🇮🇳 India Stock Screener ← Switch market ★ Elite Club ⚡ HerAI

AADHAR HOUSING FINANCE L AADHARHFC NIFTY_SMALLNSEFINANCIAL

Financial Services · Mortgage Finance · India
https://aadharhousing.com
Company Profile ↓
₹519.70
+14.70% 1Y
Mkt Cap₹22,643.52 Cr
P/E20.98
P/B3.09
52W High₹556.50
52W Low₹439.10
Book Value₹173.07
EPS (TTM)₹24.77

Company Overview

Aadhar Housing Finance Limited, a housing finance company, engages in the housing finance business in India. The company offers loans for residential property; plot purchase and construction; home improvement and extension loans; commercial property construction and acquisition; and loans against residential properties. It also provides loans against property; and other property related services. It serves individuals, companies, corporations, societies, and association of persons. The company was formerly known as DHFL Vysya Housing Finance Limited and changed its name to Aadhar Housing Finance Limited in August 2017. Aadhar Housing Finance Limited was incorporated in 1990 and is based in Mumbai, India.

Why Investors Should Care

Consistent Profit Growth

Net profit has compounded at 26.2% per year over the last five years.

Steady Revenue Expansion

Revenue has grown at a 22.5% CAGR over the past five years.

Healthy Margins

Maintains a net profit margin of 31.7%.

Recent Developments

  • Mar 2026 Revenue of ₹3,454.65 Cr (+18.4% YoY); net profit ₹1,095.88 Cr.
  • Trailing 12 Months Year-on-year growth — revenue +18.4%, earnings +20.2%.
  • 5-Year Trend Long-term compounding — revenue CAGR 22.5%, profit CAGR 26.2%.

Growth & Price Performance

Compounded Sales Growth

5 Years:22.46%
1 Year:18.38%

Compounded Profit Growth

5 Years:26.24%
1 Year:20.18%

Stock Price Performance

1 Year:+14.70%
6 Months:+9.19%
3 Months:+5.72%
1 Month:+6.29%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 69% of range
₹439.10 ₹556.50
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • Golden Cross9d ago
  • RSI (14)52.33 · Neutral
Price Performance
1M+6.29%
3M+5.72%
6M+9.19%
1Y+14.70%
Valuation vs Sector

P/E of 20.98 is above the sector median of 19.81 — pricier than peers.

Auto-generated from price history and fundamentals; not investment advice.

⚙Ad space

Price Chart

NSE TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 31.7%.
  • Compounding revenue at 22.5% over 5 years.
  • Profit CAGR of 26.2% over 5 years.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

⚙Ad space

Valuation

Stock P/E
20.98
Industry PE
19.81
Forward P/E
13.93
PEG Ratio
-
Book Value
₹173.07
Price to Book
3.09
P/S
10.39
EV/EBITDA
32.05
Dividend Yield
0.00%

Growth (CAGR)

Revenue 5Y
22.46%
Profit 5Y
26.24%
Revenue (YoY)
18.38%
Earnings (YoY)
20.18%

Profitability & Returns

ROCE
4.62%
ROE
14.53%
ROA
4.00%
Profit Margin
31.72%
Op Margin
36.39%
Gross Margin
44.49%
EPS (Latest Qtr)
₹7.01
EPS (TTM)
₹24.77

Balance Sheet & Liquidity

Debt/Equity
2.48
Quick Ratio
24.59
Current Ratio
156.21
Debt
₹18,683.40 Cr
Total Assets
₹27,398.84 Cr
Current Assets
₹26,093.06 Cr
Working Capital
₹25,926.02 Cr

Ownership

Promoter Holding
74.78%
Chg in Prom Hold
-0.29%
FII / Inst Holding
9.49%
Chg in FII Hold
-0.00%

