Bank of Maharashtra MAHABANK NIFTY_MIDNSEFINANCIALPSU
Bank of Maharashtra provides various banking products and services in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It accepts savings, current, term, and demand deposits, as well as provides capital gain account schemes. The company also offers housing loans, vehicle and car loans, topup loans, education loans, gold loans, personal loans, salary gain schemes, green financing schemes, rooftop solar panel loans, and adhaar loans, as well as loans against properties and deposits; working capital, term, project, infrastructure, export, and bill financing services; lines of credit; commercial lease rental services; accounts takeover services; non-fund based services; micro, small, and medium enterprise loans; and agriculture loans and other services. In addition, it provides digital banking and lending services, and government schemes; debit and credit cards; documentary credits and collections, import and export financing, guarantees, travel related forex, non-resident Indian services, capital account transactions, remittance schemes, and risk management services; and remittance facilities, as well as hedges exchange risk. Bank of Maharashtra was incorporated in 1935 and is headquartered in Pune, India.
READ MORE ›Market & Price
Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Strong return on equity of 22.7%.
- Excellent profit margin of 49.3%.
- Compounding revenue at 18.9% over 5 years.
- Profit CAGR of 39.1% over 5 years.
- Attractive dividend yield of 3.15%.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | MAHABANK Bank of Maharashtra NIFTY_MIDNSEFINANCIALPSU | 79.27 | 8.69 | ₹60,970.95 Cr | 3.15% | - | 22.66% | 18.91% | 39.14% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 744.55 | 16.61 | ₹11.46 L Cr | 1.75% | - | 13.82% | 32.50% | 20.39% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,256.40 | 16.81 | ₹9.01 L Cr | 0.88% | - | 16.36% | 19.65% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 964.40 | 10.58 | ₹8.90 L Cr | 1.80% | - | 15.48% | 12.19% | 14.39% |
| 5 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 384.20 | 19.80 | ₹3.82 L Cr | 0.13% | - | 11.39% | 14.58% | 8.92% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 411.35 | 9.06 | ₹2.60 L Cr | 2.43% | - | 42.36% | 7.61% | 16.86% |
| 7 | SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL | 947.15 | 17.79 | ₹2.23 L Cr | 1.46% | - | 16.38% | 15.48% | 18.59% |
| 8 | SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL | 1,830.10 | 74.06 | ₹1.84 L Cr | 0.15% | - | 13.70% | 11.67% | 12.81% |
| 9 | ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL | 3,538.50 | 53.19 | ₹1.75 L Cr | 0.70% | 98.30% | 85.80% | 28.94% | 29.58% |
Quarterly Results
Figures in INR.
| Metric | Dec 2024 | Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | 3,731.63 Cr | 4,097.75 Cr | 4,117.27 Cr | 4,355.64 Cr | 4,641.18 Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 1,675.74 Cr | 1,921.28 Cr | 1,695.25 Cr | 1,687.96 Cr | 1,647.47 Cr |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | 3,381.03 Cr | 3,614.01 Cr | 3,761.91 Cr | 3,921.56 Cr | 4,052.28 Cr |
| Pretax Income | 1,462.70 Cr | 1,536.89 Cr | 1,702.99 Cr | 2,007.72 Cr | 2,329.62 Cr |
| Tax Provision | 55.97 Cr | 43.51 Cr | 109.90 Cr | 228.14 Cr | 315.16 Cr |
| Net Income | 1,411.60 Cr | 1,502.32 Cr | 1,504.37 Cr | 1,798.99 Cr | 2,044.88 Cr |
| Diluted EPS | 1.84 | 1.95 | 1.96 | 2.34 | 2.66 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 10,235.62 Cr | 11,988.24 Cr | 15,122.03 Cr | 17,207.57 Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | 4,137.31 Cr | 4,968.22 Cr | 6,980.76 Cr | 6,722.26 Cr |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 8,156.79 Cr | 10,671.83 Cr | 13,280.58 Cr | 15,616.15 Cr |
| Pretax Income | - | 2,605.00 Cr | 4,071.78 Cr | 5,723.95 Cr | 7,859.19 Cr |
| Tax Provision | - | 843.16 Cr | 304.73 Cr | 203.08 Cr | 838.56 Cr |
| Net Income | - | 2,605.00 Cr | 4,071.78 Cr | 5,541.78 Cr | 7,016.86 Cr |
| Diluted EPS | 1.73 | 3.87 | 5.80 | 7.51 | - |
Compounded Sales Growth
| 5 Years: | 18.91% |
| 1 Year: | 38.20% |
Compounded Profit Growth
| 5 Years: | 39.14% |
| 1 Year: | 36.40% |
Stock Price Performance
| 1 Year: | +57.83% |
| 6 Months: | +35.00% |
| 3 Months: | +10.31% |
| 1 Month: | +1.15% |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 2.68 L Cr | 3.07 L Cr | 3.69 L Cr | 4.27 L Cr |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 18,753.61 Cr | 30,311.70 Cr | 42,803.69 Cr | 27,745.60 Cr |
| Inventory | - | - | - | - | - |
| Receivables | 2,005.94 Cr | 2,187.20 Cr | 4,838.46 Cr | 5,728.98 Cr | - |
| Total Liabilities | - | 2.52 L Cr | 2.87 L Cr | 3.41 L Cr | 3.94 L Cr |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - |
| Total Debt | - | 10,265.66 Cr | 7,718.85 Cr | 23,852.51 Cr | 35,233.58 Cr |
| Total Equity | - | 15,790.23 Cr | 19,870.62 Cr | 28,707.98 Cr | 33,224.64 Cr |
| Shares Outstanding | - | 673.05 Cr | 708.14 Cr | 769.16 Cr | 769.16 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | -1,439.92 Cr | 11,580.85 Cr | 7,627.84 Cr | -11,336.03 Cr |
| Investing Cash Flow | - | -175.08 Cr | -259.54 Cr | -494.94 Cr | -506.16 Cr |
| Financing Cash Flow | - | 227.93 Cr | 461.45 Cr | 4,750.31 Cr | -2,607.12 Cr |
| Capital Expenditure | - | -324.45 Cr | -278.91 Cr | -519.41 Cr | -421.60 Cr |
| Free Cash Flow | - | -1,764.37 Cr | 11,301.95 Cr | 7,108.43 Cr | -11,757.63 Cr |
| Net Change in Cash | - | -1,387.07 Cr | 11,782.75 Cr | 11,883.21 Cr | -14,449.31 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - |
| Net Margin % | - | 25.5% | 34.0% | 36.6% | 40.8% |
| ROE % | - | 16.5% | 20.5% | 19.3% | 21.1% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
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