🏘️ Housing market · data to Aug 2026
Is now a good time to buy a home in New York?
The typical home value in New York is $529K as of Aug 2026 (Zillow Home Value Index), up 5.8% from a year earlier. Over five years prices have compounded at +5.3% a year. Prices are 2.1% below their 10-year trend line.
$529K
Typical home value
+5.8%
1-year change
+3.9%
12-month outlook
61/100
Buy-timing score
BUY
BUY — prices are projected to rise about +3.9% over the next 12 months and are not stretched versus their long-run trend, so waiting is likely to cost more. Seasonally, prices tend to be softest around Mar 2027.
Best price windowNowmodel estimate
New York price trend & forecast
+5.4%
3-year CAGR
+5.3%
5-year CAGR
+0.0%
From peak
-2.1%
vs 10-yr trend
+12.3%
Momentum (annualised)
Cities in New York ranked by buy-timing score
| City | Typical value | 1Y change | 5Y CAGR | 12M outlook | Signal | Buy-timing |
|---|---|---|---|---|---|---|
| Monsey | $1.28M | +5.0% | +9.0% | +8.3% | BUY | 76/100 |
| East Hampton | $2.29M | +5.2% | +4.7% | +6.3% | BUY | 75/100 |
| Shirley | $556K | +5.1% | +6.9% | +4.0% | BUY | 70/100 |
| Patchogue | $612K | +5.1% | +5.7% | +4.1% | BUY | 67/100 |
| Ronkonkoma | $662K | +6.4% | +6.0% | +6.5% | BUY | 67/100 |
| Huntington | $948K | +4.2% | +5.6% | +6.7% | BUY | 67/100 |
| Coram | $582K | +6.9% | +7.5% | +6.6% | BUY | 67/100 |
| Medford | $627K | +6.0% | +6.5% | +5.2% | BUY | 67/100 |
| Riverhead | $645K | +5.0% | +6.7% | +5.1% | BUY | 67/100 |
| Selden | $611K | +7.4% | +7.1% | +6.0% | BUY | 66/100 |
| Spring Valley | $905K | +5.2% | +9.6% | +5.2% | BUY | 65/100 |
| Bay Shore | $684K | +6.5% | +4.6% | +3.3% | BUY | 65/100 |
| Peekskill | $534K | +5.4% | +4.5% | +3.1% | BUY | 65/100 |
| Nanuet | $657K | +5.7% | +6.3% | +4.6% | BUY | 65/100 |
| Centereach | $665K | +7.5% | +6.7% | +4.9% | BUY | 64/100 |
| Farmingville | $667K | +7.2% | +6.9% | +5.8% | BUY | 64/100 |
| Middletown | $418K | +4.0% | +6.5% | +1.5% | ACCUMULATE | 63/100 |
| Freeport | $676K | +5.5% | +5.2% | +3.6% | BUY | 63/100 |
| Central Islip | $597K | +7.3% | +4.9% | +2.6% | ACCUMULATE | 63/100 |
| Smithtown | $835K | +7.0% | +6.4% | +5.7% | BUY | 63/100 |
| Port Jefferson Station | $642K | +6.9% | +6.8% | +4.9% | BUY | 63/100 |
| Hudson | $462K | +5.1% | +6.0% | +1.0% | ACCUMULATE | 63/100 |
| Hempstead | $651K | +4.5% | +6.3% | +4.5% | BUY | 62/100 |
| Amityville | $647K | +1.9% | +4.3% | +1.3% | ACCUMULATE | 62/100 |
| North Syracuse | $250K | +7.6% | +8.9% | +6.3% | BUY | 62/100 |
| North Bellmore | $834K | +6.5% | +5.5% | +5.7% | BUY | 62/100 |
| Copiague | $626K | +0.9% | +3.2% | +1.1% | ACCUMULATE | 62/100 |
| Newburgh | $404K | +4.3% | +6.3% | +2.1% | ACCUMULATE | 61/100 |
