🇮🇳 India Stock Screener ← Switch market ★ Elite Club ⚡ HerAI

IDBI Bank Limited IDBI NIFTY_SMALLNSEFINANCIALPSU

Financial Services · Banks - Regional · India
https://www.idbi.bank.in
Company Profile ↓
₹88.11
-9.91% 1Y
Mkt Cap₹94,739.42 Cr
P/E12.41
P/B1.32
Div. Yield2.53%
52W High₹116.01
52W Low₹61.50
Book Value₹63.77
EPS (TTM)₹7.10

Company Overview

IDBI Bank Limited provides banking and financial solutions to retail and corporate customers in India. It operates through four segments: Corporate/Wholesale Banking, Retail Banking, Treasury Operations, and Other banking operations. The company offers savings, current, and salary accounts, as well as fixed deposits; home, auto, education, mortgage, and personal loans, as well as loans against properties and securities; debit, credit, and prepaid cards; mobile and internet banking; and investment advisory and capital market services. It also provides fund and non-fund-based assistance; packing credit to exporters; receivable buyout with recourse; channel financing for dealers of corporates; scheme for financing automated teller machines/cash dispense vendors; technology upgrading fund scheme for textile and jute industries; and lending to non-banking finance companies/housing finance companies and commercial real estate sector. In addition, the company offers bank guarantees, letters of credit, documentary collection, and bill discounting services; cash management, trade finance, and remittance services; and tax payment, debt syndication and advisory services. Further, it provides finance to micro, small, and medium enterprises; agriculture finance; products and services for non-resident Indians; treasury services, such as call money/ notice money / term money, commercial papers, certificate of deposit, government securities, treasury bills, corporate bonds, and equities; and foreign currency services comprising remittances, currency forward contracts, LTFX, FX-retail, currency options, swaps, FRA, currency exchange, and exchange traded derivative contracts. The company was formerly known as IDBI Ltd. and changed its name to IDBI Bank Limited in May 2008. IDBI Bank Limited was founded in 1964 and is headquartered in Mumbai, India.

Why Investors Should Care

Consistent Profit Growth

Net profit has compounded at 35.5% per year over the last five years.

Reasonable Valuation

Trades at a P/E of 12.4, below the sector median of 19.8.

Healthy Margins

Maintains a net profit margin of 48.9%.

Conservative Balance Sheet

Carries low leverage with a debt-to-equity ratio of 0.34.

Dividend Income

Offers a dividend yield of 2.53%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Mar 2026 Revenue of ₹18,845.09 Cr (+4.7% YoY); net profit ₹9,209.97 Cr.
  • Trailing 12 Months Year-on-year growth — revenue +4.7%, earnings +20.7%.
  • 5-Year Trend Long-term compounding — revenue CAGR 7.9%, profit CAGR 35.5%.

Growth & Price Performance

Compounded Sales Growth

5 Years:7.91%
1 Year:4.73%

Compounded Profit Growth

5 Years:35.45%
1 Year:20.70%

Stock Price Performance

1 Year:-9.91%
6 Months:-15.45%
3 Months:+17.39%
1 Month:+14.21%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Mixed
52-Week Range 49% of range
₹61.50 ₹116.01
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMABelow
  • RSI (14)63.23 · Neutral
Price Performance
1M+14.21%
3M+17.39%
6M-15.45%
1Y-9.91%
Valuation vs Sector

P/E of 12.41 is below the sector median of 19.81 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

⚙Ad space

Price Chart

NSE TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 48.9%.
  • Profit CAGR of 35.5% over 5 years.
  • Attractive dividend yield of 2.53%.
  • Generates positive free cash flow.

CONS

  • In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

⚙Ad space

Valuation

Stock P/E
12.41
Industry PE
19.81
Forward P/E
17.98
PEG Ratio
0.51
Book Value
₹63.77
Price to Book
1.32
P/S
4.26
EV/EBITDA
-
Dividend Yield
2.53%

Growth (CAGR)

Revenue 5Y
7.91%
Profit 5Y
35.45%
Revenue (YoY)
4.73%
Earnings (YoY)
20.70%

Profitability & Returns

ROCE
-
ROE
13.43%
ROA
1.97%
Profit Margin
48.87%
Op Margin
15.58%
Gross Margin
0.00%
EPS (Latest Qtr)
₹1.82
EPS (TTM)
₹7.10

Balance Sheet & Liquidity

Debt/Equity
0.34
Quick Ratio
-
Current Ratio
-
Debt
₹23,103.75 Cr
Total Assets
₹4.67 L Cr
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
45.56%
Chg in Prom Hold
-
FII / Inst Holding
49.65%
Chg in FII Hold
0.00%

