DCB Bank Limited DCBBANK NSEFINANCIAL
Company Overview
DCB Bank Limited engages in the provision of various banking and financial products and services in India. It operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers deposit products, including current and saving, NRI, recurring, and fixed deposit accounts; debit, travel smart, and credit cards; and payment services, such as bill/utility payment, remittances, tax payment, and POS terminal services, as well as IMPS, RTGS, NEFT, and UPI services. It also provides secured lending services, including loan against property, overdraft/working capital, co-lending, commercial vehicle, construction equipment and finance, dealer trade advances, kisan credit card, school finance, and retail microfinance; and home, auto, gold, tractor, and term loans, as well as ODTD services. In addition, the company offers corporate banking services, which include trade current accounts, foreign exchange, guarantee, import and export, letter of credit, supply chain, bill collection, and invoice discounting services; and capital management services comprising working capital and cash management services. Further, the company provides life, general, and health insurance products, as well as mutual funds; and locker facility and ASBA online services. DCB Bank Limited was incorporated in 1995 and is headquartered in Mumbai, India.
Why Investors Should Care
Net profit has compounded at 16.3% per year over the last five years.
Revenue has grown at a 15.9% CAGR over the past five years.
Trades at a P/E of 8.4, below the sector median of 15.2.
Maintains a net profit margin of 25.3%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Mar 2026 Revenue of ₹3,311.35 Cr (+16.3% YoY); net profit ₹731.56 Cr.
- Trailing 12 Months Year-on-year growth — revenue +17.4%, earnings +32.4%.
- 5-Year Trend Long-term compounding — revenue CAGR 15.9%, profit CAGR 16.3%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 15.90% |
| 1 Year: | 17.40% |
Compounded Profit Growth
| 5 Years: | 16.26% |
| 1 Year: | 32.40% |
Stock Price Performance
| 1 Year: | +65.61% |
| 6 Months: | +9.60% |
| 3 Months: | +10.66% |
| 1 Month: | -5.71% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMAAbove
- RSI (14)46.71 · Neutral
P/E of 8.43 is below the sector median of 15.25 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 25.3%.
- Compounding revenue at 15.9% over 5 years.
- Profit CAGR of 16.3% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | DCBBANK DCB Bank Limited NSEFINANCIAL | 206.09 | 8.43 | ₹6,640.00 Cr | 0.72% | - | 11.19% | 15.90% | 16.26% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 694.05 | 15.17 | ₹10.70 L Cr | 1.88% | - | 13.84% | 16.90% | 12.47% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,398.50 | 18.08 | ₹10.04 L Cr | 0.89% | - | 16.07% | 18.11% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 970.00 | 10.40 | ₹8.95 L Cr | 1.82% | - | 15.18% | 12.19% | 14.39% |
| 5 | BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL | 942.10 | 28.93 | ₹5.87 L Cr | 0.56% | - | 16.68% | 22.58% | 18.23% |
| 6 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 437.00 | 21.42 | ₹4.35 L Cr | 0.15% | - | 10.64% | 13.48% | 8.92% |
| 7 | AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL | 1,212.00 | 13.63 | ₹3.77 L Cr | 0.08% | - | 13.35% | 12.16% | 34.61% |
| 8 | BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL | 1,678.00 | 26.64 | ₹2.69 L Cr | 0.07% | - | 12.58% | 22.92% | 15.16% |
| 9 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 387.50 | 8.16 | ₹2.45 L Cr | 2.59% | - | 32.53% | 7.26% | 16.86% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in INR.
