IndoStar Capital Finance Limited INDOSTAR NSEFINANCIAL
Company Overview
IndoStar Capital Finance Limited, a non-banking financial company, provides various financing services in India. The company offers vehicle finance products for new and used commercial vehicles, including medium and heavy commercial vehicles, light commercial vehicles, intermediate commercial vehicles, small commercial vehicles, pick-ups, and buses; new and used passenger vehicles; new and used construction equipment; and new and used farm equipment. It also distributes life, motor, and health insurance products. In addition, the company provides micro loans against property (LAP)/small ticket business loans for business expansion, working capital, higher education, medical emergency, child's marriage, medical expenses, and consolidation of obligations applications. The company serves transport entrepreneurs, self-employed professionals, agricultural equipment users, truck operators, salaried professionals, small and medium enterprise (SME) businesses, and other customers. It sells its products through its branches. The company was incorporated in 2009 and is based in Mumbai, India. IndoStar Capital Finance Limited operates as a subsidiary of BCP V Multiple Holdings Pte. Ltd.
Recent Developments
- Mar 2026 Revenue of ₹1,362.68 Cr (+3.5% YoY); net profit ₹140.45 Cr.
- Trailing 12 Months Year-on-year growth — revenue +3.5%, earnings -98.2%.
- 5-Year Trend Long-term compounding — revenue CAGR 7.9%, profit CAGR -14.6%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 7.87% |
| 1 Year: | 3.51% |
Compounded Profit Growth
| 5 Years: | -14.56% |
| 1 Year: | -98.20% |
Stock Price Performance
| 1 Year: | -34.24% |
| 6 Months: | -8.10% |
| 3 Months: | -31.22% |
| 1 Month: | -23.22% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)25.56 · Oversold
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Earnings shrank at -14.6% CAGR over 5 years.
- Trading 34.6% below its 52-week high.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | INDOSTAR IndoStar Capital Finance Limited NSEFINANCIAL | 180.78 | -7.47 | ₹2,922.67 Cr | 0.00% | 2.48% | 3.71% | 7.87% | -14.56% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 706.95 | 15.45 | ₹10.90 L Cr | 1.88% | - | 13.84% | 16.90% | 12.47% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,385.00 | 17.90 | ₹9.94 L Cr | 0.89% | - | 16.07% | 18.11% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 963.00 | 10.32 | ₹8.89 L Cr | 1.82% | - | 15.18% | 12.19% | 14.39% |
| 5 | BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL | 926.00 | 28.43 | ₹5.77 L Cr | 0.56% | - | 16.68% | 22.58% | 18.23% |
| 6 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 437.80 | 21.46 | ₹4.36 L Cr | 0.15% | - | 10.64% | 13.48% | 8.92% |
| 7 | AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL | 1,210.00 | 13.61 | ₹3.77 L Cr | 0.08% | - | 13.35% | 12.16% | 34.61% |
| 8 | BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL | 1,690.00 | 26.83 | ₹2.70 L Cr | 0.07% | - | 12.58% | 22.92% | 15.16% |
| 9 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 392.05 | 8.26 | ₹2.48 L Cr | 2.59% | - | 32.53% | 7.26% | 16.86% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in INR.