Financial Snapshot

Enterprise Value
₹94,739.42 Cr
Total Revenue (TTM)
₹18,845.09 Cr
EBITDA
-
Free Cash Flow
₹16,434.32 Cr
Operating Cash Flow
₹16,761.75 Cr
Shares Outstanding
₹1,075.24 Cr
Gross Margin
0.00%
Payout Ratio
24.50%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP ₹P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 IDBI IDBI Bank Limited NIFTY_SMALLNSEFINANCIALPSU 88.11 12.41 ₹94,739.42 Cr 2.53% - 13.43% 7.91% 35.45%
2 HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL 815.55 16.51 ₹12.48 L Cr 1.58% - 13.62% 32.50% 20.39%
3 ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL 1,423.10 19.03 ₹10.19 L Cr 0.86% - 14.93% 19.65% 16.78%
4 SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU 1,031.00 11.31 ₹9.52 L Cr 1.67% - 13.97% 12.19% 14.39%
5 BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL 1,032.90 33.85 ₹6.43 L Cr 0.53% - 16.68% 22.58% 18.23%
6 LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU 443.80 9.77 ₹5.61 L Cr 2.26% - 32.53% 7.26% 16.86%
7 AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL 1,340.20 15.86 ₹4.17 L Cr 0.08% - 12.27% 12.16% 34.61%
8 KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL 381.30 19.66 ₹3.79 L Cr 0.17% - 10.64% 13.48% 8.92%
9 BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL 1,887.10 34.31 ₹3.02 L Cr 0.07% - 12.58% 22.92% 15.16%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in INR.

Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue 5,729.00 Cr6,864.00 Cr6,038.00 Cr6,549.00 Cr6,995.00 Cr6,670.00 Cr5,250.73 Cr5,045.97 Cr3,598.15 Cr4,647.23 Cr7,109.00 Cr4,489.12 Cr4,261.55 Cr
Cost of Revenue -------------
Gross Profit -------------
Operating Expenses 3,167.00 Cr3,067.00 Cr1,701.00 Cr2,444.00 Cr2,565.00 Cr1,553.00 Cr2,945.87 Cr2,386.50 Cr-82.14 Cr2,475.94 Cr1,651.00 Cr2,603.49 Cr1,829.20 Cr
Operating Income -------------
EBITDA -------------
Interest Expense 2,445.00 Cr2,861.00 Cr2,966.00 Cr3,102.00 Cr3,298.00 Cr3,428.00 Cr3,562.06 Cr3,583.02 Cr3,683.19 Cr3,851.30 Cr3,816.00 Cr3,862.49 Cr3,944.33 Cr
Pretax Income 1,521.00 Cr1,843.00 Cr2,397.00 Cr2,034.00 Cr2,093.00 Cr2,546.00 Cr2,469.87 Cr2,663.53 Cr-89.99 Cr2,556.59 Cr3,797.00 Cr2,489.02 Cr369.24 Cr
Tax Provision 319.41 Cr608.19 Cr1,006.74 Cr549.18 Cr439.53 Cr814.72 Cr621.14 Cr734.44 Cr919.47 Cr532.72 Cr569.55 Cr529.65 Cr-
Net Income 1,223.00 Cr1,234.00 Cr1,393.00 Cr1,515.00 Cr1,672.00 Cr1,739.00 Cr1,860.80 Cr1,948.07 Cr2,087.49 Cr2,019.18 Cr3,241.00 Cr1,954.09 Cr2,007.11 Cr
Diluted EPS 1.131.141.291.401.551.611.731.81-1.883.001.82-

Profit & Loss (Annual)

Figures in INR.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue 28,164.00 Cr28,058.00 Cr27,805.00 Cr23,046.00 Cr22,102.00 Cr20,854.00 Cr19,956.00 Cr-14,998.11 Cr17,219.08 Cr17,993.73 Cr18,845.09 Cr
Cost of Revenue ------------
Gross Profit ------------
Operating Expenses 8,424.00 Cr14,339.00 Cr18,130.00 Cr20,698.00 Cr24,118.00 Cr20,146.00 Cr10,515.00 Cr-6,900.14 Cr8,027.55 Cr8,242.72 Cr9,138.02 Cr
Operating Income ------------
EBITDA ------------
Interest Expense 22,387.00 Cr21,931.00 Cr22,019.00 Cr17,376.00 Cr16,162.00 Cr13,841.00 Cr11,408.00 Cr-9,130.45 Cr12,226.36 Cr14,256.55 Cr15,474.48 Cr
Pretax Income 1,401.00 Cr-4,912.00 Cr-8,498.00 Cr-8,157.00 Cr-15,013.00 Cr-8,896.00 Cr2,484.00 Cr-3,686.84 Cr5,763.41 Cr7,588.99 Cr9,211.45 Cr
Tax Provision 448.32 Cr1,277.12 Cr3,399.20 Cr-0-0-3,914.24 Cr1,043.28 Cr1,202.73 Cr1,618.46 Cr2,604.05 Cr3,081.48 Cr-
Net Income 957.00 Cr-3,574.00 Cr-4,997.00 Cr-8,116.00 Cr-14,970.00 Cr-12,819.00 Cr1,532.00 Cr-3,706.06 Cr5,788.11 Cr7,630.68 Cr9,209.97 Cr
Diluted EPS 5.87-17.44-24.36-26.37-19.37-12.361.412.363.455.387.10-

