GO DIGIT GENERAL INS LTD GODIGIT NIFTY_SMALLNSEFINANCIAL
Company Overview
Go Digit General Insurance Limited provides various insurance services in India. The company offers motor insurance solutions covering cars, bikes, OD for cars, rickshaw, taxi/cabs, and trucks; health insurance solutions, including health, OPD health insurance, super top-up, Arogya Sanjeevani policy, port health policy, and employee health; business products comprising D&O, erection all risk, contractors all risk, marine cargo, and CPM insurance, as well as workmen compensation; and other products, such as travel, property, home, shop, fire, and office insurance products. It also provides other products comprising child insurance, protection, income, endowment, investment, and ULIP plans, as well as whole life insurance, and money back policy. The company was formerly known as Oben General Insurance Limited and changed its name to Go Digit General Insurance Limited in May 2017. Go Digit General Insurance Limited was incorporated in 2016 and is based in Bengaluru, India. Go Digit General Insurance Limited is a subsidiary of Go Digit Infoworks Services Private Limited.
Why Investors Should Care
Net profit has compounded at 148.3% per year over the last five years.
Revenue has grown at a 18.6% CAGR over the past five years.
Carries low leverage with a debt-to-equity ratio of 0.07.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Mar 2026 Revenue of ₹10,005.28 Cr (+6.8% YoY); net profit ₹544.35 Cr.
- Trailing 12 Months Year-on-year growth — revenue +6.8%, earnings +28.1%.
- 5-Year Trend Long-term compounding — revenue CAGR 18.6%, profit CAGR 148.3%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 18.60% |
| 1 Year: | 6.78% |
Compounded Profit Growth
| 5 Years: | 148.33% |
| 1 Year: | 28.10% |
Stock Price Performance
| 1 Year: | -10.96% |
| 6 Months: | -9.35% |
| 3 Months: | -4.56% |
| 1 Month: | +1.89% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)45.87 · Neutral
P/E of 65.91 is above the sector median of 19.81 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 18.6% over 5 years.
- Profit CAGR of 148.3% over 5 years.
- Generates positive free cash flow.
CONS
- Trading at a high P/E of 65.9.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | GODIGIT GO DIGIT GENERAL INS LTD NIFTY_SMALLNSEFINANCIAL | 304.50 | 65.91 | ₹28,144.54 Cr | 0.00% | - | 11.62% | 18.60% | 148.33% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 815.55 | 16.51 | ₹12.48 L Cr | 1.58% | - | 13.62% | 32.50% | 20.39% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,423.10 | 19.03 | ₹10.19 L Cr | 0.86% | - | 14.93% | 19.65% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 1,031.00 | 11.31 | ₹9.52 L Cr | 1.67% | - | 13.97% | 12.19% | 14.39% |
| 5 | BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL | 1,032.90 | 33.85 | ₹6.43 L Cr | 0.53% | - | 16.68% | 22.58% | 18.23% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 443.80 | 9.77 | ₹5.61 L Cr | 2.26% | - | 32.53% | 7.26% | 16.86% |
| 7 | AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL | 1,340.20 | 15.86 | ₹4.17 L Cr | 0.08% | - | 12.27% | 12.16% | 34.61% |
| 8 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 381.30 | 19.66 | ₹3.79 L Cr | 0.17% | - | 10.64% | 13.48% | 8.92% |
| 9 | BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL | 1,887.10 | 34.31 | ₹3.02 L Cr | 0.07% | - | 12.58% | 22.92% | 15.16% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in INR.
| Metric | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Revenue | - | 2,436.38 Cr | 2,594.35 Cr | 2,235.97 Cr | 2,570.40 Cr | 2,710.87 Cr |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - |
| Pretax Income | - | 118.52 Cr | 115.61 Cr | 160.66 Cr | 162.91 Cr | 172.52 Cr |
| Tax Provision | - | 0 | 0 | 22.33 Cr | 22.82 Cr | 23.10 Cr |
| Net Income | - | 118.52 Cr | 115.61 Cr | 138.33 Cr | 140.09 Cr | 149.42 Cr |
| Diluted EPS | - | 1.28 | 1.25 | 1.49 | 1.51 | 1.61 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 5,997.74 Cr | 8,665.58 Cr | 9,369.57 Cr | 10,005.28 Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - |
| Operating Income | -283.48 Cr | 57.03 Cr | 220.93 Cr | 494.20 Cr | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | 12.38 Cr | 21.49 Cr | 39.25 Cr | 69.26 Cr | - |
| Pretax Income | - | 35.55 Cr | 181.68 Cr | 424.94 Cr | 631.69 Cr |
