CSB Bank Limited CSBBANK NSEFINANCIAL
Company Overview
CSB Bank Limited provides banking and financial services for small and medium enterprises, retail, and non-resident individuals in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers savings and current, salary/payroll, and fixed and recurring deposit accounts, as well as family banking and segmented products; insurance products, such as life, health, and general insurances, as well as social security schemes; personal, gold, vehicle, home, small business, agriculture, and educational loans, as well as MFI Loans, two-wheeler loans, and healthcare finance; loan against securities and property; doorstep banking services, such as cash pickup and cash delivery, and cheque pickup and reconciliation; and corporate internet banking. The company also provides investment services, such as e-trade and sovereign gold bond; credit and debit cards; digital access and value added services; NRI banking services including NRO, NRE, FCNR, and RFC accounts; and forex services, including outward remittance, foreign currency cash, and integrated treasury services, as well as Agri-banking and financial inclusion services. In addition, it offers SME and corporate banking services, which includes term and working capital loans, export and import finance, letter of credit, buyer and suppliers credit, commercial vehicle and consumption loans, bill discounting, trade and bill finance, cash management, and bank guarantee; ATMs and CDMs; internet, mobile, and WhatsApp banking; and locker facilities. CSB Bank Limited was formerly known as The Catholic Syrian Bank Limited. CSB Bank Limited was incorporated in 1920 and is headquartered in Thrissur, India.
Why Investors Should Care
Revenue has grown at a 20.6% CAGR over the past five years.
Trades at a P/E of 10.9, below the sector median of 19.8.
Maintains a net profit margin of 21.9%.
Recent Developments
- Mar 2026 Revenue of ₹2,896.92 Cr (+18.3% YoY); net profit ₹633.18 Cr.
- Trailing 12 Months Year-on-year growth — revenue +18.3%, earnings +6.6%.
- 5-Year Trend Long-term compounding — revenue CAGR 20.6%, profit CAGR 5.0%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 20.65% |
| 1 Year: | 18.33% |
Compounded Profit Growth
| 5 Years: | 4.97% |
| 1 Year: | 6.63% |
Stock Price Performance
| 1 Year: | -9.89% |
| 6 Months: | -26.49% |
| 3 Months: | -7.69% |
| 1 Month: | -0.28% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMABelow
- RSI (14)61.55 · Neutral
P/E of 10.86 is below the sector median of 19.81 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 21.9%.
- Compounding revenue at 20.6% over 5 years.
CONS
- Trading 33.3% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | CSBBANK CSB Bank Limited NSEFINANCIAL | 371.75 | 10.86 | ₹6,449.34 Cr | 0.00% | - | 12.94% | 20.65% | 4.97% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 815.55 | 16.51 | ₹12.48 L Cr | 1.58% | - | 13.62% | 32.50% | 20.39% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,423.10 | 19.03 | ₹10.19 L Cr | 0.86% | - | 14.93% | 19.65% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 1,031.00 | 11.31 | ₹9.52 L Cr | 1.67% | - | 13.97% | 12.19% | 14.39% |
| 5 | BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL | 1,032.90 | 33.85 | ₹6.43 L Cr | 0.53% | - | 16.68% | 22.58% | 18.23% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 443.80 | 9.77 | ₹5.61 L Cr | 2.26% | - | 32.53% | 7.26% | 16.86% |
| 7 | AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL | 1,340.20 | 15.86 | ₹4.17 L Cr | 0.08% | - | 12.27% | 12.16% | 34.61% |
| 8 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 381.30 | 19.66 | ₹3.79 L Cr | 0.17% | - | 10.64% | 13.48% | 8.92% |
| 9 | BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL | 1,887.10 | 34.31 | ₹3.02 L Cr | 0.07% | - | 12.58% | 22.92% | 15.16% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in INR.
