MANBA FINANCE LIMITED MANBA NSEFINANCIAL
Financial Services · Credit Services · India
Manba Finance Limited, a non-banking finance company, provides financial solutions in India. The company offers new two and three-wheeler, electric vehicle two and three-wheeler, and pre-owned two-wheeler and car loans. It also provides personal and small business loans. The company was incorporated in 1996 and is headquartered in Mumbai, India.
READ MORE ›₹106.71
-22.56% 1Y
Market & Price
Market Cap
₹536.10 Cr
Current Price
₹106.71
High / Low (52W)
₹151.20 / ₹100.51
Beta
-
Valuation
Stock P/E
11.82
Industry PE
19.12
Forward P/E
-
PEG Ratio
-
Book Value
₹81.39
Price to Book
1.31
P/S
3.85
EV/EBITDA
-
Dividend Yield
1.17%
Profitability & Returns
ROCE
4.25%
ROE
11.65%
ROA
2.63%
Profit Margin
32.61%
Op Margin
41.16%
EPS (Latest Qtr)
₹2.21
EPS (TTM)
₹9.03
Balance Sheet & Liquidity
Debt/Equity
3.80
Quick Ratio
87.94
Current Ratio
87.94
Debt
₹1,555.60 Cr
Total Assets
₹1,979.24 Cr
Current Assets
₹1,827.38 Cr
Working Capital
₹1,822.62 Cr
Ownership
Promoter Holding
76.66%
Chg in Prom Hold
-
FII / Inst Holding
0.00%
Chg in FII Hold
-
Financial Snapshot
Enterprise Value
₹1,825.74 Cr
Total Revenue (TTM)
₹139.07 Cr
EBITDA
-
Free Cash Flow
-
Operating Cash Flow
₹-378.08 Cr
Shares Outstanding
₹5.02 Cr
Gross Margin
100.00%
Payout Ratio
11.07%
Growth (CAGR)
Revenue 5Y
35.87%
Profit 5Y
39.86%
Revenue (YoY)
-3.30%
Earnings (YoY)
38.50%
PROS
- Excellent profit margin of 32.6%.
- Compounding revenue at 35.9% over 5 years.
- Profit CAGR of 39.9% over 5 years.
CONS
- Trading 29.4% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | MANBA MANBA FINANCE LIMITED NSEFINANCIAL | 106.71 | 11.82 | ₹536.10 Cr | 1.17% | 4.25% | 11.65% | 35.87% | 39.86% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 744.55 | 16.61 | ₹11.46 L Cr | 1.75% | - | 13.82% | 32.50% | 20.39% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,256.40 | 16.81 | ₹9.01 L Cr | 0.88% | - | 16.36% | 19.65% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 964.40 | 10.58 | ₹8.90 L Cr | 1.80% | - | 15.48% | 12.19% | 14.39% |
| 5 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 384.20 | 19.80 | ₹3.82 L Cr | 0.13% | - | 11.39% | 14.58% | 8.92% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 411.35 | 9.06 | ₹2.60 L Cr | 2.43% | - | 42.36% | 7.61% | 16.86% |
| 7 | SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL | 947.15 | 17.79 | ₹2.23 L Cr | 1.46% | - | 16.38% | 15.48% | 18.59% |
| 8 | SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL | 1,830.10 | 74.06 | ₹1.84 L Cr | 0.15% | - | 13.70% | 11.67% | 12.81% |
| 9 | ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL | 3,538.50 | 53.19 | ₹1.75 L Cr | 0.70% | 98.30% | 85.80% | 28.94% | 29.58% |
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Quarterly Results
Figures in INR.
