CSB Bank Limited CSBBANK NSEFINANCIAL
Company Overview
CSB Bank Limited provides banking and financial services for small and mid-sized enterprises, large corporates and conglomerates, and domestic and non-resident individuals in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers savings, current, salary/payroll, and fixed and recurring deposit accounts, as well as safe deposit lockers, family banking, and segmented products; life, general, and health insurance, as well as social security schemes; personal, gold, retail, vehicle, home, MSME-small business, agriculture, educational, MFI, and two-wheeler loans, as well as healthcare finance; loans against securities and property; doorstep banking services, such as pickup and delivery of cash and cheques, and pickup of cheques; and corporate net banking. It also provides investment services, such as e-trade and sovereign gold bonds; credit and debit cards; NRI banking services, including NRO, NRE, and RFC accounts and deposits, as well as FCNR deposits; premier banking products; digital access and value-added services; foreign exchange services, including outward remittances and foreign currency cash; and agri-banking and financial inclusion services. In addition, the company offers term and working capital loans, export and import finance, letters of credit, buyers' and suppliers' credit, commercial vehicle loans, inland and trade receivables discounting system bill discounting, factoring, cash credit/overdraft, trade and bill finance, cash management, and bank guarantees; treasury products, such as forex hedging solutions and advisory services; ATMs and CDMs; internet, mobile, and WhatsApp banking; POS/QR solutions; RTGS/NEFT; and utility and bill payments services. The company was formerly known as The Catholic Syrian Bank Limited and changed its name to CSB Bank Limited in June 2019. CSB Bank Limited was incorporated in 1920 and is headquartered in Thrissur, India.
Why Investors Should Care
Revenue has grown at a 20.6% CAGR over the past five years.
Trades at a P/E of 9.0, below the sector median of 19.6.
Maintains a net profit margin of 21.9%.
Recent Developments
- Mar 2026 Revenue of ₹2,896.20 Cr (+18.3% YoY); net profit ₹633.18 Cr.
- Trailing 12 Months Year-on-year growth — revenue +18.3%, earnings +6.6%.
- 5-Year Trend Long-term compounding — revenue CAGR 20.6%, profit CAGR 5.0%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 20.64% |
| 1 Year: | 18.29% |
Compounded Profit Growth
| 5 Years: | 4.97% |
| 1 Year: | 6.63% |
Stock Price Performance
| 1 Year: | -19.11% |
| 6 Months: | -12.22% |
| 3 Months: | -6.94% |
| 1 Month: | +1.42% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)46.63 · Neutral
P/E of 9.00 is below the sector median of 19.62 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 21.9%.
- Compounding revenue at 20.6% over 5 years.
CONS
- Trading 41.1% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | CSBBANK CSB Bank Limited NSEFINANCIAL | 328.55 | 9.00 | ₹5,699.88 Cr | 0.00% | - | 12.94% | 20.64% | 4.97% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 712.10 | 15.57 | ₹10.96 L Cr | 1.77% | - | 8.63% | 16.90% | 12.47% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,423.20 | 19.03 | ₹10.19 L Cr | 0.82% | - | 14.93% | 18.11% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 1,016.10 | 11.15 | ₹9.38 L Cr | 1.60% | - | 13.97% | 12.19% | 14.39% |
| 5 | BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL | 1,060.50 | 34.76 | ₹6.60 L Cr | 0.47% | - | 16.68% | 22.58% | 18.23% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 415.35 | 9.14 | ₹5.25 L Cr | 2.58% | - | 32.53% | 7.26% | 16.86% |
| 7 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 424.50 | 21.89 | ₹4.22 L Cr | 0.16% | - | 10.64% | 13.48% | 8.92% |
| 8 | AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL | 1,273.00 | 15.07 | ₹3.96 L Cr | 0.08% | - | 12.27% | 12.16% | 34.61% |
| 9 | BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL | 1,970.00 | 32.30 | ₹3.15 L Cr | 0.06% | - | 12.58% | 22.92% | 15.16% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in INR.
