Dhanlaxmi Bank Limited DHANBANK NSEFINANCIAL
Dhanlaxmi Bank Limited provides various banking and financial services in India. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business Operations segments. It offers deposit products, such as savings and current accounts, and term deposits; loans, including personal, home, new and used car, two wheeler, commercial, gold, education, business, and green loans, as well as loans against securities and properties, and lease rental discounting; and foreign exchange services comprising foreign currency cash, cheque deposits, foreign currency demand drafts, and remittances. The company also provides export and import services; credit products comprising industrial and trade advance, import export assistance, and agricultural assistance; corporate salary; credit treasury bills and linked loans; trade finance, electronic bank guarantees, and liberalized remittance schemes; 3 in 1 trading accounts; and mutual funds investment services, as well as life, health, and car insurance products. In addition, it offers non-resident Indians (NRI) banking services, such as non-residential external accounts, non-resident ordinary accounts, recurring and term deposits, foreign currency non-resident fixed deposits, and resident foreign currency, as well as money transfer services and NRI property loans; and micro and agricultural banking, and financial planning services. Further, the company provides SME banking services, including working capital facilities, trade facilities, and capacity expansion services; credit, debit, and gift cards; retail and corporate net, mobile phone, and SMS banking; online services, such as bill payment, unified payments interface, prepaid mobile/DTH/data card recharges, missed call, shopping, positive pay, online trading, and custom duty online payments; and depository services, as well as safe deposit lockers. Dhanlaxmi Bank Limited was incorporated in 1927 and is based in Thrissur, India.
READ MORE ›Market & Price
Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Compounding revenue at 14.0% over 5 years.
- Profit CAGR of 27.7% over 5 years.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | DHANBANK Dhanlaxmi Bank Limited NSEFINANCIAL | 32.88 | 12.65 | ₹1,297.77 Cr | - | - | 7.16% | 14.03% | 27.68% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 744.55 | 16.61 | ₹11.46 L Cr | 1.75% | - | 13.82% | 32.50% | 20.39% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,256.40 | 16.81 | ₹9.01 L Cr | 0.88% | - | 16.36% | 19.65% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 964.40 | 10.58 | ₹8.90 L Cr | 1.80% | - | 15.48% | 12.19% | 14.39% |
| 5 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 384.20 | 19.80 | ₹3.82 L Cr | 0.13% | - | 11.39% | 14.58% | 8.92% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 411.35 | 9.06 | ₹2.60 L Cr | 2.43% | - | 42.36% | 7.61% | 16.86% |
| 7 | SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL | 947.15 | 17.79 | ₹2.23 L Cr | 1.46% | - | 16.38% | 15.48% | 18.59% |
| 8 | SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL | 1,830.10 | 74.06 | ₹1.84 L Cr | 0.15% | - | 13.70% | 11.67% | 12.81% |
| 9 | ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL | 3,538.50 | 53.19 | ₹1.75 L Cr | 0.70% | 98.30% | 85.80% | 28.94% | 29.58% |
Quarterly Results
Figures in INR.
| Metric | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Revenue | - | 170.54 Cr | 177.32 Cr | 178.40 Cr | 203.47 Cr | 256.34 Cr |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| Operating Expenses | - | 143.96 Cr | 138.64 Cr | 145.12 Cr | 162.33 Cr | 142.67 Cr |
| Operating Income | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - |
| Interest Expense | - | 206.25 Cr | 216.39 Cr | 228.66 Cr | 252.84 Cr | 256.00 Cr |
| Pretax Income | - | 19.88 Cr | 27.18 Cr | 12.18 Cr | 23.88 Cr | 78.96 Cr |
| Tax Provision | - | 3.00 L | -1.80 Cr | 0 | 0 | 35.47 Cr |
| Net Income | - | 19.85 Cr | 28.98 Cr | 12.18 Cr | 23.88 Cr | 43.49 Cr |
| Diluted EPS | - | 0.76 | 0.85 | 0.31 | 0.61 | 1.10 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 549.50 Cr | 580.58 Cr | 652.49 Cr | 814.72 Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | 427.76 Cr | 541.47 Cr | 557.39 Cr | 598.44 Cr |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 595.48 Cr | 748.54 Cr | 836.59 Cr | 979.15 Cr |
| Pretax Income | - | 31.61 Cr | 70.47 Cr | 71.62 Cr | 138.22 Cr |
| Tax Provision | - | -17.75 Cr | 12.66 Cr | 4.98 Cr | 35.47 Cr |
| Net Income | - | 49.36 Cr | 57.82 Cr | 66.64 Cr | 102.75 Cr |
| Diluted EPS | - | 1.58 | 2.21 | 2.37 | 2.60 |
Compounded Sales Growth
| 5 Years: | 14.03% |
| 1 Year: | 33.70% |
Compounded Profit Growth
| 5 Years: | 27.68% |
| 1 Year: | 29.80% |
Stock Price Performance
| 1 Year: | +8.91% |
| 6 Months: | +21.60% |
| 3 Months: | +38.50% |
| 1 Month: | +8.12% |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 15,132.13 Cr | 15,961.89 Cr | 17,936.94 Cr | 21,237.66 Cr |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 1,101.99 Cr | 1,211.53 Cr | 1,257.69 Cr | 1,071.80 Cr |
| Inventory | - | - | - | - | - |
| Receivables | 191.23 Cr | 225.70 Cr | 303.68 Cr | 330.69 Cr | - |
| Total Liabilities | - | 14,170.98 Cr | 14,932.13 Cr | 16,541.65 Cr | 19,763.74 Cr |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - |
| Total Debt | - | 492.38 Cr | 299.04 Cr | 200.00 Cr | 736.63 Cr |
| Total Equity | - | 961.15 Cr | 1,029.76 Cr | 1,395.29 Cr | 1,473.92 Cr |
| Shares Outstanding | - | 31.20 Cr | 31.20 Cr | 39.47 Cr | 39.47 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 216.40 Cr | 17.29 Cr | -4.79 Cr | 631.49 Cr |
| Investing Cash Flow | - | -105.61 Cr | 110.71 Cr | -32.31 Cr | -789.51 Cr |
| Financing Cash Flow | - | 0 | 0 | 142.29 Cr | 150.00 Cr |
| Capital Expenditure | - | -35.19 Cr | -41.91 Cr | -32.62 Cr | -33.54 Cr |
| Free Cash Flow | - | 181.20 Cr | -24.61 Cr | -37.41 Cr | 597.95 Cr |
| Net Change in Cash | - | 110.79 Cr | 128.00 Cr | 105.19 Cr | -8.02 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - |
| Net Margin % | - | 9.0% | 10.0% | 10.2% | 12.6% |
| ROE % | - | 5.1% | 5.6% | 4.8% | 7.0% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
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