Balance Sheet (Annual)

Figures in INR.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Total Assets 3.56 L Cr3.75 L Cr3.62 L Cr3.51 L Cr3.21 L Cr3.01 L Cr2.99 L Cr-3.31 L Cr3.65 L Cr4.13 L Cr4.67 L Cr
Current Assets ------------
Cash & Equivalents --------38,246.27 Cr32,669.42 Cr48,772.21 Cr59,742.63 Cr
Inventory ------------
Receivables --------9,374.73 Cr12,180.86 Cr15,910.98 Cr20,567.26 Cr
Total Liabilities --------2.85 L Cr3.13 L Cr3.51 L Cr3.99 L Cr
Current Liabilities ------------
Long Term Debt ------------
Total Debt --------10,237.75 Cr14,682.70 Cr19,931.99 Cr23,103.75 Cr
Total Equity 24,375.00 Cr28,059.00 Cr23,263.00 Cr21,908.00 Cr38,346.00 Cr34,836.00 Cr37,628.00 Cr-46,319.24 Cr51,073.06 Cr61,620.05 Cr68,564.16 Cr
Shares Outstanding --------1,075.24 Cr1,075.24 Cr1,075.24 Cr1,075.24 Cr

Cash Flows (Annual)

Figures in INR.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating Cash Flow -1,991.00 Cr-567.00 Cr8,000.00 Cr-12,514.00 Cr-34,215.00 Cr208.00 Cr10,214.00 Cr--2,701.40 Cr-1,252.49 Cr25,795.70 Cr16,761.75 Cr
Investing Cash Flow -272.00 Cr-715.00 Cr-464.00 Cr720.00 Cr116.00 Cr-296.00 Cr-59.00 Cr--294.45 Cr-221.95 Cr-343.55 Cr1,422.15 Cr
Financing Cash Flow -61.00 Cr2,927.00 Cr1,889.00 Cr12,843.00 Cr21,622.00 Cr9,279.00 Cr-5,342.00 Cr--3,569.09 Cr-1,767.54 Cr-6,990.32 Cr-5,764.62 Cr
Capital Expenditure -271.00 Cr-715.00 Cr-464.00 Cr720.00 Cr116.00 Cr-295.00 Cr-59.00 Cr--294.45 Cr-312.02 Cr-349.67 Cr-327.43 Cr
Free Cash Flow -2,262.00 Cr-1,282.00 Cr7,536.00 Cr-11,794.00 Cr-34,099.00 Cr-87.00 Cr10,155.00 Cr--2,995.85 Cr-1,564.51 Cr25,446.03 Cr16,434.32 Cr
Net Change in Cash -2,323.00 Cr1,645.00 Cr9,424.00 Cr1,049.00 Cr-12,477.00 Cr9,191.00 Cr4,813.00 Cr--6,564.94 Cr-3,241.99 Cr18,461.83 Cr12,419.28 Cr

Ratios (Annual)

Figures in %.

Metric Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross Margin % ------------
Operating Margin % ------------
Net Margin % 3.4%-12.7%-18.0%-35.2%-67.7%-61.5%7.7%-24.7%33.6%42.4%48.9%
ROE % 3.9%-12.7%-21.5%-37.0%-39.0%-36.8%4.1%-8.0%11.3%12.4%13.4%
ROCE % ------------

Shareholding Pattern

Insiders
45.56%
Institutions
49.65%
Public Float
91.19%

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for IDBI

Google News ue, 14 Jul 2026

New bids from Fairfax and Emirates revive stalled IDBI Bank sale, sources say - Reuters

<a href="https://news.google.com/rss/articles/CBMiwgFBVV95cUxPTEpHTWQwcjJqUUtkdWxlQ3NSUlUxUF9yWHQwbmpMak90dDd3b1RkOVhYbVdpRGxFZHVSS2F6NGdyS295UzRuUllqSVFNUXMyb0ZhMV9helVldzBva29pa1hnRVRvWFpqaUtfdkZLeF9hdzFERVFtUlhvdkJ3Sl9fS2tTcGRzOFhxb01EX2…