| Metric | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 285.00 Cr | 299.00 Cr | 234.00 Cr | 238.00 Cr | 391.00 Cr | 307.00 Cr | 352.00 Cr | 340.29 Cr | 342.13 Cr | 334.33 Cr | 357.00 Cr | 340.14 Cr | 342.26 Cr | 354.43 Cr |
| Cost of Revenue | - | - | - | - | - | - | - | 271.23 Cr | 263.07 Cr | 272.05 Cr | - | 221.07 Cr | 215.34 Cr | 232.62 Cr |
| Gross Profit | - | - | - | - | - | - | - | 69.06 Cr | 79.06 Cr | 62.28 Cr | - | 119.07 Cr | 126.92 Cr | 121.81 Cr |
| Operating Expenses | 52.00 Cr | 95.00 Cr | 78.00 Cr | 76.00 Cr | 205.00 Cr | 124.00 Cr | 139.00 Cr | 42.97 Cr | 50.03 Cr | 52.68 Cr | 172.00 Cr | 40.22 Cr | 38.09 Cr | 41.17 Cr |
| Operating Income | - | - | - | - | - | - | - | 26.09 Cr | 29.03 Cr | 9.60 Cr | - | 78.85 Cr | 88.83 Cr | 80.64 Cr |
| EBITDA | - | - | - | - | - | - | - | 33.32 Cr | 36.77 Cr | 16.93 Cr | - | 86.45 Cr | 95.11 Cr | 87.08 Cr |
| Interest Expense | 150.00 Cr | 154.00 Cr | 141.00 Cr | 145.00 Cr | 162.00 Cr | 167.00 Cr | 188.00 Cr | - | - | - | 167.00 Cr | - | - | - |
| Pretax Income | 77.00 Cr | 42.00 Cr | 25.00 Cr | 17.00 Cr | 35.00 Cr | 25.00 Cr | 32.00 Cr | 11.47 Cr | 12.52 Cr | 704.50 Cr | 11.00 Cr | 8.31 Cr | -423.92 Cr | 11.48 Cr |
| Tax Provision | 1.54 Cr | 2.94 Cr | 0 | 0 | 0 | 0 | 0 | 1.00 L | 2.00 L | 169.01 Cr | 0 | 1.00 L | 1.00 L | 1.00 L |
| Net Income | 76.00 Cr | 39.00 Cr | 25.00 Cr | 17.00 Cr | 35.00 Cr | 25.00 Cr | 32.00 Cr | 27.72 Cr | 36.19 Cr | 545.58 Cr | 10.00 Cr | 8.30 Cr | -423.93 Cr | 11.47 Cr |
| Diluted EPS | 5.58 | 2.86 | 1.82 | 1.24 | 2.59 | 1.83 | 2.33 | 1.98 | 2.57 | 38.56 | 0.77 | 0.58 | -26.24 | 0.71 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 528.00 Cr | 644.00 Cr | 720.00 Cr | 789.00 Cr | 1,206.00 Cr | 1,597.00 Cr | 1,283.00 Cr | - | 1,085.73 Cr | 925.58 Cr | 1,316.43 Cr | 1,362.68 Cr |
| Cost of Revenue | - | - | - | - | - | - | - | - | 703.08 Cr | 502.22 Cr | 1,038.55 Cr | 955.91 Cr |
| Gross Profit | - | - | - | - | - | - | - | - | 382.66 Cr | 423.36 Cr | 277.88 Cr | 406.77 Cr |
| Operating Expenses | 43.00 Cr | 61.00 Cr | 83.00 Cr | 145.00 Cr | 244.00 Cr | 1,142.00 Cr | 758.00 Cr | - | -335.05 Cr | 79.29 Cr | 181.04 Cr | 171.22 Cr |
| Operating Income | - | - | - | - | - | - | - | - | 717.70 Cr | 344.07 Cr | 96.84 Cr | 235.55 Cr |
| EBITDA | - | - | - | - | - | - | - | - | 349.03 Cr | 357.11 Cr | 127.46 Cr | 264.42 Cr |
| Interest Expense | 258.00 Cr | 289.00 Cr | 312.00 Cr | 326.00 Cr | 564.00 Cr | 863.00 Cr | 709.00 Cr | 162.29 Cr | 70.83 Cr | 259.20 Cr | 380.25 Cr | - |
| Pretax Income | 226.00 Cr | 293.00 Cr | 323.00 Cr | 312.00 Cr | 379.00 Cr | -437.00 Cr | -219.00 Cr | - | 238.63 Cr | 70.24 Cr | 52.55 Cr | 299.41 Cr |
| Tax Provision | 76.84 Cr | 102.55 Cr | 113.05 Cr | 112.32 Cr | 136.44 Cr | 113.62 Cr | 4.38 Cr | - | 13.48 Cr | 4.18 L | 6.00 L | 169.05 Cr |
| Net Income | 149.00 Cr | 192.00 Cr | 211.00 Cr | 200.00 Cr | 241.00 Cr | -325.00 Cr | -214.00 Cr | - | 225.15 Cr | 115.83 Cr | 120.52 Cr | 140.45 Cr |
| Diluted EPS | 29.10 | 37.42 | 26.90 | 25.46 | 26.10 | -35.11 | -17.30 | - | 16.55 | 8.51 | 8.57 | 9.72 |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 3,992.00 Cr | 4,693.00 Cr | 5,489.00 Cr | 7,194.00 Cr | 12,300.00 Cr | 10,129.00 Cr | 10,082.00 Cr | - | 9,122.19 Cr | 11,120.70 Cr | 13,255.90 Cr | 9,516.51 Cr |
| Current Assets | - | - | - | - | - | - | - | - | 2,861.60 Cr | 3,719.21 Cr | 6,425.75 Cr | 7,764.41 Cr |
