Fusion Finance Limited FUSION NSEFINANCIAL
Financial Services · Credit Services · India
Fusion Finance Limited, a non-banking financial company, provides micro finance lending services to women entrepreneurs in rural and semi-urban areas in India. The company offers income generation, top up, emergency, and cross sell loans; and unsecured, secured, and solar business loans. The company was formerly known as Fusion Micro Finance Limited and changed its name to Fusion Finance Limited in July 2024. Fusion Finance Limited was incorporated in 1994 and is headquartered in Gurugram, India.
READ MORE ›₹178.47
+3.19% 1Y
Market & Price
Market Cap
₹2,886.15 Cr
Current Price
₹178.47
High / Low (52W)
₹221.46 / ₹138.24
Beta
1.26
Valuation
Stock P/E
174.97
Industry PE
19.12
Forward P/E
7.04
PEG Ratio
-
Book Value
₹146.42
Price to Book
1.22
P/S
5.07
EV/EBITDA
-
Dividend Yield
-
Profitability & Returns
ROCE
2.91%
ROE
-
ROA
-
Profit Margin
-46.57%
Op Margin
6.35%
EPS (Latest Qtr)
₹7.06
EPS (TTM)
₹1.02
Balance Sheet & Liquidity
Debt/Equity
2.58
Quick Ratio
-
Current Ratio
-
Debt
₹4,942.63 Cr
Total Assets
₹8,294.80 Cr
Current Assets
₹8,019.79 Cr
Working Capital
₹7,987.45 Cr
Ownership
Promoter Holding
56.10%
Chg in Prom Hold
-
FII / Inst Holding
13.97%
Chg in FII Hold
-
Financial Snapshot
Enterprise Value
₹6,341.48 Cr
Total Revenue (TTM)
₹568.87 Cr
EBITDA
-
Free Cash Flow
-
Operating Cash Flow
-
Shares Outstanding
₹16.04 Cr
Gross Margin
100.00%
Payout Ratio
0.00%
Growth (CAGR)
Revenue 5Y
-0.88%
Profit 5Y
-67.05%
Revenue (YoY)
-
Earnings (YoY)
-
PROS
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Trading at a high P/E of 175.0.
- Revenue declined at -0.9% CAGR over 5 years.
- Earnings shrank at -67.0% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | FUSION Fusion Finance Limited NSEFINANCIAL | 178.47 | 174.97 | ₹2,886.15 Cr | - | 2.91% | - | -0.88% | -67.05% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 744.55 | 16.61 | ₹11.46 L Cr | 1.75% | - | 13.82% | 32.50% | 20.39% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,256.40 | 16.81 | ₹9.01 L Cr | 0.88% | - | 16.36% | 19.65% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 964.40 | 10.58 | ₹8.90 L Cr | 1.80% | - | 15.48% | 12.19% | 14.39% |
| 5 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 384.20 | 19.80 | ₹3.82 L Cr | 0.13% | - | 11.39% | 14.58% | 8.92% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 411.35 | 9.06 | ₹2.60 L Cr | 2.43% | - | 42.36% | 7.61% | 16.86% |
| 7 | SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL | 947.15 | 17.79 | ₹2.23 L Cr | 1.46% | - | 16.38% | 15.48% | 18.59% |
| 8 | SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL | 1,830.10 | 74.06 | ₹1.84 L Cr | 0.15% | - | 13.70% | 11.67% | 12.81% |
| 9 | ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL | 3,538.50 | 53.19 | ₹1.75 L Cr | 0.70% | 98.30% | 85.80% | 28.94% | 29.58% |
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Quarterly Results
Figures in INR.
