🏘️ Housing market · data to Aug 2026
Is now a good time to buy a home in Florida?
The typical home value in Florida is $376K as of Aug 2026 (Zillow Home Value Index), down 0.7% from a year earlier. Over five years prices have compounded at +3.4% a year and sit 6.6% below their peak. Prices are 18.1% below their 10-year trend line.
$376K
Typical home value
-0.7%
1-year change
+0.1%
12-month outlook
72/100
Buy-timing score
ACCUMULATE
ACCUMULATE — prices are near fair value with a modest expected change (+0.1% over 12 months). Buy opportunistically and negotiate on price. Seasonally, prices tend to be softest around Feb 2027.
Best price windowFeb 2027model estimate
Florida price trend & forecast
-2.0%
3-year CAGR
+3.4%
5-year CAGR
-6.6%
From peak
-18.1%
vs 10-yr trend
+1.7%
Momentum (annualised)
Cities in Florida ranked by buy-timing score
| City | Typical value | 1Y change | 5Y CAGR | 12M outlook | Signal | Buy-timing |
|---|---|---|---|---|---|---|
| Englewood | $324K | -2.2% | -0.6% | +2.3% | ACCUMULATE | 93/100 |
| Port Charlotte | $269K | -2.5% | +0.0% | +2.2% | ACCUMULATE | 92/100 |
| Venice | $379K | -2.1% | +0.5% | +1.3% | ACCUMULATE | 86/100 |
| Punta Gorda | $334K | -3.4% | -0.4% | +0.5% | ACCUMULATE | 86/100 |
| Miami Shores | $762K | +7.0% | +8.2% | +7.2% | BUY | 85/100 |
| North Palm Beach | $637K | +4.3% | +3.5% | +5.2% | BUY | 85/100 |
| Delray Beach | $346K | +2.0% | +3.5% | +3.9% | BUY | 83/100 |
| North Port | $303K | -2.1% | +0.5% | +0.1% | ACCUMULATE | 83/100 |
| Arcadia | $248K | +1.0% | +3.7% | +2.7% | ACCUMULATE | 83/100 |
| Lakewood Ranch | $588K | -2.4% | +2.2% | +0.7% | ACCUMULATE | 83/100 |
| Cape Coral | $337K | -2.5% | +0.1% | -0.0% | ACCUMULATE | 82/100 |
| Jupiter | $712K | +3.8% | +5.4% | +5.3% | BUY | 82/100 |
| Port Richey | $229K | +0.1% | +3.5% | +0.0% | ACCUMULATE | 82/100 |
| Jensen Beach | $420K | -0.8% | +2.5% | +2.4% | ACCUMULATE | 82/100 |
| Saint Petersburg | $356K | +0.5% | +2.4% | +1.6% | ACCUMULATE | 81/100 |
| Bradenton | $354K | -1.8% | +2.7% | +1.0% | ACCUMULATE | 81/100 |
| Lake Worth Beach | $445K | +1.6% | +5.1% | +2.2% | ACCUMULATE | 81/100 |
| Seminole | $388K | +1.6% | +2.5% | +2.8% | ACCUMULATE | 81/100 |
| Greenacres | $284K | -0.6% | +4.0% | +1.6% | ACCUMULATE | 81/100 |
| West Palm Beach | $407K | +2.8% | +5.9% | +3.3% | BUY | 80/100 |
| Boynton Beach | $406K | +1.2% | +3.5% | +2.6% | ACCUMULATE | 80/100 |
| Bonita Springs | $505K | -1.6% | +2.9% | +0.6% | ACCUMULATE | 80/100 |
| Pinellas Park | $304K | +0.0% | +2.3% | +1.2% | ACCUMULATE | 80/100 |
| Hobe Sound | $507K | +1.2% | +4.1% | +2.7% | ACCUMULATE | 80/100 |
| Naples | $547K | -1.0% | +3.6% | +1.1% | ACCUMULATE | 79/100 |
