Dhanlaxmi Bank Limited DHANBANK NSEFINANCIAL
Company Overview
Dhanlaxmi Bank Limited provides various banking and financial services in India. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business Operations segments. It offers deposit products, such as savings and current accounts, and term deposits; loans, including personal, home, new and used car, two wheeler, commercial, gold, education, business, and green loans, as well as loans against securities and properties, and lease rental discounting; and foreign exchange services comprising foreign currency cash, cheque deposits, foreign currency demand drafts, and remittances. The company also provides export and import services; credit products comprising industrial and trade advance, import export assistance, and agricultural assistance; corporate salary; credit treasury bills and linked loans; trade finance, electronic bank guarantees, and liberalized remittance schemes; 3 in 1 trading accounts; and mutual funds investment services, as well as life, health, and car insurance products. In addition, it offers non-resident Indians (NRI) banking services, such as non-residential external accounts, non-resident ordinary accounts, recurring and term deposits, foreign currency non-resident fixed deposits, and resident foreign currency, as well as money transfer services and NRI property loans; and micro and agricultural banking, and financial planning services. Further, the company provides SME banking services, including working capital facilities, trade facilities, and capacity expansion services; credit, debit, and gift cards; retail and corporate net, mobile phone, and SMS banking; online services, such as bill payment, unified payments interface, prepaid mobile/DTH/data card recharges, missed call, shopping, positive pay, online trading, and custom duty online payments; and depository services, as well as safe deposit lockers. Dhanlaxmi Bank Limited was incorporated in 1927 and is based in Thrissur, India.
Why Investors Should Care
Net profit has compounded at 27.7% per year over the last five years.
Revenue has grown at a 14.0% CAGR over the past five years.
Trades at a P/E of 12.2, below the sector median of 19.6.
Operating margin of 18.1% supports profitability.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Mar 2026 Revenue of ₹814.72 Cr (+24.9% YoY); net profit ₹102.75 Cr.
- Trailing 12 Months Year-on-year growth — revenue +24.9%, earnings +54.2%.
- 5-Year Trend Long-term compounding — revenue CAGR 14.0%, profit CAGR 27.7%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 14.03% |
| 1 Year: | 24.86% |
Compounded Profit Growth
| 5 Years: | 27.68% |
| 1 Year: | 54.19% |
Stock Price Performance
| 1 Year: | +17.83% |
| 6 Months: | +36.39% |
| 3 Months: | -3.69% |
| 1 Month: | -2.69% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMAAbove
- RSI (14)42.48 · Neutral
P/E of 12.25 is below the sector median of 19.62 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 14.0% over 5 years.
- Profit CAGR of 27.7% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | DHANBANK Dhanlaxmi Bank Limited NSEFINANCIAL | 31.86 | 12.25 | ₹1,257.51 Cr | 0.00% | - | 6.97% | 14.03% | 27.68% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 712.10 | 15.57 | ₹10.96 L Cr | 1.77% | - | 8.63% | 16.90% | 12.47% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,423.20 | 19.03 | ₹10.19 L Cr | 0.82% | - | 14.93% | 18.11% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 1,016.10 | 11.15 | ₹9.38 L Cr | 1.60% | - | 13.97% | 12.19% | 14.39% |
| 5 | BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL | 1,060.50 | 34.76 | ₹6.60 L Cr | 0.47% | - | 16.68% | 22.58% | 18.23% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 415.35 | 9.14 | ₹5.25 L Cr | 2.58% | - | 32.53% | 7.26% | 16.86% |
| 7 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 424.50 | 21.89 | ₹4.22 L Cr | 0.16% | - | 10.64% | 13.48% | 8.92% |
| 8 | AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL | 1,273.00 | 15.07 | ₹3.96 L Cr | 0.08% | - | 12.27% | 12.16% | 34.61% |
| 9 | BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL | 1,970.00 | 32.30 | ₹3.15 L Cr | 0.06% | - | 12.58% | 22.92% | 15.16% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in INR.
