Shalibhadra Finance Limited SAHLIBHFI NSEFINANCIAL
Financial Services · Credit Services · India
Shalibhadra Finance Limited operates as an asset finance company in India. The company offers new and used two-wheeler, used three/four-wheeler, auto rickshaw, cars, and consumer durable loans. It serves the salaried class, agriculturist, and self-employed customers in the rural, semi-urban, and other under banked areas of Gujarat, Maharashtra, Madhya Pradesh, and Rajasthan. Shalibhadra Finance Limited was incorporated in 1992 and is based in Mumbai, India.
READ MORE ›₹81.84
-2.92% 1Y
Market & Price
Market Cap
₹252.79 Cr
Current Price
₹81.84
High / Low (52W)
₹84.30 / ₹70.75
Beta
-
Valuation
Stock P/E
-
Industry PE
19.12
Forward P/E
-
PEG Ratio
-
Book Value
₹52.83
Price to Book
1.55
P/S
7.03
EV/EBITDA
-
Dividend Yield
-
Profitability & Returns
ROCE
13.94%
ROE
11.94%
ROA
9.11%
Profit Margin
54.19%
Op Margin
75.78%
EPS (Latest Qtr)
₹1.62
EPS (TTM)
₹-6.15
Balance Sheet & Liquidity
Debt/Equity
0.33
Quick Ratio
53.90
Current Ratio
53.90
Debt
₹56.09 Cr
Total Assets
₹195.35 Cr
Current Assets
₹133.05 Cr
Working Capital
₹111.54 Cr
Ownership
Promoter Holding
73.68%
Chg in Prom Hold
-
FII / Inst Holding
2.23%
Chg in FII Hold
-
Financial Snapshot
Enterprise Value
₹302.73 Cr
Total Revenue (TTM)
₹35.95 Cr
EBITDA
-
Free Cash Flow
-
Operating Cash Flow
₹-19.75 Cr
Shares Outstanding
₹3.09 Cr
Gross Margin
84.87%
Payout Ratio
0.00%
Growth (CAGR)
Revenue 5Y
16.19%
Profit 5Y
38.52%
Revenue (YoY)
32.10%
Earnings (YoY)
192.40%
PROS
- Excellent profit margin of 54.2%.
- Compounding revenue at 16.2% over 5 years.
- Profit CAGR of 38.5% over 5 years.
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | SAHLIBHFI Shalibhadra Finance Limited NSEFINANCIAL | 81.84 | - | ₹252.79 Cr | - | 13.94% | 11.94% | 16.19% | 38.52% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 744.55 | 16.61 | ₹11.46 L Cr | 1.75% | - | 13.82% | 32.50% | 20.39% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,256.40 | 16.81 | ₹9.01 L Cr | 0.88% | - | 16.36% | 19.65% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 964.40 | 10.58 | ₹8.90 L Cr | 1.80% | - | 15.48% | 12.19% | 14.39% |
| 5 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 384.20 | 19.80 | ₹3.82 L Cr | 0.13% | - | 11.39% | 14.58% | 8.92% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 411.35 | 9.06 | ₹2.60 L Cr | 2.43% | - | 42.36% | 7.61% | 16.86% |
| 7 | SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL | 947.15 | 17.79 | ₹2.23 L Cr | 1.46% | - | 16.38% | 15.48% | 18.59% |
| 8 | SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL | 1,830.10 | 74.06 | ₹1.84 L Cr | 0.15% | - | 13.70% | 11.67% | 12.81% |
| 9 | ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL | 3,538.50 | 53.19 | ₹1.75 L Cr | 0.70% | 98.30% | 85.80% | 28.94% | 29.58% |
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Quarterly Results
Figures in INR.
