Is now a good time to buy a home in Maryland?
The typical home value in Maryland is $429K as of Aug 2026 (Zillow Home Value Index), down 0.1% from a year earlier. Over five years prices have compounded at +2.5% a year. Prices are 7.6% below their 10-year trend line.
Maryland price trend & forecast
Cities in Maryland ranked by buy-timing score
| City | Typical value | 1Y change | 5Y CAGR | 12M outlook | Signal | Buy-timing |
|---|---|---|---|---|---|---|
| Berlin | $441K | -0.3% | +3.5% | +0.1% | ACCUMULATE | 65/100 |
| Germantown | $418K | -1.8% | +2.0% | -0.5% | ACCUMULATE | 56/100 |
| Clarksburg | $627K | -1.1% | +1.9% | -0.6% | ACCUMULATE | 55/100 |
| District Heights | $339K | -3.1% | +0.4% | -1.4% | WAIT | 54/100 |
| Elkton | $373K | +1.7% | +3.8% | -0.1% | ACCUMULATE | 53/100 |
| Clinton | $439K | -0.7% | +1.5% | -1.1% | WAIT | 53/100 |
| Aberdeen | $346K | +0.2% | +3.2% | -0.5% | WAIT | 53/100 |
| Silver Spring | $544K | +0.1% | +1.6% | -0.4% | ACCUMULATE | 52/100 |
| Laurel | $474K | -0.6% | +2.4% | -0.6% | ACCUMULATE | 52/100 |
| Gaithersburg | $519K | -1.1% | +2.1% | -0.7% | ACCUMULATE | 52/100 |
| Waldorf | $431K | -1.9% | +1.6% | -1.5% | WAIT | 52/100 |
| Fort Washington | $448K | -0.9% | +1.3% | -1.1% | WAIT | 52/100 |
| Hyattsville | $400K | -3.2% | +0.2% | -1.3% | WAIT | 52/100 |
| Severn | $519K | +1.4% | +2.8% | -0.1% | ACCUMULATE | 52/100 |
| Abingdon | $373K | -0.3% | +3.3% | -0.6% | ACCUMULATE | 52/100 |
| Temple Hills | $322K | -3.1% | +0.5% | -1.8% | WAIT | 52/100 |
| Greenbelt | $278K | -3.7% | +1.1% | -1.7% | WAIT | 52/100 |
| Easton | $445K | -0.4% | +3.0% | -0.9% | WAIT | 52/100 |
| Frederick | $459K | -1.1% | +3.1% | -1.3% | WAIT | 51/100 |
| Bowie | $521K | -0.6% | +1.8% | -1.0% | WAIT | 51/100 |
| Owings Mills | $398K | +0.1% | +2.9% | -0.8% | ACCUMULATE | 51/100 |
| Odenton | $471K | -0.3% | +3.0% | -0.5% | ACCUMULATE | 51/100 |
| Elkridge | $482K | -0.7% | +2.3% | -0.7% | ACCUMULATE | 51/100 |
| Chevy Chase | $1.22M | +1.2% | +2.5% | -0.0% | ACCUMULATE | 51/100 |
| Mechanicsville | $444K | +3.0% | +2.8% | +0.4% | ACCUMULATE | 51/100 |
| Lexington Park | $388K | +2.2% | +3.6% | -0.1% | ACCUMULATE | 51/100 |
| Edgewood | $264K | -0.5% | +2.9% | -1.4% | WAIT | 51/100 |
| Edgewater | $585K | +2.0% | +3.0% | +0.4% | ACCUMULATE | 51/100 |
| La Plata | $479K | -0.7% | +2.0% | -0.9% | WAIT | 51/100 |
| Jessup | $510K | +0.2% | +2.8% | -0.6% | ACCUMULATE | 51/100 |
| Columbia | $509K | +0.7% | +3.0% | -0.5% | ACCUMULATE | 50/100 |
| Bel Air | $463K | +1.0% | +3.2% | -0.4% | ACCUMULATE | 50/100 |
| Salisbury | $266K | +0.8% | +4.4% | -1.2% | WAIT | 50/100 |
| Dundalk | $222K | -1.8% | +3.0% | -1.2% | WAIT | 50/100 |
| Middle River | $335K | +0.4% | +2.6% | -0.6% | WAIT | 50/100 |
| Reisterstown | $415K | +0.8% | +2.8% | -0.3% | ACCUMULATE | 50/100 |
| Crofton | $495K | +0.3% | +2.8% | -0.4% | ACCUMULATE | 50/100 |
| Cockeysville | $481K | +1.5% | +2.7% | +0.6% | ACCUMULATE | 50/100 |
| Olney | $662K | +0.8% | +2.5% | -0.1% | ACCUMULATE | 50/100 |
| Camp Springs | $419K | +0.0% | +1.5% | -1.4% | WAIT | 50/100 |
| Annapolis | $627K | +2.7% | +3.7% | +0.2% | ACCUMULATE | 49/100 |
| Hagerstown | $301K | -0.1% | +4.8% | -1.3% | WAIT | 49/100 |
| Potomac | $1.36M | +0.9% | +3.6% | -0.1% | ACCUMULATE | 49/100 |
| Cumberland | $159K | +3.1% | +4.6% | +1.8% | WAIT | 49/100 |
