ICICI Life Insurance Limited ICICILIFE NSEFINANCIAL
Company Overview
ICICI Life Insurance Limited provides life insurance, annuity, pension, and health insurance products to individuals and groups in India. The company offers term, savings, unit linked, guaranteed return, child education, and retirement insurance plans; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through proprietary sales force (PSF) and online channels. The company was formerly known as ICICI Prudential Life Insurance Company Limited and change its name to ICICI Life Insurance Limited in September 2026. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Life Insurance Limited is a subsidiary of ICICI Bank Limited.
Why Investors Should Care
Net profit has compounded at 25.5% per year over the last five years.
Carries low leverage with a debt-to-equity ratio of 0.19.
Recent Developments
- Mar 2026 Revenue of ₹62,206.48 Cr (-11.0% YoY); net profit ₹1,607.89 Cr.
- Trailing 12 Months Year-on-year growth — revenue -11.0%, earnings +35.6%.
- 5-Year Trend Long-term compounding — revenue CAGR 8.5%, profit CAGR 25.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 8.51% |
| 1 Year: | -10.99% |
Compounded Profit Growth
| 5 Years: | 25.50% |
| 1 Year: | 35.63% |
Stock Price Performance
| 1 Year: | -32.02% |
| 6 Months: | -20.52% |
| 3 Months: | -21.03% |
| 1 Month: | -8.29% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)24.24 · Oversold
P/E of 36.83 is above the sector median of 15.13 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Profit CAGR of 25.5% over 5 years.
CONS
- Trading 40.7% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
- RSI at 24 suggests oversold conditions.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | ICICILIFE ICICI Life Insurance Limited NSEFINANCIAL | 407.00 | 36.83 | ₹58,985.63 Cr | 0.40% | - | 11.80% | 8.51% | 25.50% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 700.00 | 15.30 | ₹10.79 L Cr | 1.88% | - | 13.84% | 16.90% | 12.47% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,387.40 | 17.93 | ₹9.96 L Cr | 0.89% | - | 16.07% | 18.11% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 987.00 | 10.58 | ₹9.11 L Cr | 1.82% | - | 15.18% | 12.19% | 14.39% |
| 5 | BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL | 959.40 | 29.46 | ₹5.97 L Cr | 0.56% | - | 16.68% | 22.58% | 18.23% |
| 6 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 458.35 | 22.47 | ₹4.56 L Cr | 0.15% | - | 10.64% | 13.48% | 8.92% |
| 7 | AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL | 1,209.00 | 13.59 | ₹3.76 L Cr | 0.08% | - | 13.35% | 12.16% | 34.61% |
| 8 | BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL | 1,691.50 | 26.85 | ₹2.71 L Cr | 0.07% | - | 12.58% | 22.92% | 15.16% |
| 9 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 389.00 | 8.19 | ₹2.46 L Cr | 2.59% | - | 32.53% | 7.26% | 16.86% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in INR.
| Metric | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|
| Revenue | - | - | 11,934.76 Cr | 22,834.07 Cr | 3,130.35 Cr | 28,512.71 Cr | 12,031.34 Cr |
| Cost of Revenue | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - |
| Pretax Income | - | - | 347.01 Cr | 443.25 Cr | 682.78 Cr | 431.22 Cr | 435.32 Cr |
| Tax Provision | - | - | 47.75 Cr | 56.10 Cr | 58.87 Cr | 45.04 Cr | 61.10 Cr |
| Net Income | - | - | 299.26 Cr | 387.15 Cr | 623.91 Cr | 386.18 Cr | 374.22 Cr |
| Diluted EPS | - | 2.08 | - | 2.68 | 4.30 | 2.66 | 2.57 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Revenue | 48,683.54 Cr | 89,136.38 Cr | 69,886.07 Cr | 62,206.48 Cr |
| Cost of Revenue | - | - | - | - |
| Gross Profit | - | - | - | - |
| Operating Expenses | - | - | - | - |
| Operating Income | 1,013.61 Cr | 1,043.10 Cr | 1,476.24 Cr | 2,025.42 Cr |
| EBITDA | - | - | - | - |
| Interest Expense | 113.29 Cr | 122.58 Cr | 144.56 Cr | 213.56 Cr |
| Pretax Income | 900.32 Cr | 920.52 Cr | 1,331.68 Cr | 1,811.86 Cr |
| Tax Provision | 86.82 Cr | 69.86 Cr | 146.16 Cr | 203.97 Cr |
| Net Income | 813.49 Cr | 850.66 Cr | 1,185.52 Cr | 1,607.89 Cr |
| Diluted EPS | 5.65 | 5.89 | 8.16 | 11.05 |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 2.56 L Cr | 2.99 L Cr | 3.14 L Cr | 3.19 L Cr |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 1,329.96 Cr | 2,214.07 Cr | 1,855.15 Cr | 2,038.16 Cr |