| Cash & Equivalents | - | - | - | - | - | - | - | - | 179.74 Cr | 613.90 Cr | 96.05 Cr | 36.16 Cr |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | - | - | - | - | - | - | - | - | 6,010.60 Cr | 7,885.48 Cr | 9,620.47 Cr | 5,733.89 Cr |
| Current Liabilities | - | - | - | - | - | - | - | - | 2,351.81 Cr | 3,276.37 Cr | 6,402.42 Cr | 10.66 Cr |
| Long Term Debt | - | - | - | - | - | - | - | - | 3,619.14 Cr | 4,553.28 Cr | 3,182.36 Cr | 5,476.76 Cr |
| Total Debt | - | - | - | - | - | - | - | - | 5,648.05 Cr | 7,571.65 Cr | 6,916.48 Cr | 5,476.76 Cr |
| Total Equity | 1,285.00 Cr | 1,541.00 Cr | 1,902.00 Cr | 2,075.00 Cr | 3,006.00 Cr | 2,680.00 Cr | 3,686.00 Cr | - | 3,111.59 Cr | 3,235.22 Cr | 3,635.42 Cr | 3,782.62 Cr |
| Shares Outstanding | - | - | - | - | - | - | - | - | 13.61 Cr | 13.61 Cr | 13.61 Cr | 16.15 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | - | - | -690.00 Cr | -547.00 Cr | -2,091.00 Cr | 1,710.00 Cr | 1,068.00 Cr | - | 898.58 Cr | -1,718.93 Cr | -1,061.13 Cr | -988.94 Cr |
| Investing Cash Flow | - | - | -194.00 Cr | -842.00 Cr | 260.00 Cr | -2,272.00 Cr | -992.00 Cr | - | -259.38 Cr | 674.39 Cr | -305.05 Cr | 2,258.75 Cr |
| Financing Cash Flow | - | - | 589.00 Cr | 1,459.00 Cr | 2,787.00 Cr | -354.00 Cr | 35.00 Cr | - | -539.73 Cr | 1,267.38 Cr | 1,069.75 Cr | -1,329.70 Cr |
| Capital Expenditure | - | - | -7.00 Cr | -56.00 Cr | -23.00 Cr | -42.00 Cr | -4.00 Cr | - | -26.07 Cr | -8.67 Cr | -24.01 Cr | -14.30 Cr |
| Free Cash Flow | - | - | -697.00 Cr | -603.00 Cr | -2,114.00 Cr | 1,668.00 Cr | 1,064.00 Cr | - | 872.51 Cr | -1,727.61 Cr | -1,085.14 Cr | -1,003.24 Cr |
| Net Change in Cash | - | - | -294.00 Cr | 71.00 Cr | 956.00 Cr | -916.00 Cr | 111.00 Cr | - | 99.47 Cr | 222.84 Cr | -296.43 Cr | -59.89 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | 35.2% | 45.7% | 21.1% | 29.9% |
| Operating Margin % | - | - | - | - | - | - | - | - | 66.1% | 37.2% | 7.4% | 17.3% |
| Net Margin % | 28.2% | 29.8% | 29.3% | 25.3% | 20.0% | -20.4% | -16.7% | - | 20.7% | 12.5% | 9.2% | 10.3% |
| ROE % | 11.6% | 12.5% | 11.1% | 9.6% | 8.0% | -12.1% | -5.8% | - | 7.2% | 3.6% | 3.3% | 3.7% |
| ROCE % | - | - | - | - | - | - | - | - | 10.6% | 4.4% | 1.4% | 2.5% |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for INDOSTAR
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Indostar Capital Finance Share Price Today Near One-Year Low - Univest
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INDOSTAR — Frequently Asked Questions
What is the current share price of IndoStar Capital Finance Limited (INDOSTAR)?
As of 2026-10-23 04:58 IST, IndoStar Capital Finance Limited (INDOSTAR) trades at ₹180.78 on NSE. Its 52-week range is ₹180.78 to ₹276.50.
What is the market capitalisation of INDOSTAR?
IndoStar Capital Finance Limited (INDOSTAR) has a market capitalisation of ₹2,922.67 Cr on NSE.
What is the P/E ratio of INDOSTAR?
INDOSTAR trades at a trailing price-to-earnings (P/E) ratio of -7.47. The industry average P/E is 15.36. Its price-to-book (P/B) ratio is 0.81.
What is the return on equity (ROE) of INDOSTAR?
INDOSTAR has a return on equity (ROE) of 3.71%. Its return on capital employed (ROCE) is 2.48%.
Is INDOSTAR a good stock to buy?
This page provides a data-driven analysis of IndoStar Capital Finance Limited (INDOSTAR), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.