| Sarasota | $412K | -1.0% | +2.2% | +0.8% | ACCUMULATE | 79/100 |
| Boca Raton | $582K | +5.3% | +5.6% | +5.5% | BUY | 79/100 |
| Largo | $338K | +1.6% | +3.0% | +1.7% | ACCUMULATE | 79/100 |
| Daytona Beach | $253K | -1.5% | +2.1% | +0.7% | ACCUMULATE | 79/100 |
| Stuart | $376K | +0.6% | +3.4% | +2.0% | ACCUMULATE | 79/100 |
| North Miami | $425K | +2.4% | +7.0% | +2.8% | ACCUMULATE | 79/100 |
| West Little River | $452K | +3.5% | +7.9% | +3.2% | BUY | 79/100 |
| Palm Springs | $270K | +0.3% | +4.7% | +1.7% | ACCUMULATE | 79/100 |
| Palm Beach Gardens | $702K | +4.9% | +6.2% | +4.6% | BUY | 78/100 |
| Palm Harbor | $407K | +0.2% | +2.7% | +1.5% | ACCUMULATE | 78/100 |
| Wellington | $664K | +3.2% | +5.0% | +4.0% | BUY | 78/100 |
| Palmetto | $351K | -2.4% | +1.7% | -0.1% | ACCUMULATE | 78/100 |
| Riviera Beach | $413K | +1.9% | +4.2% | +2.2% | ACCUMULATE | 78/100 |
| Golden Glades | $484K | +4.5% | +7.1% | +2.9% | ACCUMULATE | 78/100 |
| Tarpon Springs | $392K | -0.1% | +1.8% | +0.9% | ACCUMULATE | 78/100 |
| Dania Beach | $336K | -1.3% | +3.4% | +1.3% | ACCUMULATE | 78/100 |
| Clearwater | $344K | +0.8% | +2.3% | +1.0% | ACCUMULATE | 77/100 |
| Panama City Beach | $415K | -0.7% | +1.7% | -0.2% | ACCUMULATE | 77/100 |
| North Miami Beach | $456K | +2.8% | +6.3% | +2.1% | ACCUMULATE | 77/100 |
| Aventura | $419K | -4.0% | +3.1% | +1.5% | ACCUMULATE | 77/100 |
| Fernandina Beach | $613K | +0.4% | +4.5% | +1.9% | ACCUMULATE | 77/100 |
| New Smyrna Beach | $455K | +1.0% | +3.3% | +1.9% | ACCUMULATE | 77/100 |
| Hollywood | $446K | -1.2% | +4.5% | +1.8% | ACCUMULATE | 76/100 |
| Miami Gardens | $477K | +1.3% | +7.3% | +1.8% | ACCUMULATE | 76/100 |
| Dunedin | $416K | +2.6% | +3.2% | +1.3% | ACCUMULATE | 76/100 |
| Vero Beach | $364K | -1.0% | +2.9% | +0.4% | ACCUMULATE | 75/100 |
| Deerfield Beach | $273K | -2.1% | +3.1% | -0.5% | ACCUMULATE | 75/100 |
| Ormond Beach | $366K | -0.5% | +2.2% | +0.9% | ACCUMULATE | 75/100 |
| Parkland | $1.08M | +2.4% | +5.2% | +3.2% | BUY | 75/100 |
| Immokalee | $276K | +0.2% | +1.9% | +0.7% | ACCUMULATE | 75/100 |
| Edgewater | $296K | +0.5% | +3.1% | +0.9% | ACCUMULATE | 75/100 |
| Homosassa | $306K | -0.5% | +2.6% | -0.2% | ACCUMULATE | 75/100 |
| Deltona | $299K | +0.0% | +3.5% | +0.3% | ACCUMULATE | 74/100 |
| Deland | $337K | +0.2% | +3.4% | +0.9% | ACCUMULATE | 74/100 |
| Port Orange | $338K | -1.6% | +2.0% | +0.7% | ACCUMULATE | 74/100 |
| Titusville | $273K | -0.2% | +3.3% | +0.1% | ACCUMULATE | 74/100 |
| Coral Gables | $1.58M | +8.8% | +10.2% | +7.8% | BUY | 74/100 |
| Royal Palm Beach | $489K | +2.4% | +4.9% | +2.4% | ACCUMULATE | 74/100 |
| Estero | $488K | -2.0% | +3.5% | -0.0% | ACCUMULATE | 74/100 |