| Metric | Dec 2024 | Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|
| Revenue | 726.92 Cr | 776.78 Cr | 816.56 Cr | 846.09 Cr | 866.73 Cr | 880.28 Cr |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| Operating Expenses | 455.81 Cr | 471.38 Cr | 489.67 Cr | 523.25 Cr | 524.63 Cr | 536.24 Cr |
| Operating Income | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - |
| Interest Expense | 1,128.18 Cr | 1,183.93 Cr | 1,233.13 Cr | 1,236.21 Cr | 1,252.05 Cr | 1,300.36 Cr |
| Pretax Income | 203.93 Cr | 238.18 Cr | 211.75 Cr | 248.73 Cr | 273.10 Cr | 286.97 Cr |
| Tax Provision | 52.49 Cr | 61.11 Cr | 54.49 Cr | 63.99 Cr | 67.45 Cr | 73.77 Cr |
| Net Income | 151.44 Cr | 177.07 Cr | 157.26 Cr | 184.74 Cr | 205.65 Cr | 213.20 Cr |
| Diluted EPS | 4.79 | 5.60 | 4.97 | 5.72 | 6.35 | 6.58 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Revenue | 2,127.17 Cr | 2,400.01 Cr | 2,848.23 Cr | 3,311.35 Cr |
| Cost of Revenue | - | - | - | - |
| Gross Profit | - | - | - | - |
| Operating Expenses | 1,351.77 Cr | 1,537.70 Cr | 1,816.64 Cr | 2,016.10 Cr |
| Operating Income | - | - | - | - |
| EBITDA | - | - | - | - |
| Interest Expense | 2,483.27 Cr | 3,434.14 Cr | 4,364.02 Cr | 4,947.93 Cr |
| Pretax Income | 627.56 Cr | 721.96 Cr | 828.61 Cr | 976.97 Cr |
| Tax Provision | 162.00 Cr | 185.99 Cr | 213.27 Cr | 245.41 Cr |
| Net Income | 465.56 Cr | 535.97 Cr | 615.33 Cr | 731.56 Cr |
| Diluted EPS | 14.79 | 16.99 | 19.49 | 22.82 |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Total Assets | 52,365.87 Cr | 63,036.97 Cr | 76,809.78 Cr | 88,069.47 Cr |
| Current Assets | - | - | - | - |
| Cash & Equivalents | 2,368.42 Cr | 3,960.48 Cr | 3,451.26 Cr | 4,656.28 Cr |
| Inventory | - | - | - | - |
| Receivables | 1,309.06 Cr | 981.76 Cr | 1,222.01 Cr | 1,263.86 Cr |
| Total Liabilities | 47,799.76 Cr | 57,965.70 Cr | 71,119.10 Cr | 81,534.48 Cr |
| Current Liabilities | - | - | - | - |
| Long Term Debt | - | - | - | - |
| Total Debt | 4,018.12 Cr | 5,343.48 Cr | 7,400.18 Cr | 5,586.45 Cr |
| Total Equity | 4,566.11 Cr | 5,071.27 Cr | 5,690.68 Cr | 6,534.99 Cr |
| Shares Outstanding | 31.15 Cr | 31.28 Cr | 31.43 Cr | 32.19 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Operating Cash Flow | -1,565.72 Cr | 484.92 Cr | -441.00 Cr | 6,639.89 Cr |
| Investing Cash Flow | -164.76 Cr | -1,857.66 Cr | -2,791.71 Cr | -2,140.74 Cr |
| Financing Cash Flow | 8.14 Cr | 2,070.21 Cr | 2,865.42 Cr | -2,977.31 Cr |
| Capital Expenditure | -166.51 Cr | -135.24 Cr | -136.05 Cr | -90.43 Cr |
| Free Cash Flow | -1,732.23 Cr | 349.68 Cr | -577.05 Cr | 6,549.47 Cr |
| Net Change in Cash | -1,722.34 Cr | 697.46 Cr | -367.30 Cr | 1,521.85 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Gross Margin % | - | - | - | - |
| Operating Margin % | - | - | - | - |
| Net Margin % | 21.9% | 22.3% | 21.6% | 22.1% |
| ROE % | 10.2% | 10.6% | 10.8% | 11.2% |
