BILLIONBRAINS GARAGE VN L GROWW NIFTY_MIDNSEFINANCIAL

Financial Services · Capital Markets · India

https://www.groww.in

Billionbrains Garage Ventures Limited develops a direct-to-customer digital investment platform that provides wealth creation opportunities through multiple financial products and services. The company's platform allows users to invest and trade in stocks (including via IPOs), derivatives, bonds, mutual funds, and other products. It allows users to avail margin trading facility and personal loans. The company's application, Groww and its website allows customers to access tools, information and market insights to build investment and trading strategies. It also offers content, such as financial literacy resources, news, and information through Groww Digest, blogs and newsletters. Billionbrains Garage Ventures Limited was founded in 2016 and is based in Bengaluru, India.

Market & Price

Market Cap

₹1.14 L Cr

Current Price

₹184.89

High / Low (52W)

₹221.56 / ₹131.33

Beta

Valuation

Stock P/E

54.38

Industry PE

19.12

Forward P/E

29.48

PEG Ratio

Book Value

₹15.61

Price to Book

11.84

P/S

24.00

EV/EBITDA

Dividend Yield

Profitability & Returns

ROCE

29.33%

ROE

28.72%

ROA

14.56%

Profit Margin

43.67%

Op Margin

61.30%

EPS (Latest Qtr)

₹1.09

EPS (TTM)

₹3.40

Balance Sheet & Liquidity

Debt/Equity

3.03

Quick Ratio

1.39

Current Ratio

1.55

Debt

₹292.22 Cr

Total Assets

₹18,540.92 Cr

Current Assets

₹14,336.55 Cr

Working Capital

₹5,570.54 Cr

Ownership

Promoter Holding

54.07%

Chg in Prom Hold

FII / Inst Holding

35.03%

Chg in FII Hold

Financial Snapshot

Enterprise Value

₹1.06 L Cr

Total Revenue (TTM)

₹4,769.93 Cr

EBITDA

Free Cash Flow

Operating Cash Flow

₹-20.60 Cr

Shares Outstanding

₹619.16 Cr

Gross Margin

100.00%

Payout Ratio

0.00%

Growth (CAGR)

Revenue 5Y

19.04%

Profit 5Y

Revenue (YoY)

83.50%

Earnings (YoY)

111.80%

PROS

Strong return on equity of 28.7%.
Healthy ROCE of 29.3%.
Excellent profit margin of 43.7%.
Compounding revenue at 19.0% over 5 years.

CONS

Trading at a high P/E of 54.4.

* The pros and cons are auto-generated from financial metrics.

Price Chart

NSE TradingView Screener.in

Fundamental Growth

Period: Metric:

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Financial Services).

#	Name	CMP ₹	P/E	Mkt Cap	Div Yld %	ROCE %	ROE %	Rev CAGR 5Y %	Profit CAGR 5Y %
1	GROWW BILLIONBRAINS GARAGE VN L NIFTY_MIDNSEFINANCIAL	184.89	54.38	₹1.14 L Cr	-	29.33%	28.72%	19.04%	-
2	HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL	744.55	16.61	₹11.46 L Cr	1.75%	-	13.82%	32.50%	20.39%
3	ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL	1,256.40	16.81	₹9.01 L Cr	0.88%	-	16.36%	19.65%	16.78%
4	SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU	964.40	10.58	₹8.90 L Cr	1.80%	-	15.48%	12.19%	14.39%
5	KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL	384.20	19.80	₹3.82 L Cr	0.13%	-	11.39%	14.58%	8.92%
6	LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU	411.35	9.06	₹2.60 L Cr	2.43%	-	42.36%	7.61%	16.86%
7	SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL	947.15	17.79	₹2.23 L Cr	1.46%	-	16.38%	15.48%	18.59%
8	SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL	1,830.10	74.06	₹1.84 L Cr	0.15%	-	13.70%	11.67%	12.81%
9	ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL	3,538.50	53.19	₹1.75 L Cr	0.70%	98.30%	85.80%	28.94%	29.58%

Quarterly Results

Figures in INR.

