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Abans Financial Services Limited AFSL NSEFINANCIAL

Financial Services · Capital Markets · India
https://www.abansfinserv.com

Abans Financial Services Limited, together with its subsidiaries, operates as a non-banking finance company in India and internationally. It operates through Fee Based Investment Services, Principal Investment & Treasury, and Lending & Credit Solutions segments. The company provides wealth and asset management services, including financial asset distribution, broking, lending, credit, investment solutions, asset and portfolio management, treasury operations, and allied activities. It also engages in trading of commodities, securities, and derivative contracts, as well as offers lending services to private traders, and other small and medium businesses involved in the commodities trading market. In addition, the company provides client-based institutional trading, wealth management and private client brokerage services in the areas of equity, commodities, and foreign exchange; invests in physical and exchange traded commodities, and other instruments; and offers warehousing services to commodity market participants. Additionally, it is involved in the trading of derivatives, agricultural products, base metals, and other precious metals; and provision of secured and unsecured loans. The company was formerly known as Abans Holdings Limited and changed its name to Abans Financial Services Limited in January 2025. Abans Financial Services Limited was incorporated in 2009 and is headquartered in Mumbai, India.

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₹201.00
-6.35% 1Y

Market & Price

Market Cap
₹1,020.94 Cr
Current Price
₹201.00
High / Low (52W)
₹259.25 / ₹201.00
Beta
-0.08

Valuation

Stock P/E
9.67
Industry PE
19.12
Forward P/E
-
PEG Ratio
-
Book Value
₹246.75
Price to Book
0.81
P/S
0.04
EV/EBITDA
-0.29
Dividend Yield
-

Profitability & Returns

ROCE
11.23%
ROE
8.36%
ROA
3.40%
Profit Margin
0.40%
Op Margin
0.18%
EPS (Latest Qtr)
₹-0.73
EPS (TTM)
₹20.78

Balance Sheet & Liquidity

Debt/Equity
0.56
Quick Ratio
1.34
Current Ratio
1.95
Debt
₹753.73 Cr
Total Assets
₹2,907.10 Cr
Current Assets
₹2,857.93 Cr
Working Capital
₹1,393.58 Cr

Ownership

Promoter Holding
80.84%
Chg in Prom Hold
0.00%
FII / Inst Holding
6.75%
Chg in FII Hold
-0.01%

Financial Snapshot

Enterprise Value
₹-47.95 Cr
Total Revenue (TTM)
₹23,879.16 Cr
EBITDA
₹163.88 Cr
Free Cash Flow
₹584.04 Cr
Operating Cash Flow
₹505.18 Cr
Shares Outstanding
₹5.08 Cr
Gross Margin
1.38%
Payout Ratio
0.00%

Growth (CAGR)

Revenue 5Y
176.42%
Profit 5Y
11.07%
Revenue (YoY)
718.90%
Earnings (YoY)
-

PROS

  • Compounding revenue at 176.4% over 5 years.
  • Profit CAGR of 11.1% over 5 years.
  • Generates positive free cash flow.

CONS

  • In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

Price Chart

NSE TradingView Screener.in

Fundamental Growth

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP ₹P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 AFSL Abans Financial Services Limited NSEFINANCIAL 201.00 9.67 ₹1,020.94 Cr - 11.23% 8.36% 176.42% 11.07%
2 HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL 744.55 16.61 ₹11.46 L Cr 1.75% - 13.82% 32.50% 20.39%
3 ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL 1,256.40 16.81 ₹9.01 L Cr 0.88% - 16.36% 19.65% 16.78%
4 SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU 964.40 10.58 ₹8.90 L Cr 1.80% - 15.48% 12.19% 14.39%
5 KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL 384.20 19.80 ₹3.82 L Cr 0.13% - 11.39% 14.58% 8.92%
6 LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU 411.35 9.06 ₹2.60 L Cr 2.43% - 42.36% 7.61% 16.86%
7 SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL 947.15 17.79 ₹2.23 L Cr 1.46% - 16.38% 15.48% 18.59%
8 SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL 1,830.10 74.06 ₹1.84 L Cr 0.15% - 13.70% 11.67% 12.81%
9 ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL 3,538.50 53.19 ₹1.75 L Cr 0.70% 98.30% 85.80% 28.94% 29.58%
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Quarterly Results

Figures in INR.

