DiGiSPICE Technologies Limited DIGISPICE NSEFINANCIAL
Company Overview
DiGiSPICE Technologies Limited engages in the business of financial technologies services through tech- enabled hyper local payments network platforms in India. It offers cash-in/cash-out, mini-ATM transactions, and e-KYC-based account openings to money transfers; credit and loan services; insurance; and bill payments, as well as collection services, and current and savings accounts. The company also provides aadhaar-enabled payment system (AePS), cash management services (CMS), domestic money transfer (DMT), micro ATM, bharat bill payment system (BBPS), recharges, PAN, and travel services through Adhikaris; micro point of sale services (mPOS); subscription packs, remittances, credit distribution, and banking services; Spice UPI, a PPI wallet; and lending business that provide credit solutions to both merchants and consumers. In addition, it offers secured and unsecured lending products; digital financial and e-retail services across rural and semi-urban; and bookings for trains, flights, buses, and hotels through the Travel Union platform. The company was formerly known as Spice Mobility Limited and changed its name to DiGiSPICE Technologies Limited in August 2019. The company was incorporated in 1986 and is based in Noida, India. DiGiSPICE Technologies Limited operates as a subsidiary of Spice Connect Private Limited.
Why Investors Should Care
Net profit has compounded at 64.0% per year over the last five years.
Carries low leverage with a debt-to-equity ratio of 0.35.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Mar 2026 Revenue of ₹464.65 Cr (+3.6% YoY); net profit ₹18.97 Cr.
- Trailing 12 Months Year-on-year growth — revenue -8.0%, earnings -3.4%.
- 5-Year Trend Long-term compounding — revenue CAGR 2.5%, profit CAGR 64.0%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 2.49% |
| 1 Year: | -8.00% |
Compounded Profit Growth
| 5 Years: | 64.04% |
| 1 Year: | -3.40% |
Stock Price Performance
| 1 Year: | -22.57% |
| 6 Months: | -0.93% |
| 3 Months: | -17.01% |
| 1 Month: | -1.28% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)41.41 · Neutral
P/E of 18.26 is above the sector median of 17.40 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Profit CAGR of 64.0% over 5 years.
- Generates positive free cash flow.
CONS
- Trading 47.9% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | DIGISPICE DiGiSPICE Technologies Limited NSEFINANCIAL | 16.98 | 18.26 | ₹354.21 Cr | 0.00% | 13.01% | 8.09% | 2.49% | 64.04% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 710.50 | 15.52 | ₹10.95 L Cr | 1.85% | - | 13.84% | 16.90% | 12.47% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,427.50 | 18.45 | ₹10.25 L Cr | 0.86% | - | 16.07% | 18.11% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 1,005.90 | 10.75 | ₹9.29 L Cr | 1.72% | - | 15.18% | 12.19% | 14.39% |
| 5 | BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL | 1,060.00 | 32.55 | ₹6.59 L Cr | 0.51% | - | 16.68% | 22.58% | 18.23% |
| 6 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 422.10 | 20.67 | ₹4.20 L Cr | 0.16% | - | 10.64% | 13.48% | 8.92% |
| 7 | AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL | 1,273.00 | 14.32 | ₹3.96 L Cr | 0.08% | - | 13.35% | 12.16% | 34.61% |
| 8 | BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL | 1,938.60 | 30.68 | ₹3.10 L Cr | 0.07% | - | 12.58% | 22.92% | 15.16% |
| 9 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 411.50 | 8.67 | ₹2.60 L Cr | 2.43% | - | 32.53% | 7.26% | 16.86% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in INR.
| Metric | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Revenue | - | 116.81 Cr | 123.76 Cr | 124.58 Cr | 109.13 Cr | 107.17 Cr |
| Cost of Revenue | - | 93.61 Cr | 99.94 Cr | 100.04 Cr | 85.53 Cr | 85.47 Cr |
| Gross Profit | - | 23.19 Cr | 23.82 Cr | 24.55 Cr | 23.61 Cr | 21.70 Cr |
| Operating Expenses | - | 24.10 Cr | 19.20 Cr | 19.80 Cr | 19.74 Cr | 22.36 Cr |
| Operating Income | - | -90.59 L | 4.62 Cr | 4.75 Cr | 3.87 Cr | -65.99 L |
| EBITDA | - | -6.94 Cr | 11.96 Cr | 12.61 Cr | 7.81 Cr | 8.64 Cr |
| Interest Expense | - | 73.69 L | 68.29 L | 27.73 L | 54.85 L | 52.00 L |
| Pretax Income | - | -9.27 Cr | 9.50 Cr | 10.16 Cr | 5.09 Cr | 6.28 Cr |
