Bandhan Bank Limited BANDHANBNK NIFTY_SMALLNSEFINANCIAL
Company Overview
Bandhan Bank Limited provides banking and financial services for personal and business customers in India. The company operates through Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business segments. It accepts term, fixed, and recurring deposits; and offers savings, salary, and current accounts. The company also provides home, gold, personal, two-wheeler, and car loans; loans against property; loan/overdraft against term deposits; and loans for small, medium, and large businesses. In addition, it invests in sovereign securities; offers liability products, card services, internet and mobile banking, ATM, trading, and non-resident Indian services; distributes third party products; and engages in demat and trading activities. Further, the company provides mutual fund, money transfer, bill payment and recharge, merchant payment, debit and credit card, internet and mobile banking, doorstep banking, safe deposit locker, remittance, transaction banking, trade finance, and cash management services, as well as health, life, home, travel, property, and car insurance products; and safe deposit boxes. The company was founded in 2001 and is headquartered in Kolkata, India.
Why Investors Should Care
Operating margin of 23.8% supports profitability.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Mar 2026 Revenue of ₹13,564.02 Cr (-6.2% YoY); net profit ₹1,223.56 Cr.
- Trailing 12 Months Year-on-year growth — revenue +21.6%, earnings +34.6%.
- 5-Year Trend Long-term compounding — revenue CAGR 5.0%, profit CAGR -17.7%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 4.99% |
| 1 Year: | 21.60% |
Compounded Profit Growth
| 5 Years: | -17.70% |
| 1 Year: | 34.60% |
Stock Price Performance
| 1 Year: | -3.69% |
| 6 Months: | -11.76% |
| 3 Months: | -3.23% |
| 1 Month: | -11.12% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)39.98 · Neutral
P/E of 18.96 is above the sector median of 15.36 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Generates positive free cash flow.
CONS
- Earnings shrank at -17.7% CAGR over 5 years.
- Trading 26.0% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | BANDHANBNK Bandhan Bank Limited NIFTY_SMALLNSEFINANCIAL | 159.10 | 18.96 | ₹25,633.43 Cr | 0.92% | - | 4.78% | 4.99% | -17.70% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 706.95 | 15.45 | ₹10.90 L Cr | 1.88% | - | 13.84% | 16.90% | 12.47% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,385.00 | 17.90 | ₹9.94 L Cr | 0.89% | - | 16.07% | 18.11% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 963.00 | 10.32 | ₹8.89 L Cr | 1.82% | - | 15.18% | 12.19% | 14.39% |
| 5 | BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL | 926.00 | 28.43 | ₹5.77 L Cr | 0.56% | - | 16.68% | 22.58% | 18.23% |
| 6 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 437.80 | 21.46 | ₹4.36 L Cr | 0.15% | - | 10.64% | 13.48% | 8.92% |
| 7 | AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL | 1,210.00 | 13.61 | ₹3.77 L Cr | 0.08% | - | 13.35% | 12.16% | 34.61% |
| 8 | BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL | 1,690.00 | 26.83 | ₹2.70 L Cr | 0.07% | - | 12.58% | 22.92% | 15.16% |
| 9 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 392.05 | 8.26 | ₹2.48 L Cr | 2.59% | - | 32.53% | 7.26% | 16.86% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in INR.
