Muthoot Capital Services Limited MUTHOOTCAP NSEFINANCIAL
Financial Services · Credit Services · India
Muthoot Capital Services Limited, a non-banking finance company, provides fund and non-fund based financial services in India. The company offers two-wheeler, used car, secured business, used commercial vehicle loans, and loyalty loans; fixed deposits; and subordinated debentures. It serves retail, corporate, and institutional clients through a network of branches. Muthoot Capital Services Limited was incorporated in 1994 and is based in Kochi, India.
READ MORE ›₹198.98
-31.08% 1Y
Market & Price
Market Cap
₹327.27 Cr
Current Price
₹198.98
High / Low (52W)
₹359.95 / ₹178.95
Beta
0.03
Valuation
Stock P/E
29.30
Industry PE
19.12
Forward P/E
-
PEG Ratio
-
Book Value
₹407.35
Price to Book
0.49
P/S
1.36
EV/EBITDA
-
Dividend Yield
-
Profitability & Returns
ROCE
1.74%
ROE
-
ROA
-
Profit Margin
5.06%
Op Margin
13.51%
EPS (Latest Qtr)
₹3.26
EPS (TTM)
₹6.79
Balance Sheet & Liquidity
Debt/Equity
4.82
Quick Ratio
-
Current Ratio
-
Debt
₹3,232.07 Cr
Total Assets
₹4,055.61 Cr
Current Assets
₹3,831.25 Cr
Working Capital
₹3,769.49 Cr
Ownership
Promoter Holding
68.52%
Chg in Prom Hold
-
FII / Inst Holding
2.23%
Chg in FII Hold
-
Financial Snapshot
Enterprise Value
₹3,035.98 Cr
Total Revenue (TTM)
₹241.49 Cr
EBITDA
-
Free Cash Flow
-
Operating Cash Flow
-
Shares Outstanding
₹1.64 Cr
Gross Margin
99.69%
Payout Ratio
0.00%
Growth (CAGR)
Revenue 5Y
12.31%
Profit 5Y
-47.83%
Revenue (YoY)
-0.50%
Earnings (YoY)
-16.30%
PROS
- Compounding revenue at 12.3% over 5 years.
CONS
- Earnings shrank at -47.8% CAGR over 5 years.
- Trading 44.7% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | MUTHOOTCAP Muthoot Capital Services Limited NSEFINANCIAL | 198.98 | 29.30 | ₹327.27 Cr | - | 1.74% | - | 12.31% | -47.83% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 744.55 | 16.61 | ₹11.46 L Cr | 1.75% | - | 13.82% | 32.50% | 20.39% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,256.40 | 16.81 | ₹9.01 L Cr | 0.88% | - | 16.36% | 19.65% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 964.40 | 10.58 | ₹8.90 L Cr | 1.80% | - | 15.48% | 12.19% | 14.39% |
| 5 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 384.20 | 19.80 | ₹3.82 L Cr | 0.13% | - | 11.39% | 14.58% | 8.92% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 411.35 | 9.06 | ₹2.60 L Cr | 2.43% | - | 42.36% | 7.61% | 16.86% |
| 7 | SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL | 947.15 | 17.79 | ₹2.23 L Cr | 1.46% | - | 16.38% | 15.48% | 18.59% |
| 8 | SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL | 1,830.10 | 74.06 | ₹1.84 L Cr | 0.15% | - | 13.70% | 11.67% | 12.81% |
| 9 | ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL | 3,538.50 | 53.19 | ₹1.75 L Cr | 0.70% | 98.30% | 85.80% | 28.94% | 29.58% |
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Quarterly Results
Figures in INR.
