Valuation vs Sector

P/E of 8.79 is below the sector median of 15.36 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

⚙Ad space

Price Chart

NSE TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Strong return on equity of 31.7%.
  • Excellent profit margin of 55.5%.
  • Compounding revenue at 38.0% over 5 years.
  • Profit CAGR of 43.1% over 5 years.

CONS

  • Trading 38.6% below its 52-week high.
  • In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

⚙Ad space

Valuation

Stock P/E
8.79
Industry PE
15.36
Forward P/E
7.80
PEG Ratio
-
Book Value
₹1,011.32
Price to Book
2.60
P/S
5.14
EV/EBITDA
-
Dividend Yield
1.13%

Growth (CAGR)

Revenue 5Y
38.00%
Profit 5Y
43.12%
Revenue (YoY)
35.30%
Earnings (YoY)
38.80%

Profitability & Returns

ROCE
-
ROE
31.74%
ROA
6.40%
Profit Margin
55.50%
Op Margin
74.57%
Gross Margin
100.00%
EPS (Latest Qtr)
₹69.72
EPS (TTM)
₹283.28

Balance Sheet & Liquidity

Debt/Equity
3.94
Quick Ratio
106.85
Current Ratio
106.85
Debt
₹1.62 L Cr
Total Assets
₹2.09 L Cr
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
73.35%
Chg in Prom Hold
0.00%
FII / Inst Holding
16.79%
Chg in FII Hold
-0.17%

Financial Snapshot

Enterprise Value
₹99,957.62 Cr
Total Revenue (TTM)
₹20,491.39 Cr
EBITDA
-
Free Cash Flow
₹-47,545.39 Cr
Operating Cash Flow
₹-47,392.65 Cr
Shares Outstanding
₹40.15 Cr
Gross Margin
100.00%
Payout Ratio
10.59%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP ₹P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 MUTHOOTFIN Muthoot Finance Limited NSEFINANCIAL 2,489.80 8.79 ₹99,957.62 Cr 1.13% - 31.74% 38.00% 43.12%
2 HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL 706.95 15.45 ₹10.90 L Cr 1.88% - 13.84% 16.90% 12.47%
3 ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL 1,385.00 17.90 ₹9.94 L Cr 0.89% - 16.07% 18.11% 16.78%
4 SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU 963.00 10.32 ₹8.89 L Cr 1.82% - 15.18% 12.19% 14.39%
5 BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL 926.00 28.43 ₹5.77 L Cr 0.56% - 16.68% 22.58% 18.23%
6 KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL 437.80 21.46 ₹4.36 L Cr 0.15% - 10.64% 13.48% 8.92%
7 AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL 1,210.00 13.61 ₹3.77 L Cr 0.08% - 13.35% 12.16% 34.61%
8 BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL 1,690.00 26.83 ₹2.70 L Cr 0.07% - 12.58% 22.92% 15.16%
9 LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU 392.05 8.26 ₹2.48 L Cr 2.59% - 32.53% 7.26% 16.86%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in INR.

Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue 3,275.00 Cr3,472.00 Cr3,606.00 Cr3,820.00 Cr4,164.00 Cr4,474.00 Cr4,929.00 Cr5,190.00 Cr3,516.15 Cr4,110.77 Cr4,761.36 Cr5,320.49 Cr6,136.58 Cr5,236.43 Cr
Cost of Revenue --------------
Gross Profit --------------
Operating Expenses 829.00 Cr847.00 Cr805.00 Cr872.00 Cr1,121.00 Cr1,226.00 Cr1,324.00 Cr1,405.00 Cr1,195.98 Cr1,145.47 Cr1,221.79 Cr1,281.52 Cr1,284.01 Cr1,317.97 Cr
Operating Income --------------
EBITDA --------------
Interest Expense 1,091.00 Cr1,236.00 Cr1,335.00 Cr1,412.00 Cr1,447.00 Cr1,595.00 Cr1,807.00 Cr1,900.00 Cr2,111.22 Cr2,354.91 Cr2,571.22 Cr2,918.72 Cr3,154.78 Cr3,458.39 Cr
Pretax Income 1,355.00 Cr1,407.00 Cr1,470.00 Cr1,534.00 Cr1,585.00 Cr1,646.00 Cr1,802.00 Cr1,886.00 Cr1,932.20 Cr2,654.03 Cr3,244.20 Cr3,822.46 Cr4,584.15 Cr3,797.13 Cr
Tax Provision 352.30 Cr365.82 Cr382.20 Cr383.50 Cr396.25 Cr444.42 Cr486.54 Cr490.36 Cr488.27 Cr679.78 Cr832.54 Cr998.98 Cr1,186.67 Cr972.29 Cr
Net Income 1,009.00 Cr1,045.00 Cr1,095.00 Cr1,145.00 Cr1,182.00 Cr1,196.00 Cr1,321.00 Cr1,392.00 Cr1,477.68 Cr2,016.20 Cr2,420.63 Cr2,804.03 Cr3,349.47 Cr2,799.07 Cr
Diluted EPS 24.2525.4626.3927.4928.3728.9931.6734.6036.8150.2260.2969.8483.4369.72

Profit & Loss (Annual)

Figures in INR.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue 4,336.00 Cr4,936.00 Cr5,935.00 Cr6,714.00 Cr7,594.00 Cr9,684.00 Cr11,535.00 Cr-7,710.16 Cr9,656.40 Cr12,852.78 Cr20,264.93 Cr
Cost of Revenue ------------
Gross Profit ------------
Operating Expenses 1,110.00 Cr1,268.00 Cr1,554.00 Cr1,656.00 Cr1,747.00 Cr2,207.00 Cr2,259.00 Cr-2,598.49 Cr3,183.76 Cr4,010.50 Cr4,933.82 Cr
Operating Income ------------
EBITDA ------------
Interest Expense 2,114.00 Cr2,288.00 Cr2,374.00 Cr2,132.00 Cr2,543.00 Cr3,180.00 Cr4,109.00 Cr-4,209.18 Cr5,430.08 Cr7,412.30 Cr10,999.64 Cr
Pretax Income 1,029.00 Cr1,327.00 Cr1,959.00 Cr2,942.00 Cr3,260.00 Cr4,260.00 Cr5,131.00 Cr-4,922.78 Cr5,996.50 Cr7,266.01 Cr14,304.84 Cr
Tax Provision 360.15 Cr504.26 Cr744.42 Cr1,088.54 Cr1,141.00 Cr1,107.60 Cr1,334.06 Cr-1,253.01 Cr1,528.91 Cr1,913.64 Cr3,697.98 Cr
Net Income 672.00 Cr818.00 Cr1,200.00 Cr1,844.00 Cr2,103.00 Cr3,169.00 Cr3,819.00 Cr-3,612.30 Cr4,324.29 Cr5,332.90 Cr10,590.34 Cr
Diluted EPS 16.8620.4130.0345.7451.8678.2594.83-89.98107.71132.83263.79

Balance Sheet (Annual)

Figures in INR.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Total Assets 26,996.00 Cr27,395.00 Cr32,184.00 Cr33,672.00 Cr41,734.00 Cr54,867.00 Cr68,627.00 Cr-80,148.92 Cr96,469.94 Cr1.33 L Cr1.96 L Cr
Current Assets ------------
Cash & Equivalents --------8,073.79 Cr6,389.00 Cr8,485.66 Cr13,020.69 Cr
Inventory ------------
Receivables --------149.55 Cr138.69 Cr193.51 Cr215.87 Cr
Total Liabilities --------57,996.12 Cr70,715.90 Cr1.03 L Cr1.56 L Cr
Current Liabilities ------------
Long Term Debt ------------
Total Debt --------55,506.13 Cr67,741.84 Cr98,815.26 Cr1.51 L Cr
Total Equity 5,084.00 Cr5,622.00 Cr6,538.00 Cr7,857.00 Cr9,932.00 Cr11,829.00 Cr15,575.00 Cr-21,665.75 Cr25,107.21 Cr29,366.63 Cr39,130.32 Cr
Shares Outstanding --------40.14 Cr40.15 Cr40.15 Cr40.15 Cr

