Choice International Limited CHOICEIN NIFTY_SMALLNSEFINANCIAL
Choice International Limited, together with its subsidiaries, provides various financial services in India. It operates through Broking & Distribution Services, Advisory Services, and NBFC Services segments. The company offers equity broking; wealth management, such as asset allocation, risk management, investment products, and estate planning; health, life, commercial, and vehicle insurance; solar, business, and vehicle loans, as well as loans against securities; and corporate advisory services, including investment and merchant banking, corporate finance, and IPO readiness services. It also provides business and transaction advisory; taxation; governance, risk, and compliance; corporate services; and research and survey, bid process management, policy formation and advisory, and monitoring and evaluation services. In addition, the company offers direct, indirect, and international taxation services; insurance and mutual fund distribution; and management consulting services, as well as operates Choice FinX trading app. The company was incorporated in 1993 and is based in Mumbai, India.
READ MORE ›Market & Price
Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Excellent profit margin of 20.6%.
- Compounding revenue at 42.2% over 5 years.
- Profit CAGR of 53.6% over 5 years.
CONS
- Trading at a high P/E of 59.9.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | CHOICEIN Choice International Limited NIFTY_SMALLNSEFINANCIAL | 672.30 | 59.87 | ₹14,977.26 Cr | - | 17.78% | 16.24% | 42.19% | 53.60% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 744.55 | 16.61 | ₹11.46 L Cr | 1.75% | - | 13.82% | 32.50% | 20.39% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,256.40 | 16.81 | ₹9.01 L Cr | 0.88% | - | 16.36% | 19.65% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 964.40 | 10.58 | ₹8.90 L Cr | 1.80% | - | 15.48% | 12.19% | 14.39% |
| 5 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 384.20 | 19.80 | ₹3.82 L Cr | 0.13% | - | 11.39% | 14.58% | 8.92% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 411.35 | 9.06 | ₹2.60 L Cr | 2.43% | - | 42.36% | 7.61% | 16.86% |
| 7 | SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL | 947.15 | 17.79 | ₹2.23 L Cr | 1.46% | - | 16.38% | 15.48% | 18.59% |
| 8 | SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL | 1,830.10 | 74.06 | ₹1.84 L Cr | 0.15% | - | 13.70% | 11.67% | 12.81% |
| 9 | ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL | 3,538.50 | 53.19 | ₹1.75 L Cr | 0.70% | 98.30% | 85.80% | 28.94% | 29.58% |
Quarterly Results
Figures in INR.
| Metric | Dec 2024 | Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | 209.34 Cr | 253.00 Cr | 233.88 Cr | 303.36 Cr | 306.71 Cr |
| Cost of Revenue | 65.52 Cr | 70.93 Cr | 69.99 Cr | 87.59 Cr | 91.07 Cr |
| Gross Profit | 143.83 Cr | 182.07 Cr | 163.90 Cr | 215.78 Cr | 215.65 Cr |
| Operating Expenses | 86.36 Cr | 88.58 Cr | 83.96 Cr | 107.14 Cr | 110.20 Cr |
| Operating Income | 57.47 Cr | 93.49 Cr | 79.94 Cr | 108.64 Cr | 105.44 Cr |
