LAXMI INDIA FINANCE LTD LAXMIINDIA NSEFINANCIAL
Company Overview
Laxmi India Finance Limited, a non-banking finance company, provides financial products and services to individuals, businesses, and institutions in India. It offers MSME, wholesale, business, personal, and residential construction loans, as well as vehicle loan includes two-wheeler, tractor, commercial vehicle, and electric vehicle loan. The company was incorporated in 1996 and is based in Jaipur, India.
Why Investors Should Care
Net profit has compounded at 46.1% per year over the last five years.
Revenue has grown at a 36.9% CAGR over the past five years.
Trades at a P/E of 19.2, below the sector median of 19.6.
Maintains a net profit margin of 15.8%.
Recent Developments
- Mar 2026 Revenue of ₹314.65 Cr (+28.5% YoY); net profit ₹49.76 Cr.
- Trailing 12 Months Year-on-year growth — revenue +28.5%, earnings +38.2%.
- 5-Year Trend Long-term compounding — revenue CAGR 36.9%, profit CAGR 46.1%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 36.92% |
| 1 Year: | 28.55% |
Compounded Profit Growth
| 5 Years: | 46.05% |
| 1 Year: | 38.20% |
Stock Price Performance
| 1 Year: | -11.15% |
| 6 Months: | +47.10% |
| 3 Months: | +34.89% |
| 1 Month: | -0.50% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)56.24 · Neutral
P/E of 19.25 is below the sector median of 19.62 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 36.9% over 5 years.
- Profit CAGR of 46.1% over 5 years.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | LAXMIINDIA LAXMI INDIA FINANCE LTD NSEFINANCIAL | 132.60 | 19.25 | ₹693.07 Cr | 0.00% | 4.14% | 10.69% | 36.92% | 46.05% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 712.10 | 15.57 | ₹10.96 L Cr | 1.77% | - | 8.63% | 16.90% | 12.47% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,423.20 | 19.03 | ₹10.19 L Cr | 0.82% | - | 14.93% | 18.11% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 1,016.10 | 11.15 | ₹9.38 L Cr | 1.60% | - | 13.97% | 12.19% | 14.39% |
| 5 | BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL | 1,060.50 | 34.76 | ₹6.60 L Cr | 0.47% | - | 16.68% | 22.58% | 18.23% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 415.35 | 9.14 | ₹5.25 L Cr | 2.58% | - | 32.53% | 7.26% | 16.86% |
| 7 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 424.50 | 21.89 | ₹4.22 L Cr | 0.16% | - | 10.64% | 13.48% | 8.92% |
| 8 | AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL | 1,273.00 | 15.07 | ₹3.96 L Cr | 0.08% | - | 12.27% | 12.16% | 34.61% |
| 9 | BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL | 1,970.00 | 32.30 | ₹3.15 L Cr | 0.06% | - | 12.58% | 22.92% | 15.16% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in INR.
| Metric | Dec 2024 | Mar 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | 61.12 Cr | 75.24 Cr | 75.67 Cr | 75.94 Cr | 93.36 Cr |
| Cost of Revenue | 44.97 Cr | 45.76 Cr | 51.10 Cr | 53.82 Cr | 55.42 Cr |
| Gross Profit | 16.15 Cr | 29.48 Cr | 24.57 Cr | 22.12 Cr | 37.94 Cr |
| Operating Expenses | 5.65 Cr | 5.74 Cr | 9.34 Cr | 6.06 Cr | 8.42 Cr |
| Operating Income | 10.50 Cr | 23.74 Cr | 15.23 Cr | 16.06 Cr | 29.52 Cr |
| EBITDA | 11.01 Cr | 24.31 Cr | 15.74 Cr | 16.70 Cr | 30.21 Cr |
| Interest Expense | - | - | - | - | - |
| Pretax Income | 7.99 Cr | 18.98 Cr | 12.78 Cr | 13.43 Cr | 27.08 Cr |
| Tax Provision | 1.84 Cr | 4.41 Cr | 3.37 Cr | 3.37 Cr | 6.56 Cr |
| Net Income | 6.15 Cr | 14.57 Cr | 9.40 Cr | 10.06 Cr | 20.52 Cr |
| Diluted EPS | 1.18 | 2.79 | 1.90 | 1.90 | 4.05 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 122.58 Cr | 159.23 Cr | 244.78 Cr | 314.65 Cr |
| Cost of Revenue | - | 91.48 Cr | 123.15 Cr | 168.65 Cr | 209.85 Cr |
| Gross Profit | - | 31.10 Cr | 36.08 Cr | 76.12 Cr | 104.81 Cr |