| Metric | Dec 2024 | Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | 440.84 Cr | 449.72 Cr | 422.24 Cr | 368.35 Cr | 372.09 Cr |
| Cost of Revenue | 364.84 Cr | 325.61 Cr | 303.05 Cr | 276.90 Cr | 287.28 Cr |
| Gross Profit | 76.00 Cr | 124.11 Cr | 119.19 Cr | 91.45 Cr | 84.81 Cr |
| Operating Expenses | 46.82 Cr | 52.80 Cr | 55.91 Cr | 36.49 Cr | 27.13 Cr |
| Operating Income | 29.18 Cr | 71.31 Cr | 63.28 Cr | 54.96 Cr | 57.68 Cr |
| EBITDA | 32.38 Cr | 74.57 Cr | 65.70 Cr | 57.45 Cr | 59.88 Cr |
| Interest Expense | - | - | - | - | - |
| Pretax Income | -507.52 Cr | -164.56 Cr | -92.25 Cr | 14.05 Cr | 37.41 Cr |
| Tax Provision | 211.80 Cr | 0 | 0 | 0 | -76.78 Cr |
| Net Income | -719.32 Cr | -164.56 Cr | -92.25 Cr | 14.05 Cr | 114.19 Cr |
| Diluted EPS | -65.44 | -14.97 | -7.44 | 1.05 | 7.06 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 1,589.99 Cr | 2,086.63 Cr | 2,149.36 Cr | 1,548.30 Cr |
| Cost of Revenue | - | 930.75 Cr | 1,155.45 Cr | 1,417.09 Cr | 1,155.64 Cr |
| Gross Profit | - | 659.24 Cr | 931.18 Cr | 732.27 Cr | 392.66 Cr |
| Operating Expenses | - | 136.45 Cr | 178.09 Cr | 191.14 Cr | 151.98 Cr |
| Operating Income | - | 522.79 Cr | 753.09 Cr | 541.13 Cr | 240.68 Cr |
| EBITDA | - | 520.41 Cr | 673.26 Cr | 552.80 Cr | 250.28 Cr |
| Interest Expense | 88.80 L | 1.02 Cr | 99.00 L | 1.23 Cr | - |
| Pretax Income | - | 511.98 Cr | 663.26 Cr | -1,133.01 Cr | -62.93 Cr |
| Tax Provision | - | 124.83 Cr | 157.97 Cr | 91.53 Cr | -76.78 Cr |
| Net Income | - | 387.15 Cr | 505.29 Cr | -1,224.54 Cr | 13.85 Cr |
| Diluted EPS | - | 41.78 | 45.89 | -111.41 | 1.01 |
Compounded Sales Growth
| 5 Years: | -0.88% |
| 1 Year: | - |
Compounded Profit Growth
| 5 Years: | -67.05% |
| 1 Year: | - |
Stock Price Performance
| 1 Year: | +3.19% |
| 6 Months: | +7.12% |
| 3 Months: | -2.83% |
| 1 Month: | -5.68% |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 9,363.54 Cr | 11,774.32 Cr | 8,292.67 Cr | 8,294.80 Cr |
| Current Assets | - | 6,220.51 Cr | 7,804.40 Cr | 6,063.40 Cr | 8,019.79 Cr |
| Cash & Equivalents | - | 950.36 Cr | 1,474.69 Cr | 783.05 Cr | 1,874.84 Cr |
| Inventory | - | - | - | - | - |
| Receivables | - | 14.41 Cr | 13.85 Cr | 3.70 Cr | 7.40 Cr |
| Total Liabilities | - | 7,041.62 Cr | 8,926.17 Cr | 6,649.34 Cr | 5,838.87 Cr |
| Current Liabilities | - | 2,809.63 Cr | 3,539.28 Cr | 4,992.58 Cr | 32.34 Cr |
| Long Term Debt | - | 4,218.14 Cr | 5,372.79 Cr | 1,639.09 Cr | 5,570.76 Cr |
| Total Debt | - | 6,778.40 Cr | 8,615.90 Cr | 6,402.02 Cr | 5,570.76 Cr |
| Total Equity | - | 2,321.92 Cr | 2,848.15 Cr | 1,643.33 Cr | 2,455.93 Cr |
| Shares Outstanding | - | 10.39 Cr | 10.43 Cr | 10.43 Cr | 16.17 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | -1,663.04 Cr | -1,350.34 Cr | 1,447.88 Cr | 1,146.25 Cr |
| Investing Cash Flow | - | 17.85 Cr | 31.48 Cr | 74.40 Cr | 12.17 Cr |
| Financing Cash Flow | - | 1,584.18 Cr | 1,843.19 Cr | -2,213.92 Cr | -66.63 Cr |
| Capital Expenditure | - | -7.53 Cr | -19.33 Cr | -10.50 Cr | -18.24 Cr |
| Free Cash Flow | - | -1,670.57 Cr | -1,369.67 Cr | 1,437.38 Cr | 1,128.01 Cr |
| Net Change in Cash | - | -61.01 Cr | 524.33 Cr | -691.64 Cr | 1,091.79 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | 41.5% | 44.6% | 34.1% | 25.4% |
| Operating Margin % | - | 32.9% | 36.1% | 25.2% | 15.5% |
| Net Margin % | - | 24.3% | 24.2% | -57.0% | 0.9% |
| ROE % | - | 16.7% | 17.7% | -74.5% | 0.6% |
| ROCE % | - | 8.0% | 9.1% | 16.4% | 2.9% |
Shareholding Pattern
Insiders
56.10%
Institutions
13.97%
Public Float
31.81%
Analyst View
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Analyst aggregate. Targets and ratings update periodically; not investment advice.
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