ICICI Lombard General Insurance Company Limited ICICIGI NIFTY_MIDNSEFINANCIAL
Company Overview
ICICI Lombard General Insurance Company Limited provides various general insurance products and services in India. The company primarily offers fire, marine, cargo, engineering, aviation, public/product liability, employee group, workmen's compensation, cyber, personal accident, and travel insurance solutions. It also provides credit, crop, cattle, weather, mass health, and motor, as well as home insurance solutions. In addition, the company offers underwriting and claims, customer relationship, technology, operations, finance and accounts, human resources, , actuarial, marketing, business analytics, administration, and fraud control, as well as reinsurance solutions. It serves its customers comprising individuals, corporates, state and central governments, government-owned enterprises, and rural customers, as well as micro, small, and medium enterprises through agents, brokers, bancassurance, motor insurance service providers, and online platforms. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Lombard General Insurance Company Limited operates as a subsidiary of ICICI Bank Limited.
Why Investors Should Care
Generates a return on equity of 16.7%, reflecting efficient use of shareholder capital.
Net profit has compounded at 17.0% per year over the last five years.
Revenue has grown at a 14.9% CAGR over the past five years.
Carries low leverage with a debt-to-equity ratio of 0.21.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Mar 2026 Revenue of ₹28,140.82 Cr (+13.0% YoY); net profit ₹2,771.94 Cr.
- Trailing 12 Months Year-on-year growth — revenue +13.0%, earnings +10.5%.
- 5-Year Trend Long-term compounding — revenue CAGR 14.9%, profit CAGR 17.0%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 14.86% |
| 1 Year: | 13.01% |
Compounded Profit Growth
| 5 Years: | 17.04% |
| 1 Year: | 10.51% |
Stock Price Performance
| 1 Year: | -20.09% |
| 6 Months: | -19.39% |
| 3 Months: | -15.06% |
| 1 Month: | -8.93% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)24.52 · Oversold
P/E of 27.34 is above the sector median of 19.62 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 14.9% over 5 years.
- Profit CAGR of 17.0% over 5 years.
- Generates positive free cash flow.
CONS
- Trading 25.8% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
- RSI at 25 suggests oversold conditions.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | ICICIGI ICICI Lombard General Insurance Company Limited NIFTY_MIDNSEFINANCIAL | 1,510.00 | 27.34 | ₹75,272.74 Cr | 0.84% | - | 16.66% | 14.86% | 17.04% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 712.10 | 15.57 | ₹10.96 L Cr | 1.77% | - | 8.63% | 16.90% | 12.47% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,423.20 | 19.03 | ₹10.19 L Cr | 0.82% | - | 14.93% | 18.11% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 1,016.10 | 11.15 | ₹9.38 L Cr | 1.60% | - | 13.97% | 12.19% | 14.39% |
| 5 | BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL | 1,060.50 | 34.76 | ₹6.60 L Cr | 0.47% | - | 16.68% | 22.58% | 18.23% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 415.35 | 9.14 | ₹5.25 L Cr | 2.58% | - | 32.53% | 7.26% | 16.86% |
| 7 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 424.50 | 21.89 | ₹4.22 L Cr | 0.16% | - | 10.64% | 13.48% | 8.92% |
| 8 | AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL | 1,273.00 | 15.07 | ₹3.96 L Cr | 0.08% | - | 12.27% | 12.16% | 34.61% |
| 9 | BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL | 1,970.00 | 32.30 | ₹3.15 L Cr | 0.06% | - | 12.58% | 22.92% | 15.16% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in INR.