| Inventory | - | - | - | - | - |
| Receivables | - | 615.06 Cr | 1,002.68 Cr | 1,213.60 Cr | 1,012.50 Cr |
| Total Liabilities | - | 2.46 L Cr | 2.88 L Cr | 3.02 L Cr | 3.06 L Cr |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | 1,200.00 Cr | 1,200.00 Cr | 2,600.00 Cr | 2,595.00 Cr |
| Total Debt | - | 1,200.00 Cr | 1,200.00 Cr | 2,600.00 Cr | 2,595.00 Cr |
| Total Equity | - | 10,089.52 Cr | 11,004.60 Cr | 11,933.78 Cr | 13,631.16 Cr |
| Shares Outstanding | - | 143.86 Cr | 144.06 Cr | 144.53 Cr | 144.93 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | - | - | - | - |
| Investing Cash Flow | - | -1,145.41 Cr | 7,419.87 Cr | 6,869.49 Cr | 7,571.06 Cr |
| Financing Cash Flow | - | -112.34 Cr | -87.85 Cr | 1,422.48 Cr | -170.60 Cr |
| Capital Expenditure | - | -192.73 Cr | -236.61 Cr | -258.76 Cr | -122.72 Cr |
| Free Cash Flow | - | -103.23 Cr | -7,551.66 Cr | -9,666.41 Cr | -5,477.80 Cr |
| Net Change in Cash | - | -1,168.26 Cr | 16.97 Cr | -1,115.68 Cr | 2,045.38 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Gross Margin % | - | - | - | - |
| Operating Margin % | 2.1% | 1.2% | 2.1% | 3.3% |
| Net Margin % | 1.7% | 1.0% | 1.7% | 2.6% |
| ROE % | 8.1% | 7.7% | 9.9% | 11.8% |
| ROCE % | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for ICICILIFE
ICICI Life Insurance Limited (ICICILIFE.BO) valuation measures and financial statistics - Yahoo Finance Singapore
<a href="https://news.google.com/rss/articles/CBMicEFVX3lxTFBNUGhockhrdy05MzFWU3B2dkRYTjFzdzZGUERlcjB4Zmhlay1JX0wwdWZDOVg1UHgyRXZPYXFvQ3VLU0xiMnJFMzVFd2twS0dIaHNMU0l0MGd6NndJYjBLcFJSY093RW1kSFB1aGhySE0?oc=5" target="_blank">ICICI Life Insur…
Inventory turnover of ICICI Life Insurance Ltd – NSE:ICICILIFE - TradingView
<a href="https://news.google.com/rss/articles/CBMioAFBVV95cUxNc3YyOElIeFhfbi04RXJobXg3WnpuaWNrTlUza2pqYjNsT00tNGVBTkk5cjBJSDd5a251LWRDRTA3UXVBYWdCRWZtb05aN0xwdjhJcWYxOWN2S2RXX1F5TG45cFpwSEs5YXpCazZ5TVdsMWF4dUF0XzRlTXlHSjVwZUF3Nks4dVNaWEhZUD…
ICICI Life Insurance Ltd Stock Price: ICICI Pru Life Share Price Today - India Infoline
<a href="https://news.google.com/rss/articles/CBMif0FVX3lxTE9ySkZhSFhYcWM5emZnbnNLQWxPaEZiaWp2clI3elF3M2g4ZDYxTDI2WDhWVXJqUlJXbTFXNC1FbFhveXdJWFhuV2ZJTWFrbERPWW1xNHMxejdJbG5ISnRWZ0F3cVE0QlBxUVZIWEJ0ZkVOakVUTjFhbEg1TUxLelk?oc=5" target="_bla…
ICICI Life Insurance (NSEI:ICICILIFE) - Stock Analysis - Simply Wall St
<a href="https://news.google.com/rss/articles/CBMiiwFBVV95cUxPcGdzVG5KWUVvQmlqR05VREdrRkg5Q2RjU1VENjVsYWVFQmFsWWJBMkFXUGNyRXQ3di1ya2pUbjdhd0RjWEdxTFZjUF81MjY1X2l5QzJ4bmJQdE1mNnQzelZLekdPZUlGMjM5VkFYaU03T3hQOGpzb0VuSWhWdW10LUtnWGRYZ2FGTkpF?o…
ICICILIFE Stock Price and Chart — NSE:ICICILIFE - TradingView
<a href="https://news.google.com/rss/articles/CBMiX0FVX3lxTE80NFE5S0FOcUNDMExCdWh6ZTRtMDdtWDZuVC1fazB0UVpCWGdQNV9PSzR3TXpXbDJ6R3hjX181amZHT04tVnVFZHF0djIxeDc2aUZhQjdrWG05SnFYT3NV?oc=5" target="_blank">ICICILIFE Stock Price and Chart — NSE:I…
Stock Picks Today: M&M, Tata Elxsi, ICICI Life, Urban Company, And More On Brokerages' Radar - NDTV Profit
<a href="https://news.google.com/rss/articles/CBMigAJBVV95cUxQS2U5dTc3MnVnS1FTX3ptNl9mNmJiUENYelluajBrZ295UnplRXFRZExpbUlhTnZEZWZhRkV4aUlsU3Y2ajZoOVVrR3VfSDk0R1RVOEZPcGkxQUktSllFSU9IY2puWTU5WE95RWo3WlV1TWNmVnZiOEJMclFRMVVndFhsX0UxbDFFOXlzZ0…
ICICILIFE — Frequently Asked Questions
What is the current share price of ICICI Life Insurance Limited (ICICILIFE)?
As of 2026-11-04 05:56 IST, ICICI Life Insurance Limited (ICICILIFE) trades at ₹407.00 on NSE. Its 52-week range is ₹407.00 to ₹686.07.
What is the market capitalisation of ICICILIFE?
ICICI Life Insurance Limited (ICICILIFE) has a market capitalisation of ₹58,985.63 Cr on NSE.
What is the P/E ratio of ICICILIFE?
ICICILIFE trades at a trailing price-to-earnings (P/E) ratio of 36.83. The industry average P/E is 15.13. Its price-to-book (P/B) ratio is 4.06.
Does ICICILIFE pay a dividend?
ICICI Life Insurance Limited (ICICILIFE) currently offers a dividend yield of 0.40%.
What is the return on equity (ROE) of ICICILIFE?
ICICILIFE has a return on equity (ROE) of 11.80%.
Is ICICILIFE a good stock to buy?
This page provides a data-driven analysis of ICICI Life Insurance Limited (ICICILIFE), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.