Choice International Limited CHOICEIN NIFTY_SMALLNSEFINANCIAL
Company Overview
Choice International Limited, together with its subsidiaries, provides various financial services in India. It operates through Broking & Distribution Services, Advisory Services, and NBFC Services segments. The company offers equity broking; wealth management, such as asset allocation, risk management, investment products, and estate planning; health, life, commercial, and vehicle insurance; solar, business, and vehicle loans, as well as loans against securities; and corporate advisory services, including investment and merchant banking, corporate finance, and IPO readiness services. It also provides business and transaction advisory; taxation; governance, risk, and compliance; corporate services; and research and survey, bid process management, policy formation and advisory, and monitoring and evaluation services. In addition, the company offers direct, indirect, and international taxation services; insurance and mutual fund distribution; and management consulting services, as well as operates Choice FinX trading app. The company was incorporated in 1993 and is based in Mumbai, India.
Why Investors Should Care
Return on capital employed stands at 17.8%.
Net profit has compounded at 53.6% per year over the last five years.
Revenue has grown at a 42.2% CAGR over the past five years.
Maintains a net profit margin of 19.4%.
Recent Developments
- Mar 2026 Revenue of ₹1,119.13 Cr (+22.9% YoY); net profit ₹217.66 Cr.
- Trailing 12 Months Year-on-year growth — revenue +22.9%, earnings +39.1%.
- 5-Year Trend Long-term compounding — revenue CAGR 42.2%, profit CAGR 53.6%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 42.19% |
| 1 Year: | 22.93% |
Compounded Profit Growth
| 5 Years: | 53.60% |
| 1 Year: | 39.06% |
Stock Price Performance
| 1 Year: | -3.57% |
| 6 Months: | +10.73% |
| 3 Months: | +16.56% |
| 1 Month: | -8.67% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMAAbove
- RSI (14)34.71 · Neutral
P/E of 95.24 is above the sector median of 19.62 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 42.2% over 5 years.
- Profit CAGR of 53.6% over 5 years.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Trading at a high P/E of 95.2.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | CHOICEIN Choice International Limited NIFTY_SMALLNSEFINANCIAL | 760.95 | 95.24 | ₹16,952.18 Cr | 0.00% | 17.78% | 13.02% | 42.19% | 53.60% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 712.10 | 15.57 | ₹10.96 L Cr | 1.77% | - | 8.63% | 16.90% | 12.47% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,423.20 | 19.03 | ₹10.19 L Cr | 0.82% | - | 14.93% | 18.11% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 1,016.10 | 11.15 | ₹9.38 L Cr | 1.60% | - | 13.97% | 12.19% | 14.39% |
| 5 | BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL | 1,060.50 | 34.76 | ₹6.60 L Cr | 0.47% | - | 16.68% | 22.58% | 18.23% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 415.35 | 9.14 | ₹5.25 L Cr | 2.58% | - | 32.53% | 7.26% | 16.86% |
| 7 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 424.50 | 21.89 | ₹4.22 L Cr | 0.16% | - | 10.64% | 13.48% | 8.92% |
| 8 | AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL | 1,273.00 | 15.07 | ₹3.96 L Cr | 0.08% | - | 12.27% | 12.16% | 34.61% |
| 9 | BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL | 1,970.00 | 32.30 | ₹3.15 L Cr | 0.06% | - | 12.58% | 22.92% | 15.16% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in INR.