| Metric | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|
| Revenue | - | - | 6,053.69 Cr | 6,424.03 Cr | 6,904.74 Cr | 6,775.79 Cr | 7,124.19 Cr |
| Cost of Revenue | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - |
| Pretax Income | - | - | 668.20 Cr | 993.71 Cr | 869.75 Cr | 718.20 Cr | 535.70 Cr |
| Tax Provision | - | - | 158.61 Cr | 246.63 Cr | 210.99 Cr | 171.64 Cr | 132.53 Cr |
| Net Income | - | - | 509.59 Cr | 747.08 Cr | 658.76 Cr | 546.56 Cr | 403.17 Cr |
| Diluted EPS | - | - | 10.20 | 14.92 | 13.14 | 10.89 | 8.03 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 18,570.45 Cr | 21,768.14 Cr | 24,900.58 Cr | 28,140.82 Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - |
| Operating Income | - | 2,193.16 Cr | 2,649.32 Cr | 3,422.63 Cr | 3,749.97 Cr |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 80.62 Cr | 94.14 Cr | 101.32 Cr | 91.04 Cr |
| Pretax Income | - | 2,112.53 Cr | 2,555.18 Cr | 3,321.31 Cr | 3,658.93 Cr |
| Tax Provision | - | 383.48 Cr | 636.59 Cr | 813.02 Cr | 886.99 Cr |
| Net Income | - | 1,729.05 Cr | 1,918.59 Cr | 2,508.29 Cr | 2,771.94 Cr |
| Diluted EPS | - | 35.16 | 38.78 | 50.25 | 55.24 |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 55,086.20 Cr | 63,308.29 Cr | 69,145.03 Cr | 76,110.94 Cr |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 203.13 Cr | 334.58 Cr | 87.57 Cr | 986.78 Cr |
| Inventory | - | - | - | - | - |
| Receivables | - | 8,912.14 Cr | 10,900.37 Cr | 12,149.54 Cr | 12,563.70 Cr |
| Total Liabilities | - | 44,642.26 Cr | 51,103.29 Cr | 54,659.86 Cr | 59,477.05 Cr |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | 255.00 Cr | 35.00 Cr | 35.00 Cr | - | - |
| Total Debt | 255.00 Cr | 35.00 Cr | 35.00 Cr | - | - |
| Total Equity | - | 10,443.94 Cr | 12,205.00 Cr | 14,485.17 Cr | 16,633.89 Cr |
| Shares Outstanding | - | 49.11 Cr | 49.27 Cr | 49.57 Cr | 49.85 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | - | - | - | - |
| Investing Cash Flow | - | -1,685.08 Cr | -1,920.73 Cr | -1,137.26 Cr | -1,732.72 Cr |
| Financing Cash Flow | - | -694.56 Cr | -354.59 Cr | -257.06 Cr | -335.54 Cr |
| Capital Expenditure | - | -120.91 Cr | -190.44 Cr | -231.15 Cr | -243.34 Cr |
| Free Cash Flow | - | 2,169.22 Cr | 2,216.33 Cr | 916.16 Cr | 2,378.63 Cr |
| Net Change in Cash | - | -89.51 Cr | 131.45 Cr | -247.01 Cr | 553.71 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | 11.8% | 12.2% | 13.7% | 13.3% |
| Net Margin % | - | 9.3% | 8.8% | 10.1% | 9.9% |
| ROE % | - | 16.6% | 15.7% | 17.3% | 16.7% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
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ICICIGI — Frequently Asked Questions
What is the current share price of ICICI Lombard General Insurance Company Limited (ICICIGI)?
As of 2026-09-08 04:53 IST, ICICI Lombard General Insurance Company Limited (ICICIGI) trades at ₹1,510.00 on NSE. Its 52-week range is ₹1,510.00 to ₹2,035.17.
What is the market capitalisation of ICICIGI?
ICICI Lombard General Insurance Company Limited (ICICIGI) has a market capitalisation of ₹75,272.74 Cr on NSE.
What is the P/E ratio of ICICIGI?
ICICIGI trades at a trailing price-to-earnings (P/E) ratio of 27.34. The industry average P/E is 19.62. Its price-to-book (P/B) ratio is 4.80.
Does ICICIGI pay a dividend?
ICICI Lombard General Insurance Company Limited (ICICIGI) currently offers a dividend yield of 0.84%.
What is the return on equity (ROE) of ICICIGI?
ICICIGI has a return on equity (ROE) of 16.66%.
Is ICICIGI a good stock to buy?
This page provides a data-driven analysis of ICICI Lombard General Insurance Company Limited (ICICIGI), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.