Metric Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue -1,280.14 Cr1,063.16 Cr1,893.81 Cr6,831.68 Cr6,494.61 Cr8,708.28 Cr
Cost of Revenue -1,217.58 Cr997.00 Cr1,825.20 Cr6,768.20 Cr6,366.11 Cr8,645.58 Cr
Gross Profit -62.57 Cr66.17 Cr68.61 Cr63.48 Cr128.50 Cr62.70 Cr
Operating Expenses -10.99 Cr18.97 Cr17.55 Cr16.34 Cr85.13 Cr47.81 Cr
Operating Income -51.58 Cr47.19 Cr51.06 Cr47.14 Cr43.37 Cr14.90 Cr
EBITDA -52.23 Cr48.73 Cr53.11 Cr49.04 Cr45.21 Cr16.53 Cr
Interest Expense -16.67 Cr15.30 Cr11.66 Cr9.11 Cr8.94 Cr11.65 Cr
Pretax Income -35.25 Cr33.10 Cr41.14 Cr39.55 Cr35.83 Cr4.18 Cr
Tax Provision -8.33 Cr3.10 Cr8.45 Cr-2.30 Cr1.52 Cr7.87 Cr
Net Income -25.94 Cr28.35 Cr29.95 Cr38.19 Cr32.06 Cr-3.87 Cr
Diluted EPS 5.405.315.936.468.276.78-0.73

Profit & Loss (Annual)

Figures in INR.

Metric Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue -1,130.37 Cr1,337.05 Cr3,280.68 Cr23,873.57 Cr
Cost of Revenue -1,064.85 Cr1,191.91 Cr3,037.86 Cr23,605.09 Cr
Gross Profit -65.51 Cr145.15 Cr242.82 Cr268.48 Cr
Operating Expenses --19.51 Cr-6.69 Cr54.51 Cr112.01 Cr
Operating Income -85.03 Cr151.83 Cr188.31 Cr156.47 Cr
EBITDA -79.48 Cr137.80 Cr191.92 Cr163.88 Cr
Interest Expense -2.87 Cr37.16 Cr58.42 Cr41.36 Cr
Pretax Income -75.96 Cr100.01 Cr132.35 Cr120.69 Cr
Tax Provision -5.66 Cr10.77 Cr23.84 Cr15.54 Cr
Net Income -70.29 Cr89.24 Cr101.91 Cr96.32 Cr
Diluted EPS 13.3414.8417.7421.44-

Compounded Sales Growth

5 Years:176.42%
1 Year:718.90%

Compounded Profit Growth

5 Years:11.07%
1 Year:-

Stock Price Performance

1 Year:-6.35%
6 Months:-4.57%
3 Months:-0.01%
1 Month:-0.84%

Balance Sheet (Annual)

Figures in INR.

Metric Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Total Assets -1,862.99 Cr2,896.36 Cr3,059.83 Cr2,907.10 Cr
Current Assets -1,654.06 Cr2,687.40 Cr3,003.30 Cr2,857.93 Cr
Cash & Equivalents -232.01 Cr222.22 Cr109.89 Cr332.63 Cr
Inventory -61.17 Cr55.84 Cr20.05 Cr11.67 L
Receivables -248.87 Cr221.02 Cr331.80 Cr37.26 Cr
Total Liabilities -958.60 Cr1,883.71 Cr1,895.23 Cr1,555.44 Cr
Current Liabilities -847.69 Cr1,677.64 Cr1,855.20 Cr1,464.35 Cr
Long Term Debt -106.24 Cr202.86 Cr31.90 Cr35.90 Cr
Total Debt -441.36 Cr929.36 Cr834.49 Cr753.73 Cr
Total Equity -826.88 Cr930.83 Cr1,074.06 Cr1,249.98 Cr
Shares Outstanding -5.01 Cr5.01 Cr5.06 Cr5.07 Cr

Cash Flows (Annual)

Figures in INR.

Metric Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating Cash Flow -211.49 Cr33.41 Cr-118.76 Cr505.18 Cr
Investing Cash Flow --463.04 Cr-447.26 Cr210.38 Cr-278.42 Cr
Financing Cash Flow -417.78 Cr402.68 Cr-149.52 Cr-13.08 Cr
Capital Expenditure --28.45 L-77.87 L-2.34 Cr-2.75 Cr
Free Cash Flow -211.21 Cr32.63 Cr-121.10 Cr502.43 Cr
Net Change in Cash -166.23 Cr-11.17 Cr-57.90 Cr213.69 Cr

Ratios (Annual)

Figures in %.

Metric Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross Margin % -5.8%10.9%7.4%1.1%
Operating Margin % -7.5%11.4%5.7%0.7%
Net Margin % -6.2%6.7%3.1%0.4%
ROE % -8.5%9.6%9.5%7.7%
ROCE % -8.4%12.5%15.6%10.8%

Shareholding Pattern

Insiders
80.84%
Institutions
6.75%
Public Float
35.25%

Analyst View

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