Google News ue, 14 Jul 2026

India’s IDBI Bank Sale Gets Fresh Bids - Finimize

<a href="https://news.google.com/rss/articles/CBMihgFBVV95cUxOY0kyU1NIbm9VamUxUml5Z0hhdTkzb04ydUxua0JITGdCM3Y1OWJ4TmZkeUxlcm1pODdaQjdfUTJvbHJfeTlUZXlQMUxyOHFVMWphNlNKcmxrR1VMeXRhZ2d4X0VmZ0Z2eW44VnQ5QnBFdVdBUVd5OWc2MlJRUHVQbkV0aUNIdw?oc=5" t…

Google News ue, 14 Jul 2026

India gets revised bids for IDBI Bank stake sale from Fairfax, Emirates NBD, government source says - Yahoo Finance Singapore

<a href="https://news.google.com/rss/articles/CBMigwFBVV95cUxNMVFzNEFQNmtsUDIyR05yY213bnIwOHdERFp0MkpBNWVUNWItZlUySHNwTzI5N0E1cjNMajRZZ2JvRXVSNHVjcWpVbkVVcGNlaXNmSHdtTTFocklVT29RUzNGd09BWDIzaDE0NG9RekozRFA1TVZCZTNJdzV1RlpaM2pBSQ?oc=5" targe…

Google News Wed, 15 Jul 2026

IDBI Bank Privatization Nears as Fairfax Revises Bid to ₹81 Per Share in $5.5 Billion Deal - Sahi

<a href="https://news.google.com/rss/articles/CBMixgFBVV95cUxOTXl1bWV3SEl5Q0tEekhNYVg4OG03TUcydE9PWktpT3FyNGZJS0tncld0b0hvbWxrVTRqbmtoSk4tY01DM3Vzd21qS3NpbUFWY05vaUo2UWhtcGwyelBPWjZVSUxDZC1ITnRzRUw1Z0tzY3RCR1VIZzluSE5mamNud1VmM1FsUEowMGxmOW…

Google News Wed, 15 Jul 2026

Fairfax to acquire IDBI Bank stake in $5.5 billion deal, biggest foreign investment in Indian bank - The Economic Times

<a href="https://news.google.com/rss/articles/CBMikAJBVV95cUxNQ3RFR0gtZXlNRTFUbTNGZ0pGSk9lUU9PeWluYkIxS0ZZdXJ1OElPWUdBaGNRVTBuM2hWUjlzZnpwZmo0SnY5T2hkeDU2VUpGUDdBcW9yWG9Rdy1tV2ZELU90bEVPMGVrRTNsRGc1WTFucVdYaEg3OEplM1VOTGExcXlZT296SHc0blJRN2…

Google News ue, 14 Jul 2026

'Can't Confirm Or Deny': IDBI Bank On Report Of Fairfax Offer To Buy Govt Stake - NDTV Profit

<a href="https://news.google.com/rss/articles/CBMivAFBVV95cUxQaUpXRHY4V0xtOGtjUWVOcm5NN2tiOEZIam1kNXNfeUw4UjQxWkdXdWFXdVlSUlFkanljczZfNmotV1BQY2dJbGNvbm8tSmNfTzhxeDZubjNLbGRhRVVvYlJkcDNKYVlGcnNRcUZGaHZvazB2cV9VUjkzWkdaVzlDQXczZUxoaWJ3T19kbj…

IDBI — Frequently Asked Questions

What is the current share price of IDBI Bank Limited (IDBI)?

As of 2026-07-15 09:52 IST, IDBI Bank Limited (IDBI) trades at ₹88.11 on NSE. Its 52-week range is ₹61.50 to ₹116.01.

What is the market capitalisation of IDBI?

IDBI Bank Limited (IDBI) has a market capitalisation of ₹94,739.42 Cr on NSE.

What is the P/E ratio of IDBI?

IDBI trades at a trailing price-to-earnings (P/E) ratio of 12.41. The industry average P/E is 19.81. Its price-to-book (P/B) ratio is 1.32.

Does IDBI pay a dividend?

IDBI Bank Limited (IDBI) currently offers a dividend yield of 2.53%.

What is the return on equity (ROE) of IDBI?

IDBI has a return on equity (ROE) of 13.43%.

Is IDBI a good stock to buy?

This page provides a data-driven analysis of IDBI Bank Limited (IDBI), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

Explore More

📊 Financial Services Sector 🔍 All Stock Screens 📈 Technical Screens 💰 Fundamental Screens 🔄 Swing Trading Setups 📐 Chart Patterns 📅 Earnings Calendar 📋 All India Stocks
⚙Ad space