Fedbank Financial Services Limited FEDFINA NSEFINANCIAL
Company Overview
Fedbank Financial Services Limited, a non-banking finance company (NBFC), provides financing services to individuals and businesses in India. The company operates through three segments: Distribution, Retail Finance, and Wholesale Finance. The company offers housing, personal car, personal, home equity mortgage, gold, SME, business, unsecured business, mortgage, and retail loans. It also provides loans against property and retail asset products; construction finance to developers; and loans to other NBFCs. In addition, the company provides insurance products. Fedbank Financial Services Limited was incorporated in 1995 and is based in Mumbai, India. Fedbank Financial Services Limited is a subsidiary of The Federal Bank Limited.
Why Investors Should Care
Net profit has compounded at 24.0% per year over the last five years.
Revenue has grown at a 24.2% CAGR over the past five years.
Maintains a net profit margin of 15.6%.
Recent Developments
- Mar 2026 Revenue of ₹2,205.76 Cr (+8.3% YoY); net profit ₹343.60 Cr.
- Trailing 12 Months Year-on-year growth — revenue +8.3%, earnings +52.6%.
- 5-Year Trend Long-term compounding — revenue CAGR 24.2%, profit CAGR 24.0%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 24.20% |
| 1 Year: | 8.32% |
Compounded Profit Growth
| 5 Years: | 24.02% |
| 1 Year: | 52.59% |
Stock Price Performance
| 1 Year: | +37.40% |
| 6 Months: | +1.79% |
| 3 Months: | +11.59% |
| 1 Month: | -2.67% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)55.49 · Neutral
P/E of 26.14 is above the sector median of 19.81 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 24.2% over 5 years.
- Profit CAGR of 24.0% over 5 years.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | FEDFINA Fedbank Financial Services Limited NSEFINANCIAL | 157.86 | 26.14 | ₹5,907.22 Cr | 0.00% | 3.29% | 11.74% | 24.20% | 24.02% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 815.55 | 16.51 | ₹12.48 L Cr | 1.58% | - | 13.62% | 32.50% | 20.39% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,423.10 | 19.03 | ₹10.19 L Cr | 0.86% | - | 14.93% | 19.65% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 1,031.00 | 11.31 | ₹9.52 L Cr | 1.67% | - | 13.97% | 12.19% | 14.39% |
| 5 | BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL | 1,032.90 | 33.85 | ₹6.43 L Cr | 0.53% | - | 16.68% | 22.58% | 18.23% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 443.80 | 9.77 | ₹5.61 L Cr | 2.26% | - | 32.53% | 7.26% | 16.86% |
| 7 | AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL | 1,340.20 | 15.86 | ₹4.17 L Cr | 0.08% | - | 12.27% | 12.16% | 34.61% |
| 8 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 381.30 | 19.66 | ₹3.79 L Cr | 0.17% | - | 10.64% | 13.48% | 8.92% |
| 9 | BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL | 1,887.10 | 34.31 | ₹3.02 L Cr | 0.07% | - | 12.58% | 22.92% | 15.16% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in INR.
| Metric | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Revenue | 523.59 Cr | 531.78 Cr | 511.29 Cr | - | 550.79 Cr | 613.39 Cr |
| Cost of Revenue | 319.46 Cr | 324.22 Cr | 310.49 Cr | - | 323.57 Cr | 370.34 Cr |
| Gross Profit | 204.13 Cr | 207.56 Cr | 200.80 Cr | - | 227.22 Cr | 243.05 Cr |
| Operating Expenses | - | 82.07 Cr | 81.69 Cr | 78.35 Cr | 82.89 Cr | 84.35 Cr |
| Operating Income | - | 125.49 Cr | 119.11 Cr | 133.29 Cr | 144.33 Cr | 158.70 Cr |
| EBITDA | - | 138.74 Cr | 131.48 Cr | 146.35 Cr | 158.38 Cr | 173.69 Cr |
| Interest Expense | - | - | - | - | - | - |
| Pretax Income | 25.04 Cr | 98.65 Cr | 100.35 Cr | - | 118.29 Cr | 134.90 Cr |