| Sykesville | $558K | +0.6% | +2.9% | -0.5% | WAIT | 49/100 |
| Randallstown | $371K | +0.4% | +2.4% | -1.0% | WAIT | 49/100 |
| Beltsville | $454K | -0.8% | +2.2% | -1.3% | WAIT | 49/100 |
| Derwood | $630K | +0.1% | +2.0% | -0.7% | WAIT | 49/100 |
| Lusby | $377K | +1.5% | +3.4% | -0.8% | WAIT | 49/100 |
| Pikesville | $432K | +1.1% | +2.9% | -0.4% | ACCUMULATE | 49/100 |
| Rockville | $610K | -0.1% | +2.2% | -0.4% | ACCUMULATE | 48/100 |
| Glen Burnie | $395K | +0.0% | +2.8% | -1.1% | WAIT | 48/100 |
| Bethesda | $1.13M | +1.5% | +2.3% | -0.2% | ACCUMULATE | 48/100 |
| College Park | $434K | -1.9% | +1.9% | -1.2% | WAIT | 48/100 |
| Chillum | $398K | -1.8% | +0.7% | -1.5% | WAIT | 48/100 |
| Severna Park | $755K | +3.2% | +3.5% | +0.4% | ACCUMULATE | 48/100 |
| Takoma Park | $678K | +0.1% | +1.4% | -0.5% | WAIT | 48/100 |
| Arnold | $604K | +2.4% | +3.1% | +0.1% | ACCUMULATE | 48/100 |
| Rosedale | $316K | +0.6% | +2.8% | -0.9% | WAIT | 48/100 |
| Pasadena | $456K | +0.4% | +2.3% | -1.0% | WAIT | 47/100 |
| Westminster | $463K | +0.9% | +3.3% | -0.9% | WAIT | 47/100 |
| Essex | $292K | -0.1% | +2.3% | -1.0% | WAIT | 47/100 |
| Mount Airy | $635K | +1.0% | +3.3% | -0.8% | WAIT | 47/100 |
| Lochearn | $314K | +0.9% | +2.9% | -1.1% | WAIT | 47/100 |
| Carney | $344K | +0.4% | +2.5% | -0.6% | WAIT | 47/100 |
| Towson | $476K | +2.6% | +2.9% | +0.2% | ACCUMULATE | 45/100 |
| Catonsville | $420K | +1.2% | +2.9% | -0.5% | WAIT | 45/100 |
| North Potomac | $885K | -0.1% | +2.3% | -1.4% | WAIT | 45/100 |
| Parkville | $282K | -1.8% | +2.6% | -1.4% | WAIT | 43/100 |
| Baltimore | $186K | -4.0% | +1.0% | -3.3% | WAIT | 42/100 |
Frequently asked questions
Is now a good time to buy a home in Maryland?
As of Aug 2026, our buy-timing signal for Maryland is WAIT — the model projects prices about -3.1% lower around Feb 2028. Patience is likely to be rewarded; use the time to negotiate and arrange financing. Buy-timing score: 51/100.
Will home prices in Maryland go down in 2027?
The model projects -0.7% over the next 12 months: about $426K by Aug 2027, with an 80% range of $419K–$433K (today $429K). Forecasts are statistical and can be wrong — rates, supply and local events matter.
What is the average home price in Maryland?
The typical (mid-tier) home value in Maryland is $429K as of Aug 2026, -0.1% year over year.
What is the cheapest time of year to buy in Maryland?
Historically, prices in Maryland run lowest in February, about 1.3% below the annual average, and highest in July.
Which areas in Maryland have the best buy-timing right now?
Highest buy-timing scores: Berlin (65/100, ACCUMULATE), Germantown (56/100, ACCUMULATE) and Clarksburg (55/100, ACCUMULATE). Fastest-rising prices: Severna Park (+3.2%), Cumberland (+3.1%) and Mechanicsville (+3.0%).
Other states
Source & method
Data: Zillow Home Value Index (ZHVI) — all homes, mid-tier, raw monthly, monthly, latest Aug 2026. Page regenerated 2026-10-08 22:04 PDT. Signals combine valuation vs the long-run trend, momentum and a damped-trend forecast with seasonal adjustment; the “best price window” is the lowest point of the projected path. BUY = prices projected to rise and not stretched; ACCUMULATE = near fair value; WAIT = a dip is projected; HOT = running well ahead of trend; CAUTION = stretched with fading momentum.