| Sebastian | $349K | +0.4% | +3.1% | +1.0% | ACCUMULATE | 74/100 |
| Hialeah Gardens | $421K | +0.6% | +6.1% | +1.9% | ACCUMULATE | 74/100 |
| Port Saint Lucie | $385K | -0.6% | +3.6% | +0.0% | ACCUMULATE | 73/100 |
| Apollo Beach | $439K | -2.1% | +2.1% | -0.2% | ACCUMULATE | 73/100 |
| Tampa | $379K | +0.7% | +3.7% | +0.6% | ACCUMULATE | 72/100 |
| Fort Lauderdale | $514K | -0.4% | +4.1% | +1.3% | ACCUMULATE | 72/100 |
| Palm Coast | $343K | +0.2% | +1.1% | -0.0% | ACCUMULATE | 72/100 |
| Lutz | $490K | +0.1% | +4.1% | +0.8% | ACCUMULATE | 72/100 |
| Tamarac | $292K | -3.7% | +3.4% | -1.0% | ACCUMULATE | 72/100 |
| Cocoa | $298K | +0.6% | +3.3% | +0.2% | ACCUMULATE | 72/100 |
| The Hammocks | $537K | +0.5% | +6.0% | +1.7% | ACCUMULATE | 72/100 |
| Inverness | $240K | +0.1% | +3.6% | -0.6% | ACCUMULATE | 72/100 |
| Pensacola | $268K | +1.3% | +3.1% | +0.7% | ACCUMULATE | 71/100 |
| Melbourne | $358K | -0.5% | +3.1% | +0.1% | ACCUMULATE | 71/100 |
| Palm Bay | $304K | -1.0% | +2.7% | -0.5% | ACCUMULATE | 71/100 |
| Pompano Beach | $353K | -1.2% | +3.8% | -0.1% | ACCUMULATE | 71/100 |
| Margate | $322K | -1.3% | +3.7% | -0.3% | ACCUMULATE | 71/100 |
| Oakland Park | $368K | -1.6% | +4.4% | -0.4% | ACCUMULATE | 71/100 |
| The Crossings | $503K | +0.0% | +6.0% | +1.1% | ACCUMULATE | 71/100 |
| Debary | $379K | -0.2% | +3.4% | +0.4% | ACCUMULATE | 71/100 |
| Key West | $1.01M | +0.5% | +4.4% | +0.8% | ACCUMULATE | 71/100 |
| Gulf Breeze | $481K | +1.2% | +2.8% | +0.7% | ACCUMULATE | 71/100 |
| Sunny Isles Beach | $657K | +2.5% | +3.9% | +4.3% | BUY | 71/100 |
| Belle Glade | $295K | +6.6% | +6.7% | +3.8% | BUY | 71/100 |
| Hialeah | $444K | +0.4% | +6.2% | +0.9% | ACCUMULATE | 70/100 |
| Miramar | $523K | -0.7% | +5.0% | +0.9% | ACCUMULATE | 70/100 |
| Coral Springs | $524K | -1.1% | +4.2% | +0.4% | ACCUMULATE | 70/100 |
| Miami Beach | $527K | +2.4% | +3.2% | +4.8% | BUY | 70/100 |
| The Villages | $393K | -0.7% | +3.0% | +0.2% | ACCUMULATE | 70/100 |
| Winter Garden | $567K | -0.4% | +4.3% | -0.2% | ACCUMULATE | 70/100 |
| Lake Mary | $468K | +0.5% | +4.0% | +1.1% | ACCUMULATE | 70/100 |
| Ocoee | $414K | -0.8% | +4.2% | -0.1% | ACCUMULATE | 70/100 |
| Okeechobee | $290K | +0.9% | +6.3% | +0.5% | ACCUMULATE | 70/100 |
| Casselberry | $346K | -0.7% | +3.7% | -0.2% | ACCUMULATE | 70/100 |
| Green Cove Springs | $340K | -0.5% | +3.0% | +0.1% | ACCUMULATE | 70/100 |
| Temple Terrace | $326K | +0.2% | +4.0% | -0.1% | ACCUMULATE | 70/100 |
| Ives Estates | $353K | -3.1% | +5.2% | -1.0% | ACCUMULATE | 70/100 |
| West Melbourne | $372K | -0.8% | +2.1% | -0.3% | ACCUMULATE | 70/100 |
| Clermont | $429K | -1.4% | +3.5% | -0.4% | ACCUMULATE | 69/100 |
| Longwood | $459K | +0.9% | +4.4% | +1.0% | ACCUMULATE | 69/100 |