| Elmont | $745K | +6.2% | +5.4% | +3.7% | BUY | 61/100 |
| Hopewell Junction | $599K | +5.2% | +5.6% | +3.7% | BUY | 61/100 |
| Uniondale | $697K | +6.2% | +5.9% | +3.9% | BUY | 61/100 |
| West Islip | $782K | +6.6% | +4.0% | +3.6% | BUY | 61/100 |
| Brentwood | $650K | +5.8% | +5.5% | +2.3% | ACCUMULATE | 60/100 |
| Massapequa | $839K | +6.7% | +5.4% | +5.0% | BUY | 60/100 |
| Saratoga Springs | $664K | +7.3% | +6.0% | +4.7% | BUY | 60/100 |
| Baldwin | $738K | +5.6% | +5.4% | +3.4% | BUY | 60/100 |
| Horseheads | $231K | +7.8% | +5.2% | +6.2% | BUY | 60/100 |
| Yonkers | $712K | +7.5% | +5.2% | +5.0% | BUY | 59/100 |
| Westbury | $798K | +5.9% | +5.8% | +4.0% | BUY | 59/100 |
| Levittown | $741K | +4.7% | +5.5% | +3.1% | BUY | 59/100 |
| Farmingdale | $758K | +7.8% | +5.5% | +5.1% | BUY | 59/100 |
| Cortland | $212K | +5.9% | +6.5% | +5.0% | BUY | 59/100 |
| Holbrook | $698K | +7.5% | +6.0% | +3.5% | BUY | 59/100 |
| New Windsor | $443K | +3.8% | +6.5% | +1.5% | ACCUMULATE | 59/100 |
| Lynbrook | $769K | +6.0% | +4.9% | +3.9% | BUY | 59/100 |
| Warwick | $582K | +4.5% | +5.9% | +2.7% | ACCUMULATE | 59/100 |
| Islip | $690K | +6.5% | +4.2% | +2.4% | ACCUMULATE | 59/100 |
| White Plains | $816K | +6.9% | +5.4% | +5.8% | BUY | 58/100 |
| Webster | $403K | +5.1% | +7.3% | +4.1% | WAIT | 58/100 |
| Liverpool | $298K | +7.2% | +9.2% | +5.0% | BUY | 58/100 |
| Hicksville | $796K | +5.3% | +5.7% | +3.7% | BUY | 58/100 |
| Yorktown Heights | $748K | +7.3% | +6.0% | +5.9% | BUY | 58/100 |
| Oceanside | $800K | +6.2% | +5.3% | +3.4% | BUY | 58/100 |
| West Hempstead | $807K | +6.2% | +5.7% | +3.5% | BUY | 58/100 |
| Syosset | $1.14M | +7.3% | +6.3% | +6.2% | BUY | 58/100 |
| Watervliet | $323K | +3.2% | +5.6% | +3.2% | BUY | 58/100 |
| Buffalo | $250K | +2.7% | +5.8% | +0.8% | WAIT | 57/100 |
| Rochester | $249K | +5.0% | +7.3% | +5.1% | WAIT | 57/100 |
| Syracuse | $225K | +5.6% | +7.8% | +3.9% | BUY | 57/100 |
| Mount Vernon | $606K | +5.1% | +1.6% | +1.0% | ACCUMULATE | 57/100 |
| Valley Stream | $773K | +5.5% | +4.9% | +2.5% | ACCUMULATE | 57/100 |
| Jamestown | $130K | +3.6% | +6.7% | +2.3% | ACCUMULATE | 57/100 |
| Plattsburgh | $256K | +5.5% | +6.2% | +4.0% | BUY | 57/100 |
| Port Chester | $752K | +7.7% | +6.0% | +5.6% | BUY | 57/100 |
| Wantagh | $827K | +6.3% | +5.2% | +3.3% | BUY | 57/100 |
| Commack | $829K | +4.9% | +5.6% | +3.0% | BUY | 57/100 |
| Mahopac | $639K | +5.9% | +6.0% | +3.4% | BUY | 57/100 |
| Bethpage | $794K | +5.8% | +5.7% | +3.1% | BUY | 57/100 |
| Seaford | $817K | +6.6% | +5.3% | +3.4% | BUY | 57/100 |
| North Babylon | $679K | +2.1% | +4.5% | +1.0% | ACCUMULATE | 57/100 |
| Binghamton | $193K | +4.9% | +6.9% | +3.6% | BUY | 56/100 |