Metric	Dec 2024	Mar 2025	Jun 2025	Dec 2025	Mar 2026
Revenue	974.53 Cr	801.01 Cr	-	1,216.07 Cr	1,505.37 Cr
Cost of Revenue	-317.56 Cr	120.05 Cr	-	157.05 Cr	173.40 Cr
Gross Profit	1,292.09 Cr	680.96 Cr	-	1,059.02 Cr	1,331.97 Cr
Operating Expenses	283.67 Cr	299.38 Cr	-	348.01 Cr	417.78 Cr
Operating Income	1,008.42 Cr	381.58 Cr	-	711.01 Cr	914.19 Cr
EBITDA	1,044.24 Cr	436.27 Cr	-	764.82 Cr	968.15 Cr
Interest Expense	16.16 Cr	15.93 Cr	-	10.50 Cr	8.00 Cr
Pretax Income	1,021.57 Cr	413.70 Cr	-	744.85 Cr	935.70 Cr
Tax Provision	264.46 Cr	104.61 Cr	-	197.92 Cr	249.34 Cr
Net Income	757.11 Cr	309.09 Cr	-	546.93 Cr	686.35 Cr
Diluted EPS	1.23	0.50	0.61	0.87	1.09

Profit & Loss (Annual)

Figures in INR.

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Revenue	-	-	3,901.72 Cr	4,644.58 Cr
Cost of Revenue	-	-	315.18 Cr	590.83 Cr
Gross Profit	-	-	3,586.55 Cr	4,053.75 Cr
Operating Expenses	-	-	1,238.76 Cr	1,355.22 Cr
Operating Income	-	-	2,347.79 Cr	2,698.53 Cr
EBITDA	-	-	2,530.93 Cr	2,915.23 Cr
Interest Expense	-	-	42.55 Cr	45.94 Cr
Pretax Income	-	-	-	2,821.41 Cr
Tax Provision	-	-	-	738.41 Cr
Net Income	-	-	-	2,083.00 Cr
Diluted EPS	0.74	-1.30	2.96	3.40

Compounded Sales Growth

5 Years:	19.04%
1 Year:	83.50%

Compounded Profit Growth

5 Years:	-
1 Year:	111.80%

Stock Price Performance

1 Year:	+40.78%
6 Months:	+14.75%
3 Months:	+13.35%
1 Month:	-14.00%

Balance Sheet (Annual)

Figures in INR.

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Total Assets	-	-	-	18,540.92 Cr
Current Assets	-	-	-	14,336.55 Cr
Cash & Equivalents	-	-	-	1,165.47 Cr
Inventory	-	-	-	-
Receivables	-	-	-	277.46 Cr
Total Liabilities	-	-	-	8,889.57 Cr
Current Liabilities	-	-	-	8,766.01 Cr
Long Term Debt	-	-	-	14.55 Cr
Total Debt	-	-	-	292.23 Cr
Total Equity	-	-	-	9,651.35 Cr
Shares Outstanding	617.36 Cr	617.36 Cr	617.36 Cr	627.36 Cr

Cash Flows (Annual)

Figures in INR.

Metric	Mar 2025	Mar 2026
Operating Cash Flow	-	-20.60 Cr
Investing Cash Flow	-	-1,350.71 Cr
Financing Cash Flow	-	2,175.47 Cr
Capital Expenditure	-	-12.08 Cr
Free Cash Flow	-	-32.68 Cr
Net Change in Cash	-	804.16 Cr

Ratios (Annual)

Figures in %.

Metric	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Gross Margin %	-	-	91.9%	87.3%
Operating Margin %	-	-	60.2%	58.1%
Net Margin %	-	-	-	44.8%
ROE %	-	-	-	21.6%
ROCE %	-	-	-	27.6%

Shareholding Pattern

Insiders

54.07%

Institutions

35.03%

Public Float

76.26%

Analyst View

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GROWW · Financial Services