| Metric | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|
| Revenue | - | 170.54 Cr | 177.32 Cr | 178.40 Cr | 203.47 Cr | 256.34 Cr | 212.51 Cr |
| Cost of Revenue | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - |
| Operating Expenses | - | 143.96 Cr | 138.64 Cr | 145.12 Cr | 162.33 Cr | 142.67 Cr | 161.06 Cr |
| Operating Income | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - |
| Interest Expense | - | 206.25 Cr | 216.39 Cr | 228.66 Cr | 252.84 Cr | 256.00 Cr | 271.74 Cr |
| Pretax Income | - | 19.88 Cr | 27.18 Cr | 12.18 Cr | 23.88 Cr | 78.96 Cr | 35.54 Cr |
| Tax Provision | - | 3.00 L | -1.80 Cr | 0 | 0 | 35.47 Cr | 10.63 Cr |
| Net Income | - | 19.85 Cr | 28.98 Cr | 12.18 Cr | 23.88 Cr | 43.49 Cr | 24.91 Cr |
| Diluted EPS | - | 0.76 | 0.85 | 0.31 | 0.61 | 1.10 | 0.63 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 549.50 Cr | 580.58 Cr | 652.49 Cr | 814.72 Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | 427.76 Cr | 541.47 Cr | 557.39 Cr | 598.44 Cr |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 595.48 Cr | 748.54 Cr | 836.59 Cr | 979.15 Cr |
| Pretax Income | - | 31.61 Cr | 70.47 Cr | 71.62 Cr | 138.22 Cr |
| Tax Provision | - | -17.75 Cr | 12.66 Cr | 4.98 Cr | 35.47 Cr |
| Net Income | - | 49.36 Cr | 57.82 Cr | 66.64 Cr | 102.75 Cr |
| Diluted EPS | - | 1.58 | 1.79 | 2.37 | 2.60 |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 15,132.13 Cr | 15,961.89 Cr | 17,936.94 Cr | 21,237.66 Cr |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 1,101.99 Cr | 1,211.53 Cr | 1,257.69 Cr | 1,071.80 Cr |
| Inventory | - | - | - | - | - |
| Receivables | 191.23 Cr | 225.70 Cr | 303.68 Cr | 330.69 Cr | - |
| Total Liabilities | - | 14,170.98 Cr | 14,932.13 Cr | 16,541.65 Cr | 19,763.74 Cr |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - |
| Total Debt | - | 492.38 Cr | 299.04 Cr | 200.00 Cr | 736.63 Cr |
| Total Equity | - | 961.15 Cr | 1,029.76 Cr | 1,395.29 Cr | 1,473.92 Cr |
| Shares Outstanding | - | 31.20 Cr | 31.20 Cr | 39.47 Cr | 39.47 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 216.40 Cr | 17.29 Cr | -4.79 Cr | 631.49 Cr |
| Investing Cash Flow | - | -105.61 Cr | 110.71 Cr | -32.31 Cr | -789.51 Cr |
| Financing Cash Flow | - | 0 | 0 | 142.29 Cr | 150.00 Cr |
| Capital Expenditure | - | -35.19 Cr | -41.91 Cr | -32.62 Cr | -33.54 Cr |
| Free Cash Flow | - | 181.20 Cr | -24.61 Cr | -37.41 Cr | 597.95 Cr |
| Net Change in Cash | - | 110.79 Cr | 128.00 Cr | 105.19 Cr | -8.02 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - |
| Net Margin % | - | 9.0% | 10.0% | 10.2% | 12.6% |
| ROE % | - | 5.1% | 5.6% | 4.8% | 7.0% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for DHANBANK
Dhanlaxmi Bank (DHANBANK.NS) Holds Near Support as Stock Trades Flat - Buy Signal Reports - vinanet.vn
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Dhanlaxmi (DHANBANK.NS) Move: Moves 0.84% Higher to ₹32.49 at the Close; Levels: the Session Ends Within the Reported Technical Boundaries at the Close - Single Stock ETF - siam.in
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Dhanlaxmi Bank Q1 Profit Doubles to ₹24.9 Cr - HDFC Sky
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Dhanlaxmi Bank (DHANBANK.NS) Slips Over 3.7% – Key Support in Focus After Profit-Booking - Wave Equality - vinanet.vn
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Dhanlaxmi Bank (DHANBANK) Holds Above Support: Can It Challenge Resistance at ₹36.03? - Delta Hedging - siam.in
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DHANBANK — Frequently Asked Questions
What is the current share price of Dhanlaxmi Bank Limited (DHANBANK)?
As of 2026-09-08 04:53 IST, Dhanlaxmi Bank Limited (DHANBANK) trades at ₹31.86 on NSE. Its 52-week range is ₹19.64 to ₹36.22.
What is the market capitalisation of DHANBANK?
Dhanlaxmi Bank Limited (DHANBANK) has a market capitalisation of ₹1,257.51 Cr on NSE.
What is the P/E ratio of DHANBANK?
DHANBANK trades at a trailing price-to-earnings (P/E) ratio of 12.25. The industry average P/E is 19.62. Its price-to-book (P/B) ratio is 0.86.
What is the return on equity (ROE) of DHANBANK?
DHANBANK has a return on equity (ROE) of 6.97%.
Is DHANBANK a good stock to buy?
This page provides a data-driven analysis of Dhanlaxmi Bank Limited (DHANBANK), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.