Housing and Urban Development Corporation Limited HUDCO NIFTY_MIDNSEFINANCIALPSU
Housing and Urban Development Corporation Limited provides loans and financing for housing and urban development projects in India. The company offers term loans for state government agencies and their parastatals, such as development authorities, housing boards, urban local bodies, water supply, sewerage boards, and roads and bridges development corporations, as well as implementing agencies comprising state government bodies, co-operative societies, corporate borrowers, joint sectors, and retail. It also provides financing for infrastructure projects in the sectors of water supply; sewerage; drainage; solid waste management; roads and transport; power generation, transmission, distribution, and renovation; emerging sector; smart city; and social infrastructure projects, as well as commercial infrastructure projects, including office buildings spaces, business/trade centres, shopping malls, market complexes, theatres/multiplexes/entertainment centres, hotels, guest houses, terminal markets, multilevel parking, tourist centres, etc. In addition, the company offers research and training services, such as training capacity; research facilitation; partnership and networking; and documentation, dissemination, and publication. The company was incorporated in 1970 and is headquartered in New Delhi, India.
READ MORE ›Market & Price
Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Strong return on equity of 20.2%.
- Excellent profit margin of 87.9%.
- Compounding revenue at 10.3% over 5 years.
- Profit CAGR of 33.3% over 5 years.
- Attractive dividend yield of 2.75%.
CONS
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | HUDCO Housing and Urban Development Corporation Limited NIFTY_MIDNSEFINANCIALPSU | 203.51 | 10.10 | ₹40,740.67 Cr | 2.75% | - | 20.20% | 10.29% | 33.35% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 744.55 | 16.61 | ₹11.46 L Cr | 1.75% | - | 13.82% | 32.50% | 20.39% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,256.40 | 16.81 | ₹9.01 L Cr | 0.88% | - | 16.36% | 19.65% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 964.40 | 10.58 | ₹8.90 L Cr | 1.80% | - | 15.48% | 12.19% | 14.39% |
| 5 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 384.20 | 19.80 | ₹3.82 L Cr | 0.13% | - | 11.39% | 14.58% | 8.92% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 411.35 | 9.06 | ₹2.60 L Cr | 2.43% | - | 42.36% | 7.61% | 16.86% |
| 7 | SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL | 947.15 | 17.79 | ₹2.23 L Cr | 1.46% | - | 16.38% | 15.48% | 18.59% |
| 8 | SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL | 1,830.10 | 74.06 | ₹1.84 L Cr | 0.15% | - | 13.70% | 11.67% | 12.81% |
| 9 | ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL | 3,538.50 | 53.19 | ₹1.75 L Cr | 0.70% | 98.30% | 85.80% | 28.94% | 29.58% |
Quarterly Results
Figures in INR.
| Metric | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | 993.48 Cr | 856.00 Cr | 1,038.40 Cr | 817.55 Cr | 744.54 Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 115.04 Cr | 101.72 Cr | 100.68 Cr | 106.77 Cr | 117.48 Cr |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | 1,859.25 Cr | 1,976.31 Cr | 2,146.94 Cr | 2,394.15 Cr | 2,413.29 Cr |
| Pretax Income | 1,020.26 Cr | 857.23 Cr | 954.71 Cr | 788.49 Cr | 621.01 Cr |
| Tax Provision | 292.52 Cr | 227.00 Cr | 244.88 Cr | 75.49 Cr | -1,360.30 Cr |
| Net Income | 727.74 Cr | 630.23 Cr | 709.83 Cr | 713.00 Cr | 1,981.31 Cr |
| Diluted EPS | 3.64 | 3.15 | 3.55 | 3.56 | 9.90 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 2,576.71 Cr | 2,976.49 Cr | 3,598.27 Cr | 3,456.49 Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | 361.06 Cr | 348.77 Cr | 372.11 Cr | 426.65 Cr |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 4,503.82 Cr | 4,959.99 Cr | 6,747.45 Cr | 8,930.69 Cr |
| Pretax Income | - | 2,289.22 Cr | 2,843.39 Cr | 3,636.66 Cr | 3,221.44 Cr |
| Tax Provision | - | 587.79 Cr | 726.70 Cr | 927.52 Cr | -812.93 Cr |
| Net Income | - | 1,701.43 Cr | 2,116.69 Cr | 2,709.14 Cr | 4,034.37 Cr |
| Diluted EPS | 8.57 | 8.50 | 10.57 | 13.53 | - |
Compounded Sales Growth
| 5 Years: | 10.29% |
| 1 Year: | 6.00% |
Compounded Profit Growth
| 5 Years: | 33.35% |
| 1 Year: | 172.20% |
Stock Price Performance
| 1 Year: | -12.74% |
| 6 Months: | -10.65% |
| 3 Months: | +7.83% |
| 1 Month: | -7.86% |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 80,969.27 Cr | 93,422.34 Cr | 1.28 L Cr | 1.67 L Cr |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 14.32 Cr | 250.55 Cr | 5.96 Cr | 226.17 Cr |
| Inventory | - | - | - | - | - |
| Receivables | - | 580.88 Cr | 608.19 Cr | 643.95 Cr | 7.35 Cr |
| Total Liabilities | - | 65,525.71 Cr | 76,809.34 Cr | 1.11 L Cr | 1.45 L Cr |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - |
| Total Debt | - | 62,907.32 Cr | 74,003.36 Cr | 1.07 L Cr | 1.42 L Cr |
| Total Equity | - | 15,443.56 Cr | 16,613.00 Cr | 17,968.49 Cr | 21,975.46 Cr |
| Shares Outstanding | - | 200.19 Cr | 200.19 Cr | 200.19 Cr | 200.19 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | -850.67 Cr | -10,286.74 Cr | -31,420.60 Cr | -33,912.22 Cr |
| Investing Cash Flow | - | -352.41 Cr | 435.09 Cr | -1,041.42 Cr | -884.31 Cr |
| Financing Cash Flow | - | 690.92 Cr | 10,173.70 Cr | 32,217.59 Cr | 34,793.06 Cr |
| Capital Expenditure | - | -2.27 Cr | -4.18 Cr | -21.74 Cr | -21.58 Cr |
| Free Cash Flow | - | -852.94 Cr | -10,290.92 Cr | -31,442.34 Cr | -33,933.80 Cr |
| Net Change in Cash | - | -512.16 Cr | 322.05 Cr | -244.43 Cr | -3.47 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - |
| Net Margin % | - | 66.0% | 71.1% | 75.3% | 116.7% |
| ROE % | - | 11.0% | 12.7% | 15.1% | 18.4% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
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