| Tax Provision | 6.28 Cr | 27.00 Cr | 25.34 Cr | - | 30.38 Cr | 34.37 Cr |
| Net Income | 18.76 Cr | 71.65 Cr | 75.01 Cr | - | 87.91 Cr | 100.53 Cr |
| Diluted EPS | 0.50 | 1.92 | 2.01 | - | 2.33 | 2.69 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 1,151.23 Cr | 1,522.48 Cr | 2,036.29 Cr | 2,205.76 Cr |
| Cost of Revenue | - | 699.93 Cr | 975.51 Cr | 1,262.58 Cr | 1,323.05 Cr |
| Gross Profit | - | 451.30 Cr | 546.97 Cr | 773.71 Cr | 882.71 Cr |
| Operating Expenses | - | 189.65 Cr | 245.85 Cr | 297.13 Cr | 327.28 Cr |
| Operating Income | - | 261.65 Cr | 301.12 Cr | 476.58 Cr | 555.43 Cr |
| EBITDA | - | 294.32 Cr | 374.83 Cr | 525.43 Cr | 609.90 Cr |
| Interest Expense | 9.01 Cr | 9.43 Cr | 9.40 Cr | 12.04 Cr | - |
| Pretax Income | - | 243.02 Cr | 328.08 Cr | 303.75 Cr | 461.01 Cr |
| Tax Provision | - | 62.89 Cr | 83.38 Cr | 78.57 Cr | 117.41 Cr |
| Net Income | - | 180.13 Cr | 244.70 Cr | 225.18 Cr | 343.60 Cr |
| Diluted EPS | 3.21 | 5.58 | 7.12 | 6.04 | - |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 9,070.99 Cr | 11,137.84 Cr | 13,249.70 Cr | 16,874.78 Cr |
| Current Assets | - | 4,837.74 Cr | 5,880.28 Cr | 7,251.79 Cr | 15,956.48 Cr |
| Cash & Equivalents | - | 93.96 Cr | 185.54 Cr | 724.60 Cr | 1,339.73 Cr |
| Inventory | - | - | - | - | - |
| Receivables | - | 6.68 Cr | 29.62 Cr | 15.90 Cr | 7.27 Cr |
| Total Liabilities | - | 7,715.31 Cr | 8,877.00 Cr | 10,702.34 Cr | 13,948.68 Cr |
| Current Liabilities | - | 3,081.14 Cr | 3,679.49 Cr | 4,175.16 Cr | 9.10 Cr |
| Long Term Debt | - | 4,518.74 Cr | 5,086.94 Cr | 6,378.46 Cr | 12,567.78 Cr |
| Total Debt | - | 7,269.87 Cr | 8,340.18 Cr | 10,437.20 Cr | 12,758.52 Cr |
| Total Equity | - | 1,355.68 Cr | 2,260.84 Cr | 2,547.36 Cr | 2,926.10 Cr |
| Shares Outstanding | - | 36.41 Cr | 36.94 Cr | 37.27 Cr | 37.42 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | -1,474.00 Cr | -775.52 Cr | -977.52 Cr | -1,664.16 Cr |
| Investing Cash Flow | - | -129.52 Cr | -100.09 Cr | 329.16 Cr | -30.60 Cr |
| Financing Cash Flow | - | 1,631.52 Cr | 967.19 Cr | 1,187.42 Cr | 2,309.89 Cr |
| Capital Expenditure | - | -15.09 Cr | -13.72 Cr | -18.95 Cr | -30.01 Cr |
| Free Cash Flow | - | -1,489.09 Cr | -789.24 Cr | -996.47 Cr | -1,694.17 Cr |
| Net Change in Cash | - | 28.00 Cr | 91.58 Cr | 539.06 Cr | 615.13 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | 39.2% | 35.9% | 38.0% | 40.0% |
| Operating Margin % | - | 22.7% | 19.8% | 23.4% | 25.2% |
| Net Margin % | - | 15.6% | 16.1% | 11.1% | 15.6% |
| ROE % | - | 13.3% | 10.8% | 8.8% | 11.7% |
| ROCE % | - | 4.4% | 4.0% | 5.3% | 3.3% |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
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FEDFINA — Frequently Asked Questions
What is the current share price of Fedbank Financial Services Limited (FEDFINA)?
As of 2026-07-15 09:52 IST, Fedbank Financial Services Limited (FEDFINA) trades at ₹157.86 on NSE. Its 52-week range is ₹114.89 to ₹176.39.
What is the market capitalisation of FEDFINA?
Fedbank Financial Services Limited (FEDFINA) has a market capitalisation of ₹5,907.22 Cr on NSE.
What is the P/E ratio of FEDFINA?
FEDFINA trades at a trailing price-to-earnings (P/E) ratio of 26.14. The industry average P/E is 19.81. Its price-to-book (P/B) ratio is 2.01.
What is the return on equity (ROE) of FEDFINA?
FEDFINA has a return on equity (ROE) of 11.74%. Its return on capital employed (ROCE) is 3.29%.
Is FEDFINA a good stock to buy?
This page provides a data-driven analysis of Fedbank Financial Services Limited (FEDFINA), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.