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₹137.02
- 1Y
Mkt Cap₹4,451.74 Cr
P/E13.51
P/B1.18
52W High₹137.02
52W Low₹137.02
Book Value₹116.38
EPS (TTM)₹10.14

Company Overview

Asset Reconstruction Company (India) Limited operates as an asset reconstruction company, acquiring and resolving distressed assets and non-performing loans. The company acquires, manages, and resolves stressed assets across corporate, SME, and retail segments, providing asset reconstruction services that include acquisition of non-performing assets, restructuring, settlement, and sale of assets. It conducts property auctions, manages settlement processes related to distressed assets, and engages in insolvency and bankruptcy resolution processes under the Insolvency and Bankruptcy Code, 2016, in partnership with insolvency professionals and legal firms. The company also undertakes corporate social responsibility initiatives focused on education, vocational skills, livelihood enhancement, and environmental sustainability. The company serves corporate, SME, and retail clients with stressed assets, as well as banks, non-banking financial companies, legal professionals, advocates, and law firms involved in asset recovery and insolvency processes. The company was founded in 2002 and is based in Mumbai, India. Asset Reconstruction Company (India) Limited operates as a subsidiary of Avenue India Resurgence Pte Limited.

Why Investors Should Care

Steady Revenue Expansion

Revenue has grown at a 10.1% CAGR over the past five years.

Reasonable Valuation

Trades at a P/E of 13.5, below the sector median of 17.0.

Healthy Margins

Maintains a net profit margin of 59.2%.

Conservative Balance Sheet

Carries low leverage with a debt-to-equity ratio of 0.32.

Recent Developments

  • Mar 2026 Revenue of ₹320.57 Cr (-0.8% YoY); net profit ₹351.69 Cr.
  • Trailing 12 Months Year-on-year growth — revenue -0.8%, earnings +6.7%.
  • 5-Year Trend Long-term compounding — revenue CAGR 10.1%, profit CAGR 7.1%.

Growth & Price Performance

Compounded Sales Growth

5 Years:10.12%
1 Year:-0.84%

Compounded Profit Growth

5 Years:7.06%
1 Year:6.73%

Stock Price Performance

1 Year:-
6 Months:-
3 Months:-
1 Month:-

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot
Valuation vs Sector

P/E of 13.51 is below the sector median of 17.01 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

NSE TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 59.2%.
  • Compounding revenue at 10.1% over 5 years.

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
13.51
Industry PE
17.01
Forward P/E est.
12.66
PEG Ratio
-
Book Value
₹116.38
Price to Book
1.18
P/S
-
EV/EBITDA
-
Dividend Yield
0.00%

Growth (CAGR)

Revenue 5Y
10.12%
Profit 5Y
7.06%
Revenue (YoY)
-0.84%
Earnings (YoY)
6.73%

Profitability & Returns

ROCE
12.03%
ROE
11.23%
ROA
5.45%
Profit Margin
59.17%
Op Margin
74.24%
Gross Margin
99.40%
EPS (Latest Qtr)
₹-
EPS (TTM)
₹10.14

Balance Sheet & Liquidity

Debt/Equity
0.32
Quick Ratio
2.66
Current Ratio
7.80
Debt
₹1,205.49 Cr
Total Assets
₹5,726.40 Cr
Current Assets
₹4,085.78 Cr
Working Capital
₹2,520.43 Cr

Ownership

Promoter Holding
-
Chg in Prom Hold
-
FII / Inst Holding
-
Chg in FII Hold
-

Financial Snapshot

Enterprise Value
-
Total Revenue (TTM)
₹594.38 Cr
EBITDA
₹442.59 Cr
Free Cash Flow
₹-742.49 Cr
Operating Cash Flow
₹193.83 Cr
Shares Outstanding
₹32.49 Cr
Gross Margin
99.40%
Payout Ratio
-

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP ₹P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 ARCIL ARCIL.NS NSEFINANCIAL 137.02 13.51 ₹4,451.74 Cr 0.00% 12.03% 11.23% 10.12% 7.06%
2 HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL 721.50 15.76 ₹11.12 L Cr 1.85% - 13.84% 16.90% 12.47%
3 ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL 1,358.80 17.56 ₹9.75 L Cr 0.86% - 16.07% 18.11% 16.78%
4 SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU 991.40 10.60 ₹9.15 L Cr 1.72% - 15.18% 12.19% 14.39%
5 BAJFINANCE Bajaj Finance Limited NIFTY50NSEAIFINANCIAL 1,006.20 30.89 ₹6.26 L Cr 0.51% - 16.68% 22.58% 18.23%
6 KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL 415.00 20.32 ₹4.13 L Cr 0.16% - 10.64% 13.48% 8.92%
7 AXISBANK Axis Bank Limited NIFTY50NSEAIFINANCIAL 1,241.00 13.96 ₹3.86 L Cr 0.08% - 13.35% 12.16% 34.61%
8 BAJAJFINSV Bajaj Finserv Ltd. NIFTY50NSEAIFINANCIAL 1,837.00 29.08 ₹2.94 L Cr 0.07% - 12.58% 22.92% 15.16%
9 LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU 395.50 8.33 ₹2.50 L Cr 2.43% - 32.53% 7.26% 16.86%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Profit & Loss (Annual)

Figures in INR.