| EBITDA | 61.69 Cr | 98.29 Cr | 86.80 Cr | 117.01 Cr | 122.64 Cr |
| Interest Expense | 16.30 Cr | 21.58 Cr | 21.12 Cr | 21.48 Cr | 25.89 Cr |
| Pretax Income | 43.31 Cr | 73.95 Cr | 62.89 Cr | 92.40 Cr | 86.69 Cr |
| Tax Provision | 12.57 Cr | 20.43 Cr | 14.93 Cr | 26.78 Cr | 18.85 Cr |
| Net Income | 30.74 Cr | 51.68 Cr | 47.96 Cr | 65.62 Cr | 60.31 Cr |
| Diluted EPS | 1.52 | 2.62 | 2.34 | 3.07 | 3.02 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 389.28 Cr | 750.48 Cr | 910.38 Cr | 1,119.13 Cr |
| Cost of Revenue | - | 187.33 Cr | 316.49 Cr | 273.97 Cr | 325.86 Cr |
| Gross Profit | - | 201.95 Cr | 433.99 Cr | 636.41 Cr | 793.27 Cr |
| Operating Expenses | - | 97.48 Cr | 219.82 Cr | 360.31 Cr | 413.16 Cr |
| Operating Income | - | 104.47 Cr | 214.17 Cr | 276.10 Cr | 380.11 Cr |
| EBITDA | - | 106.76 Cr | 224.06 Cr | 295.88 Cr | 425.43 Cr |
| Interest Expense | - | 20.01 Cr | 36.66 Cr | 66.09 Cr | 89.09 Cr |
| Pretax Income | - | 81.95 Cr | 180.80 Cr | 221.30 Cr | 316.39 Cr |
| Tax Provision | - | 21.88 Cr | 49.94 Cr | 58.58 Cr | 78.51 Cr |
| Net Income | - | 60.07 Cr | 130.86 Cr | 156.53 Cr | 217.66 Cr |
| Diluted EPS | 3.02 | 3.01 | 6.52 | 7.99 | - |
Compounded Sales Growth
| 5 Years: | 42.19% |
| 1 Year: | 21.80% |
Compounded Profit Growth
| 5 Years: | 53.60% |
| 1 Year: | 15.30% |
Stock Price Performance
| 1 Year: | -4.76% |
| 6 Months: | -14.13% |
| 3 Months: | -12.31% |
| 1 Month: | +1.43% |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 1,108.52 Cr | 1,806.08 Cr | 2,619.32 Cr | 3,565.99 Cr |
| Current Assets | - | 867.77 Cr | 1,412.46 Cr | 1,881.44 Cr | 2,653.16 Cr |
| Cash & Equivalents | - | 87.33 Cr | 145.07 Cr | 138.79 Cr | 194.45 Cr |
| Inventory | - | - | - | - | - |
| Receivables | - | 115.57 Cr | 187.50 Cr | 274.70 Cr | 436.68 Cr |
| Total Liabilities | - | 626.44 Cr | 1,165.86 Cr | 1,513.60 Cr | 1,742.23 Cr |
| Current Liabilities | - | 506.51 Cr | 906.08 Cr | 1,194.48 Cr | 1,285.43 Cr |
| Long Term Debt | - | 89.36 Cr | 224.67 Cr | 292.18 Cr | 402.60 Cr |
| Total Debt | - | 206.70 Cr | 472.86 Cr | 679.48 Cr | 907.65 Cr |
| Total Equity | - | 477.30 Cr | 631.42 Cr | 1,027.43 Cr | 1,671.51 Cr |
| Shares Outstanding | - | 19.90 Cr | 19.94 Cr | 19.97 Cr | 22.28 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 138.42 Cr | -152.98 Cr | -294.46 Cr | -267.05 Cr |
| Investing Cash Flow | - | -47.88 Cr | -13.21 Cr | -161.09 Cr | -277.19 Cr |
| Financing Cash Flow | - | -28.83 Cr | 223.92 Cr | 449.28 Cr | 599.89 Cr |
| Capital Expenditure | - | -47.15 Cr | -15.98 Cr | -156.77 Cr | -102.18 Cr |
| Free Cash Flow | - | 91.28 Cr | -168.95 Cr | -451.23 Cr | -369.23 Cr |
| Net Change in Cash | - | 61.71 Cr | 57.74 Cr | -6.28 Cr | 55.65 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | 51.9% | 57.8% | 69.9% | 70.9% |
| Operating Margin % | - | 26.8% | 28.5% | 30.3% | 34.0% |
| Net Margin % | - | 15.4% | 17.4% | 17.2% | 19.4% |
| ROE % | - | 12.6% | 20.7% | 15.2% | 13.0% |
| ROCE % | - | 17.4% | 23.8% | 19.4% | 16.7% |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
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