ICICI Prudential Life Insurance Company Limited ICICIPRULI NIFTY_MIDNSEFINANCIAL

Financial Services · Insurance - Life · India

https://www.iciciprulife.com

ICICI Prudential Life Insurance Company Limited provides life insurance, annuity, pension, and health insurance products to individuals and groups in India. The company offers term, savings, unit linked, guaranteed return, child education, and retirement insurance plans; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through its sales force and website. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Prudential Life Insurance Company Limited is a subsidiary of ICICI Bank Limited.

Market & Price

Market Cap

₹73,020.26 Cr

Current Price

₹503.95

High / Low (52W)

₹688.45 / ₹503.40

Beta

0.49

Valuation

Stock P/E

45.44

Industry PE

19.12

Forward P/E

37.38

PEG Ratio

Book Value

₹94.17

Price to Book

5.35

P/S

1.15

EV/EBITDA

45.13

Dividend Yield

0.33%

Profitability & Returns

ROCE

ROE

12.58%

ROA

0.31%

Profit Margin

2.53%

Op Margin

8.47%

EPS (Latest Qtr)

₹4.31

EPS (TTM)

₹11.09

Balance Sheet & Liquidity

Debt/Equity

0.19

Quick Ratio

0.16

Current Ratio

1.13

Debt

₹2,595.00 Cr

Total Assets

₹3.20 L Cr

Current Assets

Working Capital

Ownership

Promoter Holding

23.65%

Chg in Prom Hold

FII / Inst Holding

69.84%

Chg in FII Hold

-0.00%

Financial Snapshot

Enterprise Value

₹74,408.58 Cr

Total Revenue (TTM)

₹63,685.12 Cr

EBITDA

₹1,648.87 Cr

Free Cash Flow

₹4,418.14 Cr

Operating Cash Flow

₹-5,355.08 Cr

Shares Outstanding

₹144.90 Cr

Gross Margin

10.40%

Payout Ratio

7.66%

Growth (CAGR)

Revenue 5Y

9.14%

Profit 5Y

25.50%

Revenue (YoY)

-78.90%

Earnings (YoY)

61.40%

PROS

Profit CAGR of 25.5% over 5 years.
Generates positive free cash flow.

CONS

Trading 26.8% below its 52-week high.
In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

Price Chart

NSE TradingView Screener.in

Fundamental Growth

Period: Metric:

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Financial Services).

#	Name	CMP ₹	P/E	Mkt Cap	Div Yld %	ROCE %	ROE %	Rev CAGR 5Y %	Profit CAGR 5Y %
1	ICICIPRULI ICICI Prudential Life Insurance Company Limited NIFTY_MIDNSEFINANCIAL	503.95	45.44	₹73,020.26 Cr	0.33%	-	12.58%	9.14%	25.50%
2	HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL	744.55	16.61	₹11.46 L Cr	1.75%	-	13.82%	32.50%	20.39%
3	ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL	1,256.40	16.81	₹9.01 L Cr	0.88%	-	16.36%	19.65%	16.78%
4	SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU	964.40	10.58	₹8.90 L Cr	1.80%	-	15.48%	12.19%	14.39%
5	KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL	384.20	19.80	₹3.82 L Cr	0.13%	-	11.39%	14.58%	8.92%
6	LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU	411.35	9.06	₹2.60 L Cr	2.43%	-	42.36%	7.61%	16.86%
7	SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL	947.15	17.79	₹2.23 L Cr	1.46%	-	16.38%	15.48%	18.59%
8	SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL	1,830.10	74.06	₹1.84 L Cr	0.15%	-	13.70%	11.67%	12.81%
9	ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL	3,538.50	53.19	₹1.75 L Cr	0.70%	98.30%	85.80%	28.94%	29.58%

Quarterly Results

Figures in INR.

