Yes Bank Limited YESBANK NIFTY_MIDNSEFINANCIAL
Yes Bank Limited engages in the provision of various banking and financial products and services in India. It operates through Treasury, Corporate Banking /Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company provides current, savings, and salary accounts; fixed and recurring deposits; home, car, construction equipment, commercial vehicle, personal, education, housing, and secured business loans; loans against securities and property; and rural and agri loans, as well as micro, small, and medium enterprises loans. It also offers working capital, supply chain, equipment, agri and trade finance, as well as foreign currency loans and term lending; and cash management, capital markets, treasury, investment banking solution, trade advisory, debt capital markets, bullion, overseas financing, liquidity and risk management, invoice management, and escrow services. In addition, the company offers digital banking and payment; financial, banking, technology-led solutions, and strategic advisory services to ministries under the union and state governments, central and state public sector undertakings, boards, and other affiliates; banking solutions to cooperative banks; digital and transaction banking solutions for non-banking finance companies, insurance, mutual funds, and capital market entities; and asset book building services. Further, it provides debit and credit cards, wealth management, and mobile and online banking services; transaction banking services; merchant acquiring; and remittance solutions, as well as operates ATMs and bulk note acceptors. The company was incorporated in 2003 and is headquartered in Mumbai, India.
READ MORE ›Market & Price
Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Excellent profit margin of 22.0%.
- Compounding revenue at 21.6% over 5 years.
- Profit CAGR of 68.4% over 5 years.
CONS
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | YESBANK Yes Bank Limited NIFTY_MIDNSEFINANCIAL | 23.15 | 20.67 | ₹72,658.33 Cr | - | - | 7.09% | 21.59% | 68.36% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 744.55 | 16.61 | ₹11.46 L Cr | 1.75% | - | 13.82% | 32.50% | 20.39% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,256.40 | 16.81 | ₹9.01 L Cr | 0.88% | - | 16.36% | 19.65% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 964.40 | 10.58 | ₹8.90 L Cr | 1.80% | - | 15.48% | 12.19% | 14.39% |
| 5 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 384.20 | 19.80 | ₹3.82 L Cr | 0.13% | - | 11.39% | 14.58% | 8.92% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 411.35 | 9.06 | ₹2.60 L Cr | 2.43% | - | 42.36% | 7.61% | 16.86% |
| 7 | SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL | 947.15 | 17.79 | ₹2.23 L Cr | 1.46% | - | 16.38% | 15.48% | 18.59% |
| 8 | SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL | 1,830.10 | 74.06 | ₹1.84 L Cr | 0.15% | - | 13.70% | 11.67% | 12.81% |
| 9 | ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL | 3,538.50 | 53.19 | ₹1.75 L Cr | 0.70% | 98.30% | 85.80% | 28.94% | 29.58% |
Quarterly Results
Figures in INR.
| Metric | Dec 2024 | Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | 3,798.92 Cr | 4,085.90 Cr | 4,194.25 Cr | 4,179.28 Cr | 4,448.44 Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 2,709.78 Cr | 2,762.39 Cr | 2,825.56 Cr | 2,939.20 Cr | 2,811.40 Cr |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | 5,617.13 Cr | 5,351.95 Cr | 5,234.92 Cr | 5,093.03 Cr | 5,029.70 Cr |
| Pretax Income | 830.30 Cr | 1,005.72 Cr | 1,084.68 Cr | 1,218.19 Cr | 1,449.49 Cr |
| Tax Provision | 210.86 Cr | 261.14 Cr | 275.98 Cr | 261.60 Cr | 367.17 Cr |
| Net Income | 619.38 Cr | 744.53 Cr | 808.65 Cr | 956.55 Cr | 1,082.19 Cr |
| Diluted EPS | 0.20 | 0.24 | 0.26 | 0.30 | 0.34 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 9,369.72 Cr | 13,978.28 Cr | 15,077.25 Cr | 16,842.47 Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | 8,561.91 Cr | 10,101.44 Cr | 10,767.71 Cr | 11,286.66 Cr |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 14,799.76 Cr | 19,527.25 Cr | 21,998.37 Cr | 20,450.28 Cr |
| Pretax Income | - | 981.33 Cr | 1,537.69 Cr | 3,223.94 Cr | 4,643.42 Cr |
| Tax Provision | - | 245.51 Cr | 252.49 Cr | 777.34 Cr | 1,131.37 Cr |
| Net Income | - | 735.82 Cr | 1,285.20 Cr | 2,446.49 Cr | 3,511.71 Cr |
| Diluted EPS | 0.42 | 0.28 | 0.44 | 0.78 | - |
Compounded Sales Growth
| 5 Years: | 21.59% |
| 1 Year: | 19.80% |
Compounded Profit Growth
| 5 Years: | 68.36% |
| 1 Year: | 11.80% |
Stock Price Performance
| 1 Year: | +8.63% |
| 6 Months: | +1.98% |
| 3 Months: | +11.19% |
| 1 Month: | +16.16% |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 3.55 L Cr | 4.06 L Cr | 4.24 L Cr | 4.70 L Cr |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 50,265.57 Cr | 63,405.70 Cr | 65,584.28 Cr | 38,347.35 Cr |
| Inventory | - | - | - | - | - |
| Receivables | 4,990.81 Cr | 4,940.77 Cr | 6,458.91 Cr | 8,290.94 Cr | - |
| Total Liabilities | - | 3.14 L Cr | 3.64 L Cr | 3.76 L Cr | 4.19 L Cr |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - |
| Total Debt | - | 71,016.98 Cr | 78,862.61 Cr | 70,867.45 Cr | 65,450.82 Cr |
| Total Equity | - | 40,718.18 Cr | 42,155.19 Cr | 47,832.42 Cr | 51,158.45 Cr |
| Shares Outstanding | - | 2,875.48 Cr | 2,876.79 Cr | 3,135.41 Cr | 3,137.98 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | -25,816.26 Cr | 9,644.55 Cr | 6,386.40 Cr | 21,216.85 Cr |
| Investing Cash Flow | - | -12,904.03 Cr | -12,430.96 Cr | 8,527.28 Cr | -4,970.70 Cr |
| Financing Cash Flow | - | 11,450.38 Cr | 2,770.82 Cr | -5,651.25 Cr | -6,485.18 Cr |
| Capital Expenditure | - | -791.59 Cr | -980.66 Cr | -741.74 Cr | -739.07 Cr |
| Free Cash Flow | - | -26,607.85 Cr | 8,663.90 Cr | 5,644.66 Cr | 20,477.78 Cr |
| Net Change in Cash | - | -27,269.90 Cr | -15.58 Cr | 9,262.43 Cr | 9,760.97 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - |
| Net Margin % | - | 7.9% | 9.2% | 16.2% | 20.9% |
| ROE % | - | 1.8% | 3.0% | 5.1% | 6.9% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
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