Financial Snapshot

Enterprise Value
₹22,643.52 Cr
Total Revenue (TTM)
₹3,454.65 Cr
EBITDA
₹1,289.20 Cr
Free Cash Flow
₹-2,826.63 Cr
Operating Cash Flow
₹-2,807.88 Cr
Shares Outstanding
₹43.57 Cr
Gross Margin
44.49%
Payout Ratio
0.00%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP ₹P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 AADHARHFC AADHAR HOUSING FINANCE L NIFTY_SMALLNSEFINANCIAL 519.70 20.98 ₹22,643.52 Cr 0.00% 4.62% 14.53% 22.46% 26.24%
2 HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL 815.55 16.51 ₹12.48 L Cr 1.58% - 13.62% 32.50% 20.39%
3 ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL 1,423.10 19.03 ₹10.19 L Cr 0.86% - 14.93% 19.65% 16.78%
4 SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU 1,031.00 11.31 ₹9.52 L Cr 1.67% - 13.97% 12.19% 14.39%
5 BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL 1,032.90 33.85 ₹6.43 L Cr 0.53% - 16.68% 22.58% 18.23%
6 LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU 443.80 9.77 ₹5.61 L Cr 2.26% - 32.53% 7.26% 16.86%
7 AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL 1,340.20 15.86 ₹4.17 L Cr 0.08% - 12.27% 12.16% 34.61%
8 KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL 381.30 19.66 ₹3.79 L Cr 0.17% - 10.64% 13.48% 8.92%
9 BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL 1,887.10 34.31 ₹3.02 L Cr 0.07% - 12.58% 22.92% 15.16%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in INR.

Metric Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue 555.00 Cr593.00 Cr629.00 Cr673.00 Cr692.00 Cr713.00 Cr-798.00 Cr776.79 Cr810.88 Cr848.95 Cr884.26 Cr910.56 Cr
Cost of Revenue --------439.40 Cr460.31 Cr477.59 Cr481.52 Cr498.39 Cr
Gross Profit --------337.39 Cr350.57 Cr371.36 Cr402.74 Cr412.17 Cr
Operating Expenses 133.00 Cr166.00 Cr132.00 Cr156.00 Cr166.00 Cr173.00 Cr-187.00 Cr72.14 Cr59.16 Cr65.77 Cr69.03 Cr85.70 Cr
Operating Income --------265.25 Cr291.41 Cr305.59 Cr333.71 Cr326.47 Cr
EBITDA --------271.70 Cr298.53 Cr312.84 Cr340.76 Cr337.07 Cr
Interest Expense 213.00 Cr235.00 Cr239.00 Cr251.00 Cr262.00 Cr277.00 Cr285.18 Cr297.00 Cr-----
Pretax Income 180.00 Cr187.00 Cr253.00 Cr261.00 Cr259.00 Cr257.00 Cr-308.00 Cr315.91 Cr305.15 Cr342.74 Cr359.77 Cr398.25 Cr
Tax Provision 39.60 Cr41.14 Cr55.66 Cr57.42 Cr56.98 Cr56.54 Cr-67.76 Cr71.07 Cr67.87 Cr76.27 Cr78.56 Cr87.33 Cr
Net Income 141.00 Cr146.00 Cr197.00 Cr204.00 Cr202.00 Cr200.00 Cr-239.00 Cr244.84 Cr237.28 Cr266.47 Cr281.21 Cr310.92 Cr
Diluted EPS 3.563.715.005.175.114.69-5.565.555.376.036.367.01

Profit & Loss (Annual)

Figures in INR.

Metric Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue 1,266.00 Cr1,388.00 Cr1,575.00 Cr-1,881.01 Cr2,354.23 Cr2,918.34 Cr3,454.65 Cr
Cost of Revenue ----287.87 Cr353.71 Cr1,638.26 Cr1,917.81 Cr
Gross Profit ----1,593.14 Cr2,000.52 Cr1,280.08 Cr1,536.84 Cr
Operating Expenses 276.00 Cr350.00 Cr316.00 Cr-186.43 Cr245.43 Cr240.32 Cr279.66 Cr
Operating Income ----1,406.71 Cr1,755.09 Cr1,039.76 Cr1,257.18 Cr
EBITDA ----1,495.87 Cr1,952.07 Cr1,065.00 Cr1,289.20 Cr
Interest Expense 732.00 Cr793.00 Cr816.00 Cr738.15 Cr783.56 Cr971.50 Cr1,158.08 Cr-
Pretax Income 235.00 Cr231.00 Cr433.00 Cr-695.82 Cr959.59 Cr1,173.26 Cr1,405.91 Cr
Tax Provision 72.85 Cr41.58 Cr90.93 Cr-151.06 Cr209.95 Cr261.43 Cr310.03 Cr
Net Income 162.00 Cr189.00 Cr340.00 Cr-544.76 Cr749.64 Cr911.83 Cr1,095.88 Cr
Diluted EPS 64.3747.998.62-12.7717.5820.8524.77

Balance Sheet (Annual)

Figures in INR.