Metric Mar 2023Mar 2024Mar 2025Mar 2026
Revenue 240.06 Cr323.19 Cr323.29 Cr320.57 Cr
Cost of Revenue 51.39 Cr51.79 Cr56.79 Cr55.54 Cr
Gross Profit 188.67 Cr271.40 Cr266.50 Cr265.03 Cr
Operating Expenses 56.06 Cr89.24 Cr-58.87 Cr-94.83 Cr
Operating Income 132.61 Cr182.16 Cr325.37 Cr359.86 Cr
EBITDA 390.07 Cr424.04 Cr445.80 Cr504.61 Cr
Interest Expense 1.60 Cr7.37 Cr12.49 Cr36.18 Cr
Pretax Income 386.33 Cr414.74 Cr431.16 Cr464.57 Cr
Tax Provision 82.39 Cr103.85 Cr121.92 Cr141.88 Cr
Net Income 286.60 Cr330.46 Cr329.51 Cr351.69 Cr
Diluted EPS 8.8210.1710.14-

Balance Sheet (Annual)

Figures in INR.

Metric Mar 2023Mar 2024Mar 2025Mar 2026
Total Assets 2,789.58 Cr3,656.69 Cr4,395.98 Cr5,726.40 Cr
Current Assets 1,910.53 Cr2,954.32 Cr3,359.88 Cr4,085.78 Cr
Cash & Equivalents 244.27 Cr359.26 Cr183.25 Cr158.16 Cr
Inventory ----
Receivables 44.75 Cr6.12 Cr9.28 Cr61.28 Cr
Total Liabilities 545.42 Cr1,230.18 Cr1,732.85 Cr2,771.18 Cr
Current Liabilities 64.68 Cr163.73 Cr356.65 Cr1,565.35 Cr
Long Term Debt 118.01 Cr50.00 Cr75.00 Cr386.56 Cr
Total Debt 118.01 Cr151.34 Cr306.56 Cr1,205.49 Cr
Total Equity 2,811.63 Cr3,076.14 Cr3,418.01 Cr3,781.21 Cr
Shares Outstanding 32.49 Cr32.49 Cr32.49 Cr32.49 Cr

Cash Flows (Annual)

Figures in INR.

Metric Mar 2023Mar 2024Mar 2025Mar 2026
Operating Cash Flow 295.32 Cr550.72 Cr283.47 Cr193.83 Cr
Investing Cash Flow -363.30 Cr-380.60 Cr-553.66 Cr-985.18 Cr
Financing Cash Flow -43.51 Cr-55.13 Cr94.17 Cr766.26 Cr
Capital Expenditure -83.40 L-4.40 Cr-1.55 Cr-1.80 Cr
Free Cash Flow 294.49 Cr546.32 Cr281.93 Cr192.02 Cr
Net Change in Cash -111.48 Cr114.99 Cr-176.01 Cr-25.09 Cr

Ratios (Annual)

Figures in %.

Metric Mar 2023Mar 2024Mar 2025Mar 2026
Gross Margin % 78.6%84.0%82.4%82.7%
Operating Margin % 55.2%56.4%100.6%112.3%
Net Margin % 119.4%102.3%101.9%109.7%
ROE % 10.2%10.7%9.6%9.3%
ROCE % 4.9%5.2%8.1%8.6%

Analyst View

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Latest News

Recent headlines for ARCIL

Google News hu, 17 Sep 2026

Arcil shares make flat debut at issue price on NSE, BSE; should you buy, sell or hold? - Moneycontrol.com

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Google News Wed, 16 Sep 2026

Asset Reconstruction Company (India) Limited Stock (ARCIL) - Quote NSE India S.E. - marketscreener.com

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ARCIL shares list at IPO price of ₹139 on NSE and BSE - CNBC TV18

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Google News hu, 17 Sep 2026

ARCIL Shares List Flat At Rs 139 Despite 20x IPO Subscription - BW Businessworld

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Google News hu, 17 Sep 2026

ARCIL Shares List Flat at Rs 139 After Rs 733 Cr IPO - HDFC Sky

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Google News Wed, 16 Sep 2026

Arcil IPO Allotment: How to check status on BSE, NSE, MUFG Intime India - IndiaIPO

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ARCIL — Frequently Asked Questions

What is the current share price of ARCIL?

As of 2026-09-18 04:56 IST, ARCIL trades at ₹137.02 on NSE. Its 52-week range is ₹137.02 to ₹137.02.

What is the market capitalisation of ARCIL?

ARCIL has a market capitalisation of ₹4,451.74 Cr on NSE.

What is the P/E ratio of ARCIL?

ARCIL trades at a trailing price-to-earnings (P/E) ratio of 13.51. The industry average P/E is 17.01. Its price-to-book (P/B) ratio is 1.18.

What is the return on equity (ROE) of ARCIL?

ARCIL has a return on equity (ROE) of 11.23%. Its return on capital employed (ROCE) is 12.03%.

Is ARCIL a good stock to buy?

This page provides a data-driven analysis of ARCIL, including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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