IndusInd Bank Limited INDUSINDBK NIFTY50NIFTY_MIDNSEAIFINANCIAL

Financial Services · Banks - Regional · India

https://www.indusind.bank.in

IndusInd Bank Limited provides various banking products and financial services to individuals, corporations, government entities, and public sector undertakings in India. It operates in four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings, salary, RFC, and uniformed personnel accounts; current accounts comprising smart, everyday, premium, trade, startup, and specialized accounts; fixed, recurring, sweep in/out, senior citizen fixed, NRE and NRO fixed, FCNR, and term deposits; vehicle, used and new car, two wheeler, home, gold, agri, personal, doctor professional, medical equipment, term, quick business, SME, and MSME loans; loans against property and securities; loans on credit card; and microfinance, working capital, and trade and export finance. It also provides debit, credit, prepaid, commercial, forex, duo, corporate, and business cards; life, health, and general insurance; safe deposit lockers; payment and financial inclusion products; foreign exchange services, including inward and outward remittances, and online forex portals; digital banking; and online vehicle auction services. In addition, the company offers mutual funds; bill payment; money transfer; NRI services; merchant solutions comprising POS terminal, payment gateway, digital rupee, and QR; transaction banking services, including trade finance, cash management, and tax payment; supply chain finance solutions, including supplier/vendor finance, channel finance, and receivable finance/factoring solutions; investment banking services consisting of debt syndication, debt and private equity fund-raising advisory, and M&A advisory; foreign exchange advisory; derivatives, such as currency, interest rate, and exchange-traded derivatives; debt capital markets, bullions, research, and online platforms; and correspondent and inclusive banking. IndusInd Bank Limited was incorporated in 1994 and is headquartered in Mumbai, India.

Market & Price

Market Cap

₹71,240.00 Cr

Current Price

₹914.35

High / Low (52W)

₹964.60 / ₹712.75

Beta

0.56

Valuation

Stock P/E

80.00

Industry PE

19.12

Forward P/E

12.63

PEG Ratio

0.72

Book Value

₹844.19

Price to Book

1.08

P/S

4.13

EV/EBITDA

Dividend Yield

0.16%

Profitability & Returns

ROCE

ROE

1.36%

ROA

0.16%

Profit Margin

5.16%

Op Margin

17.66%

EPS (Latest Qtr)

₹7.62

EPS (TTM)

₹11.43

Balance Sheet & Liquidity

Debt/Equity

Quick Ratio

Current Ratio

Debt

₹42,789.19 Cr

Total Assets

₹5.43 L Cr

Current Assets

Working Capital

Ownership

Promoter Holding

16.58%

Chg in Prom Hold

FII / Inst Holding

51.54%

Chg in FII Hold

-0.00%

Financial Snapshot

Enterprise Value

₹65,059.90 Cr

Total Revenue (TTM)

₹17,242.30 Cr

EBITDA

Free Cash Flow

Operating Cash Flow

₹11,924.40 Cr

Shares Outstanding

₹77.91 Cr

Gross Margin

0.00%

Payout Ratio

0.00%

Growth (CAGR)

Revenue 5Y

-0.34%

Profit 5Y

-50.75%

Revenue (YoY)

272.70%

Earnings (YoY)

PROS

In a confirmed uptrend (50-DMA above 200-DMA).

CONS

Trading at a high P/E of 80.0.
Revenue declined at -0.3% CAGR over 5 years.
Earnings shrank at -50.7% CAGR over 5 years.

* The pros and cons are auto-generated from financial metrics.

Price Chart

NSE TradingView Screener.in

Fundamental Growth

Period: Metric:

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Financial Services).

#	Name	CMP ₹	P/E	Mkt Cap	Div Yld %	ROCE %	ROE %	Rev CAGR 5Y %	Profit CAGR 5Y %
1	INDUSINDBK IndusInd Bank Limited NIFTY50NIFTY_MIDNSEAIFINANCIAL	914.35	80.00	₹71,240.00 Cr	0.16%	-	1.36%	-0.34%	-50.75%
2	HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL	744.55	16.61	₹11.46 L Cr	1.75%	-	13.82%	32.50%	20.39%
3	ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL	1,256.40	16.81	₹9.01 L Cr	0.88%	-	16.36%	19.65%	16.78%
4	SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU	964.40	10.58	₹8.90 L Cr	1.80%	-	15.48%	12.19%	14.39%
5	KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL	384.20	19.80	₹3.82 L Cr	0.13%	-	11.39%	14.58%	8.92%
6	LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU	411.35	9.06	₹2.60 L Cr	2.43%	-	42.36%	7.61%	16.86%
7	SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL	947.15	17.79	₹2.23 L Cr	1.46%	-	16.38%	15.48%	18.59%
8	SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL	1,830.10	74.06	₹1.84 L Cr	0.15%	-	13.70%	11.67%	12.81%
9	ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL	3,538.50	53.19	₹1.75 L Cr	0.70%	98.30%	85.80%	28.94%	29.58%

Quarterly Results

Figures in INR.