| Metric | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|
| Revenue | 752.74 Cr | 624.12 Cr | 772.76 Cr | 729.67 Cr | 770.37 Cr | 707.41 Cr |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| Operating Expenses | 435.99 Cr | 403.81 Cr | 493.46 Cr | 437.56 Cr | 476.70 Cr | 456.64 Cr |
| Operating Income | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - |
| Interest Expense | 609.62 Cr | 661.53 Cr | 685.60 Cr | 701.04 Cr | 736.70 Cr | 808.66 Cr |
| Pretax Income | 256.54 Cr | 159.52 Cr | 215.65 Cr | 205.34 Cr | 270.65 Cr | 201.74 Cr |
| Tax Provision | 66.10 Cr | 40.92 Cr | 55.32 Cr | 52.67 Cr | 69.07 Cr | 51.70 Cr |
| Net Income | 190.44 Cr | 118.60 Cr | 160.33 Cr | 152.67 Cr | 201.58 Cr | 150.04 Cr |
| Diluted EPS | 10.98 | 6.84 | 9.24 | 8.80 | 11.62 | 8.65 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 1,649.61 Cr | 2,060.83 Cr | 2,448.49 Cr | 2,896.20 Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | 944.86 Cr | 1,290.87 Cr | 1,540.27 Cr | 1,812.22 Cr |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 985.81 Cr | 1,451.13 Cr | 2,120.97 Cr | 2,784.87 Cr |
| Pretax Income | - | 733.61 Cr | 761.44 Cr | 799.53 Cr | 851.16 Cr |
| Tax Provision | - | 186.25 Cr | 194.62 Cr | 205.73 Cr | 217.98 Cr |
| Net Income | - | 547.36 Cr | 566.82 Cr | 593.80 Cr | 633.18 Cr |
| Diluted EPS | - | 31.55 | 32.67 | 34.23 | 36.50 |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 29,162.28 Cr | 36,055.99 Cr | 47,836.27 Cr | 57,726.52 Cr |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 2,023.91 Cr | 3,291.90 Cr | 3,676.03 Cr | 4,151.87 Cr |
| Inventory | - | - | - | - | - |
| Receivables | - | 705.66 Cr | 512.09 Cr | 630.48 Cr | 755.65 Cr |
| Total Liabilities | - | 25,958.66 Cr | 32,252.34 Cr | 43,338.54 Cr | 52,832.23 Cr |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - |
| Total Debt | - | 782.97 Cr | 1,757.38 Cr | 5,246.28 Cr | 7,154.44 Cr |
| Total Equity | - | 3,203.63 Cr | 3,803.65 Cr | 4,497.73 Cr | 4,894.29 Cr |
| Shares Outstanding | - | 17.35 Cr | 17.35 Cr | 17.35 Cr | 17.35 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 2,211.48 Cr | 1,782.98 Cr | -5,255.52 Cr | -313.65 Cr |
| Investing Cash Flow | - | -724.32 Cr | -1,439.21 Cr | 1,903.91 Cr | -789.89 Cr |
| Financing Cash Flow | - | -1,224.22 Cr | 974.41 Cr | 3,788.90 Cr | 1,608.16 Cr |
| Capital Expenditure | - | -75.21 Cr | -118.42 Cr | -300.24 Cr | -191.37 Cr |
| Free Cash Flow | - | 2,136.28 Cr | 1,664.55 Cr | -5,555.76 Cr | -505.02 Cr |
| Net Change in Cash | - | 262.95 Cr | 1,318.18 Cr | 437.29 Cr | 504.62 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - |
| Net Margin % | - | 33.2% | 27.5% | 24.3% | 21.9% |
| ROE % | - | 17.1% | 14.9% | 13.2% | 12.9% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for CSBBANK
Is Now The Time To Put CSB Bank (NSE:CSBBANK) On Your Watchlist? - simplywall.st
<a href="https://news.google.com/rss/articles/CBMiywFBVV95cUxOclBneFhpREFXM1F0MFZkVkRSUWtrRHptMU5UVG5HdmRzWWliQXVCMjE4YnRZV3FfWGNmNHlrWTNCQXpvd0htREtxQjByaFYwM3hWQVlLemNhdHR5S2xFbFpLeG1mYU0yWEcyZ1BOS0lXSkpweVlYbWg2bU1xNWdxNUJrTl80d2J3SHZMMj…
Earnings call transcript: CSB Bank posts strong Q1 2027 profit, shares fall 6.7% - Investing.com
<a href="https://news.google.com/rss/articles/CBMizAFBVV95cUxQREFPaS00eDZIVnBSMVNrUkdxaEdfMDRIZS1vQndobjBLazlLaXFKdXA1Mk1pQjZPaE41aDJpVmh5TTZNdExiaGxFV0pIRVpPMG8xQ1Vka2lJT2N5cUNYZ2lWWHVHaGdjS3FsRlRSRndiVTBVSVNYZ2FMNkJsN3Fic2VXNjFJaDlpdEhES2…
CSB Bank Shares Tumble 8% Despite 26% Surge In Q1 Profit - NDTV Profit
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CSBBANK Mar 2026 Earnings: EPS of ₹11.62 Reported Amid Modest Stock Decline - Net Profit Margin - vinanet.vn
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CSB Bank grants 61,565 stock options at ₹370.00 per share - scanx.trade
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Why Is CSB Bank Stock in Focus After Its Q1 FY27 Business Update? - Kalkine India
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CSBBANK — Frequently Asked Questions
What is the current share price of CSB Bank Limited (CSBBANK)?
As of 2026-09-08 04:53 IST, CSB Bank Limited (CSBBANK) trades at ₹328.55 on NSE. Its 52-week range is ₹314.60 to ₹557.45.
What is the market capitalisation of CSBBANK?
CSB Bank Limited (CSBBANK) has a market capitalisation of ₹5,699.88 Cr on NSE.
What is the P/E ratio of CSBBANK?
CSBBANK trades at a trailing price-to-earnings (P/E) ratio of 9.00. The industry average P/E is 19.62. Its price-to-book (P/B) ratio is 1.12.
What is the return on equity (ROE) of CSBBANK?
CSBBANK has a return on equity (ROE) of 12.94%.
Is CSBBANK a good stock to buy?
This page provides a data-driven analysis of CSB Bank Limited (CSBBANK), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.