| Metric | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|
| Revenue | - | - | 3,455.51 Cr | 3,483.12 Cr | 3,379.31 Cr | 3,566.29 Cr | 3,524.41 Cr |
| Cost of Revenue | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - |
| Operating Expenses | - | - | 1,884.18 Cr | 1,814.72 Cr | 1,934.30 Cr | 2,125.13 Cr | 2,166.31 Cr |
| Operating Income | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - |
| Interest Expense | - | - | 2,677.97 Cr | 2,718.37 Cr | 2,742.94 Cr | 2,632.84 Cr | 2,709.97 Cr |
| Pretax Income | - | - | 311.18 Cr | 521.49 Cr | 290.38 Cr | 764.15 Cr | 675.52 Cr |
| Tax Provision | - | - | -6.72 Cr | 149.53 Cr | 84.79 Cr | 230.01 Cr | 173.85 Cr |
| Net Income | - | - | 317.90 Cr | 371.96 Cr | 205.59 Cr | 534.14 Cr | 501.67 Cr |
| Diluted EPS | - | - | 1.97 | 2.31 | 1.28 | 3.31 | 3.11 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 11,721.99 Cr | 12,485.94 Cr | 14,457.04 Cr | 13,564.02 Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | 4,644.47 Cr | 5,965.48 Cr | 7,212.53 Cr | 7,802.98 Cr |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 6,645.08 Cr | 8,550.78 Cr | 10,457.65 Cr | 10,859.42 Cr |
| Pretax Income | - | 2,892.98 Cr | 2,942.91 Cr | 3,623.28 Cr | 1,733.81 Cr |
| Tax Provision | - | 698.34 Cr | 713.35 Cr | 877.98 Cr | 510.25 Cr |
| Net Income | - | 2,194.64 Cr | 2,229.56 Cr | 2,745.30 Cr | 1,223.56 Cr |
| Diluted EPS | - | 13.62 | 13.84 | 17.04 | 7.59 |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 1.56 L Cr | 1.78 L Cr | 1.91 L Cr | 2.11 L Cr |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 15,047.08 Cr | 22,415.14 Cr | 14,069.27 Cr | 16,725.28 Cr |
| Inventory | - | - | - | - | - |
| Receivables | 1,035.11 Cr | 967.21 Cr | 1,437.02 Cr | 1,616.37 Cr | 1,577.42 Cr |
| Total Liabilities | - | 1.36 L Cr | 1.56 L Cr | 1.67 L Cr | 1.86 L Cr |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - |
| Total Debt | - | 24,710.82 Cr | 16,371.52 Cr | 11,138.49 Cr | 14,302.81 Cr |
| Total Equity | - | 19,584.15 Cr | 21,609.64 Cr | 24,605.01 Cr | 25,574.90 Cr |
| Shares Outstanding | - | 161.08 Cr | 161.10 Cr | 161.10 Cr | 161.10 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | -4,244.62 Cr | 14,808.42 Cr | 2,752.33 Cr | 1,142.59 Cr |
| Investing Cash Flow | - | -1,617.94 Cr | 1,690.98 Cr | -3,878.72 Cr | 316.56 Cr |
| Financing Cash Flow | - | 4,791.25 Cr | -8,578.53 Cr | -5,474.65 Cr | 2,922.69 Cr |
| Capital Expenditure | - | -412.09 Cr | -557.42 Cr | -288.07 Cr | -528.69 Cr |
| Free Cash Flow | - | -4,656.70 Cr | 14,251.00 Cr | 2,464.25 Cr | 613.91 Cr |
| Net Change in Cash | - | -1,071.30 Cr | 7,920.87 Cr | -6,601.04 Cr | 4,381.83 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - |
| Net Margin % | - | 18.7% | 17.9% | 19.0% | 9.0% |
| ROE % | - | 11.2% | 10.3% | 11.2% | 4.8% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for BANDHANBNK
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BANDHANBNK Outlook for the Week - Equitypandit
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Bandhan Bank Shares Trade 4.55% Higher Near 52-week High - HDFC Sky
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BANDHANBNK — Frequently Asked Questions
What is the current share price of Bandhan Bank Limited (BANDHANBNK)?
As of 2026-10-23 04:58 IST, Bandhan Bank Limited (BANDHANBNK) trades at ₹159.10 on NSE. Its 52-week range is ₹134.31 to ₹214.88.
What is the market capitalisation of BANDHANBNK?
Bandhan Bank Limited (BANDHANBNK) has a market capitalisation of ₹25,633.43 Cr on NSE.
What is the P/E ratio of BANDHANBNK?
BANDHANBNK trades at a trailing price-to-earnings (P/E) ratio of 18.96. The industry average P/E is 15.36. Its price-to-book (P/B) ratio is 0.99.
Does BANDHANBNK pay a dividend?
Bandhan Bank Limited (BANDHANBNK) currently offers a dividend yield of 0.92%.
What is the return on equity (ROE) of BANDHANBNK?
BANDHANBNK has a return on equity (ROE) of 4.78%.
Is BANDHANBNK a good stock to buy?
This page provides a data-driven analysis of Bandhan Bank Limited (BANDHANBNK), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.