| Metric | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Revenue | - | 64.38 Cr | 66.07 Cr | 63.04 Cr | 72.33 Cr | 84.30 Cr | 92.37 Cr |
| Cost of Revenue | - | 41.89 Cr | 42.43 Cr | 45.45 Cr | 49.09 Cr | 58.03 Cr | 58.88 Cr |
| Gross Profit | - | 22.49 Cr | 23.63 Cr | 17.59 Cr | 23.25 Cr | 26.27 Cr | 33.49 Cr |
| Operating Expenses | - | 1.51 Cr | 5.72 Cr | 3.09 Cr | 2.72 Cr | 2.87 Cr | 7.96 Cr |
| Operating Income | - | 20.98 Cr | 17.91 Cr | 14.50 Cr | 20.52 Cr | 23.40 Cr | 25.53 Cr |
| EBITDA | - | 22.12 Cr | 19.14 Cr | 15.66 Cr | 21.70 Cr | 24.61 Cr | 26.71 Cr |
| Interest Expense | - | - | - | - | - | - | - |
| Pretax Income | - | 16.46 Cr | 11.19 Cr | 12.18 Cr | 15.24 Cr | 17.14 Cr | 16.94 Cr |
| Tax Provision | - | 3.50 Cr | 3.17 Cr | 2.43 Cr | 3.84 Cr | 4.06 Cr | 5.81 Cr |
| Net Income | - | 12.96 Cr | 8.02 Cr | 9.75 Cr | 11.40 Cr | 13.08 Cr | 11.13 Cr |
| Diluted EPS | 2.32 | 2.58 | 1.60 | 1.94 | 2.27 | 2.60 | 2.21 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 124.96 Cr | 168.36 Cr | 237.79 Cr | 313.46 Cr |
| Cost of Revenue | - | 79.73 Cr | 112.80 Cr | 157.86 Cr | 211.45 Cr |
| Gross Profit | - | 45.23 Cr | 55.55 Cr | 79.93 Cr | 102.01 Cr |
| Operating Expenses | - | 11.21 Cr | 14.09 Cr | 12.90 Cr | 18.05 Cr |
| Operating Income | - | 34.01 Cr | 41.47 Cr | 67.03 Cr | 83.96 Cr |
| EBITDA | - | 28.43 Cr | 44.27 Cr | 71.62 Cr | 88.68 Cr |
| Interest Expense | 19.44 L | 1.20 Cr | 1.13 Cr | 1.07 Cr | - |
| Pretax Income | - | 22.79 Cr | 38.65 Cr | 50.10 Cr | 61.50 Cr |
| Tax Provision | - | 6.21 Cr | 7.47 Cr | 12.30 Cr | 16.14 Cr |
| Net Income | - | 16.58 Cr | 31.18 Cr | 37.80 Cr | 45.36 Cr |
| Diluted EPS | - | 3.30 | 6.21 | 7.52 | 9.03 |
Compounded Sales Growth
| 5 Years: | 35.87% |
| 1 Year: | -3.30% |
Compounded Profit Growth
| 5 Years: | 39.86% |
| 1 Year: | 38.50% |
Stock Price Performance
| 1 Year: | -22.56% |
| 6 Months: | -22.33% |
| 3 Months: | -13.66% |
| 1 Month: | -2.37% |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 787.25 Cr | 973.75 Cr | 1,465.98 Cr | 1,979.24 Cr |
| Current Assets | - | 516.22 Cr | 926.63 Cr | 1,408.00 Cr | 1,827.38 Cr |
| Cash & Equivalents | - | 62.38 Cr | 37.34 Cr | 128.47 Cr | 177.84 Cr |
| Inventory | - | - | - | - | - |
| Receivables | - | - | - | - | - |
| Total Liabilities | - | 618.82 Cr | 773.15 Cr | 1,097.08 Cr | 1,569.48 Cr |
| Current Liabilities | - | 388.09 Cr | 9.19 Cr | 642.24 Cr | 4.75 Cr |
| Long Term Debt | - | 219.38 Cr | 752.27 Cr | 444.66 Cr | 1,548.70 Cr |
| Total Debt | - | 607.60 Cr | 762.79 Cr | 1,083.86 Cr | 1,555.60 Cr |
| Total Equity | - | 168.43 Cr | 200.61 Cr | 368.90 Cr | 409.76 Cr |
| Shares Outstanding | - | 5.02 Cr | 5.02 Cr | 5.02 Cr | 5.02 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | -124.03 Cr | -141.14 Cr | -320.32 Cr | -378.08 Cr |
| Investing Cash Flow | - | -18.92 Cr | 1.10 Cr | -14.65 Cr | -59.68 Cr |
| Financing Cash Flow | - | 201.53 Cr | 156.34 Cr | 449.89 Cr | 465.01 Cr |
| Capital Expenditure | - | -68.18 L | -2.15 Cr | -2.61 Cr | -1.10 Cr |
| Free Cash Flow | - | -124.71 Cr | -143.29 Cr | -322.93 Cr | -379.17 Cr |
| Net Change in Cash | - | 58.59 Cr | 16.30 Cr | 114.92 Cr | 27.25 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | 36.2% | 33.0% | 33.6% | 32.5% |
| Operating Margin % | - | 27.2% | 24.6% | 28.2% | 26.8% |
| Net Margin % | - | 13.3% | 18.5% | 15.9% | 14.5% |
| ROE % | - | 9.8% | 15.5% | 10.2% | 11.1% |
| ROCE % | - | 8.5% | 4.3% | 8.1% | 4.3% |
Shareholding Pattern
Insiders
76.66%
Institutions
0.00%
Public Float
0.00%
Analyst View
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Analyst aggregate. Targets and ratings update periodically; not investment advice.
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