| Monroe | $528K | -0.2% | +5.5% | -0.7% | ACCUMULATE | 56/100 |
| Lindenhurst | $662K | +1.0% | +4.4% | +0.8% | ACCUMULATE | 56/100 |
| West Babylon | $668K | -0.3% | +4.8% | +0.7% | ACCUMULATE | 56/100 |
| Baldwinsville | $339K | +7.6% | +8.4% | +4.4% | BUY | 56/100 |
| Wappingers Falls | $506K | +4.9% | +5.9% | +1.7% | ACCUMULATE | 56/100 |
| Huntington Station | $676K | +0.6% | +4.3% | +1.2% | ACCUMULATE | 56/100 |
| Massapequa Park | $824K | +7.2% | +5.5% | +3.7% | BUY | 56/100 |
| Brewster | $546K | +4.6% | +6.0% | +2.9% | ACCUMULATE | 56/100 |
| Schenectady | $334K | +5.1% | +5.9% | +2.4% | ACCUMULATE | 55/100 |
| East Meadow | $826K | +7.0% | +6.0% | +3.5% | BUY | 55/100 |
| Deer Park | $688K | -0.4% | +4.6% | +0.3% | ACCUMULATE | 55/100 |
| Merrick | $910K | +6.7% | +5.4% | +3.1% | BUY | 54/100 |
| Dix Hills | $1.29M | +13.1% | +10.6% | +8.7% | ACCUMULATE | 54/100 |
| Stony Brook | $807K | +9.7% | +5.8% | +2.8% | ACCUMULATE | 54/100 |
| Melville | $994K | +2.7% | +3.2% | +1.4% | ACCUMULATE | 54/100 |
| New Rochelle | $956K | +7.7% | +7.0% | +4.5% | BUY | 53/100 |
| Pittsford | $524K | +5.0% | +7.5% | +3.2% | WAIT | 53/100 |
| Franklin Square | $823K | +5.3% | +5.1% | +2.1% | ACCUMULATE | 53/100 |
| Endicott | $209K | +8.1% | +7.5% | +4.7% | BUY | 53/100 |
| East Northport | $827K | +3.2% | +6.8% | +2.8% | ACCUMULATE | 53/100 |
| Long Beach | $817K | +5.2% | +4.1% | +0.8% | ACCUMULATE | 53/100 |
| Glen Cove | $833K | +7.1% | +5.4% | +3.5% | BUY | 53/100 |
| Depew | $274K | +3.7% | +6.3% | +1.1% | WAIT | 53/100 |
| New York | $827K | +4.6% | +1.9% | +1.3% | ACCUMULATE | 52/100 |
| Albany | $333K | +4.0% | +5.8% | +2.3% | ACCUMULATE | 52/100 |
| Troy | $301K | +4.9% | +5.7% | +1.9% | ACCUMULATE | 52/100 |
| North Tonawanda | $289K | +4.0% | +6.4% | +1.4% | ACCUMULATE | 52/100 |
| Port Washington | $1.32M | +8.9% | +6.0% | +5.5% | BUY | 52/100 |
| Fulton | $188K | +5.5% | +6.9% | +2.0% | WAIT | 52/100 |
| Floral Park | $885K | +6.1% | +5.0% | +2.9% | ACCUMULATE | 52/100 |
| Lockport | $273K | +5.1% | +6.2% | +1.2% | WAIT | 51/100 |
| Plainview | $997K | +6.6% | +6.5% | +2.7% | ACCUMULATE | 51/100 |
| Amsterdam | $248K | +4.4% | +5.3% | +1.2% | WAIT | 51/100 |
| Mineola | $849K | +4.7% | +6.2% | +2.3% | ACCUMULATE | 51/100 |
| Utica | $212K | +5.6% | +7.4% | +0.9% | WAIT | 50/100 |
| Cohoes | $342K | +2.0% | +5.2% | +0.4% | ACCUMULATE | 50/100 |
| Batavia | $208K | +6.4% | +6.2% | +1.8% | WAIT | 50/100 |
| Hilton | $316K | +5.5% | +7.0% | +2.2% | ACCUMULATE | 50/100 |
| Williamsville | $426K | +4.5% | +5.9% | +0.7% | WAIT | 49/100 |
| New Hyde Park | $981K | +5.0% | +5.1% | +1.7% | ACCUMULATE | 49/100 |
| Rome | $214K | +5.4% | +7.6% | +1.0% | WAIT | 49/100 |