| Cutler Bay | $565K | +0.8% | +6.7% | +0.3% | ACCUMULATE | 69/100 |
| Miami Lakes | $653K | +1.2% | +6.3% | +1.7% | ACCUMULATE | 69/100 |
| Fleming Island | $447K | +0.3% | +4.0% | +1.5% | ACCUMULATE | 69/100 |
| Quincy | $178K | +1.4% | +6.6% | +1.2% | ACCUMULATE | 69/100 |
| Yulee | $388K | +0.9% | +3.8% | +0.3% | ACCUMULATE | 69/100 |
| Miami | $584K | +1.6% | +6.9% | +1.9% | ACCUMULATE | 68/100 |
| Apopka | $395K | -0.1% | +3.5% | -0.5% | ACCUMULATE | 68/100 |
| Sunrise | $362K | -2.6% | +4.2% | -1.0% | ACCUMULATE | 68/100 |
| Middleburg | $327K | -0.5% | +3.0% | -0.4% | ACCUMULATE | 68/100 |
| Windermere | $710K | +1.0% | +5.6% | +0.7% | ACCUMULATE | 68/100 |
| Winter Springs | $425K | -0.2% | +4.1% | +0.2% | ACCUMULATE | 68/100 |
| Rockledge | $397K | -0.2% | +3.1% | +0.0% | ACCUMULATE | 68/100 |
| Odessa | $689K | +0.6% | +4.7% | +0.3% | ACCUMULATE | 68/100 |
| Wildwood | $297K | -0.6% | +3.5% | -0.6% | ACCUMULATE | 68/100 |
| Lake Placid | $238K | -1.2% | +4.2% | -0.6% | ACCUMULATE | 68/100 |
| Homestead | $434K | -2.9% | +5.6% | -1.5% | ACCUMULATE | 67/100 |
| Pembroke Pines | $489K | -1.3% | +4.9% | -0.0% | ACCUMULATE | 67/100 |
| Saint Augustine | $430K | -1.2% | +2.7% | -0.7% | ACCUMULATE | 67/100 |
| Milton | $288K | +1.8% | +3.8% | -0.2% | ACCUMULATE | 67/100 |
| Merritt Island | $432K | +0.9% | +3.1% | +0.4% | ACCUMULATE | 67/100 |
| Navarre | $418K | +1.7% | +3.2% | +0.1% | ACCUMULATE | 67/100 |
| Crawfordville | $293K | +1.0% | +4.0% | +0.7% | ACCUMULATE | 67/100 |
| Westchase | $553K | -0.4% | +3.9% | -0.3% | ACCUMULATE | 67/100 |
| Pace | $326K | +0.8% | +2.9% | -0.1% | ACCUMULATE | 67/100 |
| Maitland | $480K | +2.5% | +4.7% | +1.8% | ACCUMULATE | 67/100 |
| Jacksonville Beach | $642K | +3.8% | +3.6% | +0.8% | ACCUMULATE | 67/100 |
| Oviedo | $507K | +0.5% | +4.8% | +0.0% | ACCUMULATE | 66/100 |
| Winter Park | $467K | +2.3% | +4.3% | +0.9% | ACCUMULATE | 66/100 |
| Niceville | $436K | +1.1% | +2.5% | +0.8% | ACCUMULATE | 66/100 |
| Davie | $518K | -1.5% | +4.1% | -0.5% | ACCUMULATE | 64/100 |
| Plantation | $496K | -1.4% | +4.2% | -0.5% | ACCUMULATE | 64/100 |
| Doral | $544K | -0.7% | +6.0% | +0.3% | ACCUMULATE | 64/100 |
| Fort Walton Beach | $322K | +1.2% | +1.8% | -0.6% | ACCUMULATE | 64/100 |
| Citrus Park | $423K | +0.5% | +4.3% | -0.7% | ACCUMULATE | 64/100 |
| Marianna | $201K | +1.7% | +3.9% | +0.4% | ACCUMULATE | 61/100 |
| Jacksonville | $286K | -0.3% | +2.8% | -0.7% | WAIT | 60/100 |
| Orlando | $371K | -1.0% | +4.0% | -1.1% | WAIT | 60/100 |
| Lakeland | $310K | -1.0% | +3.5% | -1.8% | WAIT | 60/100 |
| Fort Myers | $306K | -3.8% | +1.2% | -1.7% | WAIT | 60/100 |
