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ICICI Bank Limited ICICIBANK NIFTY50NSEAIFINANCIAL

Financial Services · Banks - Regional · India
https://www.icici.bank.in

ICICI Bank Limited, together with its subsidiaries, engages in the provision of various banking and financial services to retail and corporate customers in India and internationally. The company operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life Insurance, General Insurance, and Others segments. It offers savings, salary, pension, current, trade, escrow, foreign currency, and vostro accounts, as well as time, fixed, recurring, and security deposits. The company also provides home, car, two-wheeler, personal, education, gold, and commercial business loans, as well as loans against securities, shares, mutual funds, and property; working capital finance, term loans, collateral free loans, loans without financials, finance for importers and exporters, and overdraft facilities, as well as loans for new entities and card swipes; and credit, debit, prepaid, travel, forex, and corporate cards. In addition, it offers pockets wallet; fixed income products; investment products, such as mutual funds, gold monetization schemes, initial public offerings, and other online investment services; and agri and rural business, farmer finance, tractor loans, and micro banking services. Further, the company provides portfolio management, trade, foreign exchange, locker, private and NRI banking, and cash management services; family wealth and demat accounts; commercial and investment banking, capital market, custodial, and institutional banking services; general, life health, personal accident, fire, travel, and motor insurance products; and internet, mobile, and phone banking services. Additionally, it offers securities investment, broking, trading, and underwriting services; and merchant banking, trusteeship, housing finance, pension fund management, asset management, investment advisory, points of presence, and private equity/venture capital fund management services. The company was founded in 1955 and is headquartered in Mumbai, India.

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₹1,256.40
-13.07% 1Y

Market & Price

Market Cap
₹9.01 L Cr
Current Price
₹1,256.40
High / Low (52W)
₹1,477.20 / ₹1,205.90
Beta
0.28

Valuation

Stock P/E
16.81
Industry PE
19.12
Forward P/E
13.83
PEG Ratio
0.53
Book Value
₹506.99
Price to Book
2.48
P/S
4.14
EV/EBITDA
-
Dividend Yield
0.88%

Profitability & Returns

ROCE
-
ROE
16.36%
ROA
2.08%
Profit Margin
24.93%
Op Margin
33.29%
EPS (Latest Qtr)
₹20.36
EPS (TTM)
₹74.76

Balance Sheet & Liquidity

Debt/Equity
-
Quick Ratio
-
Current Ratio
-
Debt
₹2.20 L Cr
Total Assets
₹29.14 L Cr
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
3.01%
Chg in Prom Hold
-
FII / Inst Holding
59.78%
Chg in FII Hold
-0.00%

Financial Snapshot

Enterprise Value
₹8.72 L Cr
Total Revenue (TTM)
₹2.17 L Cr
EBITDA
-
Free Cash Flow
-
Operating Cash Flow
₹-1.21 L Cr
Shares Outstanding
₹716.93 Cr
Gross Margin
0.00%
Payout Ratio
14.71%

Growth (CAGR)

Revenue 5Y
19.65%
Profit 5Y
16.78%
Revenue (YoY)
66.90%
Earnings (YoY)
8.40%

PROS

  • Excellent profit margin of 24.9%.
  • Compounding revenue at 19.7% over 5 years.
  • Profit CAGR of 16.8% over 5 years.

CONS

  • In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

Price Chart

NSE TradingView Screener.in

Fundamental Growth

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP ₹P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL 1,256.40 16.81 ₹9.01 L Cr 0.88% - 16.36% 19.65% 16.78%
2 HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL 744.55 16.61 ₹11.46 L Cr 1.75% - 13.82% 32.50% 20.39%
3 SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU 964.40 10.58 ₹8.90 L Cr 1.80% - 15.48% 12.19% 14.39%
4 KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL 384.20 19.80 ₹3.82 L Cr 0.13% - 11.39% 14.58% 8.92%
5 LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU 411.35 9.06 ₹2.60 L Cr 2.43% - 42.36% 7.61% 16.86%
6 SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL 947.15 17.79 ₹2.23 L Cr 1.46% - 16.38% 15.48% 18.59%
7 SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL 1,830.10 74.06 ₹1.84 L Cr 0.15% - 13.70% 11.67% 12.81%
8 ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL 3,538.50 53.19 ₹1.75 L Cr 0.70% 98.30% 85.80% 28.94% 29.58%
9 JIOFIN Jio Financial Services Limited NIFTY50NSEAIFINANCIAL 238.95 99.15 ₹1.58 L Cr 0.21% 1.63% 1.21% 407.38% 268.28%
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Quarterly Results

Figures in INR.

