IIFL Finance Limited IIFL NIFTY_SMALLNSEFINANCIAL
IIFL Finance Limited, a non-banking financial company, provides financial services in India and internationally. The company offers home and gold loans; business loans, including business loans for manufacturers, women, and e-commerce; loans to micro, small, and medium enterprises; loans against securities; and digital finance loans, as well as supply chain finance. It also provides construction and real estate financing; capital market financing; and lending, investment, and wealth management services. The company was formerly known as IIFL Holdings Limited and changed its name to IIFL Finance Limited in May 2019. IIFL Finance Limited was incorporated in 1995 and is headquartered in Mumbai, India.
READ MORE ›Market & Price
Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Excellent profit margin of 21.0%.
- Compounding revenue at 13.7% over 5 years.
CONS
- Trading 29.3% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | IIFL IIFL Finance Limited NIFTY_SMALLNSEFINANCIAL | 466.90 | 12.05 | ₹19,853.89 Cr | 0.86% | - | 12.29% | 13.73% | 3.45% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 744.55 | 16.61 | ₹11.46 L Cr | 1.75% | - | 13.82% | 32.50% | 20.39% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,256.40 | 16.81 | ₹9.01 L Cr | 0.88% | - | 16.36% | 19.65% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 964.40 | 10.58 | ₹8.90 L Cr | 1.80% | - | 15.48% | 12.19% | 14.39% |
| 5 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 384.20 | 19.80 | ₹3.82 L Cr | 0.13% | - | 11.39% | 14.58% | 8.92% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 411.35 | 9.06 | ₹2.60 L Cr | 2.43% | - | 42.36% | 7.61% | 16.86% |
| 7 | SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL | 947.15 | 17.79 | ₹2.23 L Cr | 1.46% | - | 16.38% | 15.48% | 18.59% |
| 8 | SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL | 1,830.10 | 74.06 | ₹1.84 L Cr | 0.15% | - | 13.70% | 11.67% | 12.81% |
| 9 | ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL | 3,538.50 | 53.19 | ₹1.75 L Cr | 0.70% | 98.30% | 85.80% | 28.94% | 29.58% |
Quarterly Results
Figures in INR.
| Metric | Dec 2024 | Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | 1,340.21 Cr | 1,394.90 Cr | 1,670.50 Cr | 1,983.02 Cr | 2,075.71 Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 747.76 Cr | 736.69 Cr | 801.73 Cr | 920.40 Cr | 917.34 Cr |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | 995.65 Cr | 1,169.37 Cr | 1,288.80 Cr | 1,437.01 Cr | 1,609.63 Cr |
| Pretax Income | 101.04 Cr | 309.47 Cr | 356.31 Cr | 662.94 Cr | 832.66 Cr |
| Tax Provision | 19.33 Cr | 58.11 Cr | 82.14 Cr | 161.59 Cr | 209.40 Cr |
| Net Income | 40.70 Cr | 207.68 Cr | 233.35 Cr | 464.30 Cr | 586.84 Cr |
| Diluted EPS | 0.95 | 4.85 | 5.45 | 10.85 | 13.72 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 5,205.14 Cr | 6,269.90 Cr | 5,754.99 Cr | 7,656.46 Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | 2,245.67 Cr | 2,806.66 Cr | 2,963.44 Cr | 3,509.69 Cr |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 3,222.00 Cr | 3,867.78 Cr | 4,169.52 Cr | 5,717.37 Cr |
| Pretax Income | - | 2,112.52 Cr | 2,571.91 Cr | 707.01 Cr | 2,408.58 Cr |
| Tax Provision | - | 504.97 Cr | 597.69 Cr | 128.85 Cr | 591.88 Cr |
| Net Income | - | 1,500.30 Cr | 1,763.54 Cr | 378.77 Cr | 1,660.80 Cr |
| Diluted EPS | - | 38.05 | 45.71 | 8.73 | 38.75 |
Compounded Sales Growth
| 5 Years: | 13.73% |
| 1 Year: | -14.10% |
Compounded Profit Growth
| 5 Years: | 3.45% |
| 1 Year: | 183.10% |
Stock Price Performance
| 1 Year: | +9.99% |
| 6 Months: | -12.38% |
| 3 Months: | -7.34% |
| 1 Month: | +4.44% |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 53,002.79 Cr | 62,404.36 Cr | 67,644.19 Cr | 89,059.04 Cr |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 3,951.14 Cr | 2,628.55 Cr | 2,290.90 Cr | 6,373.50 Cr |
| Inventory | - | - | - | - | - |
| Receivables | - | 439.27 Cr | 329.72 Cr | 345.65 Cr | 120.20 Cr |
| Total Liabilities | - | 42,800.65 Cr | 50,347.92 Cr | 53,689.22 Cr | 73,439.95 Cr |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - |
| Total Debt | - | 40,017.42 Cr | 47,135.70 Cr | 51,533.36 Cr | 69,698.07 Cr |
| Total Equity | - | 8,992.06 Cr | 10,636.99 Cr | 12,412.19 Cr | 13,919.96 Cr |
| Shares Outstanding | - | 39.17 Cr | 39.28 Cr | 42.45 Cr | 42.52 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | -5,225.44 Cr | -8,715.83 Cr | -4,780.83 Cr | -13,975.99 Cr |
| Investing Cash Flow | - | -2,715.99 Cr | 467.56 Cr | -1,148.66 Cr | -2,605.61 Cr |
| Financing Cash Flow | - | 5,361.33 Cr | 7,087.99 Cr | 5,526.25 Cr | 17,843.20 Cr |
| Capital Expenditure | - | -261.10 Cr | -130.43 Cr | -60.70 Cr | -81.14 Cr |
| Free Cash Flow | - | -5,486.54 Cr | -8,846.26 Cr | -4,841.53 Cr | -14,057.13 Cr |
| Net Change in Cash | - | -2,580.10 Cr | -1,160.28 Cr | -403.24 Cr | 1,261.60 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - |
| Net Margin % | - | 28.8% | 28.1% | 6.6% | 21.7% |
| ROE % | - | 16.7% | 16.6% | 3.1% | 11.9% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
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