| Kissimmee | $355K | -2.7% | +3.2% | -2.1% | WAIT | 60/100 |
| Ocala | $265K | -2.2% | +3.6% | -1.6% | WAIT | 60/100 |
| Riverview | $364K | -2.3% | +2.3% | -1.1% | WAIT | 60/100 |
| New Port Richey | $288K | -0.7% | +2.6% | -1.2% | WAIT | 60/100 |
| Spring Hill | $305K | -1.7% | +3.7% | -1.7% | WAIT | 60/100 |
| Winter Haven | $272K | -2.2% | +2.6% | -2.3% | WAIT | 60/100 |
| Fort Pierce | $278K | -0.8% | +4.2% | -0.9% | WAIT | 60/100 |
| Sanford | $340K | -1.7% | +3.3% | -2.0% | WAIT | 60/100 |
| Brandon | $356K | -0.2% | +3.9% | -0.8% | WAIT | 60/100 |
| Wesley Chapel | $400K | -2.2% | +2.1% | -1.5% | WAIT | 60/100 |
| Orange Park | $312K | -0.8% | +2.9% | -0.8% | WAIT | 60/100 |
| Land O Lakes | $415K | -2.2% | +2.3% | -1.6% | WAIT | 60/100 |
| Lauderhill | $209K | -4.4% | +3.0% | -1.3% | WAIT | 60/100 |
| Davenport | $338K | -3.3% | +2.5% | -2.2% | WAIT | 60/100 |
| Valrico | $415K | -1.4% | +3.2% | -0.8% | WAIT | 60/100 |
| Altamonte Springs | $292K | -1.2% | +3.9% | -0.9% | WAIT | 60/100 |
| Leesburg | $275K | -3.0% | +2.6% | -2.1% | WAIT | 60/100 |
| Coconut Creek | $279K | -5.5% | +1.9% | -2.3% | WAIT | 60/100 |
| North Fort Myers | $262K | -2.6% | +0.5% | -1.4% | WAIT | 60/100 |
| Crestview | $288K | -0.0% | +2.3% | -1.4% | WAIT | 60/100 |
| Zephyrhills | $304K | -2.0% | +3.0% | -1.5% | WAIT | 60/100 |
| Pine Hills | $275K | -1.4% | +4.0% | -0.9% | WAIT | 60/100 |
| North Lauderdale | $352K | -2.1% | +3.9% | -1.6% | WAIT | 60/100 |
| Brooksville | $307K | -1.3% | +3.9% | -1.7% | WAIT | 60/100 |
| Hudson | $288K | -1.2% | +2.0% | -1.5% | WAIT | 60/100 |
| Dunnellon | $269K | -1.4% | +3.1% | -0.9% | WAIT | 60/100 |
| Eustis | $336K | -1.1% | +4.0% | -1.2% | WAIT | 60/100 |
| Lake Wales | $243K | -2.0% | +3.7% | -2.6% | WAIT | 60/100 |
| Lauderdale Lakes | $135K | -8.3% | +2.4% | -3.6% | WAIT | 60/100 |
| Auburndale | $303K | -1.1% | +3.1% | -1.9% | WAIT | 60/100 |
| Bartow | $278K | -0.2% | +3.9% | -2.0% | WAIT | 60/100 |
| Ruskin | $311K | -2.8% | +1.9% | -1.4% | WAIT | 60/100 |
| Holiday | $221K | -1.4% | +3.3% | -1.3% | WAIT | 60/100 |
| Seffner | $355K | -0.3% | +4.2% | -1.4% | WAIT | 60/100 |
| Palatka | $210K | +0.6% | +2.2% | -1.2% | WAIT | 60/100 |
| Wimauma | $344K | -4.2% | +1.8% | -2.4% | WAIT | 60/100 |
| Groveland | $368K | -2.9% | +2.6% | -2.2% | WAIT | 60/100 |
| Avon Park | $208K | -0.7% | +4.7% | -1.9% | WAIT | 60/100 |
| Sun City Center | $270K | -5.2% | +1.1% | -2.6% | WAIT | 60/100 |
| Mulberry | $284K | -1.1% | +3.3% | -1.2% | WAIT | 60/100 |
| Tavares | $308K | -1.6% | +3.1% | -1.8% | WAIT | 60/100 |
| Oldsmar | $366K | -2.0% | +1.4% | -1.1% | WAIT | 60/100 |
| Poinciana | $278K | -3.9% | +1.8% | -3.7% | WAIT | 59/100 |