| Metric | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 137.00 Cr | 138.00 Cr | 191.00 Cr | 207.00 Cr | 215.00 Cr | 201.00 Cr | 247.00 Cr | 209.34 Cr | 253.00 Cr | 233.88 Cr | 274.00 Cr | 303.36 Cr | 306.71 Cr |
| Cost of Revenue | - | - | - | - | - | - | - | 65.52 Cr | 70.93 Cr | 69.99 Cr | - | 87.59 Cr | 91.07 Cr |
| Gross Profit | - | - | - | - | - | - | - | 143.83 Cr | 182.07 Cr | 163.90 Cr | - | 215.78 Cr | 215.65 Cr |
| Operating Expenses | 92.00 Cr | 102.00 Cr | 142.00 Cr | 141.00 Cr | 147.00 Cr | 148.00 Cr | 172.00 Cr | 86.36 Cr | 88.58 Cr | 83.96 Cr | 185.00 Cr | 107.14 Cr | 110.20 Cr |
| Operating Income | 44.00 Cr | 35.00 Cr | 47.00 Cr | 65.00 Cr | 65.00 Cr | 51.00 Cr | 74.00 Cr | 57.47 Cr | 93.49 Cr | 79.94 Cr | 85.00 Cr | 108.64 Cr | 105.44 Cr |
| EBITDA | 45.00 Cr | 36.00 Cr | 49.00 Cr | 67.00 Cr | 67.00 Cr | 53.00 Cr | 76.00 Cr | 61.69 Cr | 98.29 Cr | 86.80 Cr | 89.00 Cr | 117.01 Cr | 122.64 Cr |
| Interest Expense | 6.00 Cr | 7.00 Cr | 10.00 Cr | 11.00 Cr | 12.00 Cr | 13.00 Cr | 15.00 Cr | 16.30 Cr | 21.58 Cr | 21.12 Cr | 21.00 Cr | 21.48 Cr | 25.89 Cr |
| Pretax Income | 40.00 Cr | 29.00 Cr | 40.00 Cr | 56.00 Cr | 55.00 Cr | 43.00 Cr | 61.00 Cr | 43.31 Cr | 73.95 Cr | 62.89 Cr | 74.00 Cr | 92.40 Cr | 86.69 Cr |
| Tax Provision | 10.00 Cr | 8.12 Cr | 10.00 Cr | 15.68 Cr | 15.95 Cr | 11.18 Cr | 14.03 Cr | 12.57 Cr | 20.43 Cr | 14.93 Cr | 17.76 Cr | 26.78 Cr | 18.85 Cr |
| Net Income | 30.00 Cr | 21.00 Cr | 30.00 Cr | 40.00 Cr | 39.00 Cr | 32.00 Cr | 46.00 Cr | 30.74 Cr | 51.68 Cr | 47.96 Cr | 56.00 Cr | 65.62 Cr | 60.31 Cr |
| Diluted EPS | 1.52 | 1.08 | 1.48 | 1.98 | 1.93 | 1.48 | 2.31 | 1.52 | 2.62 | 2.34 | 2.69 | 3.07 | 3.02 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 62.00 Cr | 187.00 Cr | 134.00 Cr | 152.00 Cr | 121.00 Cr | 132.00 Cr | 176.00 Cr | - | 389.28 Cr | 750.48 Cr | 910.38 Cr | 1,119.13 Cr |
| Cost of Revenue | - | - | - | - | - | - | - | - | 187.33 Cr | 316.49 Cr | 273.97 Cr | 325.86 Cr |
| Gross Profit | - | - | - | - | - | - | - | - | 201.95 Cr | 433.99 Cr | 636.41 Cr | 793.27 Cr |
| Operating Expenses | 36.00 Cr | 160.00 Cr | 103.00 Cr | 113.00 Cr | 85.00 Cr | 93.00 Cr | 134.00 Cr | - | 97.48 Cr | 219.82 Cr | 360.31 Cr | 413.16 Cr |
| Operating Income | 24.00 Cr | 26.00 Cr | 28.00 Cr | 36.00 Cr | 33.00 Cr | 36.00 Cr | 38.00 Cr | - | 104.47 Cr | 214.17 Cr | 276.10 Cr | 380.11 Cr |
| EBITDA | 26.00 Cr | 28.00 Cr | 30.00 Cr | 39.00 Cr | 36.00 Cr | 39.00 Cr | 41.00 Cr | - | 106.76 Cr | 224.06 Cr | 295.88 Cr | 425.43 Cr |
| Interest Expense | 17.00 Cr | 19.00 Cr | 19.00 Cr | 21.00 Cr | 20.00 Cr | 17.00 Cr | 15.00 Cr | - | 20.01 Cr | 36.66 Cr | 66.09 Cr | 89.09 Cr |
| Pretax Income | 6.00 Cr | 7.00 Cr | 10.00 Cr | 16.00 Cr | 12.00 Cr | 18.00 Cr | 23.00 Cr | - | 81.95 Cr | 180.80 Cr | 221.30 Cr | 316.39 Cr |
| Tax Provision | 1.50 Cr | 2.73 Cr | 4.10 Cr | 3.84 Cr | 3.36 Cr | 5.76 Cr | 6.21 Cr | - | 21.88 Cr | 49.94 Cr | 58.58 Cr | 78.51 Cr |
| Net Income | 5.00 Cr | 4.00 Cr | 6.00 Cr | 12.00 Cr | 6.00 Cr | 12.00 Cr | 17.00 Cr | - | 60.07 Cr | 130.86 Cr | 156.53 Cr | 217.66 Cr |
| Diluted EPS | 1.02 | 0.86 | 1.26 | 1.22 | 0.59 | 1.24 | 1.17 | 3.02 | 3.01 | 6.52 | 7.99 | - |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 227.00 Cr | 232.00 Cr | 287.00 Cr | 428.00 Cr | 473.00 Cr | 502.00 Cr | 655.00 Cr | - | 1,108.52 Cr | 1,806.08 Cr | 2,619.32 Cr | 3,565.99 Cr |