| Metric | Dec 2024 | Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | 125.51 Cr | 137.12 Cr | 145.16 Cr | 154.97 Cr | 155.00 Cr |
| Cost of Revenue | 85.71 Cr | 93.08 Cr | 103.91 Cr | 110.23 Cr | 106.66 Cr |
| Gross Profit | 39.81 Cr | 44.05 Cr | 41.24 Cr | 44.74 Cr | 48.33 Cr |
| Operating Expenses | 21.38 Cr | 23.55 Cr | 22.96 Cr | 29.08 Cr | 31.34 Cr |
| Operating Income | 18.43 Cr | 20.50 Cr | 18.28 Cr | 15.66 Cr | 16.99 Cr |
| EBITDA | 19.51 Cr | 22.43 Cr | 19.47 Cr | 16.99 Cr | 20.59 Cr |
| Interest Expense | - | - | - | - | - |
| Pretax Income | 17.29 Cr | 6.98 Cr | -6.17 Cr | 10.32 Cr | 7.75 Cr |
| Tax Provision | 4.73 Cr | 55.88 L | -1.50 Cr | 2.67 Cr | 2.39 Cr |
| Net Income | 12.56 Cr | 6.42 Cr | -4.67 Cr | 7.65 Cr | 5.37 Cr |
| Diluted EPS | 7.63 | 3.90 | -2.84 | 4.65 | 3.26 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 429.51 Cr | 379.01 Cr | 470.78 Cr | 608.52 Cr |
| Cost of Revenue | - | 220.13 Cr | 206.05 Cr | 318.67 Cr | 431.28 Cr |
| Gross Profit | - | 209.38 Cr | 172.96 Cr | 152.11 Cr | 177.25 Cr |
| Operating Expenses | - | 44.00 Cr | 44.32 Cr | 77.06 Cr | 107.75 Cr |
| Operating Income | - | 165.38 Cr | 128.64 Cr | 75.05 Cr | 69.49 Cr |
| EBITDA | - | 168.65 Cr | 236.93 Cr | 79.82 Cr | 76.81 Cr |
| Interest Expense | 50.97 Cr | 59.20 Cr | 71.73 Cr | 120.70 Cr | - |
| Pretax Income | - | 108.80 Cr | 164.34 Cr | 60.40 Cr | 15.62 Cr |
| Tax Provision | - | 30.12 Cr | 41.68 Cr | 14.65 Cr | 4.44 Cr |
| Net Income | - | 78.68 Cr | 122.66 Cr | 45.75 Cr | 11.17 Cr |
| Diluted EPS | - | 47.84 | 74.58 | 27.81 | 6.79 |
Compounded Sales Growth
| 5 Years: | 12.31% |
| 1 Year: | -0.50% |
Compounded Profit Growth
| 5 Years: | -47.83% |
| 1 Year: | -16.30% |
Stock Price Performance
| 1 Year: | -31.08% |
| 6 Months: | -25.78% |
| 3 Months: | -14.28% |
| 1 Month: | -1.00% |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 2,435.28 Cr | 2,314.17 Cr | 3,584.50 Cr | 4,055.61 Cr |
| Current Assets | - | 1,111.25 Cr | 2,110.86 Cr | 3,390.25 Cr | 3,831.25 Cr |
| Cash & Equivalents | - | 501.87 Cr | 180.99 Cr | 296.91 Cr | 364.86 Cr |
| Inventory | - | - | - | - | - |
| Receivables | - | - | - | - | - |
| Total Liabilities | - | 1,946.03 Cr | 1,702.42 Cr | 2,926.44 Cr | 3,385.19 Cr |
| Current Liabilities | - | 1,560.70 Cr | 75.04 Cr | 114.77 Cr | 61.75 Cr |
| Long Term Debt | - | 365.35 Cr | 1,627.38 Cr | 2,809.38 Cr | 3,230.53 Cr |
| Total Debt | - | 1,853.52 Cr | 1,627.38 Cr | 2,811.67 Cr | 3,232.07 Cr |
| Total Equity | - | 489.25 Cr | 611.75 Cr | 658.06 Cr | 670.42 Cr |
| Shares Outstanding | - | 1.64 Cr | 1.64 Cr | 1.64 Cr | 1.64 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | -46.41 Cr | -7.09 Cr | -1,096.31 Cr | -375.37 Cr |
| Investing Cash Flow | - | -16.60 Cr | -63.08 Cr | -7.84 Cr | -23.85 Cr |
| Financing Cash Flow | - | 271.70 Cr | -250.71 Cr | 1,220.08 Cr | 467.17 Cr |
| Capital Expenditure | - | -58.78 L | -4.78 Cr | -5.67 Cr | -10.76 Cr |
| Free Cash Flow | - | -47.00 Cr | -11.87 Cr | -1,101.98 Cr | -386.13 Cr |
| Net Change in Cash | - | 208.69 Cr | -320.88 Cr | 115.93 Cr | 67.95 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | 48.7% | 45.6% | 32.3% | 29.1% |
| Operating Margin % | - | 38.5% | 33.9% | 15.9% | 11.4% |
| Net Margin % | - | 18.3% | 32.4% | 9.7% | 1.8% |
| ROE % | - | 16.1% | 20.1% | 7.0% | 1.7% |
| ROCE % | - | 18.9% | 5.7% | 2.2% | 1.7% |
Shareholding Pattern
Insiders
68.52%
Institutions
2.23%
Public Float
7.10%
Analyst View
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Analyst aggregate. Targets and ratings update periodically; not investment advice.
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