| Metric | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|
| Revenue | - | 8.42 Cr | 8.98 Cr | 9.47 Cr | 9.49 Cr | 11.12 Cr |
| Cost of Revenue | - | 2.32 Cr | -1.90 Cr | 2.03 Cr | 2.04 Cr | 2.97 Cr |
| Gross Profit | - | 6.10 Cr | 10.88 Cr | 7.44 Cr | 7.45 Cr | 8.15 Cr |
| Operating Expenses | - | 19.00 L | 79.43 L | 1.52 Cr | 1.35 Cr | 1.66 Cr |
| Operating Income | - | 5.91 Cr | 10.08 Cr | 5.92 Cr | 6.10 Cr | 6.49 Cr |
| EBITDA | - | 5.93 Cr | 9.25 Cr | 5.95 Cr | 6.13 Cr | 6.53 Cr |
| Interest Expense | - | - | - | - | - | - |
| Pretax Income | - | 5.91 Cr | 5.60 Cr | 5.92 Cr | 6.10 Cr | 6.53 Cr |
| Tax Provision | - | 1.20 Cr | 1.16 Cr | 1.35 Cr | 1.35 Cr | 1.50 Cr |
| Net Income | - | 4.71 Cr | 4.44 Cr | 4.57 Cr | 4.75 Cr | 5.03 Cr |
| Diluted EPS | 4.93 | 6.13 | - | 1.48 | 1.54 | 1.62 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|
| Revenue | 22.05 Cr | 27.40 Cr | 32.31 Cr | 34.59 Cr |
| Cost of Revenue | 4.80 Cr | 5.23 Cr | 6.27 Cr | 5.48 Cr |
| Gross Profit | 17.25 Cr | 22.17 Cr | 26.04 Cr | 29.11 Cr |
| Operating Expenses | 3.22 Cr | 4.23 Cr | 4.82 Cr | 4.01 Cr |
| Operating Income | 14.03 Cr | 17.94 Cr | 21.22 Cr | 25.09 Cr |
| EBITDA | 12.96 Cr | 16.29 Cr | 20.02 Cr | 24.32 Cr |
| Interest Expense | 4.76 Cr | 4.93 Cr | 3.85 Cr | 3.62 Cr |
| Pretax Income | 8.15 Cr | 11.30 Cr | 16.10 Cr | 20.61 Cr |
| Tax Provision | 2.13 Cr | 2.92 Cr | 4.13 Cr | 4.61 Cr |
| Net Income | 6.02 Cr | 8.38 Cr | 11.97 Cr | 16.00 Cr |
| Diluted EPS | 2.88 | 3.83 | 4.47 | 4.32 |
Compounded Sales Growth
| 5 Years: | 16.19% |
| 1 Year: | 32.10% |
Compounded Profit Growth
| 5 Years: | 38.52% |
| 1 Year: | 192.40% |
Stock Price Performance
| 1 Year: | -2.92% |
| 6 Months: | - |
| 3 Months: | - |
| 1 Month: | +1.51% |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|
| Total Assets | 117.37 Cr | 136.44 Cr | 158.22 Cr | 195.35 Cr |
| Current Assets | 114.75 Cr | 91.83 Cr | 108.79 Cr | 133.05 Cr |
| Cash & Equivalents | 8.00 L | 8.43 L | 1.04 L | 26.84 L |
| Inventory | 74.99 Cr | 84.17 Cr | - | - |
| Receivables | 20.00 L | 17.50 L | 22.00 L | 31.00 L |
| Total Liabilities | 59.74 Cr | 58.22 Cr | 61.41 Cr | 41.10 Cr |
| Current Liabilities | 17.31 Cr | 13.11 Cr | 23.80 Cr | 21.51 Cr |
| Long Term Debt | 42.13 Cr | 44.82 Cr | 37.31 Cr | 19.55 Cr |
| Total Debt | 56.69 Cr | 55.08 Cr | 57.92 Cr | 37.46 Cr |
| Total Equity | 57.63 Cr | 78.22 Cr | 96.81 Cr | 154.25 Cr |
| Shares Outstanding | 2.00 Cr | 2.51 Cr | 2.80 Cr | 3.09 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|
| Operating Cash Flow | 1.85 Cr | -4.56 Cr | 2.55 Cr | -26.99 Cr |
| Investing Cash Flow | -63.00 L | -2.02 Cr | -2.24 Cr | -10.40 Cr |
| Financing Cash Flow | 63.00 L | 10.59 Cr | 9.47 Cr | 24.26 Cr |
| Capital Expenditure | -2.00 L | -24.85 L | -14.00 L | -86.86 L |
| Free Cash Flow | 1.83 Cr | -4.81 Cr | 2.41 Cr | -27.86 Cr |
| Net Change in Cash | 1.85 Cr | 4.00 Cr | 9.78 Cr | -13.14 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|
| Gross Margin % | 78.2% | 80.9% | 80.6% | 84.1% |
| Operating Margin % | 63.6% | 65.5% | 65.7% | 72.5% |
| Net Margin % | 27.3% | 30.6% | 37.0% | 46.3% |
| ROE % | 10.4% | 10.7% | 12.4% | 10.4% |
| ROCE % | 14.0% | 14.5% | 15.8% | 14.4% |
Shareholding Pattern
Insiders
73.68%
Institutions
2.23%
Public Float
8.49%
Analyst View
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Analyst aggregate. Targets and ratings update periodically; not investment advice.
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