Cash Flows (Annual)

Figures in INR.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating Cash Flow -479.00 Cr108.00 Cr-2,186.00 Cr-1,432.00 Cr-4,824.00 Cr-4,970.00 Cr-7,814.00 Cr--2,804.07 Cr-13,605.49 Cr-26,524.89 Cr-47,392.65 Cr
Investing Cash Flow 21.00 Cr-43.00 Cr-177.00 Cr-126.00 Cr-162.00 Cr-385.00 Cr37.00 Cr-180.97 Cr45.36 Cr-1,376.27 Cr2,457.78 Cr
Financing Cash Flow 249.00 Cr-1,102.00 Cr3,027.00 Cr824.00 Cr6,351.00 Cr9,193.00 Cr9,712.00 Cr-395.02 Cr11,809.06 Cr30,041.47 Cr49,319.56 Cr
Capital Expenditure -24.00 Cr-28.00 Cr-54.00 Cr-35.00 Cr-77.00 Cr-92.00 Cr-90.00 Cr--141.14 Cr-222.42 Cr-217.00 Cr-152.73 Cr
Free Cash Flow -503.00 Cr80.00 Cr-2,240.00 Cr-1,467.00 Cr-4,901.00 Cr-5,062.00 Cr-7,904.00 Cr--2,945.21 Cr-13,827.91 Cr-26,741.89 Cr-47,545.39 Cr
Net Change in Cash -209.00 Cr-1,036.00 Cr664.00 Cr-734.00 Cr1,364.00 Cr3,838.00 Cr1,935.00 Cr--2,228.08 Cr-1,751.07 Cr2,140.31 Cr4,384.69 Cr

Ratios (Annual)

Figures in %.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross Margin % ------------
Operating Margin % ------------
Net Margin % 15.5%16.6%20.2%27.5%27.7%32.7%33.1%-46.9%44.8%41.5%52.3%
ROE % 13.2%14.5%18.4%23.5%21.2%26.8%24.5%-16.7%17.2%18.2%27.1%
ROCE % ------------

Shareholding Pattern

Insiders
73.35%
Institutions
16.79%
Public Float
62.99%

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for MUTHOOTFIN

Google News hu, 25 Jun 2026

MUTHOOTFIN Forecast — Price Target — Prediction for 2027 - TradingView

<a href="https://news.google.com/rss/articles/CBMifkFVX3lxTFBOM2l1Nk1ub0lPMG5XcnVLNkdRdnhMdjg4RkRqOFM0eDBwU20yR0tROUg3WlZDSnctWUx3SVNZMThiN3FKN1ZFNTdXdFM1bTdQLTQtSnhPVnE4STNpYkZPY2FjdlllZ0sxZ2JpSk5XZFhIakR4dlFiZS1mRFBQUQ?oc=5" target="_blan…

Google News Fri, 16 Oct 2026

MUTHOOTFIN Outlook for the Week - Equitypandit

<a href="https://news.google.com/rss/articles/CBMibkFVX3lxTFAya1FuSmlpcW1mQTNDTk1DbVhCYmFudDhrS3FhekRmY2h3akduTno5OThhdi1aV1liUHpwYllNdEMzX1lhSEczTWNuYmluOWRJeWRqQ0QzZFNlVFJCNW9UYjMtRGVkbWRXZ2o0aXN3?oc=5" target="_blank">MUTHOOTFIN Outlook …

Google News ue, 11 Aug 2026

Do Muthoot Finance's (NSE:MUTHOOTFIN) Earnings Warrant Your Attention? - Simply Wall Street