| Rockville Centre | $996K | +6.7% | +5.1% | +2.5% | ACCUMULATE | 49/100 |
| Geneva | $231K | +4.5% | +6.5% | +2.0% | WAIT | 49/100 |
| Niagara Falls | $174K | +3.8% | +5.7% | -0.6% | WAIT | 48/100 |
| Watertown | $206K | +4.6% | +5.0% | +1.2% | WAIT | 48/100 |
| Elmira | $133K | +5.1% | +4.5% | +1.5% | WAIT | 48/100 |
| Brockport | $283K | +5.3% | +7.1% | +1.8% | WAIT | 48/100 |
| Auburn | $227K | +5.9% | +6.2% | +1.4% | WAIT | 47/100 |
| Rensselaer | $317K | +3.5% | +6.1% | +0.7% | ACCUMULATE | 47/100 |
| Great Neck | $1.50M | +6.8% | +6.7% | +4.2% | ACCUMULATE | 46/100 |
| Fairport | $412K | +4.8% | +7.4% | +1.2% | WAIT | 45/100 |
| Gloversville | $185K | +5.8% | +6.1% | +0.7% | WAIT | 44/100 |
| Ballston Spa | $437K | +4.9% | +5.3% | +0.2% | WAIT | 43/100 |
Frequently asked questions
Is now a good time to buy a home in New York?
As of Aug 2026, our buy-timing signal for New York is BUY — prices are projected to rise about +3.9% over the next 12 months and are not stretched versus their long-run trend, so waiting is likely to cost more. Seasonally, prices tend to be softest around Mar 2027. Buy-timing score: 61/100.
Will home prices in New York go down in 2027?
The model projects +3.9% over the next 12 months: about $550K by Aug 2027, with an 80% range of $542K–$559K (today $529K). Forecasts are statistical and can be wrong — rates, supply and local events matter.
What is the average home price in New York?
The typical (mid-tier) home value in New York is $529K as of Aug 2026, +5.8% year over year.
What is the cheapest time of year to buy in New York?
Historically, prices in New York run lowest in March, about 1.2% below the annual average, and highest in September.
Which areas in New York have the best buy-timing right now?
Highest buy-timing scores: Monsey (76/100, BUY), East Hampton (75/100, BUY) and Shirley (70/100, BUY). Fastest-rising prices: Dix Hills (+13.1%), Stony Brook (+9.7%) and Port Washington (+8.9%).
Other states
Source & method
Data: Zillow Home Value Index (ZHVI) — all homes, mid-tier, raw monthly, monthly, latest Aug 2026. Page regenerated 2026-10-08 22:04 PDT. Signals combine valuation vs the long-run trend, momentum and a damped-trend forecast with seasonal adjustment; the “best price window” is the lowest point of the projected path. BUY = prices projected to rise and not stretched; ACCUMULATE = near fair value; WAIT = a dip is projected; HOT = running well ahead of trend; CAUTION = stretched with fading momentum.
Housing forecasts are statistical projections with wide uncertainty; local factors (interest rates, supply, school districts, micro-location) can dominate. Not real-estate, mortgage or investment advice.