| Current Assets | - | - | - | - | - | - | - | - | 867.77 Cr | 1,412.46 Cr | 1,881.44 Cr | 2,653.16 Cr |
| Cash & Equivalents | - | - | - | - | - | - | - | - | 87.33 Cr | 145.07 Cr | 138.79 Cr | 194.45 Cr |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | 115.57 Cr | 187.50 Cr | 274.70 Cr | 436.68 Cr |
| Total Liabilities | - | - | - | - | - | - | - | - | 626.44 Cr | 1,165.86 Cr | 1,513.60 Cr | 1,742.23 Cr |
| Current Liabilities | - | - | - | - | - | - | - | - | 506.51 Cr | 906.08 Cr | 1,194.48 Cr | 1,285.43 Cr |
| Long Term Debt | - | - | - | - | - | - | - | - | 89.36 Cr | 224.67 Cr | 292.18 Cr | 402.60 Cr |
| Total Debt | 121.00 Cr | 119.00 Cr | 147.00 Cr | 177.00 Cr | 166.00 Cr | 143.00 Cr | 151.00 Cr | - | 206.70 Cr | 472.86 Cr | 462.93 Cr | 907.65 Cr |
| Total Equity | 60.00 Cr | 63.00 Cr | 80.00 Cr | 166.00 Cr | 174.00 Cr | 213.00 Cr | 263.00 Cr | - | 477.30 Cr | 631.42 Cr | 1,027.43 Cr | 1,671.51 Cr |
| Shares Outstanding | - | - | - | - | - | - | - | - | 19.90 Cr | 19.94 Cr | 19.97 Cr | 22.28 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -22.00 Cr | 28.00 Cr | -20.00 Cr | 4.00 Cr | -36.00 Cr | 26.00 Cr | -45.00 Cr | - | 138.42 Cr | -152.98 Cr | -294.46 Cr | -267.05 Cr |
| Investing Cash Flow | 13.00 Cr | 5.00 Cr | -11.00 Cr | -22.00 Cr | 54.00 Cr | 13.00 Cr | 15.00 Cr | - | -47.88 Cr | -13.21 Cr | -161.09 Cr | -277.19 Cr |
| Financing Cash Flow | 6.00 Cr | -22.00 Cr | 21.00 Cr | 39.00 Cr | -28.00 Cr | -15.00 Cr | 23.00 Cr | - | -28.83 Cr | 223.92 Cr | 449.28 Cr | 599.89 Cr |
| Capital Expenditure | -1.00 Cr | -5.00 Cr | -5.00 Cr | -5.00 Cr | -33.00 Cr | 8.00 Cr | -1.00 Cr | - | -47.15 Cr | -15.98 Cr | -156.77 Cr | -102.18 Cr |
| Free Cash Flow | -23.00 Cr | 23.00 Cr | -25.00 Cr | -1.00 Cr | -69.00 Cr | 34.00 Cr | -46.00 Cr | - | 91.28 Cr | -168.95 Cr | -451.23 Cr | -369.23 Cr |
| Net Change in Cash | -3.00 Cr | 11.00 Cr | -9.00 Cr | 21.00 Cr | -11.00 Cr | 24.00 Cr | -7.00 Cr | - | 61.71 Cr | 57.74 Cr | -6.28 Cr | 55.65 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | 51.9% | 57.8% | 69.9% | 70.9% |
| Operating Margin % | 38.7% | 13.9% | 20.9% | 23.7% | 27.3% | 27.3% | 21.6% | - | 26.8% | 28.5% | 30.3% | 34.0% |
| Net Margin % | 8.1% | 2.1% | 4.5% | 7.9% | 5.0% | 9.1% | 9.7% | - | 15.4% | 17.4% | 17.2% | 19.4% |
| ROE % | 8.3% | 6.3% | 7.5% | 7.2% | 3.4% | 5.6% | 6.5% | - | 12.6% | 20.7% | 15.2% | 13.0% |
| ROCE % | - | - | - | - | - | - | - | - | 17.4% | 23.8% | 19.4% | 16.7% |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for CHOICEIN
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CHOICEIN — Frequently Asked Questions
What is the current share price of Choice International Limited (CHOICEIN)?
As of 2026-09-08 04:53 IST, Choice International Limited (CHOICEIN) trades at ₹760.95 on NSE. Its 52-week range is ₹583.95 to ₹850.30.
What is the market capitalisation of CHOICEIN?
Choice International Limited (CHOICEIN) has a market capitalisation of ₹16,952.18 Cr on NSE.
What is the P/E ratio of CHOICEIN?
CHOICEIN trades at a trailing price-to-earnings (P/E) ratio of 95.24. The industry average P/E is 19.62. Its price-to-book (P/B) ratio is 9.95.
What is the return on equity (ROE) of CHOICEIN?
CHOICEIN has a return on equity (ROE) of 13.02%. Its return on capital employed (ROCE) is 17.78%.
Is CHOICEIN a good stock to buy?
This page provides a data-driven analysis of Choice International Limited (CHOICEIN), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.