| Tax Provision | - | 1.85 Cr | 2.48 Cr | 2.90 Cr | 1.73 Cr | 1.82 Cr |
| Net Income | - | -12.34 Cr | 6.85 Cr | 7.06 Cr | 2.36 Cr | 2.70 Cr |
| Diluted EPS | - | -0.53 | 0.29 | 0.30 | 0.11 | 0.11 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 431.54 Cr | 439.43 Cr | 448.48 Cr | 464.65 Cr |
| Cost of Revenue | - | 354.08 Cr | 358.75 Cr | 377.99 Cr | 371.72 Cr |
| Gross Profit | - | 77.46 Cr | 80.68 Cr | 70.49 Cr | 92.93 Cr |
| Operating Expenses | - | 95.60 Cr | 73.97 Cr | 79.73 Cr | 80.36 Cr |
| Operating Income | - | -18.14 Cr | 6.71 Cr | -9.24 Cr | 12.57 Cr |
| EBITDA | - | 24.39 Cr | 73.31 Cr | -17.39 Cr | 41.02 Cr |
| Interest Expense | - | 71.44 L | 2.02 Cr | 2.53 Cr | 2.03 Cr |
| Pretax Income | - | -6.47 Cr | 60.02 Cr | -26.05 Cr | 31.03 Cr |
| Tax Provision | - | -1.34 Cr | 10.11 Cr | 6.49 Cr | 8.94 Cr |
| Net Income | - | -20.60 Cr | 11.67 Cr | -39.14 Cr | 18.97 Cr |
| Diluted EPS | 0.23 | -0.89 | 0.51 | -1.68 | - |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 707.98 Cr | 649.41 Cr | 712.63 Cr | 806.16 Cr |
| Current Assets | - | 494.82 Cr | 468.64 Cr | 600.90 Cr | 647.81 Cr |
| Cash & Equivalents | - | 139.15 Cr | 117.89 Cr | 188.02 Cr | 214.99 Cr |
| Inventory | - | 4.75 Cr | 2.10 Cr | 1.13 Cr | 50.42 L |
| Receivables | - | 14.58 Cr | 5.29 Cr | 12.54 Cr | 29.24 Cr |
| Total Liabilities | - | 474.91 Cr | 402.50 Cr | 496.14 Cr | 569.67 Cr |
| Current Liabilities | - | 464.87 Cr | 394.66 Cr | 484.88 Cr | 552.09 Cr |
| Long Term Debt | 0 | 0 | - | - | - |
| Total Debt | - | 83.71 Cr | 26.04 Cr | 78.97 Cr | 83.65 Cr |
| Total Equity | - | 231.85 Cr | 245.40 Cr | 212.53 Cr | 234.66 Cr |
| Shares Outstanding | - | 23.15 Cr | 23.22 Cr | 23.36 Cr | 23.45 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 5.95 Cr | 41.76 Cr | 11.60 Cr | 64.40 Cr |
| Investing Cash Flow | - | -37.38 Cr | 5.49 Cr | 13.73 Cr | -50.11 Cr |
| Financing Cash Flow | - | 26.08 Cr | -55.72 Cr | 48.32 Cr | 3.76 Cr |
| Capital Expenditure | - | -12.00 Cr | -8.59 Cr | -8.85 Cr | -16.01 Cr |
| Free Cash Flow | - | -6.05 Cr | 33.17 Cr | 2.75 Cr | 48.39 Cr |
| Net Change in Cash | - | -5.35 Cr | -8.47 Cr | 73.65 Cr | 18.04 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | 17.9% | 18.4% | 15.7% | 20.0% |
| Operating Margin % | - | -4.2% | 1.5% | -2.1% | 2.7% |
| Net Margin % | - | -4.8% | 2.7% | -8.7% | 4.1% |
| ROE % | - | -8.9% | 4.8% | -18.4% | 8.1% |
| ROCE % | - | -7.5% | 2.6% | -4.1% | 4.9% |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for DIGISPICE
DiGiSPICE Technologies Authorises KMPs for Materiality Determination and Stock Exchange Disclosures - scanx.trade
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Digispice Technologies Ltd. Financials – Balance Sheet, Profit & Loss, Cash Flow - Value Research
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DiGiSPICE Technologies (NSE:DIGISPICE) Is Experiencing Growth In Returns On Capital - simplywall.st
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DiGiSPICE Technologies Jun 2026 Earnings: Loss of ₹0.12 Per Share as Revenue Comes in at Negligible Levels - siam.in
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DiGiSPICE Technologies Mar 2026 Earnings: Minimal EPS Amidst Zero Revenue Quarter - High Growth Earnings - vinanet.vn
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Why Is DiGiSPICE Technologies Share Price Falling Key Reasons 2026 - Univest
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DIGISPICE — Frequently Asked Questions
What is the current share price of DiGiSPICE Technologies Limited (DIGISPICE)?
As of 2026-09-20 09:43 IST, DiGiSPICE Technologies Limited (DIGISPICE) trades at ₹16.98 on NSE. Its 52-week range is ₹15.38 to ₹32.57.
What is the market capitalisation of DIGISPICE?
DiGiSPICE Technologies Limited (DIGISPICE) has a market capitalisation of ₹354.21 Cr on NSE.
What is the P/E ratio of DIGISPICE?
DIGISPICE trades at a trailing price-to-earnings (P/E) ratio of 18.26. The industry average P/E is 17.40. Its price-to-book (P/B) ratio is 1.71.
What is the return on equity (ROE) of DIGISPICE?
DIGISPICE has a return on equity (ROE) of 8.09%. Its return on capital employed (ROCE) is 13.01%.
Is DIGISPICE a good stock to buy?
This page provides a data-driven analysis of DiGiSPICE Technologies Limited (DIGISPICE), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.