Metric Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue --56,700.45 Cr51,485.97 Cr54,129.20 Cr54,907.76 Cr62,566.85 Cr
Cost of Revenue -------
Gross Profit -------
Operating Expenses -------
Operating Income -------
EBITDA -------
Interest Expense --23,047.32 Cr23,090.06 Cr22,017.39 Cr21,874.32 Cr22,046.81 Cr
Pretax Income --19,143.00 Cr19,557.01 Cr19,126.33 Cr17,823.86 Cr20,812.98 Cr
Tax Provision --4,789.31 Cr5,100.68 Cr4,808.18 Cr4,342.73 Cr5,132.34 Cr
Net Income --13,502.22 Cr13,557.60 Cr13,357.06 Cr12,537.98 Cr14,755.06 Cr
Diluted EPS -17.9518.8418.71-17.2920.36

Profit & Loss (Annual)

Figures in INR.

Metric Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Revenue -1.30 L Cr1.53 L Cr2.06 L Cr2.23 L Cr
Cost of Revenue -----
Gross Profit -----
Operating Expenses -----
Operating Income -----
EBITDA -----
Interest Expense -50,543.39 Cr74,108.16 Cr89,027.65 Cr89,028.58 Cr
Pretax Income -35,461.31 Cr61,508.13 Cr73,004.21 Cr77,320.18 Cr
Tax Provision -11,793.44 Cr15,427.62 Cr18,434.83 Cr19,383.93 Cr
Net Income -34,036.64 Cr44,256.37 Cr51,029.20 Cr54,207.70 Cr
Diluted EPS -47.8461.9671.1474.77

Compounded Sales Growth

5 Years:19.65%
1 Year:66.90%

Compounded Profit Growth

5 Years:16.78%
1 Year:8.40%

Stock Price Performance

1 Year:-13.07%
6 Months:-8.18%
3 Months:-10.22%
1 Month:-1.92%

Balance Sheet (Annual)

Figures in INR.

Metric Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Total Assets -19.58 L Cr23.64 L Cr26.42 L Cr29.14 L Cr
Current Assets -----
Cash & Equivalents -1.64 L Cr1.90 L Cr2.38 L Cr2.65 L Cr
Inventory -----
Receivables 10,838.99 Cr15,110.06 Cr20,855.11 Cr23,837.80 Cr-
Total Liabilities -17.37 L Cr20.94 L Cr23.13 L Cr25.35 L Cr
Current Liabilities -----
Long Term Debt -1.74 L Cr1.84 L Cr1.81 L Cr2.20 L Cr
Total Debt -1.84 L Cr2.01 L Cr2.04 L Cr2.20 L Cr
Total Equity -2.14 L Cr2.56 L Cr3.14 L Cr3.63 L Cr
Shares Outstanding -698.28 Cr702.23 Cr712.19 Cr716.06 Cr

Cash Flows (Annual)

Figures in INR.

Metric Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Operating Cash Flow --3,771.19 Cr1.57 L Cr1.23 L Cr67,325.42 Cr
Investing Cash Flow --68,005.32 Cr-1.46 L Cr-77,288.36 Cr-13,013.59 Cr
Financing Cash Flow -24,790.72 Cr13,764.51 Cr5,589.23 Cr-4,660.55 Cr
Capital Expenditure --2,467.68 Cr-3,678.55 Cr-4,770.00 Cr-3,730.00 Cr
Free Cash Flow --6,238.87 Cr1.54 L Cr1.18 L Cr63,595.42 Cr
Net Change in Cash --46,985.80 Cr25,117.90 Cr51,106.13 Cr49,651.28 Cr

Ratios (Annual)

Figures in %.

Metric Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Gross Margin % -----
Operating Margin % -----
Net Margin % -26.1%28.9%24.8%24.3%
ROE % -15.9%17.3%16.3%14.9%
ROCE % -----

Shareholding Pattern

Insiders
3.01%
Institutions
59.78%
Public Float
61.64%

Analyst View

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