Metric	Dec 2024	Mar 2025	Jun 2025	Dec 2025	Mar 2026
Revenue	7,583.12 Cr	3,757.16 Cr	6,796.74 Cr	6,268.85 Cr	6,085.14 Cr
Cost of Revenue	-	-	-	-	-
Gross Profit	-	-	-	-	-
Operating Expenses	3,982.47 Cr	4,248.04 Cr	4,229.42 Cr	3,999.23 Cr	3,789.88 Cr
Operating Income	-	-	-	-	-
EBITDA	-	-	-	-	-
Interest Expense	7,572.68 Cr	7,585.51 Cr	7,624.06 Cr	6,811.23 Cr	6,633.94 Cr
Pretax Income	1,857.02 Cr	-3,012.96 Cr	807.33 Cr	173.85 Cr	813.13 Cr
Tax Provision	454.67 Cr	-684.04 Cr	203.28 Cr	45.91 Cr	218.99 Cr
Net Income	1,402.33 Cr	-2,328.87 Cr	604.07 Cr	127.98 Cr	594.17 Cr
Diluted EPS	18.00	-29.90	7.75	1.59	7.62

Profit & Loss (Annual)

Figures in INR.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Revenue	-	25,467.68 Cr	29,465.38 Cr	26,721.75 Cr	25,211.38 Cr
Cost of Revenue	-	-	-	-	-
Gross Profit	-	-	-	-	-
Operating Expenses	-	11,647.16 Cr	14,399.27 Cr	16,060.35 Cr	16,031.84 Cr
Operating Income	-	-	-	-	-
EBITDA	-	-	-	-	-
Interest Expense	-	18,775.80 Cr	25,132.29 Cr	29,636.35 Cr	28,268.49 Cr
Pretax Income	-	9,932.19 Cr	11,979.20 Cr	3,525.75 Cr	1,210.46 Cr
Tax Provision	-	2,489.06 Cr	3,002.21 Cr	950.34 Cr	321.27 Cr
Net Income	-	7,443.50 Cr	8,977.30 Cr	2,575.54 Cr	889.34 Cr
Diluted EPS	-	95.89	115.33	33.05	11.41

Compounded Sales Growth

5 Years:	-0.34%
1 Year:	272.70%

Compounded Profit Growth

5 Years:	-50.75%
1 Year:	-

Stock Price Performance

1 Year:	+10.94%
6 Months:	+8.86%
3 Months:	-1.83%
1 Month:	-0.19%

Balance Sheet (Annual)

Figures in INR.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Total Assets	-	4.58 L Cr	5.15 L Cr	5.54 L Cr	5.43 L Cr
Current Assets	-	-	-	-	-
Cash & Equivalents	-	56,776.76 Cr	42,391.59 Cr	64,980.16 Cr	48,932.35 Cr
Inventory	-	-	-	-	-
Receivables	12,144.46 Cr	13,605.95 Cr	20,166.82 Cr	16,758.08 Cr	-
Total Liabilities	-	4.03 L Cr	4.52 L Cr	4.89 L Cr	4.78 L Cr
Current Liabilities	-	-	-	-	-
Long Term Debt	-	-	-	-	-
Total Debt	-	49,011.23 Cr	47,611.41 Cr	53,703.55 Cr	42,789.19 Cr
Total Equity	-	55,004.61 Cr	63,207.56 Cr	64,835.69 Cr	65,739.63 Cr
Shares Outstanding	-	77.59 Cr	77.83 Cr	77.91 Cr	77.91 Cr

Cash Flows (Annual)

Figures in INR.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Operating Cash Flow	-	-12,442.27 Cr	-16,924.73 Cr	18,277.79 Cr	992.89 Cr
Investing Cash Flow	-	-560.16 Cr	-711.27 Cr	-708.58 Cr	-633.73 Cr
Financing Cash Flow	-	1,114.83 Cr	-2,241.54 Cr	4,875.50 Cr	-10,911.77 Cr
Capital Expenditure	-	-571.09 Cr	-730.01 Cr	-730.99 Cr	-691.91 Cr
Free Cash Flow	-	-13,013.37 Cr	-17,654.74 Cr	17,546.80 Cr	300.98 Cr
Net Change in Cash	-	-11,887.60 Cr	-19,877.54 Cr	22,444.71 Cr	-10,552.61 Cr

Ratios (Annual)

Figures in %.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Gross Margin %	-	-	-	-	-
Operating Margin %	-	-	-	-	-
Net Margin %	-	29.2%	30.5%	9.6%	3.5%
ROE %	-	13.5%	14.2%	4.0%	1.4%
ROCE %	-	-	-	-	-

Shareholding Pattern

Insiders

16.58%

Institutions

51.54%

Public Float

61.79%

Analyst View

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INDUSINDBK · Financial Services