| Metric | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | 752.74 Cr | 624.12 Cr | 772.76 Cr | 729.67 Cr | 770.37 Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 435.99 Cr | 403.81 Cr | 493.46 Cr | 437.56 Cr | 476.70 Cr |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | 609.62 Cr | 661.53 Cr | 685.60 Cr | 701.04 Cr | 736.70 Cr |
| Pretax Income | 256.54 Cr | 159.52 Cr | 215.65 Cr | 205.34 Cr | 270.65 Cr |
| Tax Provision | 66.10 Cr | 40.92 Cr | 55.32 Cr | 52.67 Cr | 69.07 Cr |
| Net Income | 190.44 Cr | 118.60 Cr | 160.33 Cr | 152.67 Cr | 201.58 Cr |
| Diluted EPS | 10.98 | 6.84 | 9.24 | 8.80 | 11.62 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 1,649.61 Cr | 2,060.83 Cr | 2,448.23 Cr | 2,896.92 Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | 944.86 Cr | 1,290.87 Cr | 1,537.99 Cr | 1,811.53 Cr |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 985.81 Cr | 1,451.13 Cr | 2,120.97 Cr | 2,784.87 Cr |
| Pretax Income | - | 733.61 Cr | 761.44 Cr | 799.53 Cr | 851.16 Cr |
| Tax Provision | - | 186.25 Cr | 194.62 Cr | 205.73 Cr | 217.98 Cr |
| Net Income | - | 547.36 Cr | 566.82 Cr | 593.80 Cr | 633.18 Cr |
| Diluted EPS | 26.43 | 31.55 | 32.67 | 34.23 | - |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 29,162.28 Cr | 36,055.99 Cr | 47,836.27 Cr | 57,726.52 Cr |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 2,023.91 Cr | 3,291.90 Cr | 3,676.03 Cr | 4,096.80 Cr |
| Inventory | - | - | - | - | - |
| Receivables | 610.58 Cr | 705.66 Cr | 512.09 Cr | 630.48 Cr | - |
| Total Liabilities | - | 25,958.66 Cr | 32,252.34 Cr | 43,338.54 Cr | 52,832.24 Cr |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - |
| Total Debt | - | 782.97 Cr | 1,757.38 Cr | 5,246.28 Cr | 7,154.44 Cr |
| Total Equity | - | 3,203.63 Cr | 3,803.65 Cr | 4,497.73 Cr | 4,894.28 Cr |
| Shares Outstanding | - | 17.35 Cr | 17.35 Cr | 17.35 Cr | 17.35 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 2,211.48 Cr | 1,782.98 Cr | -5,255.52 Cr | -313.65 Cr |
| Investing Cash Flow | - | -724.32 Cr | -1,439.21 Cr | 1,903.91 Cr | -789.89 Cr |
| Financing Cash Flow | - | -1,224.22 Cr | 974.41 Cr | 3,788.90 Cr | 1,608.16 Cr |
| Capital Expenditure | - | -75.21 Cr | -118.42 Cr | -300.24 Cr | -191.37 Cr |
| Free Cash Flow | - | 2,136.28 Cr | 1,664.55 Cr | -5,555.76 Cr | -505.02 Cr |
| Net Change in Cash | - | 262.95 Cr | 1,318.18 Cr | 437.29 Cr | 504.62 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - |
| Net Margin % | - | 33.2% | 27.5% | 24.3% | 21.9% |
| ROE % | - | 17.1% | 14.9% | 13.2% | 12.9% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for CSBBANK
CSBBANK Forecast — Price Target — Prediction for 2027 - TradingView
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Is Now The Time To Put CSB Bank (NSE:CSBBANK) On Your Watchlist? - simplywall.st
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CSB Bank tanks 6%, hits 52-wk low; stock down 44% from Jan high; here's why - Business Standard
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CSB Bank board approves ESOS 2026 for 20 lakh options - scanx.trade
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Institutions along with public companies who hold considerable shares inCSB Bank Limited (NSE:CSBBANK) come under pressure; lose 9.9% of holdings value - simplywall.st
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CSB Bank shares plunge 14% on flat Q3 PAT, deterioration in asset quality. Here's what management said - The Economic Times
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CSBBANK — Frequently Asked Questions
What is the current share price of CSB Bank Limited (CSBBANK)?
As of 2026-07-15 09:52 IST, CSB Bank Limited (CSBBANK) trades at ₹371.75 on NSE. Its 52-week range is ₹324.60 to ₹557.45.
What is the market capitalisation of CSBBANK?
CSB Bank Limited (CSBBANK) has a market capitalisation of ₹6,449.34 Cr on NSE.
What is the P/E ratio of CSBBANK?
CSBBANK trades at a trailing price-to-earnings (P/E) ratio of 10.86. The industry average P/E is 19.81. Its price-to-book (P/B) ratio is 1.29.
What is the return on equity (ROE) of CSBBANK?
CSBBANK has a return on equity (ROE) of 12.94%.
Is CSBBANK a good stock to buy?
This page provides a data-driven analysis of CSB Bank Limited (CSBBANK), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.