<a href="https://news.google.com/rss/articles/CBMi8gFBVV95cUxQSkdmTF9nb1NoSXpIVE1iRjR2YlVFWmNRYjNsRFBkLXUyX2ZMS2RiNk9Pa01wMkRzLUhxZU8xLWN0T2pJeHFRWkJHQkVMOG8tLWVyM0s1VVhOMW8yb09DNWIxSXE5eldPYS12TTZfbF9VTV9MYkdjMnNDMHNUTUJ5R3lyaEtBMGItUnhMUH…

Google News Mon, 03 Aug 2026

Muthoot Finance Crashes 14% Despite 39% Profit Jump - HDFC Sky

<a href="https://news.google.com/rss/articles/CBMibEFVX3lxTE9xWm5RakNrblRhY0JVODdsdHNWWmNNMmtFdmljQjdKVjMta0s0X3ZvQldjUEk0TUw4TTdGTm1Mb083Ynk0UWticXRnZEd5cHZ4OHJGQTZLTTl3d1BMVmtQdXBPM2oxeGpkNFRZMA?oc=5" target="_blank">Muthoot Finance Crash…

Google News Sat, 11 Apr 2026

Aurobindo Pharma share buyback, Muthoot Fin dividend, 2 other corporate actions next week - The Economic Times

<a href="https://news.google.com/rss/articles/CBMihgJBVV95cUxPbTZpTlBTOGlVZXVaQUV2WHBsZXgyUEFkcGZoMVJidlgxZ0pMNlozcE02QVVLQ3A5U29xaHZOclRYbWE1LVc4RF9FcUp1Nk10RDJoTzVuOHV5NkppUHhRMnQydDFQZkpia2xaVlIzYTdMZkllVHN3VFE2Y2J6YV9WU2l4S0NTQURVU0IxNm…

Google News Sun, 12 Apr 2026

Dividend, stock split this week: Muthoot Finance, Aurobindo Pharma, Pashupati Cotspin, others in focus - Upstox

<a href="https://news.google.com/rss/articles/CBMi7AFBVV95cUxPUkVic3dBeHowRE9ORFl6bUF6d05wSXFFRzRPNGh1WF9xeGRNcmEwWVljdDBqcXFQN0NUUHVEN2VOOFpQdGVYc2ltUEszQXJ2Skg3LURGdjBBT1FkaXl0ZDBWNmhJelFXVFRqVEdhQmRSRDdhb0xzWUc2VXEzM3kxSFdFa0NZWkVmcTZHM2…

MUTHOOTFIN — Frequently Asked Questions

What is the current share price of Muthoot Finance Limited (MUTHOOTFIN)?

As of 2026-10-23 04:58 IST, Muthoot Finance Limited (MUTHOOTFIN) trades at ₹2,489.80 on NSE. Its 52-week range is ₹2,488.86 to ₹4,057.39.

What is the market capitalisation of MUTHOOTFIN?

Muthoot Finance Limited (MUTHOOTFIN) has a market capitalisation of ₹99,957.62 Cr on NSE.

What is the P/E ratio of MUTHOOTFIN?

MUTHOOTFIN trades at a trailing price-to-earnings (P/E) ratio of 8.79. The industry average P/E is 15.36. Its price-to-book (P/B) ratio is 2.60.

Does MUTHOOTFIN pay a dividend?

Muthoot Finance Limited (MUTHOOTFIN) currently offers a dividend yield of 1.13%.

What is the return on equity (ROE) of MUTHOOTFIN?

MUTHOOTFIN has a return on equity (ROE) of 31.74%.

Is MUTHOOTFIN a good stock to buy?

This page provides a data-driven analysis of Muthoot Finance Limited (MUTHOOTFIN), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

Explore More

📊 Financial Services Sector 🔍 All Stock Screens 📈 Technical Screens 💰 Fundamental Screens 🔄 Swing Trading Setups 📐 Chart Patterns 📅 Earnings Calendar 📋 All India Stocks
⚙Ad space