| ROCE % | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for DCBBANK
Earnings call transcript: DCB Bank posts record Q2 2027 profit as shares slip - Investing.com
<a href="https://news.google.com/rss/articles/CBMizAFBVV95cUxQMGxReXFGSlJPdllYX2NfekxNRnJjb2kxam9uSkF4SDdLdTNGSGhxYTBYN3FIN01YQkVpeTJoVWw0QldNRVg0Y0lobGU1SG5seGJkcVMxODJjWDZCcDQ5TENtMTQzQTQ1OG1aRDdWMWV4aUlkQ3NTVDFXc2ZXZXFibm1LTTZrYm1POFpZY3…
DCB Bank discloses ₹266.36 crore in related party transactions for H1FY27 - scanx.trade
<a href="https://news.google.com/rss/articles/CBMivwFBVV95cUxPeElHUWg2X2J0VGRpZFV0ZjJCLXkyM3hQMXcxRzZrOE1SQU5Bc0RLUm1EUmtkeVhXZHFOeklpbThxbnhPQWNSMHgwSlpUMzhGNjJMVWYtcUFTUTNRZF9hS2dJX3VCek8xcFZXQTU5YmhublgybTZXNTlIcEVtWlYyY1FweFRtNGQ1Ry1lbU…
DCB Bank Q2 Results: Net profit up 28% as gross, net NPAs hit multi-year lows; NII rises 17% - CNBC TV18
<a href="https://news.google.com/rss/articles/CBMi5gFBVV95cUxPcHlmUk54aUxZU2FlZjNNMjNYNGRkcmxJTV9kcmg4V1JlN2lhTUZoOFhWRkpvVjdIazRlVF9hb09FelloMWpPWGFBUFdWYVJTSGJEdDZEQWhvTTBwVmRYejA1UTlxTWFoRW84cTZWTWl4U1V4YnFOOEFBTmEyMF8xQXBuOWo5em9rellFU2…
Buzzing Stock: DCB Bank shares up 6% on strong earnings; Landmark Cars jumps 4% on LoI from JSW MG Motor - TradingView
<a href="https://news.google.com/rss/articles/CBMi9gFBVV95cUxNTzJ4eV9UTUdLMUJ2VndBSXplUjQySmZ6bS0yTm5XajFJUXJEOURudHVKdHA3aFRRSmZoX2kwNUo3T2NjYk56UHFkZDdGZUlVc0ktUnE2cHRCMGFaellFZUwyVFNTSnpWZ0wxRWdzbmNNYmlPSDkzY3ZybFFxNHdqeWZ1WUdyckJsZ0Zzck…
DCB Bank (NSEI:DCBBANK) Stock Price - Simply Wall Street
<a href="https://news.google.com/rss/articles/CBMiUkFVX3lxTE5rb21sYzNXZmpQSk5BcWVKa1N1bVpVa1JLcnlKcHQ4VExSWFdYbjBXWFRiRjBWYTJSaWRLckxfQnk2WTNDdS05eUVIZVI5eUsxdGc?oc=5" target="_blank">DCB Bank (NSEI:DCBBANK) Stock Price</a> <font…
DCB Bank share price jumps 8% on strong Q1 performance - Moneycontrol.com
<a href="https://news.google.com/rss/articles/CBMiuwFBVV95cUxQRmZmRlBKQzRPVFk3aC0zNnFSN25naDFkTWJUZkVmazZ2RkNnTVpISFd2YjFKM0JjOG1kYlE0WlJnRWhwZ0VPTmRvNEtucUJ6Q25lRUJpVDdobnc3VWVDMFphZDNrOXAwUWtmNVdOMlFnS1FzVFhSQVo3dmdoeDZIdnc5eVlYWnFET3gxM2…
DCBBANK — Frequently Asked Questions
What is the current share price of DCB Bank Limited (DCBBANK)?
As of 2026-10-24 04:55 IST, DCB Bank Limited (DCBBANK) trades at ₹206.09 on NSE. Its 52-week range is ₹119.21 to ₹229.55.
What is the market capitalisation of DCBBANK?
DCB Bank Limited (DCBBANK) has a market capitalisation of ₹6,640.00 Cr on NSE.
What is the P/E ratio of DCBBANK?
DCBBANK trades at a trailing price-to-earnings (P/E) ratio of 8.43. The industry average P/E is 15.25. Its price-to-book (P/B) ratio is 1.00.
Does DCBBANK pay a dividend?
DCB Bank Limited (DCBBANK) currently offers a dividend yield of 0.72%.
What is the return on equity (ROE) of DCBBANK?
DCBBANK has a return on equity (ROE) of 11.19%.
Is DCBBANK a good stock to buy?
This page provides a data-driven analysis of DCB Bank Limited (DCBBANK), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.