| Tax Provision | - | 0 | 0 | 0 | 87.34 Cr |
| Net Income | - | 35.55 Cr | 181.68 Cr | 424.94 Cr | 544.35 Cr |
| Diluted EPS | -3.23 | 0.39 | 1.98 | 4.62 | - |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 14,394.86 Cr | 17,682.09 Cr | 21,759.64 Cr | 24,952.26 Cr |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 279.30 Cr | 356.06 Cr | 239.05 Cr | 219.15 Cr |
| Inventory | - | - | - | - | - |
| Receivables | - | - | - | - | - |
| Total Liabilities | - | 11,048.11 Cr | 15,114.10 Cr | 17,147.24 Cr | 20,266.38 Cr |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | - | 350.00 Cr | 350.00 Cr | 350.00 Cr |
| Total Debt | - | - | 350.00 Cr | 350.00 Cr | 350.00 Cr |
| Total Equity | - | 3,346.75 Cr | 2,567.99 Cr | 4,612.40 Cr | 4,685.88 Cr |
| Shares Outstanding | - | 91.72 Cr | 91.72 Cr | 92.30 Cr | 92.43 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | - | - | - | - |
| Investing Cash Flow | - | -2,514.29 Cr | -1,985.88 Cr | -2,837.43 Cr | -2,019.18 Cr |
| Financing Cash Flow | - | 397.07 Cr | 342.15 Cr | 1,092.04 Cr | -28.10 Cr |
| Capital Expenditure | - | -20.66 Cr | -16.62 Cr | -17.80 Cr | -17.23 Cr |
| Free Cash Flow | - | 2,229.09 Cr | 1,703.85 Cr | 1,586.23 Cr | 2,008.46 Cr |
| Net Change in Cash | - | 132.53 Cr | 76.74 Cr | -141.36 Cr | -21.59 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | 1.0% | 2.5% | 5.3% | - |
| Net Margin % | - | 0.6% | 2.1% | 4.5% | 5.4% |
| ROE % | - | 1.1% | 7.1% | 9.2% | 11.6% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for GODIGIT
Should Weakness in Go Digit General Insurance Limited's (NSE:GODIGIT) Stock Be Seen As A Sign That Market Will Correct The Share Price Given Decent Financials? - simplywall.st
<a href="https://news.google.com/rss/articles/CBMi6AFBVV95cUxQeUtBUHphWjUzVTQ1ai1zdzFvSzljamxPQlJwSFNuY3RLNGlRa1pFSnZ2cm9WRTVVZkp4dFVSUDhUcEZsLW4wWlVDaVRmRkN1azV5SjhaODF3QU55dzdoY0V6T0o5SUwzTXcxcXMyUW5XOGYzeXVDMWNrd1ZOb0NoVWl6QTRRRXRfZHFqY0…
Go Digit shares climb 10% as institutional investors pick up stake - Business Standard
<a href="https://news.google.com/rss/articles/CBMi1AFBVV95cUxQN3J0ZHVucXJnaGxsQjJWMHZfNVk0MEs4MUFqUlNKOFpwWWVQMXBfMXVvLVI3UVZTX3RMNkYwWlN3YlhVbDM1NGZiUzZOaXF3YWIwMkxFWkJKQ3hUWHlsU3pzeHJ3eGVWTS14RV80SC1VWkh5NXBNVmFTdkh5X3Vqem9hTUFrSnpuOVBlMz…
Go Digit Insurance shares jump 9% after Rs 100 crore block deal attracts MFs, global investor - The Economic Times
<a href="https://news.google.com/rss/articles/CBMi-AFBVV95cUxOZV9ZNlM0Q1N5T3RDVTc2cHRDVmowVDAzRWsxYy1BeFVDZV90UDdEdUZ6dWQwVm5reDNlbWdKTHJoWTRPcW5tcHRGbHJsNngtNnktS1BmanpnWTE0cWlwemt5T2ZaRlZfbGN5d19DY1g3WEpkSFBLQVNlNzVoQ0tEcDYwVzl2TWlIVkpmV2…
Go Digit grants Rs 87 Cr in employee stock options - Entrackr
<a href="https://news.google.com/rss/articles/CBMikwFBVV95cUxPaHE1UUtwdGhTS0MyMHhlaXhsS1VJV0NtQXM3WExEMTZRcjRsd25UOUlxRHB4UWJwQXJhZlJZbnRKZE91MlFyMkxBNDE0bXlDU0Mxa0t5TnJJeTdyQ0E0eHcxSGxpQjBqNGwwclBxZ1BhSll6ejFucmwwcGpfU1dIaEVnbFhsMW1sTGNwN2…
Go Digit promoters disclose no encumbrance in FY26 - scanx.trade
<a href="https://news.google.com/rss/articles/CBMiqwFBVV95cUxQQnRMZXhQMEFmRTVRcnNYWWlYZ3NHbUpKRFk2MmJDbldhSFVqM29xVUNpaE10al9sbXVGY2JwLTBSRVpqM3BjZ19DdURidnRCeE4tZmwxSndnUVoyaEJsTVJhc3liWnZmOGt2cVRHNnNWWENadnJIbndidFJGOFZRNlctLXNMMWJJNHI1TW…
Hexaware Technologies, Zydus Wellness, ABDL, Go Digit shares rise amid heavy volumes - Upstox
<a href="https://news.google.com/rss/articles/CBMi1wFBVV95cUxOMmkzRHVFTDRkSklaR2lSTHNBcjBoaTJBb3lndm45SjVBQ0oxbWFINDh2TUE0ZzZoUDdoaHhfdzQ0YjExMmdkTEpJZUI2UUVTbEpDOGw0amNFOVEzT25wMThfWXkyNDZnUTIyeDY2WWdfbEZ5ZDNvS1Jhc0dtZlc4ZGZPbk5FSVprT255Nz…
GODIGIT — Frequently Asked Questions
What is the current share price of GO DIGIT GENERAL INS LTD (GODIGIT)?
As of 2026-07-15 09:52 IST, GO DIGIT GENERAL INS LTD (GODIGIT) trades at ₹304.50 on NSE. Its 52-week range is ₹293.65 to ₹372.35.
What is the market capitalisation of GODIGIT?
GO DIGIT GENERAL INS LTD (GODIGIT) has a market capitalisation of ₹28,144.54 Cr on NSE.
What is the P/E ratio of GODIGIT?
GODIGIT trades at a trailing price-to-earnings (P/E) ratio of 65.91. The industry average P/E is 19.81. Its price-to-book (P/B) ratio is 5.97.
What is the return on equity (ROE) of GODIGIT?
GODIGIT has a return on equity (ROE) of 11.62%.
Is GODIGIT a good stock to buy?
This page provides a data-driven analysis of GO DIGIT GENERAL INS LTD (GODIGIT), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.