| Operating Expenses | - | 10.07 Cr | 15.08 Cr | 20.14 Cr | 29.64 Cr |
| Operating Income | - | 21.02 Cr | 21.00 Cr | 55.98 Cr | 75.16 Cr |
| EBITDA | - | 23.25 Cr | 31.33 Cr | 57.88 Cr | 77.46 Cr |
| Interest Expense | 14.00 L | 14.60 L | 16.20 L | 30.70 L | - |
| Pretax Income | - | 22.02 Cr | 29.64 Cr | 47.36 Cr | 66.05 Cr |
| Tax Provision | - | 6.05 Cr | 7.17 Cr | 11.35 Cr | 16.29 Cr |
| Net Income | - | 15.97 Cr | 22.47 Cr | 36.00 Cr | 49.76 Cr |
| Diluted EPS | 2.80 | 3.06 | 4.30 | 6.89 | - |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 778.71 Cr | 984.85 Cr | 1,412.52 Cr | 1,817.78 Cr |
| Current Assets | - | 368.87 Cr | 329.71 Cr | 552.60 Cr | 1,615.92 Cr |
| Cash & Equivalents | - | 95.28 Cr | 42.27 Cr | 102.43 Cr | 42.36 Cr |
| Inventory | - | - | - | - | - |
| Receivables | - | - | - | - | 20.87 L |
| Total Liabilities | - | 626.16 Cr | 783.12 Cr | 1,154.63 Cr | 1,352.31 Cr |
| Current Liabilities | - | 263.28 Cr | 257.83 Cr | 423.21 Cr | 3.22 Cr |
| Long Term Debt | - | 357.94 Cr | 519.18 Cr | 728.57 Cr | 1,337.31 Cr |
| Total Debt | - | 615.84 Cr | 767.72 Cr | 1,139.27 Cr | 1,337.31 Cr |
| Total Equity | - | 152.55 Cr | 201.73 Cr | 257.89 Cr | 465.47 Cr |
| Shares Outstanding | - | 5.23 Cr | 5.23 Cr | 5.23 Cr | 5.23 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | -169.41 Cr | -223.75 Cr | -311.26 Cr | -279.99 Cr |
| Investing Cash Flow | - | 5.14 Cr | -6.80 Cr | -18.39 Cr | -134.36 Cr |
| Financing Cash Flow | - | 212.68 Cr | 177.54 Cr | 389.81 Cr | 354.28 Cr |
| Capital Expenditure | - | -5.13 Cr | -2.43 Cr | -3.66 Cr | -6.50 Cr |
| Free Cash Flow | - | -174.55 Cr | -226.19 Cr | -314.92 Cr | -286.49 Cr |
| Net Change in Cash | - | 48.40 Cr | -53.01 Cr | 60.16 Cr | -60.07 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | 25.4% | 22.7% | 31.1% | 33.3% |
| Operating Margin % | - | 17.2% | 13.2% | 22.9% | 23.9% |
| Net Margin % | - | 13.0% | 14.1% | 14.7% | 15.8% |
| ROE % | - | 10.5% | 11.1% | 14.0% | 10.7% |
| ROCE % | - | 4.1% | 2.9% | 5.7% | 4.1% |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for LAXMIINDIA
LAXMIINDIA Stock Price and Chart — NSE:LAXMIINDIA - TradingView
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Laxmi India Finance Edges Lower, Consolidating Between Key Support and Resistance Levels - Momentum Breakout Ideas - vinanet.vn
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LAXMI INDIA FINANCE LTD Share Price - Upstox
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LAXMIINDIA Mar 2026 Earnings: EPS of ₹3.93 Drives Positive Stock Movement - Earnings Surprise Report - vinanet.vn
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Laxmi India Finance Limited (LAXMIINDIA.NS) Declines 2.69% to ₹99.0, Testing Key Support Levels - Descending Triangle - vinanet.vn
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LAXMIINDIA — Frequently Asked Questions
What is the current share price of LAXMI INDIA FINANCE LTD (LAXMIINDIA)?
As of 2026-09-08 04:53 IST, LAXMI INDIA FINANCE LTD (LAXMIINDIA) trades at ₹132.60 on NSE. Its 52-week range is ₹71.65 to ₹175.87.
What is the market capitalisation of LAXMIINDIA?
LAXMI INDIA FINANCE LTD (LAXMIINDIA) has a market capitalisation of ₹693.07 Cr on NSE.
What is the P/E ratio of LAXMIINDIA?
LAXMIINDIA trades at a trailing price-to-earnings (P/E) ratio of 19.25. The industry average P/E is 19.62. Its price-to-book (P/B) ratio is 1.51.
What is the return on equity (ROE) of LAXMIINDIA?
LAXMIINDIA has a return on equity (ROE) of 10.69%. Its return on capital employed (ROCE) is 4.14%.
Is LAXMIINDIA a good stock to buy?
This page provides a data-driven analysis of LAXMI INDIA FINANCE LTD (LAXMIINDIA), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.