| Sebring | $238K | -1.5% | +4.2% | -2.4% | WAIT | 59/100 |
| Perry | $183K | +7.0% | +3.5% | +0.9% | ACCUMULATE | 59/100 |
| Live Oak | $258K | +2.7% | +4.8% | -0.8% | WAIT | 58/100 |
| Clewiston | $253K | -1.0% | +6.8% | -2.4% | WAIT | 58/100 |
| Lehigh Acres | $278K | -4.8% | +3.9% | -4.4% | WAIT | 57/100 |
| Saint Cloud | $389K | -3.0% | +2.6% | -2.9% | WAIT | 57/100 |
| Weston | $720K | -1.2% | +5.2% | -1.4% | WAIT | 57/100 |
| Mount Dora | $387K | -1.4% | +3.4% | -2.1% | WAIT | 57/100 |
| Tallahassee | $295K | +1.7% | +3.2% | -0.1% | ACCUMULATE | 56/100 |
| Labelle | $284K | -3.6% | +4.6% | -3.8% | WAIT | 56/100 |
| Gainesville | $295K | -1.2% | +2.9% | -2.6% | WAIT | 50/100 |
| Defuniak Springs | $231K | -0.1% | +3.1% | -4.4% | WAIT | 47/100 |
| Lynn Haven | $326K | -0.5% | +3.1% | -2.9% | WAIT | 46/100 |
Frequently asked questions
Is now a good time to buy a home in Florida?
As of Aug 2026, our buy-timing signal for Florida is ACCUMULATE — prices are near fair value with a modest expected change (+0.1% over 12 months). Buy opportunistically and negotiate on price. Seasonally, prices tend to be softest around Feb 2027. Buy-timing score: 72/100.
Will home prices in Florida go down in 2027?
The model projects +0.1% over the next 12 months: about $376K by Aug 2027, with an 80% range of $369K–$384K (today $376K). Forecasts are statistical and can be wrong — rates, supply and local events matter.
What is the average home price in Florida?
The typical (mid-tier) home value in Florida is $376K as of Aug 2026, -0.7% year over year.
What is the cheapest time of year to buy in Florida?
Historically, prices in Florida run lowest in February, about 1.0% below the annual average, and highest in July.
Which areas in Florida have the best buy-timing right now?
Highest buy-timing scores: Englewood (93/100, ACCUMULATE), Port Charlotte (92/100, ACCUMULATE) and Venice (86/100, ACCUMULATE). Fastest-rising prices: Coral Gables (+8.8%), Miami Shores (+7.0%) and Perry (+7.0%).
Other states
Source & method
Data: Zillow Home Value Index (ZHVI) — all homes, mid-tier, raw monthly, monthly, latest Aug 2026. Page regenerated 2026-10-08 22:04 PDT. Signals combine valuation vs the long-run trend, momentum and a damped-trend forecast with seasonal adjustment; the “best price window” is the lowest point of the projected path. BUY = prices projected to rise and not stretched; ACCUMULATE = near fair value; WAIT = a dip is projected; HOT = running well ahead of trend; CAUTION = stretched with fading momentum.
Housing forecasts are statistical projections with wide uncertainty; local factors (interest rates, supply, school districts, micro-location) can dominate. Not real-estate, mortgage or investment advice.