Metric	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Dec 2025	Mar 2026
Revenue	-	4,540.48 Cr	15,674.71 Cr	25,396.21 Cr	22,834.07 Cr	3,130.35 Cr
Cost of Revenue	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-
Operating Expenses	-	-	-	-	-	-
Operating Income	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-
Interest Expense	-	-	-	-	-	-
Pretax Income	-	374.66 Cr	412.91 Cr	343.38 Cr	443.25 Cr	682.78 Cr
Tax Provision	-	49.75 Cr	27.63 Cr	42.39 Cr	56.10 Cr	58.87 Cr
Net Income	-	324.91 Cr	385.28 Cr	300.99 Cr	387.15 Cr	623.91 Cr
Diluted EPS	-	2.24	2.67	2.07	2.68	4.31

Profit & Loss (Annual)

Figures in INR.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Revenue	-	48,683.54 Cr	89,136.38 Cr	70,785.13 Cr	63,296.56 Cr
Cost of Revenue	-	-	-	-	-
Gross Profit	-	-	-	-	-
Operating Expenses	-	-	-	-	-
Operating Income	908.78 Cr	1,013.61 Cr	1,043.10 Cr	1,477.55 Cr	-
EBITDA	-	-	-	-	-
Interest Expense	114.01 Cr	113.29 Cr	122.58 Cr	145.87 Cr	-
Pretax Income	-	900.32 Cr	920.52 Cr	1,331.68 Cr	1,811.86 Cr
Tax Provision	-	86.82 Cr	69.86 Cr	146.16 Cr	203.97 Cr
Net Income	-	813.49 Cr	850.66 Cr	1,185.52 Cr	1,607.89 Cr
Diluted EPS	5.26	5.65	5.89	8.20	-

Compounded Sales Growth

5 Years:	9.14%
1 Year:	-78.90%

Compounded Profit Growth

5 Years:	25.50%
1 Year:	61.40%

Stock Price Performance

1 Year:	-24.51%
6 Months:	-17.69%
3 Months:	-23.81%
1 Month:	-1.93%

Balance Sheet (Annual)

Figures in INR.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Total Assets	-	2.56 L Cr	2.99 L Cr	3.14 L Cr	3.20 L Cr
Current Assets	-	-	-	-	-
Cash & Equivalents	-	1,329.96 Cr	2,214.07 Cr	1,855.15 Cr	1,137.70 Cr
Inventory	-	-	-	-	-
Receivables	796.94 Cr	615.06 Cr	1,002.68 Cr	1,213.60 Cr	-
Total Liabilities	-	2.46 L Cr	2.88 L Cr	3.02 L Cr	3.06 L Cr
Current Liabilities	-	-	-	-	-
Long Term Debt	-	1,200.00 Cr	1,200.00 Cr	2,600.00 Cr	2,595.00 Cr
Total Debt	-	1,200.00 Cr	1,200.00 Cr	2,600.00 Cr	2,595.00 Cr
Total Equity	-	10,089.52 Cr	11,004.60 Cr	11,933.78 Cr	13,631.15 Cr
Shares Outstanding	-	143.86 Cr	144.06 Cr	144.53 Cr	144.90 Cr

Cash Flows (Annual)

Figures in INR.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Operating Cash Flow	-	-	-	-	-
Investing Cash Flow	-	-1,145.41 Cr	7,419.87 Cr	6,869.49 Cr	7,571.06 Cr
Financing Cash Flow	-	-112.34 Cr	-87.85 Cr	1,422.48 Cr	-170.60 Cr
Capital Expenditure	-	-192.73 Cr	-236.61 Cr	-258.76 Cr	-122.72 Cr
Free Cash Flow	-	-103.23 Cr	-7,551.66 Cr	-9,666.41 Cr	-5,477.80 Cr
Net Change in Cash	-	-1,168.26 Cr	16.97 Cr	-1,115.68 Cr	2,045.38 Cr

Ratios (Annual)

Figures in %.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Gross Margin %	-	-	-	-	-
Operating Margin %	-	2.1%	1.2%	2.1%	-
Net Margin %	-	1.7%	1.0%	1.7%	2.5%
ROE %	-	8.1%	7.7%	9.9%	11.8%
ROCE %	-	-	-	-	-

Shareholding Pattern

Insiders

23.65%

Institutions

69.84%

Public Float

91.48%

Analyst View

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ICICIPRULI · Financial Services