DCB Bank Limited DCBBANK NSEFINANCIAL
DCB Bank Limited provides various banking and financial products and services in India. It operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers deposit products, including current and saving, NRI, recurring, and fixed deposit accounts; debit, travel smart, and credit cards; and payment services, such as bill/utility payment, remittances, tax payment, and POS terminal services, as well as IMPS, RTGS, NEFT, and UPI services. It also provides secured lending services, including loan against property, overdraft/working capital, co-lending, commercial vehicle, construction equipment and finance, dealer trade advances, kisan credit card, school finance, and retail microfinance; and home, auto, gold, tractor, and term loans, as well as ODTD services. In addition, the company offers corporate banking services, which include trade current accounts, foreign exchange, guarantee, import and export, letter of credit, supply chain, bill collection, and invoice discounting services; and capital management services comprising working capital and cash management services. Further, the company provides life, general, and health insurance products, as well as mutual funds; and locker facility and ASBA online services. DCB Bank Limited was incorporated in 1995 and is headquartered in Mumbai, India.
READ MORE ›Market & Price
Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Excellent profit margin of 24.4%.
- Compounding revenue at 15.9% over 5 years.
- Profit CAGR of 16.3% over 5 years.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | DCBBANK DCB Bank Limited NSEFINANCIAL | 175.33 | 7.68 | ₹5,646.56 Cr | 0.77% | - | 11.97% | 15.90% | 16.26% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 744.55 | 16.61 | ₹11.46 L Cr | 1.75% | - | 13.82% | 32.50% | 20.39% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,256.40 | 16.81 | ₹9.01 L Cr | 0.88% | - | 16.36% | 19.65% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 964.40 | 10.58 | ₹8.90 L Cr | 1.80% | - | 15.48% | 12.19% | 14.39% |
| 5 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 384.20 | 19.80 | ₹3.82 L Cr | 0.13% | - | 11.39% | 14.58% | 8.92% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 411.35 | 9.06 | ₹2.60 L Cr | 2.43% | - | 42.36% | 7.61% | 16.86% |
| 7 | SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL | 947.15 | 17.79 | ₹2.23 L Cr | 1.46% | - | 16.38% | 15.48% | 18.59% |
| 8 | SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL | 1,830.10 | 74.06 | ₹1.84 L Cr | 0.15% | - | 13.70% | 11.67% | 12.81% |
| 9 | ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL | 3,538.50 | 53.19 | ₹1.75 L Cr | 0.70% | 98.30% | 85.80% | 28.94% | 29.58% |
Quarterly Results
Figures in INR.
| Metric | Dec 2024 | Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | 726.92 Cr | 776.78 Cr | 816.56 Cr | 846.09 Cr | 866.73 Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 455.81 Cr | 471.38 Cr | 489.67 Cr | 523.25 Cr | 524.63 Cr |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | 1,128.18 Cr | 1,183.93 Cr | 1,233.13 Cr | 1,236.21 Cr | 1,252.05 Cr |
| Pretax Income | 203.93 Cr | 238.18 Cr | 211.75 Cr | 248.73 Cr | 273.10 Cr |
| Tax Provision | 52.49 Cr | 61.11 Cr | 54.49 Cr | 63.99 Cr | 67.45 Cr |
| Net Income | 151.44 Cr | 177.07 Cr | 157.26 Cr | 184.74 Cr | 205.65 Cr |
| Diluted EPS | 4.79 | 5.60 | 4.97 | 5.72 | 6.35 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 2,127.17 Cr | 2,400.01 Cr | 2,857.08 Cr | 3,311.67 Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | 1,351.77 Cr | 1,537.70 Cr | 1,820.08 Cr | 2,015.92 Cr |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 2,483.27 Cr | 3,434.14 Cr | 4,364.02 Cr | 4,947.93 Cr |
| Pretax Income | - | 627.56 Cr | 721.96 Cr | 828.61 Cr | 976.97 Cr |
| Tax Provision | - | 162.00 Cr | 185.99 Cr | 213.28 Cr | 245.41 Cr |
| Net Income | - | 465.56 Cr | 535.97 Cr | 615.33 Cr | 731.56 Cr |
| Diluted EPS | - | 14.79 | 16.99 | 19.49 | 22.82 |
Compounded Sales Growth
| 5 Years: | 15.90% |
| 1 Year: | 12.40% |
Compounded Profit Growth
| 5 Years: | 16.26% |
| 1 Year: | 13.40% |
Stock Price Performance
| 1 Year: | +21.59% |
| 6 Months: | -5.20% |
| 3 Months: | -7.81% |
| 1 Month: | -9.15% |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 52,365.87 Cr | 63,036.97 Cr | 76,809.78 Cr | 88,069.47 Cr |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 2,368.42 Cr | 3,960.48 Cr | 3,451.26 Cr | 4,220.43 Cr |
| Inventory | - | - | - | - | - |
| Receivables | 1,017.68 Cr | 1,309.06 Cr | 981.76 Cr | 1,222.01 Cr | - |
| Total Liabilities | - | 47,799.76 Cr | 57,965.70 Cr | 71,119.10 Cr | 81,534.48 Cr |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - |
| Total Debt | - | 4,018.12 Cr | 5,343.48 Cr | 7,400.18 Cr | 6,086.45 Cr |
| Total Equity | - | 4,566.11 Cr | 5,071.27 Cr | 5,690.68 Cr | 6,534.99 Cr |
| Shares Outstanding | - | 31.15 Cr | 31.28 Cr | 31.43 Cr | 32.19 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Operating Cash Flow | -1,565.72 Cr | 484.92 Cr | -440.99 Cr | 6,639.89 Cr |
| Investing Cash Flow | -164.76 Cr | -1,857.66 Cr | -2,791.72 Cr | -2,140.74 Cr |
| Financing Cash Flow | 8.14 Cr | 2,070.21 Cr | 2,865.42 Cr | -2,977.31 Cr |
| Capital Expenditure | -166.51 Cr | -135.24 Cr | -136.06 Cr | -90.43 Cr |
| Free Cash Flow | -1,732.23 Cr | 349.68 Cr | -577.05 Cr | 6,549.46 Cr |
| Net Change in Cash | -1,722.34 Cr | 697.46 Cr | -367.29 Cr | 1,521.84 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - |
| Net Margin % | - | 21.9% | 22.3% | 21.5% | 22.1% |
| ROE % | - | 10.2% | 10.6% | 10.8% | 11.2% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
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