Metric Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Total Assets 9,480.00 Cr12,366.00 Cr13,630.00 Cr-16,617.87 Cr19,093.06 Cr23,223.96 Cr27,398.84 Cr
Current Assets ----3,636.54 Cr4,035.25 Cr5,188.71 Cr26,093.06 Cr
Cash & Equivalents ----405.14 Cr356.26 Cr878.37 Cr714.63 Cr
Inventory --------
Receivables ----7.97 Cr19.53 Cr25.28 Cr27.02 Cr
Total Liabilities ----12,920.21 Cr14,643.31 Cr16,851.67 Cr19,857.95 Cr
Current Liabilities ----3,021.87 Cr2,523.25 Cr2,588.04 Cr167.04 Cr
Long Term Debt ----9,857.92 Cr12,076.60 Cr14,179.79 Cr18,683.40 Cr
Total Debt ----12,150.33 Cr13,958.44 Cr16,321.88 Cr18,683.40 Cr
Total Equity 859.00 Cr2,347.00 Cr2,693.00 Cr-3,697.66 Cr4,449.75 Cr6,372.29 Cr7,540.89 Cr
Shares Outstanding ----42.65 Cr42.65 Cr43.14 Cr43.57 Cr

Cash Flows (Annual)

Figures in INR.

Metric Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating Cash Flow -2,554.00 Cr-1,785.00 Cr-1,202.00 Cr-907.00 Cr-1,155.69 Cr-2,550.10 Cr-3,026.65 Cr-2,807.88 Cr
Investing Cash Flow -49.00 Cr-1,495.00 Cr-480.00 Cr823.00 Cr-476.53 Cr723.13 Cr159.53 Cr308.62 Cr
Financing Cash Flow 3,356.00 Cr3,701.00 Cr701.00 Cr275.00 Cr1,463.19 Cr1,778.09 Cr3,389.23 Cr2,335.52 Cr
Capital Expenditure -8.00 Cr-3.00 Cr-5.00 Cr-11.00 Cr-10.44 Cr-15.44 Cr-14.80 Cr-18.75 Cr
Free Cash Flow -2,562.00 Cr-1,788.00 Cr-1,207.00 Cr-918.00 Cr-1,166.13 Cr-2,565.54 Cr-3,041.45 Cr-2,826.63 Cr
Net Change in Cash 754.00 Cr422.00 Cr-981.00 Cr191.00 Cr-169.03 Cr-48.88 Cr522.11 Cr-163.74 Cr

Ratios (Annual)

Figures in %.

Metric Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross Margin % ----84.7%85.0%43.9%44.5%
Operating Margin % ----74.8%74.6%35.6%36.4%
Net Margin % 12.8%13.6%21.6%-29.0%31.8%31.2%31.7%
ROE % 18.9%8.1%12.6%-14.7%16.8%14.3%14.5%
ROCE % ----10.3%10.6%5.0%4.6%

Shareholding Pattern

Insiders
74.78%
Institutions
9.49%
Public Float
37.62%

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for AADHARHFC

Google News Fri, 02 Jan 2026

Aadhar Housing Finance Ltd. Share Price Live Today - CNBC TV18

<a href="https://news.google.com/rss/articles/CBMiiwFBVV95cUxPVjFld0JFNlZyZU9fbWN6VVVEQjBRTFZ3N3MtSmVJY05tWHdVQk5BT0lzb251VHBKRTFzWGRyRXVkejJiLTA5ZmlPVFEwZ3dJUXFQTFlKUjJKZ0Y2OTA5eFJLSGhnMjNhalBpZHV2S1VOcm4zUk9fVEc3VXRycWVibTF5WE04ekpDbEZv?o…

Google News ue, 29 Jul 2025

Aadhar Housing Finance Promoter to Sell 4.41 Crore Shares to AXDI LDII SPV 1 LTD - TradingView

<a href="https://news.google.com/rss/articles/CBMi2wFBVV95cUxQWjFGNjJXMDB4ZWJqWDBSNUViR2pyZFRyd3E5OEM1eExSUkVKTDg5S1NXdjMxZzF0a1V5OE5LLW5wLTVRZHBVMEpUOHUtZXJKczViLVExcEJCRVVMQ2Y4am1IOWhvMjVkd0xudE5YOVlNbnhBbG5IVDRTREVRbkRnS09peGptWlJnYk9ESl…

Google News Mon, 05 Jan 2026

Stocks to buy: Aadhar Housing Finance, Union Bank, Tata Power are top picks - Business Standard

<a href="https://news.google.com/rss/articles/CBMi_gFBVV95cUxOczRjR1dnYlJCUGRuMk9zQUVVdlgzRDV5WUhqMXVRZEQxS1ZsYVpQVllsUmJYQlBIcTBsV1h3WlFncW5FUVZyb1VoaWRLZEhHWHcxWkJKU19hZDVIeGJ4WHREdkFKQ3pfT0Z1YUhLVXU1T2RTNXpsQW95LWMtOWdtd1NNV1FQUmhDYWdzUl…

Google News ue, 16 Sep 2025

AADHARHFC Share Price Today - Aadhar Housing Finance Stock Analysis - Equitypandit

<a href="https://news.google.com/rss/articles/CBMiX0FVX3lxTE5kSUR4WlhVREhwVV93WjQ1YXlzNk80QWNLX1NlWF9ZbHM3bTIzakkxeW4tUlhwRnEtWFBtOUQ3eW9xUGg2amRXTXZEZUlPd2hmbTh4aUZLOE5ENFJlYmlz?oc=5" target="_blank">AADHARHFC Share Price Today - Aadhar Ho…

Google News Wed, 04 Mar 2026

Buy, Sell Or Hold: L&T, HAL, MCX, Paras Defence, Dixon Tech, Aadhar HFC — Ask Profit - NDTV Profit

<a href="https://news.google.com/rss/articles/CBMiuwFBVV95cUxNSnJkOEwxTm53a2FxN2J0ZW56ek5relQ3YkhpYjg5em8waDF0SUdGVzVNbHpDT1B3RmZOMXZva3hjY0xueGVsTmVsQWVwYTF2T0lLT29tU1NuOHg0VFZIVUd5ekJoNGh1bS1yU09LUkVEdVRia0IzSEV4aXAtZW8yalhGaWdqOUhJZ0xpVD…

Google News Wed, 15 May 2024

AADHARHFC Stock Price and Chart — NSE:AADHARHFC - TradingView

<a href="https://news.google.com/rss/articles/CBMiX0FVX3lxTE9iaXBpUlFiNVVVZlRfTDY1TVB0Zy1TVW1weFpOVnVqWVdZTjVYYVZ4TW1ONGN4SHRrQ0xkN1lQZHljUzJyRDNrSmxzM1FVbTFZanFHM2RVYl9KcmJ4ZFFV?oc=5" target="_blank">AADHARHFC Stock Price and Chart — NSE:A…

AADHARHFC — Frequently Asked Questions

What is the current share price of AADHAR HOUSING FINANCE L (AADHARHFC)?

As of 2026-07-15 09:52 IST, AADHAR HOUSING FINANCE L (AADHARHFC) trades at ₹519.70 on NSE. Its 52-week range is ₹439.10 to ₹556.50.

What is the market capitalisation of AADHARHFC?

AADHAR HOUSING FINANCE L (AADHARHFC) has a market capitalisation of ₹22,643.52 Cr on NSE.

What is the P/E ratio of AADHARHFC?

AADHARHFC trades at a trailing price-to-earnings (P/E) ratio of 20.98. The industry average P/E is 19.81. Its price-to-book (P/B) ratio is 3.09.

What is the return on equity (ROE) of AADHARHFC?

AADHARHFC has a return on equity (ROE) of 14.53%. Its return on capital employed (ROCE) is 4.62%.

Is AADHARHFC a good stock to buy?

This page provides a data-driven analysis of AADHAR HOUSING FINANCE L (AADHARHFC), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

Explore More

📊 Financial Services Sector 🔍 All Stock Screens 📈 Technical Screens 💰 Fundamental Screens 🔄 Swing Trading Setups 📐 Chart Patterns 📅 Earnings Calendar 📋 All India Stocks
⚙Ad space